Best Personal Loan Rates in Sandy, Utah (UT) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Sandy, Utah include: UTAH COMMUNITYUTAH COMMUNITY10692 S State St, Sandy, UT, 84070C3.8 ★Texas Ratio: 29.46% offering Credit Builder Loan at 6.00% APR, American United Federal Credit UnionAmerican United Federal Credit Union8621 S 700 E, Sandy, UT, 84070A5.0 ★Texas Ratio: 7.60% offering Construction Loan at 6.25% APR, Mountain America Federal Credit UnionMountain America Federal Credit Union1284 E 10600 S, Sandy, UT, 84094 6101A5.0 ★Texas Ratio: 11.38% offering Construction Loan at 6.38% APR, Cyprus Federal Credit UnionCyprus Federal Credit Union9383 S 700 E, Sandy, UT, 84070A+5.0 ★Texas Ratio: 2.42% offering Construction Loans at 6.50% APR, and Deseret First Federal Credit UnionDeseret First Federal Credit Union9325 S Village Shop Dr, Sandy, UT, 84094 7719A5.0 ★Texas Ratio: 7.12% offering Construction Loan at 6.62% APR. Personal loan rates as of May 4, 2026 according to verified data from MonitorBankRates.
Sandy has 15 local institutions in our database, with personal loan rates as low as 6.00% APR from UTAH COMMUNITY at 10692 S State St, Sandy, UT, 84070. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Sandy, Utah.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Sandy, Utah. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 4, 2026
As Low As
As Low As
As Low As; Construction
Two time close
No additional details available.
No additional details available.
One time close
As Low As; Variable
No additional details available.
As Low As
As Low As; Variable
As Low As; Variable
No additional details available.
No additional details available.
No additional details available.
As Low As; Fixed
As Low As; Fixed
As Low As; Fixed
No additional details available.
As Low As; Rates as low as 7.50%*
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Up to $35,000 ($1,000 minimum)
As Low As
As Low As
As Low As
As Low As
As Low As; Personal Loans
$20,000
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Fixed
No additional details available.
48 MO
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Rates as low as 28.00%
No additional details available.
As Low As
As Low As
As Low As
As Low As; Two time close
As Low As
As Low As
Rates starting at 6.53% APR1
As Low As
As Low As
As Low As; One time close
As Low As
As Low As
As Low As
As Low As; up to 72 months
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; Rates effective as of 04/21/2026. Rates subject to change without notice.
As Low As
No additional details available.
Holiday/Vacation; Up to $5,000.00
OAC
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
APR as low as:
As Low As
$5,000+
No additional details available.
As Low As; starting as low as
No additional details available.
GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
No additional details available.
GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
As Low As; Rate based on creditworthiness and term of loan.
No additional details available.
No additional details available.
No additional details available.
As Low As; up to 60 months
GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Starting at
No additional details available.
As Low As; as low as
as low as
No additional details available.
No additional details available.
No additional details available.
No additional details available.
APR ranges from 6.53% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026, are subject to change without notice, and may not be available for all Personal Loan products.
As Low As; Up to $35,000 ($1,000 minimum)
As Low As
As Low As; Personal Loans
$20,000
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
Holiday/Vacation; Up to $5,000.00
No additional details available.
No additional details available.
No additional details available.
No additional details available.
GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
No additional details available.
GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
As Low As; Rate based on creditworthiness and term of loan.
No additional details available.
No additional details available.
No additional details available.
GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
As Low As; as low as
APR ranges from 6.53% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026, are subject to change without notice, and may not be available for all Personal Loan products.
Rates starting at 6.53% APR1
As Low As; Rates as low as 7.50%*
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Rates effective as of 04/21/2026. Rates subject to change without notice.
As Low As
No additional details available.
No additional details available.
No additional details available.
APR as low as:
As Low As
$5,000+
As Low As; starting as low as
No additional details available.
As Low As; up to 60 months
As Low As
No additional details available.
No additional details available.
No additional details available.
Starting at
No additional details available.
as low as
No additional details available.
Sandy, UT Personal Loan Rate Trends
Compare local Sandy, UT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah personal loan rates fell 0.228 points over the past 7 days to 10.530% APR.
Utah signature loan rates rose 0.329 points over the past 7 days to 13.249% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Utah?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Utah?
Are credit unions or banks better for personal loans in Sandy, Utah?
What are the best personal loan rates in Sandy, Utah?
- UTAH COMMUNITY: 6.00% (Credit Builder Loan)
- American United Federal Credit Union: 6.25% (Construction Loan)
- Mountain America Federal Credit Union: 6.38% (Construction Loan)
- Cyprus Federal Credit Union: 6.50% (Construction Loans)
- Deseret First Federal Credit Union: 6.62% (Construction Loan)
Personal Loan Calculators
