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Florida Savings Rate Trends

Maitland, Florida (FL) Savings Rates - March 2026

The best savings rates for Maitland, Florida and the surrounding area include Midflorida Credit UnionMidflorida Credit Union450 S Orlando Ave, Maitland, FL 32751A+5.0 ★Texas Ratio: 2.45% High Five Savings at 5.00% APY, Axiom BankAxiom Bank258 Southhall Ln, Maitland, FL 32751A-4.9 ★Texas Ratio: 16.62% SMB Savings at 3.25% APY, TrustCo BankTrustCo Bank9400 S Us Highway 17 92, Maitland, FL 32751A+5.0 ★Texas Ratio: 3.16% Home Town Savings at 0.95% APY, First HorizonFirst Horizon100 E Packwood Ave, Maitland, FL 32751A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union2405 Lucien Way, Maitland, FL 32751B4.4 ★Texas Ratio: 21.76% IRA Savings Account (Traditional, Roth and Coverdell) at 0.30% APY.

To see how these savings rates in Maitland, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Maitland, Florida (FL) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Maitland, Florida and the surrounding area. Last Updated and Verified: March 20, 2026

Maitland, FL Savings Rate Trends

Compare local Maitland, FL savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Florida Savings Trends →
High-Yield Savings — FL Avg
1.034%

Florida high-yield savings rates currently average 1.034% APY based on data from institutions in our monitoring network.

Standard Savings — FL Avg
0.605%
▲ 0.155 from last week

Florida standard savings rates rose 0.155 points this week to 0.605% APY, up from 0.450% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Maitland, Florida & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
450 S Orlando Ave, Maitland, FL 32751
High Five Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $2,000.00

Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
450 S Orlando Ave, Maitland, FL 32751
Youth Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $5,000.00

Axiom Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.62%
258 Southhall Ln, Maitland, FL 32751
SMB Savings
3.25%
$25
Rate3.20%
Min Deposit$25
Min Balance
UpdatedMar 17, 2026
Details

Axiom Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.62%
258 Southhall Ln, Maitland, FL 32751
Goal Savings
3.25%
$25
Rate3.20%
Min Deposit$25
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $250,000

Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
450 S Orlando Ave, Maitland, FL 32751
High Yield Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
9400 S Us Highway 17 92, Maitland, FL 32751
Home Town Savings
0.95%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
9400 S Us Highway 17 92, Maitland, FL 32751
Home Town Savings
0.91%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
9400 S Us Highway 17 92, Maitland, FL 32751
Home Town Savings
0.80%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
100 E Packwood Ave, Maitland, FL 32751
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
9400 S Us Highway 17 92, Maitland, FL 32751
Home Town Savings
0.74%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
100 E Packwood Ave, Maitland, FL 32751
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
450 S Orlando Ave, Maitland, FL 32751
Extreme Business Savings
0.53%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
100 E Packwood Ave, Maitland, FL 32751
TotalView Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
450 S Orlando Ave, Maitland, FL 32751
Extreme Business Savings
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
9400 S Us Highway 17 92, Maitland, FL 32751
Home Town Savings
0.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2405 Lucien Way, Maitland, FL 32751
IRA Savings Account (Traditional, Roth and Coverdell)
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
9400 S Us Highway 17 92, Maitland, FL 32751
Home Town Savings
0.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
100 E Packwood Ave, Maitland, FL 32751
Traditional Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
9400 S Us Highway 17 92, Maitland, FL 32751
Home Town Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
100 E Packwood Ave, Maitland, FL 32751
Money Market Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
100 E Packwood Ave, Maitland, FL 32751
Money Market Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2405 Lucien Way, Maitland, FL 32751
Regular Savings Account
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2405 Lucien Way, Maitland, FL 32751
eSavings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

2,4

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2405 Lucien Way, Maitland, FL 32751
Regular Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

2,4

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
9400 S Us Highway 17 92, Maitland, FL 32751
Home Town Savings
0.07%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
9400 S Us Highway 17 92, Maitland, FL 32751
Home Town Savings
0.06%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
450 S Orlando Ave, Maitland, FL 32751
Relationship Savings
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
450 S Orlando Ave, Maitland, FL 32751
Regular Savings
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

All balances

Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
450 S Orlando Ave, Maitland, FL 32751
IRA Savings
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
450 S Orlando Ave, Maitland, FL 32751
Business Savings
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

All balances

Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
405 SE 2nd PL, Gainesville, FL 32601 6808
Even-Up Share*
10.00%
$0
Rate10.00%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2718 Martin Luther King Jr Blvd, Panama City, FL 32405 4408
Rising Tide Youth Share
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Balance: $5 - $1,000

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $5,000.00

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
3407 Bahia Vista St, Sarasota, FL 34239
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $1,000.00

Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL 32703 7755
Emergency Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $1,000.00

BayFirst National Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.71%
700 Central Ave, Saint Petersburg, FL 33701
Cash Kids Club Savings
4.94%
$10
Rate4.82%
Min Deposit$10
Min Balance
UpdatedMar 16, 2026
Details

Qualifying balance up to $500.00

Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
6536 E Hillsborough Ave, Tampa, FL 33610
High Yield Savings Account
4.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $500.00; High yield checking required.

Newtek Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
1111 Brickell Ave, Miami, FL 33131
Personal High Yield Savings
4.20%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Super Duper Savings Account
4.01%
$50
Rate3.93%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

Your account is set up to receive monthly e-statements. A $5.00 paper statement fee applies if you opt for paper. Rates may change. No minimum balance required to earn interest. Fees may reduce earnings.

Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Super Duper Savings
4.01%
$50
Rate3.93%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

Your account is set up to receive monthly e-statements. A $5.00 paper statement fee applies if you opt for paper.

Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
847 S Orange Blossom Trl, Apopka, FL 32703
Savings Plus
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $5,000.00

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL 33027
FREEDOM DIRECT SAVINGS
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

when you add Direct Deposit to a new or existing Justice Federal Checking Account.

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL 32819
High Yield Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Ocala Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
2675 SE 36th Ave, Ocala, FL 34471
IRA Savings
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1055 Crosspointe Dr, Naples, FL 34110
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 15, 2026
Details

Independent Bank Memphis, TN
Institution Rating:
A5.0 ★Texas Ratio: 9.65%
550 Wells Rd, Orange Park, FL 32073
Savings Special
3.70%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

New money only. Fees may reduce earnings. Offer applies to personal accounts only.

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4099 Tamiami Trl N, Naples, FL 34103
Business High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Super Savings
3.56%
$50
Rate3.50%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

terms apply; A monthly service charge of $5.00 will be assessed if the daily minimum balance falls below $200.00. Withdrawals and fees could reduce earnings.

Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Youth Savings
3.56%
$25
Rate3.50%
Min Deposit$25
Min Balance
UpdatedMar 18, 2026
Details

E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
4500 San Pablo Rd S, Jacksonville, FL 32224 1865
Premium Money Market Savings
3.40%
$0
Rate3.36%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL 33406 5195
High Yield Savings
3.40%
$0
Rate3.35%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL 32830
Enhanced Money Market Savings
3.30%
$10,000
Rate3.25%
Min Deposit$10,000
Min Balance
UpdatedMar 15, 2026
Details

Minimum to open is $10,000

Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL 32703 7755
Save Smart Savings
3.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $100,000.00

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
200 E Broad St, Groveland, FL 34736
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL 33010 4719
High Yield/High Balance Share Accounts
3.25%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$100,000 & Over

HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
2950 Aventura Blvd, Aventura, FL 33180
Premier Relationship Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Citizens First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1050 Lake Sumter Lndg, The Villages, FL 32162
Savings
3.15%
$2,500
Rate3.10%
Min Deposit$2,500
Min Balance
UpdatedMar 18, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
4500 San Pablo Rd S, Jacksonville, FL 32224 1865
Premium Money Market Savings
3.05%
$0
Rate3.02%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Earn & Learn Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $2,500.00

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Maitland, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Maitland, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Maitland, Florida

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Florida, help your money grow faster through a higher APY.

Are savings accounts in Maitland, Florida safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.

How often do savings rates change in Maitland, Florida?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Maitland, Florida may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Maitland, Florida?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Maitland, Florida offer in-person customer service, which some customers prefer.

How do I open a savings account in Maitland, Florida?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Maitland, Florida

Here are recent savings rates observed in Maitland, Florida and the surrounding area:
  • Midflorida Credit Union
    High Five Savings — 5.00% APY
  • Axiom Bank
    SMB Savings — 3.25% APY
  • TrustCo Bank
    Home Town Savings — 0.95% APY
  • First Horizon
    TotalView Money Market Savings — 0.75% APY
  • UNIFY Financial Federal Credit Union
    IRA Savings Account (Traditional, Roth and Coverdell) — 0.30% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Maitland, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026