Bradenton, Florida (FL) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Bradenton, Florida and the surrounding area include Midflorida Credit UnionMidflorida Credit Union1320 Cortez Rd W, Bradenton, FL 34207A+5.0 ★Texas Ratio: 2.45% Share Savings Account at 5.00% APY, BayFirst National BankBayFirst National Bank2102 59th St W, Bradenton, FL 34209A5.0 ★Texas Ratio: 10.71% Cash Kids Club Savings at 4.94% APY, Suncoast Credit UnionSuncoast Credit Union6001 26th St W, Bradenton, FL 34207 4402A5.0 ★Texas Ratio: 6.47% High Yield Savings Account at 4.50% APY, PNC BankPNC Bank7366 52nd Pl E, Bradenton, FL 34203A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, and Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL604 13th Ave E, Bradenton, FL 34208A5.0 ★Texas Ratio: 8.23% High Yield Savings Plus at 3.00% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Bradenton, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Bradenton, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Bradenton, Florida and the surrounding area. Last Updated and Verified: March 24, 2026
Compare the Best Savings Rates in Bradenton, Florida & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
1320 Cortez Rd W, Bradenton, FL 34207
Share Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $10,000.00
BayFirst National Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.71%
2102 59th St W, Bradenton, FL 34209
Cash Kids Club Savings
4.94%
$10
▼
Rate4.82%
Min Deposit$10
Min Balance—
UpdatedMar 16, 2026
Details
Qualifying balance up to $500.00
Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
6001 26th St W, Bradenton, FL 34207 4402
High Yield Savings Account
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $500.00; High yield checking required.
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
7366 52nd Pl E, Bradenton, FL 34203
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
604 13th Ave E, Bradenton, FL 34208
High Yield Savings Plus
3.00%
$100,000
▼
Rate0.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 18, 2026
Details
$1,000 bonus
Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
1320 Cortez Rd W, Bradenton, FL 34207
High Yield Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
8704 State Road 70 E, Bradenton, FL 34202 3720
Kids Club Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $1,000
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
5817 Manatee Ave W, Bradenton, FL 34209
Freestyle Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
5817 Manatee Ave W, Bradenton, FL 34209
Freestyle Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
BankUnited
Institution Rating:
A-5.0 ★Texas Ratio: 15.40%
10625 Sr 64 East, Bradenton, FL 34212
High Yield Savings
2.25%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
5817 Manatee Ave W, Bradenton, FL 34209
Freestyle Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
BankUnited
Institution Rating:
A-5.0 ★Texas Ratio: 15.40%
10625 Sr 64 East, Bradenton, FL 34212
High Yield Savings Account
2.25%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
604 13th Ave E, Bradenton, FL 34208
High-Yield Savings
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4254 53rd Ave E, Bradenton, FL 34203
Premium Savings Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
BayFirst National Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.71%
2102 59th St W, Bradenton, FL 34209
Statement Savings
1.29%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 16, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4254 53rd Ave E, Bradenton, FL 34203
Premium Savings Account
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
8704 State Road 70 E, Bradenton, FL 34202 3720
Health Savings Account
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5858 Cortez Rd W, Bradenton, FL 34210
Home Town Savings
0.95%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5858 Cortez Rd W, Bradenton, FL 34210
Home Town Savings
0.91%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4254 53rd Ave E, Bradenton, FL 34203
Premium Savings Account
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5858 Cortez Rd W, Bradenton, FL 34210
Home Town Savings
0.80%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4254 53rd Ave E, Bradenton, FL 34203
Premium Savings Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
5844 14th Street West (uS 41), Bradenton, FL 34207
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5858 Cortez Rd W, Bradenton, FL 34210
Home Town Savings
0.74%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
7375 University Pkwy, Bradenton, FL 34202 2300
Non-Profit High Yield Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
5844 14th Street West (uS 41), Bradenton, FL 34207
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
5844 14th Street West (uS 41), Bradenton, FL 34207
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
7375 University Pkwy, Bradenton, FL 34202 2300
Non-Profit High Yield Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5858 Cortez Rd W, Bradenton, FL 34210
Home Town Savings
0.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4254 53rd Ave E, Bradenton, FL 34203
IRA Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5858 Cortez Rd W, Bradenton, FL 34210
Home Town Savings
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
11008 Arcade Pl, Bradenton, FL 34211
Roth IRA Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
11008 Arcade Pl, Bradenton, FL 34211
IRA Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
11008 Arcade Pl, Bradenton, FL 34211
Coverdell Education Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
5844 14th Street West (uS 41), Bradenton, FL 34207
Traditional Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
701 9th St W, Bradenton, FL 34205 8656
IRA Savings
0.21%
$0
▼
Rate0.21%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
7375 University Pkwy, Bradenton, FL 34202 2300
Non-Profit High Yield Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4254 53rd Ave E, Bradenton, FL 34203
IRA Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4254 53rd Ave E, Bradenton, FL 34203
Health Savings Account (HSA)
0.18%
$0
▼
Rate0.18%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
7375 University Pkwy, Bradenton, FL 34202 2300
Business High Yield Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
7375 University Pkwy, Bradenton, FL 34202 2300
Regular shares
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
11008 Arcade Pl, Bradenton, FL 34211
Basic Savings Account
0.15%
$1
▼
Rate0.15%
Min Deposit$1
Min Balance—
UpdatedMar 20, 2026
Details
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
11008 Arcade Pl, Bradenton, FL 34211
Business Savings Account
0.15%
$1
▼
Rate0.15%
Min Deposit$1
Min Balance—
UpdatedMar 20, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
5844 14th Street West (uS 41), Bradenton, FL 34207
Money Market Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5858 Cortez Rd W, Bradenton, FL 34210
Home Town Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
5844 14th Street West (uS 41), Bradenton, FL 34207
Money Market Savings
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
7375 University Pkwy, Bradenton, FL 34202 2300
Business High Yield Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
11008 Arcade Pl, Bradenton, FL 34211
Health Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4254 53rd Ave E, Bradenton, FL 34203
IRA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4254 53rd Ave E, Bradenton, FL 34203
Performance Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5858 Cortez Rd W, Bradenton, FL 34210
Home Town Savings
0.07%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5858 Cortez Rd W, Bradenton, FL 34210
Home Town Savings
0.06%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
5817 Manatee Ave W, Bradenton, FL 34209
Freestyle Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1510 Cortez Rd W, Bradenton, FL 34207
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1510 Cortez Rd W, Bradenton, FL 34207
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
GTE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
7375 University Pkwy, Bradenton, FL 34202 2300
Business High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
7366 52nd Pl E, Bradenton, FL 34203
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
7366 52nd Pl E, Bradenton, FL 34203
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1510 Cortez Rd W, Bradenton, FL 34207
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1510 Cortez Rd W, Bradenton, FL 34207
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Bradenton, FL Savings Rate Trends
Compare local Bradenton, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — FL Avg
0.540%
▼ 3.960 from last week
Florida high-yield savings rates fell 3.960 points this week to 0.540% APY, down from 4.500% last week.
Standard Savings — FL Avg
0.631%
▼ 1.884 from last week
Florida standard savings rates fell 1.884 points this week to 0.631% APY, down from 2.515% last week.
As of Mar 24, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Bradenton, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bradenton, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Bradenton, Florida
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Florida, help your money grow faster through a higher APY.
Are savings accounts in Bradenton, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do savings rates change in Bradenton, Florida?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Bradenton, Florida may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Bradenton, Florida?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Bradenton, Florida offer in-person customer service, which some customers prefer.
How do I open a savings account in Bradenton, Florida?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Bradenton, Florida
Here are recent savings rates observed in Bradenton, Florida and the surrounding area:
- Midflorida Credit Union
Share Savings Account — 5.00% APY - BayFirst National Bank
Cash Kids Club Savings — 4.94% APY - Suncoast Credit Union
High Yield Savings Account — 4.50% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Credit Union 1 Credit Union Rantoul, IL
High Yield Savings Plus — 3.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bradenton, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 24, 2026
