Best Personal Loan Rates in Keyser, West Virginia (WV) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Keyser, West Virginia include: WEPCO Federal Credit UnionWEPCO Federal Credit Union459 New Creek Hwy, Keyser, WV, 26726 9537A+5.0 ★Texas Ratio: 3.70% offering Signature Loan at 4.00% APR, Chessie Federal Credit UnionChessie Federal Credit Union1015 Florida Ave, Keyser, WV, 26726A+5.0 ★Texas Ratio: 5.80% offering lot loans at 4.75% APR, First Peoples Community Federal Credit UnionFirst Peoples Community Federal Credit Union71 Plaza Dr, Keyser, WV, 26726A+5.0 ★Texas Ratio: 2.11% offering Summer Loan Special at 5.99% APR, Strip Steel Community Federal Credit UnionStrip Steel Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.12% offering Tax loans at 4.75% APR, and West Virginia Central Federal Credit UnionWest Virginia Central Federal Credit UnionA+5.0 ★Texas Ratio: 2.53% offering Miscellaneous Equipment Loans at 4.75% APR. Personal loan rates as of May 10, 2026 according to verified data from MonitorBankRates.
Keyser has 3 local institutions in our database, with personal loan rates as low as 4.00% APR from WEPCO Federal Credit Union at 459 New Creek Hwy, Keyser, WV, 26726 9537. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Keyser, West Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Keyser, West Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 10, 2026
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Available all year
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$15,000 7% 60 months A&B TIER APPROX. 300.00
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$10,000 8% 60 MONTHS C ,D,E TIER PAYMENT APPROX. $205.00
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up to $20,000.00
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New or existing Vacation Clubs eligible for 8.50% APR*
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up to $15,000.00
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$2,501 to $5,000
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Score: 730 +
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up to $15,000.00
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Score: 680 - 729
$5,001 to $7,500
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Score: 640 - 679
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$7,501 to $15,000
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Score: 600 - 639
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up to $10,000.00
Score: 550 - 599
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As Low As; $1000 minimum loan amount. $20.00 processing fee. Interest rate is 13.50%. Example: $1,000 loan with a 17.37% APR would have a monthly payment of $89.55. Rates may change without notice. All loans subject to credit approval.
Score: 549 or less
up to $10,000.00
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$2,501 to $5,000
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$5,001 to $7,500
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$7,501 to $15,000
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As Low As; $1000 minimum loan amount. $20.00 processing fee. Interest rate is 13.50%. Example: $1,000 loan with a 17.37% APR would have a monthly payment of $89.55. Rates may change without notice. All loans subject to credit approval.
Keyser, WV Personal Loan Rate Trends
Compare local Keyser, WV personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
West Virginia personal loan rates fell 0.201 points over the past 7 days to 11.041% APR.
West Virginia signature loan rates rose 0.110 points over the past 7 days to 10.749% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Keyser, West Virginia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Keyser, West Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Keyser, West Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WV.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in West Virginia?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in West Virginia?
Are credit unions or banks better for personal loans in Keyser, West Virginia?
What are the best personal loan rates in Keyser, West Virginia?
- WEPCO Federal Credit Union: 4.00% (Signature Loan)
- Chessie Federal Credit Union: 4.75% (lot loans)
- First Peoples Community Federal Credit Union: 5.99% (Summer Loan Special)
- Strip Steel Community Federal Credit Union: 4.75% (Tax loans)
- West Virginia Central Federal Credit Union: 4.75% (Miscellaneous Equipment Loans)
Personal Loan Calculators
