West Virginia Auto Loan Rate Trends
Track current and weekly average auto loan rates in West Virginia, view interactive rate trend charts, and compare local WV aprs against the national average.
Current West Virginia Auto Loan Rate Trends
Auto Loan rates in West Virginia fell 0.219 this week to 4.817%, down from 5.036% last week.
At 4.817%, West Virginia’s average sits 0.918 below the current national average of 5.734%. WV borrowers may have a competitive advantage relative to the national market.
The West Virginia auto loan rate averages on this page are calculated from 184 verified auto loan rate quotes collected across 27 banks and credit unions actively operating in West Virginia. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
West Virginia Auto Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
West Virginia auto loan rate averages compiled from 184 current rate quotes across 27 banks and credit unions operating in WV — updated daily.
As of Jul 11, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in West Virginia
Quarterly average rates at credit unions headquartered in West Virginia, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in West Virginia (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
