Berkeley, California (CA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Berkeley, California and the surrounding area include BluPeak Credit UnionBluPeak Credit Union2350 Shattuck Ave, Berkeley, CA 94704A+5.0 ★Texas Ratio: 1.71% BluRipple Savings at 0.75% APY, Patelco Credit UnionPatelco Credit Union2033 Kala Bagai Way, Berkeley, CA 94704A+5.0 ★Texas Ratio: 4.87% Health Savings Accounts at 0.25% APY, Nuvision Federal Credit UnionNuvision Federal Credit Union3015 San Pablo Ave, Berkeley, CA 94702A+5.0 ★Texas Ratio: 3.70% IRA Savings (Traditional and Roth) at 0.15% APY, Wells FargoWells Fargo2144 Shattuck Ave, Berkeley, CA 94704A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and Chevron Federal Credit UnionChevron Federal Credit Union2600 Camino Ramon Ste CF120, San Ramon, CA 94583A+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Berkeley, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Berkeley, California (CA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Berkeley, California and the surrounding area. Last Updated and Verified: March 24, 2026
Compare the Best Savings Rates in Berkeley, California & Surrounding Communities
$250,000+
$100,000-$249999.99
$50,000-$99999.99
$25,000-$49999.99
$10,000-$24999.99
$1000.00-$9999.99
$0.00-$999.99
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD
Youth up to age 261?2
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifications Required: First Entertainment Checking Account; eStatements only; active online Bill Pay service or Direct Deposit; Qualifying balance up to $500.00
Qualifying balance up to $500.00
Earn 10x the National Average2
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
$25 Bonus
Terms and Conditions apply.
Online Only
RELATIONSHIP
Online account opening required
guaranteed through June 30, 2026
Standard Rate
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Berkeley, CA Savings Rate Trends
Compare local Berkeley, CA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield savings rates fell 3.397 points this week to 0.162% APY, down from 3.559% last week.
California standard savings rates fell 0.343 points this week to 0.546% APY, down from 0.889% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Berkeley, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Berkeley, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Berkeley, California
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Berkeley, California safe?
How often do savings rates change in Berkeley, California?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Berkeley, California?
How do I open a savings account in Berkeley, California?
Best Savings Rates in Berkeley, California
- BluPeak Credit Union
BluRipple Savings — 0.75% APY - Patelco Credit Union
Health Savings Accounts — 0.25% APY - Nuvision Federal Credit Union
IRA Savings (Traditional and Roth) — 0.15% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Chevron Federal Credit Union
MySavings Youth — 7.00% APY
