Hiram, Georgia (GA) Savings Rates - April 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Hiram, Georgia and the surrounding area include PNC BankPNC Bank1430 Pace Rd, Hiram, GA 30141A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Family Savings Credit UnionFamily Savings Credit Union342 Charles Hardy Pkwy, Hiram, GA 30141 1848A5.0 ★Texas Ratio: 9.34% IRA Share Accounts at 0.45% APY, MembersFirst Credit UnionMembersFirst Credit Union44 Highland Falls Blvd, Hiram, GA 30141A+5.0 ★Texas Ratio: 1.16% Traditional IRA Savings at 0.30% APY, Wells FargoWells Fargo4580 Jimmy Lee Smith Pkwy, Hiram, GA 30141A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and FsnbFsnb10300 Industrial Blvd Ne, Covington, GA 30014A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Hiram, Georgia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Hiram, Georgia (GA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Hiram, Georgia and the surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Savings Rates in Hiram, Georgia & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1430 Pace Rd, Hiram, GA 30141
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
342 Charles Hardy Pkwy, Hiram, GA 30141 1848
IRA Share Accounts
0.45%
$100
▼
Rate0.45%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
$10,000.01 and above
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
342 Charles Hardy Pkwy, Hiram, GA 30141 1848
IRA Share Accounts
0.35%
$100
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
$2,000.01 - $10,000
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
342 Charles Hardy Pkwy, Hiram, GA 30141 1848
Master Share
0.30%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
44 Highland Falls Blvd, Hiram, GA 30141
Traditional IRA Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
44 Highland Falls Blvd, Hiram, GA 30141
Roth IRA Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
44 Highland Falls Blvd, Hiram, GA 30141
Educational IRA Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
44 Highland Falls Blvd, Hiram, GA 30141
Christmas Club Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
44 Highland Falls Blvd, Hiram, GA 30141
Savasaurus Club Savings
0.21%
$0
▼
Rate0.21%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
44 Highland Falls Blvd, Hiram, GA 30141
MembersFirst 55+ Savings
0.21%
$0
▼
Rate0.21%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
44 Highland Falls Blvd, Hiram, GA 30141
CU Succeed Savings
0.21%
$0
▼
Rate0.21%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
342 Charles Hardy Pkwy, Hiram, GA 30141 1848
Master Share
0.20%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
44 Highland Falls Blvd, Hiram, GA 30141
Special Purpose Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
44 Highland Falls Blvd, Hiram, GA 30141
Membership Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
342 Charles Hardy Pkwy, Hiram, GA 30141 1848
IRA Share Accounts
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
$0.01 - $2,000
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
44 Highland Falls Blvd, Hiram, GA 30141
Business Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
342 Charles Hardy Pkwy, Hiram, GA 30141 1848
Share Draft/Checking Accounts
0.10%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4580 Jimmy Lee Smith Pkwy, Hiram, GA 30141
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1430 Pace Rd, Hiram, GA 30141
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1430 Pace Rd, Hiram, GA 30141
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
10300 Industrial Blvd Ne, Covington, GA 30014
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $5,000.00
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
ULTRA Savings
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Ultra Savings Rate
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings W/Checking Account
4.45%
$0
▼
Rate4.45%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
AVG DAILY STEPS: 12,500+
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings w/Checking Rate
4.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings W/Elite Chk
4.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
SENIOR Savings
4.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
6251 Crooked Creek Rd, Norcross, GA 30092 3107
Safari Savings Club
4.00%
$0
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA 30316
FREEDOM DIRECT SAVINGS
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Direct Deposit to a new or existing Justice Federal Checking Account.
American Pride Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
4740 Log Cabin Dr, Macon, GA 31204
High Savings Account
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Terms and Conditions Apply.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA 30047
Youth Savings
4.00%
$0
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA 30047
High Yield Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA 30047
High-Yield Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
5063 Alabama Hwy, Ringgold, GA 30736
FirstUp Savings
3.82%
$50
▼
Rate3.75%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
104 Town Blvd NE Ste A110, Brookhaven, GA 30319 3146
Business Prosperity Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Intro rate subject to change
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
3550 Lenox Rd Ne, Atlanta, GA 30326
U.S. Business Money Market Savings
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
3.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3360 Satellite Blvd, Duluth, GA 30096
WooriWON Savings
3.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
500 N Indian Creek Dr, Clarkston, GA 30021 2362
High Earning Savings
3.15%
$0
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Balances less than $25,000, with monthly net deposit(s) of $100+
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Earn & Learn Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $2,500.00
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA 30047
College Savings Plan
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA 30025 4723
SafeGuard Savings, Consumer
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA 30025 4723
SafeGuard Savings, Municipal
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA 30189 5531
High Interest Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Qualifying balance up to $1,000.00
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA 30030 1229
High Yield Savings Plus
3.00%
$100,000
▼
Rate0.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
$1,000 bonus
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings w/Checking Rate
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings W/Elite Chk
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
PCB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2870 Lawrenceville Suwanee Rd, Suwanee, GA 30024
Your major-milestones savings account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3360 Satellite Blvd, Duluth, GA 30096
WooriWON Savings
2.95%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 29, 2026
Details
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
2.85%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
PCB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2870 Lawrenceville Suwanee Rd, Suwanee, GA 30024
Your major-milestones savings account
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
SENIOR Savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Hanmi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2330 Pleasant Hill Rd, Duluth, GA 30096
Simple Savings
2.70%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
PCB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2870 Lawrenceville Suwanee Rd, Suwanee, GA 30024
Your major-milestones savings account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
2.34%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Altamaha Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
206 Jackson St, Vidalia, GA 30474
Rewards Savings*
2.25%
$100
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $50,000.00
Altamaha Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
206 Jackson St, Vidalia, GA 30474
Rewards Savings
2.25%
$100
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Hanmi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2330 Pleasant Hill Rd, Duluth, GA 30096
Simple Savings
2.20%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
3764 Old Norcross Rd, Duluth, GA 30096
Kids Savings
2.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Complimentary Kids Savings stackable money bank and passbook at new account opening
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Hiram, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hiram, Georgia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Hiram, Georgia
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Georgia, help your money grow faster through a higher APY.
Are savings accounts in Hiram, Georgia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Georgia up to $250,000 per depositor, per institution.
How often do savings rates change in Hiram, Georgia?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Georgia rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Hiram, Georgia may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Hiram, Georgia?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Hiram, Georgia offer in-person customer service, which some customers prefer.
How do I open a savings account in Hiram, Georgia?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Hiram, Georgia
Here are recent savings rates observed in Hiram, Georgia and the surrounding area:
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Family Savings Credit Union
IRA Share Accounts — 0.45% APY - MembersFirst Credit Union
Traditional IRA Savings — 0.30% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Fsnb
Cents-able Savings — 7.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Hiram, Georgia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 29, 2026
