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Alabama Savings Rate Trends

Dothan, Alabama (AL) Savings Rates - March 2026

The best savings rates for Dothan, Alabama and the surrounding area include Avadian Credit UnionAvadian Credit Union2378 W Main St, Dothan, AL 36301A+5.0 ★Texas Ratio: 3.11% Centsible Savings2 at 7.00% APY, PNC BankPNC Bank2936 Montgomery Hwy, Dothan, AL 36303A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Alabama One Credit UnionAlabama One Credit Union6167 Fortner St, Dothan, AL 36305 6822A5.0 ★Texas Ratio: 6.47% Little ONE Membership Savings at 1.00% APY, Five Star Credit UnionFive Star Credit Union674 N Oates St, Dothan, AL 36303 4530A5.0 ★Texas Ratio: 7.24% Youth Savings at 0.85% APY, and APCO Employees Credit UnionAPCO Employees Credit Union2220 Montgomery Hwy, Dothan, AL 36303 3200A+5.0 ★Texas Ratio: 0.45% HIGH-YIELD Share Account at 0.75% APY.

To see how these savings rates in Dothan, Alabama, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Dothan, Alabama (AL) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Dothan, Alabama and the surrounding area. Last Updated and Verified: March 20, 2026

Dothan, AL Savings Rate Trends

Compare local Dothan, AL savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Alabama Savings Trends →
High-Yield Savings — AL Avg
1.440%

Alabama high-yield savings rates currently average 1.440% APY based on data from institutions in our monitoring network.

Standard Savings — AL Avg
0.332%
▼ 0.118 from last week

Alabama standard savings rates fell 0.118 points this week to 0.332% APY, down from 0.450% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Dothan, Alabama & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
Centsible Savings2
7.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $1000.00

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
High Yield Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $25,000.00

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2936 Montgomery Hwy, Dothan, AL 36303
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
IRA Savings and Education (Coverdell) Savings
1.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Alabama One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
6167 Fortner St, Dothan, AL 36305 6822
Little ONE Membership Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
IRA Savings and Education (Coverdell) Savings
0.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
674 N Oates St, Dothan, AL 36303 4530
Youth Savings
0.85%
$0
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
674 N Oates St, Dothan, AL 36303 4530
Rising Star Youth Savings
0.85%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Account Transfer Limitations Apply

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
IRA Savings and Education (Coverdell) Savings
0.80%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

APCO Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2220 Montgomery Hwy, Dothan, AL 36303 3200
HIGH-YIELD Share Account
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
2462 Montgomery Hwy, Dothan, AL 36303 3254
Share Account
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
2462 Montgomery Hwy, Dothan, AL 36303 3254
PFA Savings Rate
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
IRA Savings and Education (Coverdell) Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
674 N Oates St, Dothan, AL 36303 4530
IRA Share Account
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Account Transfer Limitations Apply

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
Savings Accounts
0.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
Business Savings Accounts
0.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
Business Savings Accounts
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
Savings Accounts
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
Health Savings Account
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Alabama One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
6167 Fortner St, Dothan, AL 36305 6822
Savings Accounts or greater
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

$1,000

Alabama One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
6167 Fortner St, Dothan, AL 36305 6822
Savings Accounts
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

$1,000 or greater

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
Savings Accounts
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
Business Savings Accounts
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
Savings Accounts
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
2378 W Main St, Dothan, AL 36301
Business Savings Accounts
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
674 N Oates St, Dothan, AL 36303 4530
Savings (Share) Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
674 N Oates St, Dothan, AL 36303 4530
Sub-share Account
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Account Transfer Limitations Apply

Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
674 N Oates St, Dothan, AL 36303 4530
Share Draft Checking Account
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No longer offered after 8/19/2018

Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
674 N Oates St, Dothan, AL 36303 4530
Membership Share Account
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Account Transfer Limitations Apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2999 Ross Clark Cir, Dothan, AL 36301
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
4482 W Main St, Dothan, AL 36305
Personal Savings
0.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 18, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2936 Montgomery Hwy, Dothan, AL 36303
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2936 Montgomery Hwy, Dothan, AL 36303
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2999 Ross Clark Cir, Dothan, AL 36301
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 15, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Tyndall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
4674 W Main St, Dothan, AL 36305 1088
Regular Share
0.01%
$5
Rate0.01%
Min Deposit$5
Min Balance
UpdatedMar 15, 2026
Details

($999.99 or Below)

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2999 Ross Clark Cir, Dothan, AL 36301
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 15, 2026
Details

How to avoid the $5 monthly service fee

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2999 Ross Clark Cir, Dothan, AL 36301
Way2Save Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 15, 2026
Details

Alabama One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
6167 Fortner St, Dothan, AL 36305 6822
Savings Accounts
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

under $1,000

First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
131 Main St, Grove Hill, AL 36451
NextGEN Savings
5.12%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $500.00

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
548 Main St, Roanoke, AL 36274
FirstUp Savings
3.82%
$50
Rate3.75%
Min Deposit$50
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
50 N Royal St, Mobile, AL 36602
Freestyle Savings Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
50 N Royal St, Mobile, AL 36602
Freestyle Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
50 N Royal St, Mobile, AL 36602
Freestyle Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Dothan, Alabama directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dothan, Alabama. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AL.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Dothan, Alabama

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Alabama, help your money grow faster through a higher APY.

Are savings accounts in Dothan, Alabama safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Alabama up to $250,000 per depositor, per institution.

How often do savings rates change in Dothan, Alabama?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Alabama rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Dothan, Alabama may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Dothan, Alabama?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Dothan, Alabama offer in-person customer service, which some customers prefer.

How do I open a savings account in Dothan, Alabama?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Dothan, Alabama

Here are recent savings rates observed in Dothan, Alabama and the surrounding area:
  • Avadian Credit Union
    Centsible Savings2 — 7.00% APY
  • PNC Bank
    PNC High Yield Savings® — 3.25% APY
  • Alabama One Credit Union
    Little ONE Membership Savings — 1.00% APY
  • Five Star Credit Union
    Youth Savings — 0.85% APY
  • APCO Employees Credit Union
    HIGH-YIELD Share Account — 0.75% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Dothan, Alabama. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026