Auto Loan Rates in Martinsburg, West Virginia (WV) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Martinsburg, West Virginia. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Martinsburg, West Virginia include Mountain Heritage Federal Credit UnionMountain Heritage Federal Credit Union321 Aikens Ctr, Martinsburg, WV, 25404 6204A5.0 ★Texas Ratio: 11.71% offering NEW Vehicle Loans at 4.00%, 167th TFR Federal Credit Union167th TFR Federal Credit Union1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387A+5.0 ★Texas Ratio: 0.82% offering New Autos at 4.50%, Berkeley County Public Schools Federal Credit UnionBerkeley County Public Schools Federal Credit Union401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233A+5.0 ★Texas Ratio: 0.63% offering New Auto A+ Credit Score above 740 at 5.00%, Patriot Federal Credit UnionPatriot Federal Credit Union5268 Williamsport Pike, Martinsburg, WV, 25404A+5.0 ★Texas Ratio: 1.86% offering Auto Loans (100% LTV1) at 5.99%, Ohio County Public Schools Federal Credit UnionOhio County Public Schools Federal Credit Union280 FULTON ST, WHEELING, WV, 26003A+5.0 ★Texas Ratio: 0.00% offering New Vehicle - Model Year New -2020 or if Untitled at 2.50%.
Auto loan rates in Martinsburg, West Virginia are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Martinsburg, West Virginia. Auto Loan Rates Last Updated and Verified: March 20, 2026
Compare Auto Loan Rates Today in Martinsburg, West Virginia & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
NEW Vehicle Loans
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedMar 20, 2026
Details
For amounts up to $23,000
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
Used Vehicle Loans
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedMar 20, 2026
Details
Regular APR: 4.00% - 12.25%
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
New Autos
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMar 17, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto A+ Credit Score above 740
5.00%
up to 84 months
▼
APR5.00%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
New Autos
5.50%
37-60 Months
▼
APR5.50%
Term37-60 Months
Last UpdatedMar 17, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto A Credit Score 700-739
5.50%
up to 84 months
▼
APR5.50%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto A+ Credit Score above 740
5.50%
up to 84 months
▼
APR5.50%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV, 25404
Auto Loans (100% LTV1)
5.99%
Up to 63 months
▼
APR5.99%
TermUp to 63 months
Last UpdatedMar 15, 2026
Details
As Low As
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
NEW Vehicle Loans
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
New Autos
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto B Credit Score 640-699
6.00%
up to 84 months
▼
APR6.00%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto A Credit Score 700-739
6.00%
up to 84 months
▼
APR6.00%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV, 25404
Auto Loans (100% LTV1)
6.14%
64-75 months
▼
APR6.14%
Term64-75 months
Last UpdatedMar 15, 2026
Details
As Low As
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
NEW Vehicle Loans
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
Used Vehicle Loans
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedMar 20, 2026
Details
Regular APR: 6.25% - 12.50%
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
New Autos
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV, 25404
Auto Loans (100% LTV1)
6.64%
76-84 months
▼
APR6.64%
Term76-84 months
Last UpdatedMar 15, 2026
Details
As Low As
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
Used Vehicle Loans
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedMar 20, 2026
Details
Regular APR: 6.75% - 13.00%
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
NEW Vehicle Loans
7.40%
72 Months
▼
APR7.40%
Term72 Months
Last UpdatedMar 20, 2026
Details
For amounts over $23,000
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto B Credit Score 640-699
7.50%
up to 84 months
▼
APR7.50%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
Used Vehicle Loans
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
Regular APR: 7.75% - 14.00%
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto C Credit Score 590-639
8.50%
up to 84 months
▼
APR8.50%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
NEW Vehicle Loans
9.00%
84 Months
▼
APR9.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
For amounts over $40,000
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto C Credit Score 590-639
9.50%
up to 84 months
▼
APR9.50%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto D Credit Score 589 and lower
11.50%
up to 84 months
▼
APR11.50%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto D Credit Score 589 and lower
12.00%
up to 84 months
▼
APR12.00%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
New Vehicle - Model Year New -2020 or if Untitled
2.50%
24, 36, 48, 60, 72 months
▼
APR2.50%
Term24, 36, 48, 60, 72 months
Last UpdatedMar 17, 2026
Details
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
Used Vehicle - Model Year Already Titled - 1999
2.50%
36, 48, 60, months
▼
APR2.50%
Term36, 48, 60, months
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
▼
APR2.99%
Term0-36
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 17, 2026
Details
Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
434 E MAIN ST, KINGWOOD, WV, 26537 1722
New Auto Loan 2025/2026
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Used Auto
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loan
3.75%
36 months
▼
APR3.75%
Term36 months
Last UpdatedMar 15, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loans
3.75%
36 months
▼
APR3.75%
Term36 months
Last UpdatedMar 15, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
▼
APR3.99%
Term61-72
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 17, 2026
Details
Raleigh County Educators Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
105 Adair St, Beckley, WV, 25801 3733
New Autos
3.99%
84 Months
▼
APR3.99%
Term84 Months
Last UpdatedMar 11, 2026
Details
As Low As; with approved credit
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
New Automotive
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.00%
1-36
▼
APR4.00%
Term1-36
Last UpdatedMar 20, 2026
Details
Months
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
New Vehicle 26,25,24 (never titled) 36 months
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loan
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedMar 15, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loans
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedMar 15, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
New Auto
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
3871 Robert C Byrd Dr, Beckley, WV, 25801
New Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 18, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.25%
37-48
▼
APR4.25%
Term37-48
Last UpdatedMar 20, 2026
Details
Months
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
New Auto
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 11, 2026
Details
As Low As
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Used Auto
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
New Auto Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2024-2026
4.49%
36MO
▼
APR4.49%
Term36MO
Last UpdatedMar 18, 2026
Details
As Low As
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.50%
49-60
▼
APR4.50%
Term49-60
Last UpdatedMar 20, 2026
Details
Months
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
New Vehicle 26,25,24 (never titled) 48 months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
4.50%
0-36
▼
APR4.50%
Term0-36
Last UpdatedMar 16, 2026
Details
Credit Rating A+
Marion County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
1512 Mary Lou Retton Dr, Fairmont, WV, 26554
New Car Loans 2023 - current
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; up to 84 mo. term
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loan
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedMar 15, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loans
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedMar 15, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
3501 Main St, Weirton, WV, 26062
Auto Loan
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 16, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV, 26554 1567
Auto Loan Purchase and Refinance 2026-2024
4.69%
84 Months
▼
APR4.69%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 17, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMar 17, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.75%
61-72
▼
APR4.75%
Term61-72
Last UpdatedMar 20, 2026
Details
Months
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
New Vehicle 26,25,24 (never titled) 60 months
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
Used Vehicles ('23 - '25) 48 months
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
4.75%
0-36
▼
APR4.75%
Term0-36
Last UpdatedMar 16, 2026
Details
Credit Rating A
Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
434 E MAIN ST, KINGWOOD, WV, 26537 1722
New Auto Loan 2025/2026
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2019-2020 Used Auto
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2026 New Auto
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loan
4.75%
66 months
▼
APR4.75%
Term66 months
Last UpdatedMar 15, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loans
4.75%
66 months
▼
APR4.75%
Term66 months
Last UpdatedMar 15, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedMar 17, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 17, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMar 17, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
New Vehicle (Up to 72 months) 95% LTV or less
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Used Vehicle (2024-2026 - 60 mos.) 95% LTV or less
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Used Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
3871 Robert C Byrd Dr, Beckley, WV, 25801
New Autos
4.99%
78 Months
▼
APR4.99%
Term78 Months
Last UpdatedMar 18, 2026
Details
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
448 Harding Ave, Morgantown, WV, 26505
Used Vehicle Loans 100% of CARFAX Year: 2025 - 2020
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
101 ROOSEVELT BLVD, ELEANOR, WV, 25070
New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
Up to 60 payments
Raleigh County Educators Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
105 Adair St, Beckley, WV, 25801 3733
Used Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 11, 2026
Details
As Low As; with approved credit
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
New Automotive
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
5.00%
73-84
▼
APR5.00%
Term73-84
Last UpdatedMar 20, 2026
Details
Months1
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 20, 2026
Details
1-2 Model Years old
Appalachian Power Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
1122 7TH AVE, HUNTINGTON, WV, 25701
New Car
5.00%
36, 48, 60, 72
▼
APR5.00%
Term36, 48, 60, 72
Last UpdatedMar 12, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
5.00%
0-39
▼
APR5.00%
Term0-39
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
New Vehicle 26,25,24 (never titled) 72 months
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
Used Vehicles ('23 - '25) 60 months
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
New Auto & RV
5.00%
100% of sticker for
up to 84 months (over $35.000) w/ 680 credit score
▼
APR5.00%
Term100% of sticker for
up to 84 months (over $35.000) w/ 680 credit score
Last UpdatedMar 16, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
5.00%
37-48
▼
APR5.00%
Term37-48
Last UpdatedMar 16, 2026
Details
Credit Rating A
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loan
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedMar 15, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loans
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedMar 15, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
5.02%
60 Months
▼
APR5.02%
Term60 Months
Last UpdatedMar 17, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMar 17, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
5.12%
72 Months
▼
APR5.12%
Term72 Months
Last UpdatedMar 17, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
5.19%
36 months
▼
APR5.19%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
New Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 11, 2026
Details
As Low As
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
New Automotive
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 15, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 20, 2026
Details
1-2 Model Years old
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
5.25%
40-51
▼
APR5.25%
Term40-51
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
NEW AUTO
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 16, 2026
Details
1% discount for auto pay loans*
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
5.25%
0-36
▼
APR5.25%
Term0-36
Last UpdatedMar 16, 2026
Details
Credit Rating B
Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
434 E MAIN ST, KINGWOOD, WV, 26537 1722
New Auto Loan 2025/2026
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
3501 Main St, Weirton, WV, 26062
Auto Loan
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMar 16, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
3501 Main St, Weirton, WV, 26062
Auto Loan
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMar 16, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
New Vehicle (Over 6 Years) 84 months
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 17, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
New Vehicle (Up to 72 months) over 95% LTV
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Used Vehicle (2024-2026 - 60 mos.) over 95% LTV
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMar 20, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (20-23) (up to 110%)
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Used Auto
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 11, 2026
Details
As Low As
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
3871 Robert C Byrd Dr, Beckley, WV, 25801
Used Autos Model Years 2025-2026
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
448 Harding Ave, Morgantown, WV, 26505
Used Vehicle Loans 100% of CARFAX Year: 2025 - 2024
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
New & Used Vehicles
5.49%
Up to 2 years
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
101 ROOSEVELT BLVD, ELEANOR, WV, 25070
2023-2021 Used Vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
Up to 60 payments Loans $19,999.99 and under - 95% of NADA Retail
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
101 ROOSEVELT BLVD, ELEANOR, WV, 25070
New Vehicles
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
Up to 72 payments, Car loans over $20,000.00
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
New Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2024-2026
5.49%
60MO
▼
APR5.49%
Term60MO
Last UpdatedMar 18, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
New Automotive
5.49%
66 Months
▼
APR5.49%
Term66 Months
Last UpdatedMar 15, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
3-5 Model Years old
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
5.50%
52-63
▼
APR5.50%
Term52-63
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
New Vehicle 26,25,24 (never titled) 84 months
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating (financing over $30,000.00)
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
Used Vehicles ('23 - '25) 72 months
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
5.50%
37-48
▼
APR5.50%
Term37-48
Last UpdatedMar 16, 2026
Details
Credit Rating B
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
5.50%
0-36
▼
APR5.50%
Term0-36
Last UpdatedMar 16, 2026
Details
Credit Rating A+
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
▼
APR5.52%
Term60 Months
Last UpdatedMar 17, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
5.59%
60 months
▼
APR5.59%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
3501 Main St, Weirton, WV, 26062
Auto Loan
5.59%
66 Months
▼
APR5.59%
Term66 Months
Last UpdatedMar 16, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loan
5.60%
84 months
▼
APR5.60%
Term84 months
Last UpdatedMar 15, 2026
Details
As Low As
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loans
5.60%
84 months
▼
APR5.60%
Term84 months
Last UpdatedMar 15, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Used Vehicles (3-5 Years, 48 mos.) 95% LTV or less
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMar 17, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Used Vehicles (6-8 Years, 36 mos.) 95% LTV or less
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (20-23) (up to 110%)
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2017-2019
5.74%
0-60
▼
APR5.74%
Term0-60
Last UpdatedMar 17, 2026
Details
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
NEW AUTO
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
1% discount for auto pay loans*
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
5.75%
0-36
▼
APR5.75%
Term0-36
Last UpdatedMar 16, 2026
Details
Credit Rating A
Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
434 E MAIN ST, KINGWOOD, WV, 26537 1722
New Auto Loan 2025/2026
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2014-2018 Used Auto
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2021-2023 Used Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 18, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2026 New Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 18, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
5.79%
4 years
▼
APR5.79%
Term4 years
Last UpdatedMar 13, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.87%
72 Months
▼
APR5.87%
Term72 Months
Last UpdatedMar 17, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
5.89%
3 years
▼
APR5.89%
Term3 years
Last UpdatedMar 13, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
5.99%
5 years
▼
APR5.99%
Term5 years
Last UpdatedMar 13, 2026
Details
As Low As
Lb&t
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
43 Washington Ave, Logan, WV, 25601
New Car
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
New Vehicle (Over 6 Years) 84 months over 95% LTV
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Used Vehicle (2024-2026 - 84 mos.)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Used Auto
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
3871 Robert C Byrd Dr, Beckley, WV, 25801
Used Autos Model Years 2023-2024
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
101 ROOSEVELT BLVD, ELEANOR, WV, 25070
2023-2021 Used Vehicles
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
Up to 72 payments Loans $20,000.00 and over - 95% of NADA Retail
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2024-2026 Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2026 New Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2024-2026
5.99%
72MO
▼
APR5.99%
Term72MO
Last UpdatedMar 18, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
New Automotive
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
Pre-Owned Automotive Models 2023-2021
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; _*As Term Increases The Rate Increases (lowest rate matches shortest term)_
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 20, 2026
Details
6-8 Model Years old
Appalachian Power Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
1122 7TH AVE, HUNTINGTON, WV, 25701
New Car
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 12, 2026
Details
limit on financing vehicle up to $60,000.00
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Used Auto & RV
6.00%
90% of sticker or
book value. Up to
72 months
▼
APR6.00%
Term90% of sticker or
book value. Up to
72 months
Last UpdatedMar 16, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
6.00%
0-36
▼
APR6.00%
Term0-36
Last UpdatedMar 16, 2026
Details
Credit Rating C
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.00%
37-48
▼
APR6.00%
Term37-48
Last UpdatedMar 16, 2026
Details
Credit Rating A
Marion County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
1512 Mary Lou Retton Dr, Fairmont, WV, 26554
Used Car Loans 2022 and below
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; up to 84 mo. term
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
6.05%
4 years
▼
APR6.05%
Term4 years
Last UpdatedMar 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedMar 20, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
6.14%
3 years
▼
APR6.14%
Term3 years
Last UpdatedMar 13, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 5 to 7 yrs Vehicle Loan
6.15%
24 Months
▼
APR6.15%
Term24 Months
Last UpdatedMar 17, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 5 to 7 yrs Vehicle Loan
6.19%
36 Months
▼
APR6.19%
Term36 Months
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Used Auto
6.20%
84 Months
▼
APR6.20%
Term84 Months
Last UpdatedMar 11, 2026
Details
As Low As
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV, 26554 1567
Auto Loan Purchase and Refinance 2023-2022
6.23%
72 Months
▼
APR6.23%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
6.24%
5 years
▼
APR6.24%
Term5 years
Last UpdatedMar 13, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Used Vehicles (3-5 Years, 48 mos.) over 95% LTV
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Used Vehicles (6-8 Years, 36 mos.) over 95% LTV
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2017-2019
6.24%
61-72
▼
APR6.24%
Term61-72
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Used Auto
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
448 Harding Ave, Morgantown, WV, 26505
Used Vehicle Loans 100% of CARFAX Year: 2019 - 2014
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 15, 2026
Details
As Low As
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
101 ROOSEVELT BLVD, ELEANOR, WV, 25070
2020-2017 Used Vehicles
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMar 15, 2026
Details
Up to 48 payments - 95% of NADA Retail
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
101 ROOSEVELT BLVD, ELEANOR, WV, 25070
2023-2021 Used Vehicles
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMar 15, 2026
Details
Up to 60 payments Over 20,000 miles - 95% of NADA Retail
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
New Automotive
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
Pre-Owned Automotive Models 2020-2018
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
6.25%
64-75
▼
APR6.25%
Term64-75
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
Used Vehicles ('23 - '25) 84 months
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating (financing over $40,000.00)
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
NEW AUTO
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 16, 2026
Details
1% discount for auto pay loans*
Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2021
6.25%
72 months
▼
APR6.25%
Term72 months
Last UpdatedMar 15, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
NEW Vehicle Loans
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedMar 20, 2026
Details
For amounts up to $23,000
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
New Autos
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMar 17, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto A+ Credit Score above 740
5.00%
up to 84 months
▼
APR5.00%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
New Autos
5.50%
37-60 Months
▼
APR5.50%
Term37-60 Months
Last UpdatedMar 17, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto A Credit Score 700-739
5.50%
up to 84 months
▼
APR5.50%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
NEW Vehicle Loans
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
New Autos
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto B Credit Score 640-699
6.00%
up to 84 months
▼
APR6.00%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
NEW Vehicle Loans
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
New Autos
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
NEW Vehicle Loans
7.40%
72 Months
▼
APR7.40%
Term72 Months
Last UpdatedMar 20, 2026
Details
For amounts over $23,000
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto C Credit Score 590-639
8.50%
up to 84 months
▼
APR8.50%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
NEW Vehicle Loans
9.00%
84 Months
▼
APR9.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
For amounts over $40,000
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto D Credit Score 589 and lower
11.50%
up to 84 months
▼
APR11.50%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
New Vehicle - Model Year New -2020 or if Untitled
2.50%
24, 36, 48, 60, 72 months
▼
APR2.50%
Term24, 36, 48, 60, 72 months
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
▼
APR2.99%
Term0-36
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 17, 2026
Details
Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
434 E MAIN ST, KINGWOOD, WV, 26537 1722
New Auto Loan 2025/2026
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
▼
APR3.99%
Term61-72
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 17, 2026
Details
Raleigh County Educators Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
105 Adair St, Beckley, WV, 25801 3733
New Autos
3.99%
84 Months
▼
APR3.99%
Term84 Months
Last UpdatedMar 11, 2026
Details
As Low As; with approved credit
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
New Automotive
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.00%
1-36
▼
APR4.00%
Term1-36
Last UpdatedMar 20, 2026
Details
Months
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
New Vehicle 26,25,24 (never titled) 36 months
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
New Auto
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
3871 Robert C Byrd Dr, Beckley, WV, 25801
New Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 18, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.25%
37-48
▼
APR4.25%
Term37-48
Last UpdatedMar 20, 2026
Details
Months
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
New Auto
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 11, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
New Auto Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.50%
49-60
▼
APR4.50%
Term49-60
Last UpdatedMar 20, 2026
Details
Months
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
New Vehicle 26,25,24 (never titled) 48 months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
4.50%
0-36
▼
APR4.50%
Term0-36
Last UpdatedMar 16, 2026
Details
Credit Rating A+
Marion County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
1512 Mary Lou Retton Dr, Fairmont, WV, 26554
New Car Loans 2023 - current
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; up to 84 mo. term
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 17, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMar 17, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.75%
61-72
▼
APR4.75%
Term61-72
Last UpdatedMar 20, 2026
Details
Months
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
New Vehicle 26,25,24 (never titled) 60 months
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
4.75%
0-36
▼
APR4.75%
Term0-36
Last UpdatedMar 16, 2026
Details
Credit Rating A
Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
434 E MAIN ST, KINGWOOD, WV, 26537 1722
New Auto Loan 2025/2026
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2026 New Auto
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedMar 17, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 17, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMar 17, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
New Vehicle (Up to 72 months) 95% LTV or less
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 17, 2026
Details
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
3871 Robert C Byrd Dr, Beckley, WV, 25801
New Autos
4.99%
78 Months
▼
APR4.99%
Term78 Months
Last UpdatedMar 18, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
101 ROOSEVELT BLVD, ELEANOR, WV, 25070
New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
Up to 60 payments
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
New Automotive
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
5.00%
73-84
▼
APR5.00%
Term73-84
Last UpdatedMar 20, 2026
Details
Months1
Appalachian Power Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
1122 7TH AVE, HUNTINGTON, WV, 25701
New Car
5.00%
36, 48, 60, 72
▼
APR5.00%
Term36, 48, 60, 72
Last UpdatedMar 12, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
5.00%
0-39
▼
APR5.00%
Term0-39
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
New Vehicle 26,25,24 (never titled) 72 months
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
New Auto & RV
5.00%
100% of sticker for
up to 84 months (over $35.000) w/ 680 credit score
▼
APR5.00%
Term100% of sticker for
up to 84 months (over $35.000) w/ 680 credit score
Last UpdatedMar 16, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
5.00%
37-48
▼
APR5.00%
Term37-48
Last UpdatedMar 16, 2026
Details
Credit Rating A
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
5.02%
60 Months
▼
APR5.02%
Term60 Months
Last UpdatedMar 17, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMar 17, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
5.12%
72 Months
▼
APR5.12%
Term72 Months
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
New Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 11, 2026
Details
As Low As
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
New Automotive
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 15, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
5.25%
40-51
▼
APR5.25%
Term40-51
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
NEW AUTO
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 16, 2026
Details
1% discount for auto pay loans*
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
5.25%
0-36
▼
APR5.25%
Term0-36
Last UpdatedMar 16, 2026
Details
Credit Rating B
Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
434 E MAIN ST, KINGWOOD, WV, 26537 1722
New Auto Loan 2025/2026
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
New Vehicle (Over 6 Years) 84 months
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 17, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
New Vehicle (Up to 72 months) over 95% LTV
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
New & Used Vehicles
5.49%
Up to 2 years
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
101 ROOSEVELT BLVD, ELEANOR, WV, 25070
New Vehicles
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
Up to 72 payments, Car loans over $20,000.00
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
New Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
New Automotive
5.49%
66 Months
▼
APR5.49%
Term66 Months
Last UpdatedMar 15, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
5.50%
52-63
▼
APR5.50%
Term52-63
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
New Vehicle 26,25,24 (never titled) 84 months
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating (financing over $30,000.00)
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
5.50%
37-48
▼
APR5.50%
Term37-48
Last UpdatedMar 16, 2026
Details
Credit Rating B
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
5.50%
0-36
▼
APR5.50%
Term0-36
Last UpdatedMar 16, 2026
Details
Credit Rating A+
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
▼
APR5.52%
Term60 Months
Last UpdatedMar 17, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
NEW AUTO
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
1% discount for auto pay loans*
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
5.75%
0-36
▼
APR5.75%
Term0-36
Last UpdatedMar 16, 2026
Details
Credit Rating A
Preston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
434 E MAIN ST, KINGWOOD, WV, 26537 1722
New Auto Loan 2025/2026
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2026 New Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 18, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
5.79%
4 years
▼
APR5.79%
Term4 years
Last UpdatedMar 13, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.87%
72 Months
▼
APR5.87%
Term72 Months
Last UpdatedMar 17, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
5.89%
3 years
▼
APR5.89%
Term3 years
Last UpdatedMar 13, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
5.99%
5 years
▼
APR5.99%
Term5 years
Last UpdatedMar 13, 2026
Details
As Low As
Lb&t
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
43 Washington Ave, Logan, WV, 25601
New Car
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
New Vehicle (Over 6 Years) 84 months over 95% LTV
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2026 New Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
New Automotive
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
Appalachian Power Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
1122 7TH AVE, HUNTINGTON, WV, 25701
New Car
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 12, 2026
Details
limit on financing vehicle up to $60,000.00
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
6.00%
0-36
▼
APR6.00%
Term0-36
Last UpdatedMar 16, 2026
Details
Credit Rating C
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.00%
37-48
▼
APR6.00%
Term37-48
Last UpdatedMar 16, 2026
Details
Credit Rating A
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
New Automotive
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
6.25%
64-75
▼
APR6.25%
Term64-75
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
NEW AUTO
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 16, 2026
Details
1% discount for auto pay loans*
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
Used Vehicle Loans
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedMar 20, 2026
Details
Regular APR: 4.00% - 12.25%
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto A+ Credit Score above 740
5.50%
up to 84 months
▼
APR5.50%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto A Credit Score 700-739
6.00%
up to 84 months
▼
APR6.00%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
Used Vehicle Loans
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedMar 20, 2026
Details
Regular APR: 6.25% - 12.50%
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
Used Vehicle Loans
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedMar 20, 2026
Details
Regular APR: 6.75% - 13.00%
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto B Credit Score 640-699
7.50%
up to 84 months
▼
APR7.50%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
321 Aikens Ctr, Martinsburg, WV, 25404 6204
Used Vehicle Loans
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
Regular APR: 7.75% - 14.00%
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto C Credit Score 590-639
9.50%
up to 84 months
▼
APR9.50%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto D Credit Score 589 and lower
12.00%
up to 84 months
▼
APR12.00%
Termup to 84 months
Last UpdatedMar 18, 2026
Details
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
Used Vehicle - Model Year Already Titled - 1999
2.50%
36, 48, 60, months
▼
APR2.50%
Term36, 48, 60, months
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Used Auto
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 17, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Used Auto
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2024-2026
4.49%
36MO
▼
APR4.49%
Term36MO
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 17, 2026
Details
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
Used Vehicles ('23 - '25) 48 months
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2019-2020 Used Auto
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 17, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMar 17, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Used Vehicle (2024-2026 - 60 mos.) 95% LTV or less
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Used Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
448 Harding Ave, Morgantown, WV, 26505
Used Vehicle Loans 100% of CARFAX Year: 2025 - 2020
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Raleigh County Educators Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
105 Adair St, Beckley, WV, 25801 3733
Used Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 11, 2026
Details
As Low As; with approved credit
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 20, 2026
Details
1-2 Model Years old
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
5.00%
0-39
▼
APR5.00%
Term0-39
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
Used Vehicles ('23 - '25) 60 months
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 17, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 20, 2026
Details
1-2 Model Years old
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
5.25%
40-51
▼
APR5.25%
Term40-51
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Used Vehicle (2024-2026 - 60 mos.) over 95% LTV
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (20-23) (up to 110%)
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Used Auto
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 11, 2026
Details
As Low As
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
3871 Robert C Byrd Dr, Beckley, WV, 25801
Used Autos Model Years 2025-2026
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
448 Harding Ave, Morgantown, WV, 26505
Used Vehicle Loans 100% of CARFAX Year: 2025 - 2024
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
New & Used Vehicles
5.49%
Up to 2 years
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
101 ROOSEVELT BLVD, ELEANOR, WV, 25070
2023-2021 Used Vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
Up to 60 payments Loans $19,999.99 and under - 95% of NADA Retail
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2024-2026
5.49%
60MO
▼
APR5.49%
Term60MO
Last UpdatedMar 18, 2026
Details
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
3-5 Model Years old
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
5.50%
52-63
▼
APR5.50%
Term52-63
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
Used Vehicles ('23 - '25) 72 months
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
5.50%
0-36
▼
APR5.50%
Term0-36
Last UpdatedMar 16, 2026
Details
Credit Rating A+
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
▼
APR5.52%
Term60 Months
Last UpdatedMar 17, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Used Vehicles (3-5 Years, 48 mos.) 95% LTV or less
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMar 17, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Used Vehicles (6-8 Years, 36 mos.) 95% LTV or less
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (20-23) (up to 110%)
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2017-2019
5.74%
0-60
▼
APR5.74%
Term0-60
Last UpdatedMar 17, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
5.75%
0-36
▼
APR5.75%
Term0-36
Last UpdatedMar 16, 2026
Details
Credit Rating A
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2014-2018 Used Auto
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2021-2023 Used Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 18, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.87%
72 Months
▼
APR5.87%
Term72 Months
Last UpdatedMar 17, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Used Vehicle (2024-2026 - 84 mos.)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Used Auto
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
3871 Robert C Byrd Dr, Beckley, WV, 25801
Used Autos Model Years 2023-2024
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
101 ROOSEVELT BLVD, ELEANOR, WV, 25070
2023-2021 Used Vehicles
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
Up to 72 payments Loans $20,000.00 and over - 95% of NADA Retail
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2024-2026 Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2024-2026
5.99%
72MO
▼
APR5.99%
Term72MO
Last UpdatedMar 18, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
Pre-Owned Automotive Models 2023-2021
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; _*As Term Increases The Rate Increases (lowest rate matches shortest term)_
Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 20, 2026
Details
6-8 Model Years old
CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Used Auto & RV
6.00%
90% of sticker or
book value. Up to
72 months
▼
APR6.00%
Term90% of sticker or
book value. Up to
72 months
Last UpdatedMar 16, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.00%
37-48
▼
APR6.00%
Term37-48
Last UpdatedMar 16, 2026
Details
Credit Rating A
Marion County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
1512 Mary Lou Retton Dr, Fairmont, WV, 26554
Used Car Loans 2022 and below
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; up to 84 mo. term
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
6.05%
4 years
▼
APR6.05%
Term4 years
Last UpdatedMar 13, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
6.14%
3 years
▼
APR6.14%
Term3 years
Last UpdatedMar 13, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 5 to 7 yrs Vehicle Loan
6.15%
24 Months
▼
APR6.15%
Term24 Months
Last UpdatedMar 17, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 5 to 7 yrs Vehicle Loan
6.19%
36 Months
▼
APR6.19%
Term36 Months
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Used Auto
6.20%
84 Months
▼
APR6.20%
Term84 Months
Last UpdatedMar 11, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
6.24%
5 years
▼
APR6.24%
Term5 years
Last UpdatedMar 13, 2026
Details
As Low As
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Used Vehicles (3-5 Years, 48 mos.) over 95% LTV
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Used Vehicles (6-8 Years, 36 mos.) over 95% LTV
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2017-2019
6.24%
61-72
▼
APR6.24%
Term61-72
Last UpdatedMar 17, 2026
Details
Romney Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Used Auto
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
448 Harding Ave, Morgantown, WV, 26505
Used Vehicle Loans 100% of CARFAX Year: 2019 - 2014
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 15, 2026
Details
As Low As
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
101 ROOSEVELT BLVD, ELEANOR, WV, 25070
2020-2017 Used Vehicles
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMar 15, 2026
Details
Up to 48 payments - 95% of NADA Retail
Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
101 ROOSEVELT BLVD, ELEANOR, WV, 25070
2023-2021 Used Vehicles
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMar 15, 2026
Details
Up to 60 payments Over 20,000 miles - 95% of NADA Retail
The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2200 WASHINGTON ST E, CHARLESTON, WV, 25311 2219
Pre-Owned Automotive Models 2020-2018
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
6.25%
64-75
▼
APR6.25%
Term64-75
Last UpdatedMar 20, 2026
Details
As Low As; Models 2025 New or Used
Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
Used Vehicles ('23 - '25) 84 months
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details
(A+) 725?? credit score rating (financing over $40,000.00)
Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2021
6.25%
72 months
▼
APR6.25%
Term72 months
Last UpdatedMar 15, 2026
Details
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Frequently Asked Questions about Auto Loans in Martinsburg, West Virginia
How does my credit score affect my car loan rate in West Virginia?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Martinsburg, West Virginia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in West Virginia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Martinsburg, West Virginia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Martinsburg, West Virginia?
Based on our current data, some of the lowest auto loan rates available in Martinsburg, West Virginia include:
- Mountain Heritage Federal Credit Union: 4.00% (NEW Vehicle Loans)
- 167th TFR Federal Credit Union: 4.50% (New Autos)
- Berkeley County Public Schools Federal Credit Union: 5.00% (New Auto A+ Credit Score above 740)
- Patriot Federal Credit Union: 5.99% (Auto Loans (100% LTV1))
- Ohio County Public Schools Federal Credit Union: 2.50% (New Vehicle - Model Year New -2020 or if Untitled)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Martinsburg, West Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026
Martinsburg, West Virginia Rates & Resources
