Edgewater, Florida (FL) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Edgewater, Florida and the surrounding area include Fairwinds Credit UnionFairwinds Credit Union1504 S Ridgewood Ave, Edgewater, FL 32132A+5.0 ★Texas Ratio: 1.48% Emergency Savings at 5.00% APY, Launch Credit UnionLaunch Credit Union2810 S Ridgewood Ave, Edgewater, FL 32141A+5.0 ★Texas Ratio: 2.80% First Time Homebuyers Savings at 0.30% APY, Wells FargoWells Fargo1813 S Ridgewood Ave, Edgewater, FL 32141A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, Panhandle Credit UnionPanhandle Credit Union2718 Martin Luther King Jr Blvd, Panama City, FL 32405 4408A+5.0 ★Texas Ratio: 1.21% Rising Tide Youth Share at 10.00% APY, and Radiant Credit UnionRadiant Credit Union405 SE 2nd PL, Gainesville, FL 32601 6808A+5.0 ★Texas Ratio: 5.29% Even-Up Share* at 10.00% APY.
To see how these savings rates in Edgewater, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Edgewater, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Edgewater, Florida and the surrounding area. Last Updated and Verified: March 22, 2026
Edgewater, FL Savings Rate Trends
Compare local Edgewater, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield savings rates fell 3.960 points this week to 0.540% APY, down from 4.500% last week.
Florida standard savings rates fell 2.175 points this week to 0.635% APY, down from 2.810% last week.
Compare the Best Savings Rates in Edgewater, Florida & Surrounding Communities
Qualifying balance up to $1,000.00
Qualifying balance up to $100,000.00
$100,000 & Up
$50,000-$99,999.99
$25,000-$49,999.99
$2,500-$9,999.99
$5-$199.99***
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00; High yield checking required.
Your account is set up to receive monthly e-statements. A $5.00 paper statement fee applies if you opt for paper.
Your account is set up to receive monthly e-statements. A $5.00 paper statement fee applies if you opt for paper. Rates may change. No minimum balance required to earn interest. Fees may reduce earnings.
Qualifying balance up to $5,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Introductory APY
Contact your local banker for more details!
Introductory APY
Contact your local banker for more details!
terms apply; A monthly service charge of $5.00 will be assessed if the daily minimum balance falls below $200.00. Withdrawals and fees could reduce earnings.
E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.
Introductory APY
Introductory APY
Qualifying balance up to $250,000
RELATIONSHIP
Introductory APY
Introductory APY
Daily Balances Of $5,000-$100,000
Grow your money
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Edgewater, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Edgewater, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Edgewater, Florida
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Edgewater, Florida safe?
How often do savings rates change in Edgewater, Florida?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Edgewater, Florida?
How do I open a savings account in Edgewater, Florida?
Best Savings Rates in Edgewater, Florida
- Fairwinds Credit Union
Emergency Savings — 5.00% APY - Launch Credit Union
First Time Homebuyers Savings — 0.30% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Panhandle Credit Union
Rising Tide Youth Share — 10.00% APY - Radiant Credit Union
Even-Up Share* — 10.00% APY
