Lisbon, Wisconsin Best Personal Loan Rates - October 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Lisbon, Wisconsin personal loan rates from lenders serving Wisconsin range from 4.00% to 13.25% APR, verified by MonitorBankRates as of October 12, 2026. Current personal loan options available to borrowers in Lisbon, Wisconsin include: Tri County Credit Union Marinette, WITri County Credit Union Marinette, WIA-5.0 ★Texas Ratio: 14.20% offering Share Secured Loan at 4.00% APR, Marshfield Medical Center Credit UnionMarshfield Medical Center Credit UnionA+5.0 ★Texas Ratio: 0.69% offering Solar Loans at 5.74% APR, Mayo Employees Federal Credit UnionMayo Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.16% offering Solar Loans at 5.79% APR, Park Manor Christian Church Credit UnionPark Manor Christian Church Credit UnionA5.0 ★Texas Ratio: 12.50% offering Unsecured Personal Loan at 5.99% APR, and Wisconsin Latvian Credit UnionWisconsin Latvian Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Signature Loans at 6.50% APR. Personal loan rates as of October 12, 2026 according to verified data from MonitorBankRates.
Lisbon borrowers have access to 67 lenders serving the Wisconsin area, with personal loan rates as low as 4.00% APR from Tri County Credit Union Marinette, WI. Use the tabs below to compare all available personal loan types. Rates are continually updated, so we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics, including A-F Safety Grades, verified Star Ratings, and Texas Ratios, so you can confidently borrow from a stable, highly-rated institution in Lisbon, Wisconsin.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lisbon, Wisconsin. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: October 12, 2026
Lisbon Personal Loan Rates
No additional details available.
Term: Installation-Up to 18 Months; Monthly interest payments based on the amount outstanding
Term: 5, 10 and 15 year fixed rate; Rate is dependent on credit history; Available in all states except for Hawaii and Alaska
- Sep 29, 20265.79%▼ from 7.99%
- Sep 21, 20267.99%first recorded
Based on credit worthiness
No additional details available.
Miscellaneous Collateral - Boats, ATV's, other fun stuff
No additional details available.
Rate is equal to the U.S. Prime Rate published in the Wall Street Journal. Current Prime Rate is 6.75%. Rates listed are lowest possible with qualifying credit score of 651 or higher and eligible rate discounts.
No additional details available.
Based on credit worthiness
Merit based price in effect; actual rate may vary based on your credit score. Terms up to 10 years. $20,000 maximum loan. Solar projects on primary home only. No equity required. Some restrictions apply. Rates effective 09/24/2026.
APR= Annual Percentage Rate. All rates subject to credit approval and credit score. Additional rate adjustments may apply based upon credit score. 4.00% with any bankruptcy within the last 36 mos. Other restrictions may apply. Rates subject to change without notice.
As Low As
- Oct 10, 20266.99%▼ from 7.49%
- Sep 14, 20267.49%first recorded
Published APR range: 7.25%-11.25%. Please Contact Us for more information on all available loan rates and programs.
- Oct 3, 20267.25%▲ from 6.75%
- Sep 16, 20266.75%first recorded
As Low As; Loan amounts up to $30,000, terms up to 84 months
Based on $10,000 loan amount
- Sep 19, 20267.46%▼ from 7.47%
- Sep 16, 20267.47%first recorded
Based on $10,000 loan amount
- Sep 19, 20267.64%▼ from 7.65%
- Sep 16, 20267.65%first recorded
up to $15,000; As Low as
- Sep 22, 20267.75%▲ from 7.50%
- Sep 14, 20267.50%first recorded
No additional details available.
Term: 5, 10 and 15 year fixed rate; Rates as low as:; Rate is dependent on credit history; Available in all states except for Hawaii and Alaska
Based on credit worthiness
Additional APR listed for this product: 8.99%, 9.99%. Credit score of 750 or more; All unsecured loans require 10% of the amount being borrowed to be secured in a share account
APR= Annual Percentage Rate. All rates subject to credit approval and credit score. Additional rate adjustments may apply based upon credit score. 4.00% with any bankruptcy within the last 36 mos. Other restrictions may apply. Rates subject to change without notice.
As low as 7.99%; Up to $25,000
Based on $10,000 loan amount
- Sep 19, 20268.27%▼ from 8.28%
- Sep 16, 20268.28%first recorded
Based on $10,000 loan amount
- Sep 19, 20268.35%▼ from 8.35%
- Sep 16, 20268.35%first recorded
As Low As
No additional details available.
No additional details available.
As Low As; Loan amounts up to $30,000, terms up to 84 months
No additional details available.
**Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
As Low As; Loan amounts up to $30,000, terms up to 84 months
Rates effective as of 05/29/2026. Rates subject to change without notice.
Based on credit worthiness
APR= Annual Percentage Rate. All rates subject to credit approval and credit score. Additional rate adjustments may apply based upon credit score. 4.00% with any bankruptcy within the last 36 mos. Other restrictions may apply. Rates subject to change without notice.
As Low As
As Low As
As low as 8.99%; Up to $25,000
No additional details available.
No additional details available.
- Oct 5, 20269.02%▲ from 8.64%
- Sep 14, 20268.64%first recorded
Amount: Up to $5,000
with Direct Deposit & Autopay**; Up to $10,000 (Guideline Only)
**Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
As Low As Interest Rate %; As Low As APR %
- Oct 1, 20269.38%▲ from 8.88%
- Sep 22, 20268.88%first recorded
with Direct Deposit & Autopay**; Up to $10,000 (Guideline Only)
As Low As
As Low As; Loan amounts up to $30,000, terms up to 84 months
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Estimated Monthly Payment Per $1000 For 60 Months: $21.00
As Low As; Loan amount over $2,000
No additional details available.
with Direct Deposit & Autopay**: 9.20%
As Low As; Loan amounts up to $30,000, terms up to 84 months
A+ Rate
No additional details available.
No additional details available.
No additional details available.
**Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
No additional details available.
As Low As
up to $15,000; As Low as
- Sep 22, 20269.75%▲ from 9.50%
- Sep 14, 20269.50%first recorded
No additional details available.
No additional details available.
Under $10,000; APR (as low as)
No additional details available.
As low as
$1,000; As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.
with Direct Deposit & Autopay**: 9.45%
As Low As; Terms: 72 Months at least $15,000.00+; 60 Months at least $10,000.00+; 48 Months at least $5,000.00+; 36 Months can be less than $4,999.99
As Low As; Loan amounts up to $30,000, terms up to 84 months
Published APR range: 9.99% - 16.99%.
As Low As
Rates as low as 9.99% APR*. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.
As low as**
No additional details available.
Credit Grade: (A+) 730+
- Oct 1, 20269.99%▲ from 7.99%
- Sep 14, 20267.99%first recorded
APR= Annual Percentage Rate. All rates subject to credit approval and credit score. Additional rate adjustments may apply based upon credit score. 4.00% with any bankruptcy within the last 36 mos. Other restrictions may apply. Rates subject to change without notice.
No additional details available.
As Low As
Amount: $1,000.00
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$1,000; As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.
As Low As Interest Rate %; As Low As APR %
- Oct 1, 202610.20%▲ from 9.70%
- Sep 22, 20269.70%first recorded
with Direct Deposit & Autopay**: 9.70%
As Low As; Loan amounts up to $30,000, terms up to 84 months
A Rate
- Oct 9, 202610.24%▲ from 9.74%
- Oct 5, 20269.74%first recorded
No additional details available.
Credit Grade: (A) 680-729
- Oct 1, 202610.24%▲ from 8.24%
- Sep 14, 20268.24%first recorded
No additional details available.
**Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
No additional details available.
No additional details available.
with Direct Deposit & Autopay**: 9.95%
As Low As
Cost Per $1000: $32.50
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$1,000; As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
**Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
No additional details available.
Monthly Payment of 21.62 per $1,000
No additional details available.
No additional details available.
$10,000; APR (as low as)
No additional details available.
As low as
Published APR range: 10.99% - 18.00%.
As Low As
Credit Score 735+
Credit score of 750 or more; only for loans over $5,000.00; All unsecured loans require 10% of the amount being borrowed to be secured in a share account
No additional details available.
As low as; Loan amount: Up to $10,000
No additional details available.
APR= Annual Percentage Rate. All rates subject to credit approval and credit score. Additional rate adjustments may apply based upon credit score. 4.00% with any bankruptcy within the last 36 mos. Other restrictions may apply. Rates subject to change without notice.
No additional details available.
$10000- $25000
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
Lisbon Personal Loan Rates
Based on credit worthiness
Rate is equal to the U.S. Prime Rate published in the Wall Street Journal. Current Prime Rate is 6.75%. Rates listed are lowest possible with qualifying credit score of 651 or higher and eligible rate discounts.
Based on credit worthiness
As Low As
- Oct 10, 20266.99%▼ from 7.49%
- Sep 14, 20267.49%first recorded
Based on credit worthiness
As Low As
**Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
Based on credit worthiness
Amount: Up to $5,000
with Direct Deposit & Autopay**; Up to $10,000 (Guideline Only)
with Direct Deposit & Autopay**; Up to $10,000 (Guideline Only)
As Low As
No additional details available.
No additional details available.
No additional details available.
with Direct Deposit & Autopay**: 9.20%
A+ Rate
**Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
As Low As
Under $10,000; APR (as low as)
with Direct Deposit & Autopay**: 9.45%
As Low As
Rates as low as 9.99% APR*. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.
As low as**
No additional details available.
with Direct Deposit & Autopay**: 9.70%
A Rate
- Oct 9, 202610.24%▲ from 9.74%
- Oct 5, 20269.74%first recorded
No additional details available.
with Direct Deposit & Autopay**: 9.95%
As Low As
No additional details available.
**Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
No additional details available.
$10,000; APR (as low as)
As Low As
As low as; Loan amount: Up to $10,000
$10000- $25000
No additional details available.
As Low As
No additional details available.
Lisbon Debt Consolidation Loan Rates
No additional details available.
No additional details available.
**Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
**Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
**Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
**Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
Term: 49 - 60 Months (5K Plus); **Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.
Lisbon Signature Loan Rates
Miscellaneous Collateral - Boats, ATV's, other fun stuff
APR= Annual Percentage Rate. All rates subject to credit approval and credit score. Additional rate adjustments may apply based upon credit score. 4.00% with any bankruptcy within the last 36 mos. Other restrictions may apply. Rates subject to change without notice.
As Low As; Loan amounts up to $30,000, terms up to 84 months
APR= Annual Percentage Rate. All rates subject to credit approval and credit score. Additional rate adjustments may apply based upon credit score. 4.00% with any bankruptcy within the last 36 mos. Other restrictions may apply. Rates subject to change without notice.
As low as 7.99%; Up to $25,000
No additional details available.
No additional details available.
As Low As; Loan amounts up to $30,000, terms up to 84 months
As Low As; Loan amounts up to $30,000, terms up to 84 months
Rates effective as of 05/29/2026. Rates subject to change without notice.
APR= Annual Percentage Rate. All rates subject to credit approval and credit score. Additional rate adjustments may apply based upon credit score. 4.00% with any bankruptcy within the last 36 mos. Other restrictions may apply. Rates subject to change without notice.
As Low As
As low as 8.99%; Up to $25,000
No additional details available.
- Oct 5, 20269.02%▲ from 8.64%
- Sep 14, 20268.64%first recorded
As Low As Interest Rate %; As Low As APR %
- Oct 1, 20269.38%▲ from 8.88%
- Sep 22, 20268.88%first recorded
As Low As; Loan amounts up to $30,000, terms up to 84 months
No additional details available.
Estimated Monthly Payment Per $1000 For 60 Months: $21.00
As Low As; Loan amount over $2,000
As Low As; Loan amounts up to $30,000, terms up to 84 months
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As low as
$1,000; As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.
As Low As; Terms: 72 Months at least $15,000.00+; 60 Months at least $10,000.00+; 48 Months at least $5,000.00+; 36 Months can be less than $4,999.99
As Low As; Loan amounts up to $30,000, terms up to 84 months
Published APR range: 9.99% - 16.99%.
Credit Grade: (A+) 730+
- Oct 1, 20269.99%▲ from 7.99%
- Sep 14, 20267.99%first recorded
APR= Annual Percentage Rate. All rates subject to credit approval and credit score. Additional rate adjustments may apply based upon credit score. 4.00% with any bankruptcy within the last 36 mos. Other restrictions may apply. Rates subject to change without notice.
As Low As
No additional details available.
As Low As
No additional details available.
$1,000; As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.
As Low As Interest Rate %; As Low As APR %
- Oct 1, 202610.20%▲ from 9.70%
- Sep 22, 20269.70%first recorded
As Low As; Loan amounts up to $30,000, terms up to 84 months
Credit Grade: (A) 680-729
- Oct 1, 202610.24%▲ from 8.24%
- Sep 14, 20268.24%first recorded
Cost Per $1000: $32.50
No additional details available.
As Low As
No additional details available.
$1,000; As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As low as
Published APR range: 10.99% - 18.00%.
Credit Score 735+
APR= Annual Percentage Rate. All rates subject to credit approval and credit score. Additional rate adjustments may apply based upon credit score. 4.00% with any bankruptcy within the last 36 mos. Other restrictions may apply. Rates subject to change without notice.
No additional details available.
As Low As
Lisbon, WI Personal Loan Rate Trends
Compare local Lisbon, WI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
Wisconsin personal loan rates rose 0.069 points over the past 7 days to 10.830% APR.
Wisconsin signature loan rates rose 0.340 points over the past 7 days to 10.499% APR.
Lisbon, WI Personal Loan Rate Forecast, Next 12 Months
Personal loan APRs follow lender funding costs and credit conditions. Our model projects the likely path of personal and signature loan averages from the current Wisconsin figures.
Forecast Methodology & Assumptions
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; unsecured lenders reprice new offers within one to two policy cycles, and advertised as-low-as rates move before average approved rates do.
Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.
What Would Your Monthly Payment Be?
Estimated monthly payments at the current WI average personal loan APR of 10.83%, across the terms lenders serving Lisbon, Wisconsin most commonly offer. Personal loans are fixed-rate and fully amortizing, so the payment never changes and the balance reaches zero on schedule.
| Loan Amount | 24 Months | 36 Months | 48 Months | 60 Months |
|---|---|---|---|---|
| $5,000 | $232.65/mo | $163.29/mo | $128.82/mo | $108.29/mo |
| $10,000 | $465.29/mo | $326.58/mo | $257.63/mo | $216.58/mo |
| $15,000 | $697.94/mo | $489.88/mo | $386.45/mo | $324.87/mo |
| $25,000 | $1,163.23/mo | $816.46/mo | $644.08/mo | $541.45/mo |
| $35,000 | $1,628.52/mo | $1,143.04/mo | $901.71/mo | $758.02/mo |
Principal and interest only. Does not include any origination fee, which some lenders deduct from your loan proceeds. Your APR depends on credit score, income, loan amount, term, and lender underwriting.
Consolidating Credit Card Debt in Lisbon, Wisconsin
Debt consolidation is the most common reason people take a personal loan, and the math is usually straightforward: credit cards carry variable double-digit APRs, while a personal loan locks in a fixed rate and a fixed payoff date. Below is the total interest on a $15,000 balance repaid over 48 months at the WI personal loan average versus a range of typical credit card APRs.
| Repayment Option | APR | Monthly Payment | Total Interest | Interest Saved |
|---|---|---|---|---|
| Personal Loan (WI average) | 10.83% | $386.45 | $3,549 | |
| Credit card at 18% APR | 18.00% | $440.62 | $6,150 | $2,601 |
| Credit card at 22% APR | 22.00% | $472.59 | $7,684 | $4,135 |
| Credit card at 26% APR | 26.00% | $505.76 | $9,276 | $5,727 |
The 18%, 22%, and 26% figures are illustrative points across the range card issuers commonly charge, not a published average. Check your own statement for your actual APR, then use the calculator below to run your real numbers. This comparison assumes a fixed 48-month payoff in both cases; paying only the card minimum would stretch the timeline and raise interest substantially. Consolidation only helps if you avoid rebuilding a balance on the paid-off cards.
How to Get the Best Personal Loan Rate in Lisbon, Wisconsin
Prequalify With a Soft Credit Check
Most lenders serving Lisbon, Wisconsin will show you an estimated APR using a soft inquiry that does not touch your credit score. Prequalify with several before formally applying. The advertised rate is the best-qualified rate, and the number you personally receive can differ by many percentage points.
Compare APR, Not the Interest Rate
Origination fees run as high as 10% of the amount borrowed and come straight out of your proceeds, so a loan with a lower interest rate can cost more than one with a higher rate and no fee. APR folds the fee in, which makes it the only number worth comparing across lenders.
Check Local Credit Unions First
Credit unions consistently publish the lowest personal loan APRs in our Wisconsin data, and many charge no origination fee. Membership is usually easier than expected; many accept anyone who lives, works, or worships in the area. Federal credit unions are also capped by regulation on what they may charge.
Borrow Only What You Need, for as Short a Term as You Can
Lenders often price longer terms at higher APRs, so a 60-month loan can cost more per dollar borrowed than a 36-month loan on top of accruing interest for longer. Take the shortest term whose payment comfortably fits your budget, and resist rounding the amount up.
- Buying a vehicle? A secured Lisbon, Wisconsin auto loan will almost always beat an unsecured personal loan
- Home improvements and you have equity? Compare home equity rates, though your home becomes collateral
- Not urgent? Building the money in a Lisbon, Wisconsin high-yield savings account costs nothing and earns interest instead of paying it
Lisbon, Wisconsin Financial Snapshot
Local demographics and economic context for borrowers. Source: U.S. Census Bureau
Personal Loan vs. Other Ways to Borrow
A personal loan is fast and requires no collateral, but it is not always the cheapest way to borrow. Here is how it compares to the main alternatives available to borrowers in Lisbon, Wisconsin.
| Feature | Personal Loan | Credit Card | 0% Balance Transfer | Home Equity Loan / HELOC |
|---|---|---|---|---|
| Typical APR Level | ● Mid, fixed | ✗ Highest, variable | ✓ 0% for a promo window | ✓ Usually lowest |
| Collateral Required | ✓ None | ✓ None | ✓ None | ✗ Your home is at risk |
| Payment Predictability | ✓ Fixed payment and payoff date | ✗ Revolving, can last indefinitely | ● Rate jumps when promo ends | ● Fixed for loans, variable for HELOCs |
| Speed to Funding | ✓ Often 1 to 3 business days | ✓ Immediate if you hold the card | ● Card approval plus transfer time | ✗ Weeks (appraisal and closing) |
| Upfront Costs | ● Origination fee up to ~10% | ✓ None | ● Transfer fee, typically 3 to 5% | ● Closing costs possible |
| Best For | Consolidation and one-off costs, no collateral | Small balances paid in full monthly | Debt you can clear inside the promo window | Large projects when you have equity and time |
General comparison for educational purposes; terms, eligibility, and pricing vary by lender and borrower credit profile. Borrowing against your home converts unsecured debt into secured debt; missed payments can put the property at risk. MonitorBankRates is not a lender or financial advisor.
Personal Loan Payment Calculator
Estimate your monthly payment, total interest, and what an origination fee actually costs you. We’ve prefilled the APR with the current WI average, or click any rate on the right to apply it instantly.
Estimates assume a fixed-rate, fully amortizing loan with equal monthly payments and no prepayment. “Cash you actually receive” subtracts any origination fee deducted from proceeds; you still repay, and pay interest on, the full loan amount. Advertised APRs typically require strong credit; your approved rate may differ. This tool is for illustration and is not a loan offer.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lisbon, Wisconsin personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Lisbon, Wisconsin directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Lisbon, Wisconsin. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Personal Loans for Bad Credit in Lisbon, Wisconsin
A FICO score below 580 is considered poor and 580 to 669 is fair. You can still get a personal loan with bad credit, but expect an APR well above the best rates on this page, a smaller loan amount, or a request for collateral or a cosigner. Where you apply matters as much as your score.
Start With a Credit Union
Federal credit unions cannot charge more than 18% APR on most loans through September 10, 2027. Many weigh your income and membership history, not just your score.
Ask About a Payday Alternative Loan
Many federal credit unions offer PALs for small, short term needs, capped at 28% APR with an application fee of no more than $20. That is a fraction of what a payday lender charges.
Secure the Loan With Savings
A share secured or CD secured loan uses your own savings as collateral, so approval is easy and the APR is low. On time payments are reported to the credit bureaus and help rebuild your score.
Add a Cosigner or Co-borrower
A second applicant with stronger credit can lower your rate and raise the amount you qualify for. They are equally responsible for every payment.
Prequalify Before You Apply
Most lenders show an estimated rate with a soft credit check that does not affect your score. Compare APRs, including any origination fee, before you submit a full application.
Avoid Payday and Title Loans
The CFPB notes a typical payday fee of $15 per $100 equals an APR of almost 400% on a two week loan. A title loan puts your car at risk. A credit union loan costs far less.
Frequently Asked Questions
What credit score do I need for a personal loan in Wisconsin?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Wisconsin?
Are credit unions or banks better for personal loans in Lisbon, Wisconsin?
What is an origination fee on a personal loan?
Does checking personal loan rates hurt my credit score?
Can I pay off a personal loan early?
Can I get a personal loan with bad credit in Lisbon, Wisconsin?
What is the maximum APR on a bad credit personal loan from a credit union?
What are the best personal loan rates in Lisbon, Wisconsin?
- Tri County Credit Union Marinette, WI: 4.00% (Share Secured Loan)
- Marshfield Medical Center Credit Union: 5.74% (Solar Loans)
- Mayo Employees Federal Credit Union: 5.79% (Solar Loans)
- Park Manor Christian Church Credit Union: 5.99% (Unsecured Personal Loan)
- Wisconsin Latvian Credit Union: 6.50% (Signature Loans)
Lisbon, Wisconsin Rates & Resources
Personal Loan Calculators
