Best Personal Loan Rates in Martinsburg, West Virginia (WV) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to West Virginia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Martinsburg, West Virginia include: Eastern Panhandle Federal Credit UnionEastern Panhandle Federal Credit Union36 GM Access Rd, Martinsburg, WV, 25403A+5.0 ★Texas Ratio: 0.62% offering Signature at 8.90% APR, Berkeley County Public Schools Federal Credit UnionBerkeley County Public Schools Federal Credit Union401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233A+5.0 ★Texas Ratio: 0.63% offering Unsecured Loan A+ Credit Score above 740 at 9.00% APR, 167th TFR Federal Credit Union167th TFR Federal Credit Union1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387A+5.0 ★Texas Ratio: 0.82% offering Signature Personal Loans at 9.50% APR, Patriot Federal Credit UnionPatriot Federal Credit Union5268 Williamsport Pike, Martinsburg, WV, 25404A+5.0 ★Texas Ratio: 1.86% offering Personal/Signature Loans at 11.99% APR, and Mountain Heritage Federal Credit UnionMountain Heritage Federal Credit Union321 Aikens Ctr, Martinsburg, WV, 25404 6204A5.0 ★Texas Ratio: 11.71% offering Signature Loans at 12.00% APR. Personal loan rates as of March 29, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Martinsburg, West Virginia can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Martinsburg, West Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Martinsburg, West Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 29, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
36 GM Access Rd, Martinsburg, WV, 25403
Signature
8.90%
▼
APR8.90%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Unsecured Loan A+ Credit Score above 740
9.00%
▼
APR9.00%
Last UpdatedMarch 31, 2026
Details
up to $15,000.00
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
Signature Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 31, 2026
Details
up to $10,000.00
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Unsecured Loan A Credit Score 700-739
9.50%
▼
APR9.50%
Last UpdatedMarch 31, 2026
Details
up to $10,000.00
Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
36 GM Access Rd, Martinsburg, WV, 25403
Signature
10.90%
▼
APR10.90%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Unsecured Loan B Credit Score 640-699
11.50%
▼
APR11.50%
Last UpdatedMarch 31, 2026
Details
up to $10,000.00
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV, 25404
Personal/Signature Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 31, 2026
Details
As Low As; Rates apply to new loans to Patriot. Example: $7,500 loan, monthly payment will be $249.07 for 36 months at 11.99%. Other rates and terms available. Rates may change without notice. All loans subject to credit approval.
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
Signature Personal Loans to $15,000.00
12.00%
▼
APR12.00%
Last UpdatedMarch 31, 2026
Details
$10,000.00
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
Signature Loans
12.00%
▼
APR12.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
5550 Winchester Ave, Martinsburg, WV, 25405
PERSONAL/signature Advances 730+
12.75%
▼
APR12.75%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
5550 Winchester Ave, Martinsburg, WV, 25405
PERSONAL/signature Advances 680 - 729
13.75%
▼
APR13.75%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
36 GM Access Rd, Martinsburg, WV, 25403
Signature
14.40%
▼
APR14.40%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
5550 Winchester Ave, Martinsburg, WV, 25405
PERSONAL/signature Advances 640 - 679
14.75%
▼
APR14.75%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
36 GM Access Rd, Martinsburg, WV, 25403
Signature
15.50%
▼
APR15.50%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Unsecured Loan C Credit Score 590-639
16.00%
▼
APR16.00%
Last UpdatedMarch 31, 2026
Details
up to $10,000.00
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
5550 Winchester Ave, Martinsburg, WV, 25405
PERSONAL/signature Advances 600 - 639
16.75%
▼
APR16.75%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV, 25404
Express Signature Loans
17.37%
▼
APR17.37%
Last UpdatedMarch 31, 2026
Details
As Low As
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Unsecured Loan D Credit Score 589 and lower
18.00%
▼
APR18.00%
Last UpdatedMarch 31, 2026
Details
up to $10,000.00
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
5550 Winchester Ave, Martinsburg, WV, 25405
PERSONAL/signature Advances 550 - 599
18.00%
▼
APR18.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Share Pledge Loans
4.00%
▼
APR4.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
Tax loans
4.75%
▼
APR4.75%
Last UpdatedMarch 31, 2026
Details
With auto pay
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Miscellaneous Equipment Loans
4.75%
▼
APR4.75%
Last UpdatedMarch 31, 2026
Details
As Low As
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
Labor and Leisure Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
Vacation Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 31, 2026
Details
Available all year
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Miscellaneous Equipment Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
SEASONAL LOAN SPECIALS
5.00%
▼
APR5.00%
Last UpdatedMarch 31, 2026
Details
UP TO $2,500 FOR 24 MONTHS AT 5.00% (sample payment at these terms $110/month)
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
Tax loans
5.00%
▼
APR5.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Lot Loans - 3 year balloon
5.00%
▼
APR5.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Lot Loans - 5 year balloon
5.50%
▼
APR5.50%
Last UpdatedMarch 31, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Miscellaneous Equipment Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 31, 2026
Details
As Low As
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
101 ROOSEVELT BLVD, ELEANOR, WV, 25070
Side-by-side Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 31, 2026
Details
90% of NADA Retail
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 31, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
6.50%
▼
APR6.50%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 31, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Personal Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
7.00%
▼
APR7.00%
Last UpdatedMarch 31, 2026
Details
Credit Rating A+
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 31, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 31, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 31, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.25%
▼
APR7.25%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 31, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Property Loans
7.49%
▼
APR7.49%
Last UpdatedMarch 31, 2026
Details
As Low As; With qualifying credit and direct deposit with automatic payment.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 31, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 31, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 31, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.75%
▼
APR7.75%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
7.75%
▼
APR7.75%
Last UpdatedMarch 31, 2026
Details
Credit Rating A
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.95%
215 18th St, Huntington, WV, 25703
Unsecured
7.99%
▼
APR7.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 31, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 31, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
8.30%
▼
APR8.30%
Last UpdatedMarch 31, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Unsecured Single Pay Note 90 day note
8.30%
▼
APR8.30%
Last UpdatedMarch 31, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Term Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 31, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 31, 2026
Details
As Low As; With qualifying credit and direct deposit with automatic payment.
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
8.50%
▼
APR8.50%
Last UpdatedMarch 31, 2026
Details
Credit Rating B
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedMarch 31, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
8.75%
▼
APR8.75%
Last UpdatedMarch 31, 2026
Details
No additional details available.
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
8.80%
▼
APR8.80%
Last UpdatedMarch 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 31, 2026
Details
As Low As; Loan Amount $500-$40,000
Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
1500 Maccorkle Ave SE, Charleston, WV, 25396
Unsecured Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 31, 2026
Details
UP TO $10,000.00
Ravenswood Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.44%
702 Washington St, Ravenswood, WV, 26164 1772
Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Ravenswood Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.44%
702 Washington St, Ravenswood, WV, 26164 1772
Unsecured
8.99%
▼
APR8.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
317 31st ST, Huntington, WV, 25702 1417
Computer Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 31, 2026
Details
As Low As; * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
One-Payment Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Vacation & Holiday Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Martinsburg VA Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
2971 Charles Town Rd, Kearneysville, WV, 25430
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Marion County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1512 Mary Lou Retton Dr, Fairmont, WV, 26554
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 31, 2026
Details
As Low As; ****Maximum unsecured loan $7,000 /48 months maximum term
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
9.15%
▼
APR9.15%
Last UpdatedMarch 31, 2026
Details
No additional details available.
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
9.30%
▼
APR9.30%
Last UpdatedMarch 31, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 31, 2026
Details
As Low As
Lb&t
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
43 Washington Ave, Logan, WV, 25601
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 31, 2026
Details
to 13.49% depending on Credit Score
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 31, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 31, 2026
Details
As Low As; Minimum Loan $500.00
Union Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
1925 Murdoch Ave, Parkersburg, WV, 26101 2528
Unsecured Loans (Signature)
9.50%
▼
APR9.50%
Last UpdatedMarch 31, 2026
Details
As Low As; Rates are based on individual credit worthiness.
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
419 1st Ave S, Nitro, WV, 25143 2313
Signature
9.55%
▼
APR9.55%
Last UpdatedMarch 31, 2026
Details
No additional details available.
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
9.70%
▼
APR9.70%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 31, 2026
Details
Up to $2,500
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
9.80%
▼
APR9.80%
Last UpdatedMarch 31, 2026
Details
As Low As
Huntingtonized Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
481 8th Ave W, Huntington, WV, 25701
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 31, 2026
Details
As Low As
Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
515 Hinkle Rd, Fayetteville, WV, 25840 6903
All Unsecured Loans
9.95%
▼
APR9.95%
Last UpdatedMarch 31, 2026
Details
No additional details available.
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV, 26753 8707
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
As Low As
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV, 26753 8707
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Holiday Loan Special
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
Seasonal - Call for Information
Romney Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Personal loans
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
up to $7,500; Starting at
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.77%
131 W Pike St, Clarksburg, WV, 26301
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Vacation Loan Special
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
Seasonal - Call for Information
Raleigh County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
105 Adair St, Beckley, WV, 25801 3733
UNSECURED LOANS
10.00%
▼
APR10.00%
Last UpdatedMarch 31, 2026
Details
Max Credit: $10,000
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loans Over 780
10.00%
▼
APR10.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedMarch 31, 2026
Details
Credit Rating C
Hope Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 31, 2026
Details
$10,000 Maximum
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
317 31st ST, Huntington, WV, 25702 1417
Personal Lending
10.00%
▼
APR10.00%
Last UpdatedMarch 31, 2026
Details
As Low As; * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness.
Hope Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Co-signer Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 31, 2026
Details
$20,000 Maximum
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 31, 2026
Details
As Low As
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
10.25%
▼
APR10.25%
Last UpdatedMarch 31, 2026
Details
No additional details available.
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 31, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 31, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 31, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 31, 2026
Details
As Low As
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3871 Robert C Byrd Dr, Beckley, WV, 25801
Signature / Co-Maker
10.50%
▼
APR10.50%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 31, 2026
Details
No additional details available.
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
10.60%
▼
APR10.60%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 31, 2026
Details
$2,501 to $5,000
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.77%
131 W Pike St, Clarksburg, WV, 26301
Credit Builder Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.77%
131 W Pike St, Clarksburg, WV, 26301
Special Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 31, 2026
Details
As Low As; >$10,000
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
11.04%
▼
APR11.04%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
10767 Energy Hwy, Friendly, WV, 26146 7512
Unsecured Loan Platinum
11.25%
▼
APR11.25%
Last UpdatedMarch 31, 2026
Details
Score: 730 +; Grade of Paper: Platinum
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
11.50%
▼
APR11.50%
Last UpdatedMarch 31, 2026
Details
Credit Rating D
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Vacant Land Loan
11.56%
▼
APR11.56%
Last UpdatedMarch 31, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 31, 2026
Details
As Low As
Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
515 Hinkle Rd, Fayetteville, WV, 25840 6903
All Unsecured Loans
11.95%
▼
APR11.95%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 31, 2026
Details
As Low As; Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Element Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
3418 MacCorkle Ave SE, Charleston, WV, 25304
LOC & Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Cape Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.86%
323 E Pike St, Clarksburg, WV, 26301
Signature
11.99%
▼
APR11.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Raleigh County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
105 Adair St, Beckley, WV, 25801 3733
UNSECURED LOANS
12.00%
▼
APR12.00%
Last UpdatedMarch 31, 2026
Details
Max Credit: $8,500
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loans 680-779
12.00%
▼
APR12.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Commendable Member Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
PERSONAL LOANS
12.00%
▼
APR12.00%
Last UpdatedMarch 31, 2026
Details
$0 Minimum $10,000 Maximum
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
DEBT CONSOLIDATION LOAN
12.00%
▼
APR12.00%
Last UpdatedMarch 31, 2026
Details
$0 Minimum $10,000 Maximum (Proceeds payable directly to creditors)
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
10767 Energy Hwy, Friendly, WV, 26146 7512
Unsecured Loan A
12.25%
▼
APR12.25%
Last UpdatedMarch 31, 2026
Details
Score: 680 - 729; Grade of Paper: A
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMarch 31, 2026
Details
$5,001 to $7,500
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Signature
12.66%
▼
APR12.66%
Last UpdatedMarch 31, 2026
Details
As Low As
Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
515 Hinkle Rd, Fayetteville, WV, 25840 6903
All Unsecured Loans
12.95%
▼
APR12.95%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 31, 2026
Details
As Low As; Loan Amount $250-$40,000
Appalachian Power Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
1122 7TH AVE, HUNTINGTON, WV, 25701
Unsecured Loans (Signature)
13.00%
▼
APR13.00%
Last UpdatedMarch 31, 2026
Details
Signature loans available up to $5000.00
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
10767 Energy Hwy, Friendly, WV, 26146 7512
Unsecured Loan B
13.25%
▼
APR13.25%
Last UpdatedMarch 31, 2026
Details
Score: 640 - 679; Grade of Paper: B
Lb&t
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
43 Washington Ave, Logan, WV, 25601
Personal Loan
13.49%
▼
APR13.49%
Last UpdatedMarch 31, 2026
Details
Loan Amounts from $2,000 and above with no origination fee or prepayment penalty.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMarch 31, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMarch 31, 2026
Details
As Low As
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
13.75%
▼
APR13.75%
Last UpdatedMarch 31, 2026
Details
Credit Rating E
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
13.75%
▼
APR13.75%
Last UpdatedMarch 31, 2026
Details
$7,501 to $15,000
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Signature Loan
14.00%
▼
APR14.00%
Last UpdatedMarch 31, 2026
Details
Payment Example: $1,000 at an Annual Percentage Rate of 14% for 12 months = $95 per month.
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Special Purpose Loans
14.00%
▼
APR14.00%
Last UpdatedMarch 31, 2026
Details
Up to $1,000
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Unsecured Loans
14.00%
▼
APR14.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV, 26753 8707
Personal Loans
14.00%
▼
APR14.00%
Last UpdatedMarch 31, 2026
Details
As Low As
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loans 630-679
14.00%
▼
APR14.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
Signature Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 31, 2026
Details
up to $10,000.00
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
Signature Personal Loans to $15,000.00
12.00%
▼
APR12.00%
Last UpdatedMarch 31, 2026
Details
$10,000.00
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 31, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Personal Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 31, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 31, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 31, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
8.30%
▼
APR8.30%
Last UpdatedMarch 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 31, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 31, 2026
Details
As Low As; With qualifying credit and direct deposit with automatic payment.
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedMarch 31, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
8.80%
▼
APR8.80%
Last UpdatedMarch 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 31, 2026
Details
As Low As; Loan Amount $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 31, 2026
Details
As Low As
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
9.15%
▼
APR9.15%
Last UpdatedMarch 31, 2026
Details
No additional details available.
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
9.30%
▼
APR9.30%
Last UpdatedMarch 31, 2026
Details
As Low As
Lb&t
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
43 Washington Ave, Logan, WV, 25601
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 31, 2026
Details
to 13.49% depending on Credit Score
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 31, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 31, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 31, 2026
Details
As Low As; Minimum Loan $500.00
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
9.70%
▼
APR9.70%
Last UpdatedMarch 31, 2026
Details
No additional details available.
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
9.80%
▼
APR9.80%
Last UpdatedMarch 31, 2026
Details
As Low As
Huntingtonized Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
481 8th Ave W, Huntington, WV, 25701
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 31, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Romney Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Personal loans
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
up to $7,500; Starting at
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV, 26753 8707
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
As Low As
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV, 26753 8707
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 31, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 31, 2026
Details
No additional details available.
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 31, 2026
Details
As Low As
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 31, 2026
Details
No additional details available.
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
10.60%
▼
APR10.60%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 31, 2026
Details
As Low As; >$10,000
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
11.04%
▼
APR11.04%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 31, 2026
Details
As Low As; Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Element Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
3418 MacCorkle Ave SE, Charleston, WV, 25304
LOC & Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
PERSONAL LOANS
12.00%
▼
APR12.00%
Last UpdatedMarch 31, 2026
Details
$0 Minimum $10,000 Maximum
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 31, 2026
Details
As Low As; Loan Amount $250-$40,000
Lb&t
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
43 Washington Ave, Logan, WV, 25601
Personal Loan
13.49%
▼
APR13.49%
Last UpdatedMarch 31, 2026
Details
Loan Amounts from $2,000 and above with no origination fee or prepayment penalty.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMarch 31, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMarch 31, 2026
Details
As Low As
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV, 26753 8707
Personal Loans
14.00%
▼
APR14.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
7.00%
▼
APR7.00%
Last UpdatedMarch 31, 2026
Details
Credit Rating A+
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
7.75%
▼
APR7.75%
Last UpdatedMarch 31, 2026
Details
Credit Rating A
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
8.50%
▼
APR8.50%
Last UpdatedMarch 31, 2026
Details
Credit Rating B
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedMarch 31, 2026
Details
Credit Rating C
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
11.50%
▼
APR11.50%
Last UpdatedMarch 31, 2026
Details
Credit Rating D
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
DEBT CONSOLIDATION LOAN
12.00%
▼
APR12.00%
Last UpdatedMarch 31, 2026
Details
$0 Minimum $10,000 Maximum (Proceeds payable directly to creditors)
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
13.75%
▼
APR13.75%
Last UpdatedMarch 31, 2026
Details
Credit Rating E
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Debt Consolidation (checks written to creditors, accounts must be closed)
14.00%
▼
APR14.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMarch 31, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMarch 31, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
36 GM Access Rd, Martinsburg, WV, 25403
Signature
8.90%
▼
APR8.90%
Last UpdatedMarch 31, 2026
Details
No additional details available.
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
Signature Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 31, 2026
Details
up to $10,000.00
Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
36 GM Access Rd, Martinsburg, WV, 25403
Signature
10.90%
▼
APR10.90%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV, 25404
Personal/Signature Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 31, 2026
Details
As Low As; Rates apply to new loans to Patriot. Example: $7,500 loan, monthly payment will be $249.07 for 36 months at 11.99%. Other rates and terms available. Rates may change without notice. All loans subject to credit approval.
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
Signature Loans
12.00%
▼
APR12.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
Signature Personal Loans to $15,000.00
12.00%
▼
APR12.00%
Last UpdatedMarch 31, 2026
Details
$10,000.00
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
5550 Winchester Ave, Martinsburg, WV, 25405
PERSONAL/signature Advances 730+
12.75%
▼
APR12.75%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
5550 Winchester Ave, Martinsburg, WV, 25405
PERSONAL/signature Advances 680 - 729
13.75%
▼
APR13.75%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
36 GM Access Rd, Martinsburg, WV, 25403
Signature
14.40%
▼
APR14.40%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
5550 Winchester Ave, Martinsburg, WV, 25405
PERSONAL/signature Advances 640 - 679
14.75%
▼
APR14.75%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
36 GM Access Rd, Martinsburg, WV, 25403
Signature
15.50%
▼
APR15.50%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
5550 Winchester Ave, Martinsburg, WV, 25405
PERSONAL/signature Advances 600 - 639
16.75%
▼
APR16.75%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV, 25404
Express Signature Loans
17.37%
▼
APR17.37%
Last UpdatedMarch 31, 2026
Details
As Low As
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
5550 Winchester Ave, Martinsburg, WV, 25405
PERSONAL/signature Advances 550 - 599
18.00%
▼
APR18.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
6.50%
▼
APR6.50%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.25%
▼
APR7.25%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.75%
▼
APR7.75%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
8.75%
▼
APR8.75%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
1500 Maccorkle Ave SE, Charleston, WV, 25396
Unsecured Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 31, 2026
Details
UP TO $10,000.00
Martinsburg VA Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
2971 Charles Town Rd, Kearneysville, WV, 25430
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Marion County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1512 Mary Lou Retton Dr, Fairmont, WV, 26554
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 31, 2026
Details
As Low As; ****Maximum unsecured loan $7,000 /48 months maximum term
Union Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
1925 Murdoch Ave, Parkersburg, WV, 26101 2528
Unsecured Loans (Signature)
9.50%
▼
APR9.50%
Last UpdatedMarch 31, 2026
Details
As Low As; Rates are based on individual credit worthiness.
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
419 1st Ave S, Nitro, WV, 25143 2313
Signature
9.55%
▼
APR9.55%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 31, 2026
Details
Up to $2,500
Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.77%
131 W Pike St, Clarksburg, WV, 26301
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Hope Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 31, 2026
Details
$10,000 Maximum
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 31, 2026
Details
As Low As
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loans Over 780
10.00%
▼
APR10.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 31, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
10.25%
▼
APR10.25%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 31, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 31, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 31, 2026
Details
As Low As
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3871 Robert C Byrd Dr, Beckley, WV, 25801
Signature / Co-Maker
10.50%
▼
APR10.50%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 31, 2026
Details
$2,501 to $5,000
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 31, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 31, 2026
Details
As Low As; >$10,000
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 31, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 31, 2026
Details
As Low As
Cape Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.86%
323 E Pike St, Clarksburg, WV, 26301
Signature
11.99%
▼
APR11.99%
Last UpdatedMarch 31, 2026
Details
As Low As
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loans 680-779
12.00%
▼
APR12.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMarch 31, 2026
Details
$5,001 to $7,500
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Signature
12.66%
▼
APR12.66%
Last UpdatedMarch 31, 2026
Details
As Low As
Appalachian Power Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
1122 7TH AVE, HUNTINGTON, WV, 25701
Unsecured Loans (Signature)
13.00%
▼
APR13.00%
Last UpdatedMarch 31, 2026
Details
Signature loans available up to $5000.00
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 31, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
13.75%
▼
APR13.75%
Last UpdatedMarch 31, 2026
Details
$7,501 to $15,000
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Signature Loan
14.00%
▼
APR14.00%
Last UpdatedMarch 31, 2026
Details
Payment Example: $1,000 at an Annual Percentage Rate of 14% for 12 months = $95 per month.
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loans 630-679
14.00%
▼
APR14.00%
Last UpdatedMarch 31, 2026
Details
No additional details available.
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No home improvement personal loan rates found in Martinsburg, WV currently.
Frequently Asked Questions
What credit score do I need for a personal loan in West Virginia?
Most lenders in Martinsburg, West Virginia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in West Virginia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Martinsburg, West Virginia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in West Virginia?
Yes. Debt consolidation is one of the most common uses of personal loans in Martinsburg, West Virginia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Martinsburg, West Virginia?
Credit unions in Martinsburg, West Virginia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Martinsburg, West Virginia?
- Eastern Panhandle Federal Credit Union: 8.90% (Signature)
- Berkeley County Public Schools Federal Credit Union: 9.00% (Unsecured Loan A+ Credit Score above 740)
- 167th TFR Federal Credit Union: 9.50% (Signature Personal Loans)
- Patriot Federal Credit Union: 11.99% (Personal/Signature Loans)
- Mountain Heritage Federal Credit Union: 12.00% (Signature Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Martinsburg, West Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 29, 2026.
Personal Loan Calculators
