Fort Collins, Colorado (CO) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Fort Collins, Colorado and the surrounding area include Together Credit UnionTogether Credit Union1520 E Mulberry St, Fort Collins, CO 80524 3501A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, Blue Federal Credit UnionBlue Federal Credit Union181 W Boardwalk Dr, Fort Collins, CO 80525 3069A5.0 ★Texas Ratio: 13.48% Accelerated Savings at 5.00% APY, FirstBank (Colorado)FirstBank (Colorado)1013 E Harmony Rd, Fort Collins, CO 80525A+5.0 ★Texas Ratio: 1.68% Bloom Savings Account at 3.35% APY, PNC BankPNC Bank3131 S College Ave, Fort Collins, CO 80525A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, and Bellco Credit UnionBellco Credit Union1526 E Harmony Rd Unit 130, Fort Collins, CO 80525 8006A+5.0 ★Texas Ratio: 4.87% Youth Savings at 3.25% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Fort Collins, Colorado, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fort Collins, Colorado (CO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Fort Collins, Colorado and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Fort Collins, Colorado & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.48%
181 W Boardwalk Dr, Fort Collins, CO 80525 3069
Accelerated Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
Bloom Savings Account
3.35%
$0
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3131 S College Ave, Fort Collins, CO 80525
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1526 E Harmony Rd Unit 130, Fort Collins, CO 80525 8006
Youth Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1526 E Harmony Rd Unit 130, Fort Collins, CO 80525 8006
Savings Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
2420 E Harmony Rd, Fort Collins, CO 80528 3423
Everyday w/ High-Yield Savings
3.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Make your money work for you.
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
2420 E Harmony Rd, Fort Collins, CO 80528 3423
Everyday Account w/High-Yield Savings
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
rate applies to savings account only
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
Earn & Learn Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $2,500.00
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
Bloom Savings Account
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
155 Boardwalk Dr, Fort Collins, CO 80525
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Minimum Balance 4,5,6,9,10
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1526 E Harmony Rd Unit 130, Fort Collins, CO 80525 8006
Savings Account
2.70%
$0
▼
Rate2.66%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1526 E Harmony Rd Unit 130, Fort Collins, CO 80525 8006
Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO 80525
Money Market Savings Accounts Jumbo
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
Money Market Savings
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
Business Money Market Savings
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO 80525
Money Market Savings Accounts Premier
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
Bloom Savings Account
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
Business Money Market Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
Money Market Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
Health Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
155 Boardwalk Dr, Fort Collins, CO 80525
Personal Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Any balance
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO 80525
Money Market Savings Accounts Select
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
Business Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
Business Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
Health Savings Account
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
IRA Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
Business 2 Year Time Savings Account
0.75%
$0
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
2 Year Time Savings Account
0.75%
$0
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
Business Money Market Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
Health Savings Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
IRA Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO 80524
Money Market Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
Business 1 Year Time Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
1 Year Time Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
1 Year Time Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
2420 E Harmony Rd, Fort Collins, CO 80528 3423
Share Savings Account
0.40%
$25
▼
Rate0.40%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
2420 E Harmony Rd, Fort Collins, CO 80528 3423
Share Savings Account
0.35%
$25
▼
Rate0.35%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
Bloom Savings Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
123 N College Ave, Fort Collins, CO 80524
Simply Savings account
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
123 N College Ave, Fort Collins, CO 80524
Simply Savings Student account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
2420 E Harmony Rd, Fort Collins, CO 80528 3423
Share Savings Account
0.30%
$25
▼
Rate0.30%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
Smart Choice College Savings Plan
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
Money Market Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1550 E Harmony Rd, Fort Collins, CO 80525
Business Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
300 E Horsetooth Rd, Fort Collins, CO 80525
Statement Savings
0.10%
$50
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
300 E Horsetooth Rd, Fort Collins, CO 80525
MMA-PERSONAL
0.10%
$50,000
▼
Rate0.10%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
Smart Choice College Savings Plan
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
Money Market Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
Business 91 Day Time Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
91 Day Time Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
300 E Horsetooth Rd, Fort Collins, CO 80525
MMA-NONPERSONAL
0.10%
$50,000
▼
Rate0.10%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
2108 Milestone Dr, Fort Collins, CO 80525
Youth Savings
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
2108 Milestone Dr, Fort Collins, CO 80525
Personal Savings
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
2108 Milestone Dr, Fort Collins, CO 80525
Business Savings
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
460 S College Ave, Fort Collins, CO 80524
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1013 E Harmony Rd, Fort Collins, CO 80525
Bloom Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
460 S College Ave, Fort Collins, CO 80524
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fort Collins, CO Savings Rate Trends
Compare local Fort Collins, CO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — CO Avg
0.976%
▼ 2.088 from last week
Colorado high-yield savings rates fell 2.088 points this week to 0.976% APY, down from 3.064% last week.
Standard Savings — CO Avg
0.809%
▲ 0.004 from last week
Colorado standard savings rates rose 0.004 points this week to 0.809% APY, up from 0.805% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fort Collins, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fort Collins, Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Fort Collins, Colorado
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Colorado, help your money grow faster through a higher APY.
Are savings accounts in Fort Collins, Colorado safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.
How often do savings rates change in Fort Collins, Colorado?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Fort Collins, Colorado may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Fort Collins, Colorado?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Fort Collins, Colorado offer in-person customer service, which some customers prefer.
How do I open a savings account in Fort Collins, Colorado?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Fort Collins, Colorado
Here are recent savings rates observed in Fort Collins, Colorado and the surrounding area:
- Together Credit Union
Accelerate It Savings — 5.00% APY - Blue Federal Credit Union
Accelerated Savings — 5.00% APY - FirstBank (Colorado)
Bloom Savings Account — 3.35% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Bellco Credit Union
Youth Savings — 3.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fort Collins, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
