The best savings rates for Key West, Florida and the surrounding area include Monroe County Teachers Federal Credit UnionMonroe County Teachers Federal Credit Union1442 Kennedy Dr, Key West, FL 33040A+5.0 ★Texas Ratio: 5.03% Coverdell Educatio Savings Club at 2.50% APY, Keys Federal Credit UnionKeys Federal Credit Union514 Southard St, Key West, FL 33040A5.0 ★Texas Ratio: 11.39% Kirby Kids Savings at 1.05% APY, First HorizonFirst Horizon330 Whitehead St, Key West, FL 33040A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, SOUTHERNMOSTSOUTHERNMOST1004 Kennedy Dr, Key West, FL 33040 4019A+5.0 ★Texas Ratio: 0.45% REGULAR SHARES ACCOUNT at 0.05% APY, and Wells FargoWells Fargo3131 Northside Dr, Key West, FL 33040A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Key West, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Key West, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Key West, Florida and the surrounding area. Last Updated and Verified: March 29, 2026
Balance: $5 - $1,000
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $2,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00; No monthly fees. High yield checking required.
No minimum balance
Qualifying balance up to $5,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $5,000.00
Contact your local banker for more details!
no monthly service fee. The interest rate is 3.50% with an annual percentage yield (APY) of 3.56%, accurate as of 11-19-2025 and subject to change. E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.
E-statements or $5 paper statements
Minimum of $5,000 not currently deposited at Huntington.
Qualifying balance up to $100,000.00
$100,000 & Over
Qualifying balance up to $250,000
Relationship
Daily Balances Of $5,000-$100,000
Qualifying balance up to $2,500.00
Qualifying balance up to $50,000.00
Minimum of $5,000 not currently deposited at Huntington.
Compare local Key West, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield savings rates rose 0.054 points this week to 1.318% APY, up from 1.264% last week.
Florida standard savings rates fell 0.504 points this week to 0.418% APY, down from 0.922% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Key West, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Key West, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.