Best Personal Loan Rates in Fayetteville, West Virginia -
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Fayetteville, West Virginia include: Long Reach Federal Credit UnionLong Reach Federal Credit UnionA+5.0 ★Texas Ratio: 4.35% offering 24 Months APR* Loan at 3.99% APR, WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.46% offering Used Model Years 2021-2023 Loan at 4.24% APR, Chessie Federal Credit UnionChessie Federal Credit UnionA+5.0 ★Texas Ratio: 5.62% offering Lot Loans at 4.75% APR, Strip Steel Community Federal Credit UnionStrip Steel Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.12% offering Tax Loan at 4.75% APR, and West Virginia Central Federal Credit UnionWest Virginia Central Federal Credit UnionA+5.0 ★Texas Ratio: 2.47% offering Miscellaneous Equipment Loans at 4.75% APR. Personal loan rates as of July 10, 2026 according to verified data from MonitorBankRates.
Fayetteville borrowers have access to 27 lenders serving the West Virginia area, with personal loan rates as low as 3.99% APR from Long Reach Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fayetteville, West Virginia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fayetteville, West Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 10, 2026
Fayetteville Personal Loan Rates
Score: 730 +; Grade of Paper: Platinum
Score: 730 +; Grade of Paper: Platinum
Score: 730 +; Grade of Paper: Platinum
As Low As; Minimum Financing of $10,000 for 60 Months
As Low As; Minimum Financing of $15,000 for 72 Months
Score: 730 +; Grade of Paper: Platinum
As Low As
As Low As; Competitive rates for many short-term or one-time needs!
Score: 640 - 679; Grade of Paper: B
Score: 640 - 679; Grade of Paper: B
Score: 640 - 679; Grade of Paper: B
Score: 730 +; Grade of Paper: Platinum
Loan amount: $5,000; Total repayment: $5,375.52; With Auto Pay
Annual percentage rates may be as low as*
As Low As; Minimum Financing of $25,000 for 84 Months
Score: 640 - 679; Grade of Paper: B
Loan amount: $5,000; Total repayment: $5,395.74
Annual percentage rates may be as low as*
Peoples Preferred Club & Pre-Approval; As Low As
As Low As; Minimum Financing of $10,000 for 60 Months
Score: 640 - 679; Grade of Paper: B
Peoples Preferred Club; As Low As
Peoples Preferred Club & Pre-Approval; As Low As
Score: 730 +; Grade of Paper: Platinum
Annual percentage rates may be as low as*
Peoples Preferred Club; As Low As
Score: 680 - 729; Grade of Paper: A
As Low As
As Low As; Minimum Financing of $15,000 for 72 Months
Score: 600 - 639; Grade of Paper: C
Score: 640 - 679; Grade of Paper: B
No additional details available.
Score: 600 - 639; Grade of Paper: C
Score: 600 - 639; Grade of Paper: C
Score: 600 - 639; Grade of Paper: C
As Low As
Score: 600 - 639; Grade of Paper: C
As Low As; Loan Amount: $500 - $25,000
As Low As; Minimum Loan Amount: $5,000
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; APR
As Low As; Minimum Loan Amount: $7,000
As Low As; Minimum Financing of $10,000 for 60 Months
As Low As; APR
Score: 600 - 639; Grade of Paper: C
As Low As; APR
As Low As
As Low As;*
As Low As; APR
As Low As
Borrow up to $2,500. Loans are subject to credit approval.
Loan Amount: $500+
As Low As; **
Rates may be as low as 8.0%* for 12 months
As Low As; APR
Loan Amount: $2,500+
As Low As
Annual percentage rates may be as low as*
As Low As; Your signature is the only security required. Use personal loans for bill consolidation, appliances, vacations, car repairs, weddings, medical bills or anything you need. We offer financing up to 60 months. The Credit Union offers debt protection coverage.
As Low As; *
Loan Amount: $3,000+
Score: 730 +
Annual percentage rates may be as low as*
As Low As; Loan Amount: $500-$40,000
Loan Amount: $5,000+
UP TO $10,000.00
As Low As
Rates may be as low as 9.0% * for 36 months
Score: 550 - 599; Grade of Paper: D
No additional details available.
Score: 550 - 599; Grade of Paper: D
Score: 550 - 599; Grade of Paper: D
Annual percentage rates may be as low as*
Loan Amount: $5,000+
Score: 550 - 599; Grade of Paper: D
Score: 550 - 599; Grade of Paper: D
Minimum Loan $500.00; As Low As
As Low As
No additional details available.
No additional details available.
Score: 680 - 729
No additional details available.
Annual percentage rates may be as low as*
As Low As
Starting at; Personal loans up to $7,500
As Low As
Rate as low as; Interest rate will be based on credit score. Terms will be based on the dollar amount financed. Loan subject to credit approval.
Maximum $20,000
Maximum $10,000
Rates may be as low as 10% *
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
Score: 550 - 599; Grade of Paper: D
As Low As
No additional details available.
No additional details available.
Score: 640 - 679
No additional details available.
Rate; Interest rate will be based on credit score. Terms will be based on the dollar amount financed. Loan subject to credit approval.
As Low As
Rate as low as; Interest rate will be based on credit score. Terms will be based on the dollar amount financed. Loan subject to credit approval.
As Low As; $10,000
As Low As
No additional details available.
$5,000.00; As Low As
Score: 549 or less; Grade of Paper: E
Score: 549 or less; Grade of Paper: E
Score: 549 or less; Grade of Paper: E
Score: 549 or less; Grade of Paper: E
Score: 549 or less; Grade of Paper: E
Score: 549 or less; Grade of Paper: E
Over $50,000
No additional details available.
No additional details available.
Score: 600 - 639
As Low As
As Low As; Example: $7,500 loan, monthly payment will be $249.07 for 36 months at 11.99%. Other rates and terms available. Rates may change without notice. All loans subject to credit approval.
Loan Amount: $5,000+
As Low As
As Low As; Interest Rate
No additional details available.
As Low As; As Low As
As Low As; Loan Amount: $250-$40,000
As Low As; Open-end
As Low As
No additional details available.
As Low As; Interest Rate
Score: 550 - 599
No additional details available.
No additional details available.
Rates as low as; Personal
No additional details available.
Score: 549 or less
No additional details available.
As Low As; $1000 minimum loan amount. $20.00 processing fee. Interest rate is 13.50%. Rates may change without notice. All loans subject to credit approval.
Fayetteville Personal Loan Rates
As Low As; Loan Amount: $500 - $25,000
Loan Amount: $500+
Loan Amount: $2,500+
Annual percentage rates may be as low as*
As Low As; Your signature is the only security required. Use personal loans for bill consolidation, appliances, vacations, car repairs, weddings, medical bills or anything you need. We offer financing up to 60 months. The Credit Union offers debt protection coverage.
Loan Amount: $3,000+
Annual percentage rates may be as low as*
As Low As; Loan Amount: $500-$40,000
Loan Amount: $5,000+
No additional details available.
Annual percentage rates may be as low as*
Loan Amount: $5,000+
Minimum Loan $500.00; As Low As
No additional details available.
Annual percentage rates may be as low as*
As Low As
As Low As
Starting at; Personal loans up to $7,500
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; $10,000
No additional details available.
No additional details available.
Loan Amount: $5,000+
As Low As; Loan Amount: $250-$40,000
No additional details available.
Rates as low as; Personal
Fayetteville Debt Consolidation Loan Rates
No additional details available.
Fayetteville Signature Loan Rates
UP TO $10,000.00
As Low As
No additional details available.
Rate as low as; Interest rate will be based on credit score. Terms will be based on the dollar amount financed. Loan subject to credit approval.
As Low As
Maximum $10,000
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As; $10,000
As Low As
As Low As
As Low As; Example: $7,500 loan, monthly payment will be $249.07 for 36 months at 11.99%. Other rates and terms available. Rates may change without notice. All loans subject to credit approval.
As Low As
No additional details available.
As Low As; As Low As
As Low As
No additional details available.
As Low As; $1000 minimum loan amount. $20.00 processing fee. Interest rate is 13.50%. Rates may change without notice. All loans subject to credit approval.
Fayetteville, WV Personal Loan Rate Trends
Compare local Fayetteville, WV personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
West Virginia personal loan rates fell 0.484 points over the past 7 days to 10.150% APR.
West Virginia signature loan rates rose 0.026 points over the past 7 days to 11.149% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fayetteville, West Virginia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Fayetteville, West Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Fayetteville, West Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WV.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in West Virginia?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in West Virginia?
Are credit unions or banks better for personal loans in Fayetteville, West Virginia?
What are the best personal loan rates in Fayetteville, West Virginia?
- Long Reach Federal Credit Union: 3.99% (24 Months APR* Loan)
- WEPCO Federal Credit Union: 4.24% (Used Model Years 2021-2023 Loan)
- Chessie Federal Credit Union: 4.75% (Lot Loans)
- Strip Steel Community Federal Credit Union: 4.75% (Tax Loan)
- West Virginia Central Federal Credit Union: 4.75% (Miscellaneous Equipment Loans)
Fayetteville, West Virginia Rates & Resources
Personal Loan Calculators
