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Best Personal Loan Rates in South Jordan, Utah (UT) - March 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Utah borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: March 28, 2026

Current personal loan options available to borrowers in South Jordan, Utah include: Goldenwest Federal Credit UnionGoldenwest Federal Credit Union3664 W South Jordan Pkwy, South Jordan, UT, 84009 7152A+5.0 ★Texas Ratio: 2.10% offering Lot Loan Special 1-year balloon at 5.89% APR, Chartway Credit UnionChartway Credit Union3557 W 9800 S, South Jordan, UT, 84095A+5.0 ★Texas Ratio: 1.26% offering Equity Loan at 6.49% APR, Cyprus Federal Credit UnionCyprus Federal Credit Union11328 S Jordan Gtwy, South Jordan, UT, 84095 4112A+5.0 ★Texas Ratio: 2.42% offering Construction Loans at 6.50% APR, Deseret First Federal Credit UnionDeseret First Federal Credit Union10588 S Redwood Rd, South Jordan, UT, 84095A5.0 ★Texas Ratio: 7.12% offering Construction Loans at 6.62% APR, and America First Federal Credit UnionAmerica First Federal Credit Union10767 S Redwood Rd, South Jordan, UT, 84095A5.0 ★Texas Ratio: 8.12% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR. Personal loan rates as of March 28, 2026 according to verified data from MonitorBankRates.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in South Jordan, Utah can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in South Jordan, Utah.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in South Jordan, Utah. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 28, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
3664 W South Jordan Pkwy, South Jordan, UT, 84009 7152
Lot Loan Special 1-year balloon
5.90%
View
▼
APR5.90%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
3664 W South Jordan Pkwy, South Jordan, UT, 84009 7152
One-Time Close Construction Loan
6.40%
View
▼
APR6.40%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
3557 W 9800 S, South Jordan, UT, 84095
Equity Loan
6.49%
View
▼
APR6.49%
Last UpdatedMarch 28, 2026
Details

As Low As

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
11328 S Jordan Gtwy, South Jordan, UT, 84095 4112
Construction Loans
6.50%
View
▼
APR6.50%
Last UpdatedMarch 28, 2026
Details

As Low As; Two time close

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
11328 S Jordan Gtwy, South Jordan, UT, 84095 4112
Construction Loans Two time close
6.50%
View
▼
APR6.50%
Last UpdatedMarch 28, 2026
Details

As Low As

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
11328 S Jordan Gtwy, South Jordan, UT, 84095 4112
Improved Lot Loans
6.50%
View
▼
APR6.50%
Last UpdatedMarch 28, 2026
Details

As Low As

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
10588 S Redwood Rd, South Jordan, UT, 84095
Construction Loans
6.62%
View
▼
APR6.62%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
11328 S Jordan Gtwy, South Jordan, UT, 84095 4112
Construction Loans
6.63%
View
▼
APR6.63%
Last UpdatedMarch 28, 2026
Details

As Low As; One time close

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
11328 S Jordan Gtwy, South Jordan, UT, 84095 4112
Construction Loans One time close
6.63%
View
▼
APR6.63%
Last UpdatedMarch 28, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
10767 S Redwood Rd, South Jordan, UT, 84095
Lot Loan- 20/5YR Balloon Variable
6.82%
View
▼
APR6.82%
Last UpdatedMarch 28, 2026
Details

As Low As

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
11328 S Jordan Gtwy, South Jordan, UT, 84095 4112
Improved Lot Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
10767 S Redwood Rd, South Jordan, UT, 84095
Lot Loan- 10 Year Variable
7.01%
View
▼
APR7.01%
Last UpdatedMarch 28, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
10767 S Redwood Rd, South Jordan, UT, 84095
Lot Loan- 30/5YR Balloon Variable
7.05%
View
▼
APR7.05%
Last UpdatedMarch 28, 2026
Details

As Low As

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
30/2 balloon lot loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
30/5 balloon lot loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Construction & Lot Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 28, 2026
Details

balloon lot loan

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Construction & Lot Loan 30/2 balloon lot loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Construction & Lot Loan 30/5 balloon lot loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
10767 S Redwood Rd, South Jordan, UT, 84095
Lot Loan- 20/5YR Balloon Fixed
7.28%
View
▼
APR7.28%
Last UpdatedMarch 28, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
10767 S Redwood Rd, South Jordan, UT, 84095
Lot Loan- 10 Year Fixed
7.48%
View
▼
APR7.48%
Last UpdatedMarch 28, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
10767 S Redwood Rd, South Jordan, UT, 84095
Lot Loan- 30/5YR Balloon Fixed
7.48%
View
▼
APR7.48%
Last UpdatedMarch 28, 2026
Details

As Low As

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Construction Loan
7.50%
View
▼
APR7.50%
Last UpdatedMarch 28, 2026
Details

LTV 80%

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Construction & Lot Loan Construction < 12 months
7.50%
View
▼
APR7.50%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Construction & Lot Loan
7.50%
View
▼
APR7.50%
Last UpdatedMarch 28, 2026
Details

Construction < 12 months

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
3451 W South Jordan Pkwy, South Jordan, UT, 84095
Construction loan
7.66%
View
▼
APR7.66%
Last UpdatedMarch 28, 2026
Details

As Low As

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
3664 W South Jordan Pkwy, South Jordan, UT, 84009 7152
Construction Loan
7.69%
View
▼
APR7.69%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
10588 S Redwood Rd, South Jordan, UT, 84095
Lot Loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 28, 2026
Details

30 year amortization

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
10 year lot loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
10-Year Lot Loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 28, 2026
Details

LTV 75%

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Construction & Lot Loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 28, 2026
Details

year lot loan

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Construction & Lot Loan 10 year lot loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Construction Loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 28, 2026
Details

As Low As

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
10588 S Redwood Rd, South Jordan, UT, 84095
Lot Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details

30 year amortization

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
3557 W 9800 S, South Jordan, UT, 84095
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 28, 2026
Details

As Low As

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
3557 W 9800 S, South Jordan, UT, 84095
Signature Loan
8.24%
View
▼
APR8.24%
Last UpdatedMarch 28, 2026
Details

As Low As

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Adventure Loan
8.99%
View
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details

No additional details available.

National JACL Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
1750 W 11400 S, South Jordan, UT, 84095
Unsecured/Signature Loan
10.75%
View
▼
APR10.75%
Last UpdatedMarch 28, 2026
Details

As Low As

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
3664 W South Jordan Pkwy, South Jordan, UT, 84009 7152
Signature Loan
11.25%
View
▼
APR11.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Personal Loan
11.74%
View
▼
APR11.74%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
1750 West 11400 South #200, South Jordan, UT, 84095
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Canyon View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5377 W Daybreak Parkway, South Jordan, UT, 84009
Personal Loan
12.24%
View
▼
APR12.24%
Last UpdatedMarch 28, 2026
Details

As Low As

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
1750 West 11400 South #200, South Jordan, UT, 84095
Personal Loan
12.24%
View
▼
APR12.24%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
11328 S Jordan Gtwy, South Jordan, UT, 84095 4112
Unsecured (Signature Loans)
12.49%
View
▼
APR12.49%
Last UpdatedMarch 28, 2026
Details

As Low As

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
1750 West 11400 South #200, South Jordan, UT, 84095
Personal Loan
12.49%
View
▼
APR12.49%
Last UpdatedMarch 28, 2026
Details

No additional details available.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
10767 S Redwood Rd, South Jordan, UT, 84095
PERSONAL
12.49%
View
▼
APR12.49%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
1750 West 11400 South #200, South Jordan, UT, 84095
Personal Loan
12.74%
View
▼
APR12.74%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Personal Loan
12.74%
View
▼
APR12.74%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
12.75%
View
▼
APR12.75%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Personal Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
13.25%
View
▼
APR13.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
13.50%
View
▼
APR13.50%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
13.75%
View
▼
APR13.75%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
14.25%
View
▼
APR14.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
14.75%
View
▼
APR14.75%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
15.99%
View
▼
APR15.99%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Credit Builder Loan
4.50%
View
▼
APR4.50%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Refinance Loan
4.64%
View
▼
APR4.64%
Last UpdatedMarch 28, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Medical Degree Refinance Loan
4.80%
View
▼
APR4.80%
Last UpdatedMarch 28, 2026
Details

As Low As

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
8520 S Sandy Pkwy, Sandy, UT, 84070
LAND LOANS
4.99%
View
▼
APR4.99%
Last UpdatedMarch 28, 2026
Details

As Low As

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
8520 S Sandy Pkwy, Sandy, UT, 84070
Land Loans
5.25%
View
▼
APR5.25%
Last UpdatedMarch 28, 2026
Details

As Low As

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
8520 S Sandy Pkwy, Sandy, UT, 84070
Land Loans
5.75%
View
▼
APR5.75%
Last UpdatedMarch 28, 2026
Details

As Low As

Nelnet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
13907 S Minuteman Dr, Draper, UT, 84020
Parent Loans
5.97%
View
▼
APR5.97%
Last UpdatedMarch 28, 2026
Details

As Low As

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
New Construction Loans
5.99%
View
▼
APR5.99%
Last UpdatedMarch 28, 2026
Details

No additional details available.

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Credit Builder Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Construction Loan
6.25%
View
▼
APR6.25%
Last UpdatedMarch 28, 2026
Details

As Low As

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Construction Loans
6.50%
View
▼
APR6.50%
Last UpdatedMarch 28, 2026
Details

As Low As; Two time close

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Construction Loans Two time close
6.50%
View
▼
APR6.50%
Last UpdatedMarch 28, 2026
Details

As Low As

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Improved Lot Loans
6.50%
View
▼
APR6.50%
Last UpdatedMarch 28, 2026
Details

As Low As

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
2701 N Thanksgiving Way, Lehi, UT, 84043
Personal Loan
6.53%
View
▼
APR6.53%
Last UpdatedMarch 28, 2026
Details

As Low As; Advertised rates and fees are valid as of January 7, 2026, are subject to change without notice, and may not be available for all Personal Loan products.

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Construction Loans
6.63%
View
▼
APR6.63%
Last UpdatedMarch 28, 2026
Details

As Low As; One time close

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Construction Loans One time close
6.63%
View
▼
APR6.63%
Last UpdatedMarch 28, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
9160 N Highway 83, Corinne, UT, 84307
Holiday Loan - Closed End Fixed APR as low as
6.74%
View
▼
APR6.74%
Last UpdatedMarch 28, 2026
Details

As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
Loan Special
6.90%
View
▼
APR6.90%
Last UpdatedMarch 28, 2026
Details

*Up to $10,000, new money only. Now through January 2, 2026.

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Improved Lot Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Lot Loan (Improved)
7.00%
View
▼
APR7.00%
Last UpdatedMarch 28, 2026
Details

As Low As

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Other Collateral Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
In-House Lot Loan
7.01%
View
▼
APR7.01%
Last UpdatedMarch 28, 2026
Details

5 Yr Balloon

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
UTV Loans
7.24%
View
▼
APR7.24%
Last UpdatedMarch 28, 2026
Details

As Low As

Kings Peak Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.23%
180 N 300 E, Roosevelt, UT, 84066
Recreational Loan
7.24%
View
▼
APR7.24%
Last UpdatedMarch 28, 2026
Details

As Low As

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
In-House Lot Loan
7.28%
View
▼
APR7.28%
Last UpdatedMarch 28, 2026
Details

10 Yr Balloon

American Express National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
115 W Towne Ridge Pkwy, Sandy, UT, 84070
Personal Loans
7.49%
View
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details

As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.

Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
120 E 1000 S, Brigham City, UT, 84302 4357
Building Lot Loans
7.49%
View
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details

No additional details available.

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
UTV Loans
7.49%
View
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details

As Low As

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Other Collateral Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 28, 2026
Details

No additional details available.

LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Signature Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 28, 2026
Details

As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
UTV Loans
7.74%
View
▼
APR7.74%
Last UpdatedMarch 28, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
UTV Loans Older Models
7.74%
View
▼
APR7.74%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loan
7.90%
View
▼
APR7.90%
Last UpdatedMarch 28, 2026
Details

As Low As; Up to $35,000 ($1,000 minimum)

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
UTV Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details

As Low As

Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
12921 S Vista Station Blvd, Draper, UT, 84020
Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details

As Low As

Compass Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Unsecured
7.99%
View
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details

As Low As

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
12-month Personal Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details

As Low As

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
Personal Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.24%
View
▼
APR8.24%
Last UpdatedMarch 28, 2026
Details

$20,000

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
8.25%
View
▼
APR8.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.49%
View
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details

$20,000

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Lot Loan (Unimproved)
8.50%
View
▼
APR8.50%
Last UpdatedMarch 28, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Holiday Loan 12-month
8.74%
View
▼
APR8.74%
Last UpdatedMarch 28, 2026
Details

As Low As

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.74%
View
▼
APR8.74%
Last UpdatedMarch 28, 2026
Details

$20,000

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
8.75%
View
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details

No additional details available.

San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
296 E CENTER STREET, MONTICELLO, UT, 84535
Unsecured Loans
8.95%
View
▼
APR8.95%
Last UpdatedMarch 28, 2026
Details

No additional details available.

CUP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
302 E Lakeview Pkwy, Provo, UT, 84606
Signature
8.99%
View
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Holiday Loan 24-month
8.99%
View
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details

As Low As

Newell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
420 E South Temple Ste 520, Salt Lake City, UT, 84111 1362
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
9.04%
View
▼
APR9.04%
Last UpdatedMarch 28, 2026
Details

As Low As

Desertview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
196 North Main, Huntington, UT, 84528
Premier Signature
9.25%
View
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.25%
View
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
273 W 500 S, Bountiful, UT, 84010
Consumer Loans
9.39%
View
▼
APR9.39%
Last UpdatedMarch 28, 2026
Details

As Low As

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
9.49%
View
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
9160 N Highway 83, Corinne, UT, 84307
Bill Consolidation Loan - Closed End Fixed APR as low as
9.49%
View
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details

As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
9160 N Highway 83, Corinne, UT, 84307
Personal Signature Loan - Closed Fixed APR as low as
9.49%
View
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details

As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.

Gibbons and Reed Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
1000 N Warm Springs Rd, Salt Lake City, UT, 84116
Unsecured
9.50%
View
▼
APR9.50%
Last UpdatedMarch 28, 2026
Details

OAC

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
273 W 500 S, Bountiful, UT, 84010
Consumer Loans
9.59%
View
▼
APR9.59%
Last UpdatedMarch 28, 2026
Details

As Low As

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 28, 2026
Details

No additional details available.

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 4 Years / 48 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details

No additional details available.

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 3 Years / 36 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 2 Years / 24 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 1 Year / 12 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details

As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
273 W 500 S, Bountiful, UT, 84010
Consumer Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 28, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 1 Year / 12 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 2 Years / 24 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 3 Years / 36 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 4 Years / 48 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details

As Low As

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
Personal Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
10.04%
View
▼
APR10.04%
Last UpdatedMarch 28, 2026
Details

As Low As

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
10.24%
View
▼
APR10.24%
Last UpdatedMarch 28, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
10.24%
View
▼
APR10.24%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Orem City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
56 N State St, Orem, UT, 84057
Other Loans
10.25%
View
▼
APR10.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.25%
View
▼
APR10.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature
10.29%
View
▼
APR10.29%
Last UpdatedMarch 28, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.29%
View
▼
APR10.29%
Last UpdatedMarch 28, 2026
Details

Up to 12 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.29%
View
▼
APR10.29%
Last UpdatedMarch 28, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details

Up to 18 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details

As Low As

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.50%
View
▼
APR10.50%
Last UpdatedMarch 28, 2026
Details

No additional details available.

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
10.54%
View
▼
APR10.54%
Last UpdatedMarch 28, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.69%
View
▼
APR10.69%
Last UpdatedMarch 28, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.69%
View
▼
APR10.69%
Last UpdatedMarch 28, 2026
Details

Up to 24 Months

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 28, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 28, 2026
Details

As Low As

San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
296 E CENTER STREET, MONTICELLO, UT, 84535
Unsecured Loans
10.95%
View
▼
APR10.95%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
Personal Loan
10.95%
View
▼
APR10.95%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details

No additional details available.

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 12-month
10.99%
View
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details

Up to 36 Months

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
11.04%
View
▼
APR11.04%
Last UpdatedMarch 28, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
11.19%
View
▼
APR11.19%
Last UpdatedMarch 28, 2026
Details

Up to 48 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
11.19%
View
▼
APR11.19%
Last UpdatedMarch 28, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
Personal Loan
11.20%
View
▼
APR11.20%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 28, 2026
Details

No additional details available.

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 24-month
11.24%
View
▼
APR11.24%
Last UpdatedMarch 28, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
3557 W 9800 S, South Jordan, UT, 84095
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 28, 2026
Details

As Low As

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Personal Loan
11.74%
View
▼
APR11.74%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
1750 West 11400 South #200, South Jordan, UT, 84095
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Canyon View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5377 W Daybreak Parkway, South Jordan, UT, 84009
Personal Loan
12.24%
View
▼
APR12.24%
Last UpdatedMarch 28, 2026
Details

As Low As

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
1750 West 11400 South #200, South Jordan, UT, 84095
Personal Loan
12.24%
View
▼
APR12.24%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
1750 West 11400 South #200, South Jordan, UT, 84095
Personal Loan
12.49%
View
▼
APR12.49%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
1750 West 11400 South #200, South Jordan, UT, 84095
Personal Loan
12.74%
View
▼
APR12.74%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Personal Loan
12.74%
View
▼
APR12.74%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Personal Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10507 S Redwood Rd, South Jordan, UT, 84095 8504
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedMarch 28, 2026
Details

No additional details available.

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
2701 N Thanksgiving Way, Lehi, UT, 84043
Personal Loan
6.53%
View
▼
APR6.53%
Last UpdatedMarch 28, 2026
Details

As Low As; Advertised rates and fees are valid as of January 7, 2026, are subject to change without notice, and may not be available for all Personal Loan products.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 28, 2026
Details

As Low As

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

American Express National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
115 W Towne Ridge Pkwy, Sandy, UT, 84070
Personal Loans
7.49%
View
▼
APR7.49%
Last UpdatedMarch 28, 2026
Details

As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.

Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loan
7.90%
View
▼
APR7.90%
Last UpdatedMarch 28, 2026
Details

As Low As; Up to $35,000 ($1,000 minimum)

Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
12921 S Vista Station Blvd, Draper, UT, 84020
Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 28, 2026
Details

As Low As

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
12-month Personal Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
Personal Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details

As Low As

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.24%
View
▼
APR8.24%
Last UpdatedMarch 28, 2026
Details

$20,000

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.49%
View
▼
APR8.49%
Last UpdatedMarch 28, 2026
Details

$20,000

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.74%
View
▼
APR8.74%
Last UpdatedMarch 28, 2026
Details

$20,000

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
8.75%
View
▼
APR8.75%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.25%
View
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 28, 2026
Details

No additional details available.

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 4 Years / 48 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details

No additional details available.

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 3 Years / 36 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 2 Years / 24 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 1 Year / 12 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 1 Year / 12 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 2 Years / 24 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 3 Years / 36 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
360 W 4800 N, Provo, UT, 84604
Personal Loans 4 Years / 48 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details

As Low As

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
Personal Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
10.24%
View
▼
APR10.24%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
Personal Loan
10.95%
View
▼
APR10.95%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
Personal Loan
11.20%
View
▼
APR11.20%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 28, 2026
Details

No additional details available.

No debt consolidation personal loan rates found in South Jordan, UT currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
3557 W 9800 S, South Jordan, UT, 84095
Signature Loan
8.24%
View
▼
APR8.24%
Last UpdatedMarch 28, 2026
Details

As Low As

National JACL Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
1750 W 11400 S, South Jordan, UT, 84095
Unsecured/Signature Loan
10.75%
View
▼
APR10.75%
Last UpdatedMarch 28, 2026
Details

As Low As

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
3664 W South Jordan Pkwy, South Jordan, UT, 84009 7152
Signature Loan
11.25%
View
▼
APR11.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
11328 S Jordan Gtwy, South Jordan, UT, 84095 4112
Unsecured (Signature Loans)
12.49%
View
▼
APR12.49%
Last UpdatedMarch 28, 2026
Details

As Low As

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
12.75%
View
▼
APR12.75%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
13.25%
View
▼
APR13.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
13.50%
View
▼
APR13.50%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
13.75%
View
▼
APR13.75%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
14.25%
View
▼
APR14.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
14.75%
View
▼
APR14.75%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3642 W 11400 S, South Jordan, UT, 84095
Signature Loan
15.99%
View
▼
APR15.99%
Last UpdatedMarch 28, 2026
Details

No additional details available.

LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Signature Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 28, 2026
Details

As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
8.25%
View
▼
APR8.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

CUP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
302 E Lakeview Pkwy, Provo, UT, 84606
Signature
8.99%
View
▼
APR8.99%
Last UpdatedMarch 28, 2026
Details

As Low As

Newell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
420 E South Temple Ste 520, Salt Lake City, UT, 84111 1362
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 28, 2026
Details

As Low As

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
9.04%
View
▼
APR9.04%
Last UpdatedMarch 28, 2026
Details

As Low As

Desertview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
196 North Main, Huntington, UT, 84528
Premier Signature
9.25%
View
▼
APR9.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
9.49%
View
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
9160 N Highway 83, Corinne, UT, 84307
Personal Signature Loan - Closed Fixed APR as low as
9.49%
View
▼
APR9.49%
Last UpdatedMarch 28, 2026
Details

As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 28, 2026
Details

No additional details available.

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
10.04%
View
▼
APR10.04%
Last UpdatedMarch 28, 2026
Details

As Low As

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
10.24%
View
▼
APR10.24%
Last UpdatedMarch 28, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.25%
View
▼
APR10.25%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.29%
View
▼
APR10.29%
Last UpdatedMarch 28, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature
10.29%
View
▼
APR10.29%
Last UpdatedMarch 28, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.29%
View
▼
APR10.29%
Last UpdatedMarch 28, 2026
Details

Up to 12 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details

Up to 18 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 28, 2026
Details

As Low As

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.50%
View
▼
APR10.50%
Last UpdatedMarch 28, 2026
Details

No additional details available.

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
10.54%
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▼
APR10.54%
Last UpdatedMarch 28, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.69%
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▼
APR10.69%
Last UpdatedMarch 28, 2026
Details

Up to 24 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.69%
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▼
APR10.69%
Last UpdatedMarch 28, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.74%
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▼
APR10.74%
Last UpdatedMarch 28, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 28, 2026
Details

As Low As

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.74%
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▼
APR10.74%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.99%
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▼
APR10.99%
Last UpdatedMarch 28, 2026
Details

Up to 36 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 12-month
10.99%
View
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details

As Low As

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details

No additional details available.

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 28, 2026
Details

As Low As

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
11.04%
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▼
APR11.04%
Last UpdatedMarch 28, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
11.19%
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▼
APR11.19%
Last UpdatedMarch 28, 2026
Details

Up to 48 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
11.19%
View
▼
APR11.19%
Last UpdatedMarch 28, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 24-month
11.24%
View
▼
APR11.24%
Last UpdatedMarch 28, 2026
Details

As Low As

No home improvement personal loan rates found in South Jordan, UT currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Utah?

Most lenders in South Jordan, Utah require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Utah often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in South Jordan, Utah require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Utah?

Yes. Debt consolidation is one of the most common uses of personal loans in South Jordan, Utah. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in South Jordan, Utah?

Credit unions in South Jordan, Utah often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in South Jordan, Utah?

  • Goldenwest Federal Credit Union: 5.89% (Lot Loan Special 1-year balloon)
  • Chartway Credit Union: 6.49% (Equity Loan)
  • Cyprus Federal Credit Union: 6.50% (Construction Loans)
  • Deseret First Federal Credit Union: 6.62% (Construction Loans)
  • America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in South Jordan, Utah. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 28, 2026.

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