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Best Personal Loan Rates in Sandy, Utah (UT) - March 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Utah borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: March 20, 2026

Current personal loan options available to borrowers in Sandy, Utah include: Wellspring Federal Credit UnionWellspring Federal Credit Union8520 S Sandy Pkwy, Sandy, UT, 84070A5.0 ★Texas Ratio: 7.50% offering LAND LOANS at 4.99% APR, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union7926 S 1300 E, Sandy, UT, 84094 0744A+5.0 ★Texas Ratio: 2.10% offering Lot Loan Special 1-year balloon at 5.89% APR, UTAH COMMUNITYUTAH COMMUNITY10692 S State St, Sandy, UT, 84070C3.8 ★Texas Ratio: 29.46% offering Credit Builder Loan at 6.00% APR, American United Federal Credit UnionAmerican United Federal Credit Union8621 S 700 E, Sandy, UT, 84070A5.0 ★Texas Ratio: 7.60% offering Construction Loan at 6.25% APR, and Cyprus Federal Credit UnionCyprus Federal Credit Union9383 S 700 E, Sandy, UT, 84070A+5.0 ★Texas Ratio: 2.42% offering Construction Loans Two time close at 6.50% APR.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Sandy, Utah can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Sandy, Utah.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Sandy, Utah. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 20, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
8520 S Sandy Pkwy, Sandy, UT, 84070
LAND LOANS
4.99%
View
▼
APR4.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
8520 S Sandy Pkwy, Sandy, UT, 84070
Land Loans
5.25%
View
▼
APR5.25%
Last UpdatedMarch 21, 2026
Details

As Low As

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
8520 S Sandy Pkwy, Sandy, UT, 84070
Land Loans
5.75%
View
▼
APR5.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
7926 S 1300 E, Sandy, UT, 84094 0744
Lot Loan Special 1-year balloon
5.90%
View
▼
APR5.90%
Last UpdatedMarch 21, 2026
Details

No additional details available.

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Credit Builder Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Construction Loan
6.25%
View
▼
APR6.25%
Last UpdatedMarch 21, 2026
Details

As Low As

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
7926 S 1300 E, Sandy, UT, 84094 0744
One-Time Close Construction Loan
6.40%
View
▼
APR6.40%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
9383 S 700 E, Sandy, UT, 84070
Construction Loans Two time close
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
9383 S 700 E, Sandy, UT, 84070
Improved Lot Loans
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
9383 S 700 E, Sandy, UT, 84070
Construction Loans One time close
6.63%
View
▼
APR6.63%
Last UpdatedMarch 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
230 W Towne Ridge Pkwy Ste 300, Sandy, UT, 84070
Lot Loan- 20/5YR Balloon Variable
6.82%
View
▼
APR6.82%
Last UpdatedMarch 21, 2026
Details

As Low As

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
9383 S 700 E, Sandy, UT, 84070
Improved Lot Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Lot Loan (Improved)
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
230 W Towne Ridge Pkwy Ste 300, Sandy, UT, 84070
Lot Loan- 10 Year Variable
7.01%
View
▼
APR7.01%
Last UpdatedMarch 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
230 W Towne Ridge Pkwy Ste 300, Sandy, UT, 84070
Lot Loan- 30/5YR Balloon Variable
7.05%
View
▼
APR7.05%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
UTV Loans
7.24%
View
▼
APR7.24%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
30/2 balloon lot loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
30/5 balloon lot loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Construction & Lot Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

balloon lot loan

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Construction & Lot Loan 30/2 balloon lot loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Construction & Lot Loan 30/5 balloon lot loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
230 W Towne Ridge Pkwy Ste 300, Sandy, UT, 84070
Lot Loan- 20/5YR Balloon Fixed
7.28%
View
▼
APR7.28%
Last UpdatedMarch 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
230 W Towne Ridge Pkwy Ste 300, Sandy, UT, 84070
Lot Loan- 30/5YR Balloon Fixed
7.48%
View
▼
APR7.48%
Last UpdatedMarch 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
230 W Towne Ridge Pkwy Ste 300, Sandy, UT, 84070
Lot Loan- 10 Year Fixed
7.48%
View
▼
APR7.48%
Last UpdatedMarch 21, 2026
Details

As Low As

American Express National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
115 W Towne Ridge Pkwy, Sandy, UT, 84070
Personal Loans
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
UTV Loans
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Signature Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Construction & Lot Loan
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

Construction < 12 months

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Construction & Lot Loan Construction < 12 months
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Construction Loan
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

LTV: 80%

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
7926 S 1300 E, Sandy, UT, 84094 0744
Construction Loan
7.69%
View
▼
APR7.69%
Last UpdatedMarch 21, 2026
Details

No additional details available.

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
UTV Loans
7.74%
View
▼
APR7.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Construction Loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Construction & Lot Loan 10 year lot loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
10-year Lot Loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details

LTV: 75%

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Construction & Lot Loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details

year lot loan

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
10 year lot loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
9325 S Village Shop Dr, Sandy, UT, 84094 7719
Lot Loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details

Balloon (30 year amortization)

Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loan
7.90%
View
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details

As Low As; Up to $35,000 ($1,000 minimum)

Compass Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Unsecured
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
UTV Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
9325 S Village Shop Dr, Sandy, UT, 84094 7719
Lot Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

Balloon (30 year amortization)

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.24%
View
▼
APR8.24%
Last UpdatedMarch 21, 2026
Details

$20,000

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

$20,000

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Lot Loan (Unimproved)
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

As Low As

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.74%
View
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details

$20,000

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Holiday Loan
8.74%
View
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Adventure Loan
8.99%
View
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Holiday Loan
8.99%
View
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 1 Year / 12 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 2 Years / 24 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 3 Years / 36 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 4 Years / 48 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 3 Years / 36 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 4 Years / 48 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 2 Years / 24 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 1 Year / 12 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Signature Loan 12-month
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Signature Loan 24-month
11.24%
View
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
7926 S 1300 E, Sandy, UT, 84094 0744
Signature Loan
11.25%
View
▼
APR11.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Signature Loan 36-month
11.49%
View
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Signature Loan 48-month
11.74%
View
▼
APR11.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Personal Loan
11.74%
View
▼
APR11.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
8520 S Sandy Pkwy, Sandy, UT, 84070
Personal Loans
11.75%
View
▼
APR11.75%
Last UpdatedMarch 21, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Signature Loan 60-month
11.99%
View
▼
APR11.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT, 84070
<24 MONTH Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 21, 2026
Details

Estimated monthly payment per $1,000 borrowed is approximately $48.49.

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
9325 S Village Shop Dr, Sandy, UT, 84094 7719
Signature Loan
12.14%
View
▼
APR12.14%
Last UpdatedMarch 21, 2026
Details

24-Month Fixed-Rate

Canyon View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
2275 E 9400 S, Sandy, UT, 84093 3288
Personal Loan
12.24%
View
▼
APR12.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT, 84070
36 MONTH Personal Loan
12.24%
View
▼
APR12.24%
Last UpdatedMarch 21, 2026
Details

Estimated monthly payment per $1,000 borrowed is approximately $34.69.

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
9325 S Village Shop Dr, Sandy, UT, 84094 7719
Signature Loan
12.24%
View
▼
APR12.24%
Last UpdatedMarch 21, 2026
Details

36-Month Fixed-Rate

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
9383 S 700 E, Sandy, UT, 84070
Unsecured (Signature Loans)
12.49%
View
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
230 W Towne Ridge Pkwy Ste 300, Sandy, UT, 84070
PERSONAL
12.49%
View
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details

As Low As; Fixed

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT, 84070
48 MONTH Personal Loan
12.49%
View
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details

Estimated monthly payment per $1,000 borrowed is approximately $27.93.

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
9325 S Village Shop Dr, Sandy, UT, 84094 7719
Signature Loan
12.49%
View
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details

48-Month Fixed-Rate

Bank of Utah
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9320 S State St, Sandy, UT, 84070
Unsecured Loans
12.74%
View
▼
APR12.74%
Last UpdatedMarch 21, 2026
Details

48 MO

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT, 84070
60 MONTH Personal Loan
12.74%
View
▼
APR12.74%
Last UpdatedMarch 21, 2026
Details

Estimated monthly payment per $1,000 borrowed is approximately $23.99.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Personal Loan
12.74%
View
▼
APR12.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
12.75%
View
▼
APR12.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
12.75%
View
▼
APR12.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Unsecured Personal Loans
12.75%
View
▼
APR12.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Personal Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
12.99%
View
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
9325 S Village Shop Dr, Sandy, UT, 84094 7719
Signature Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details

60-Month Fixed-Rate

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
13.25%
View
▼
APR13.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
13.25%
View
▼
APR13.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
13.50%
View
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
13.50%
View
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Local 354 IBEW Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Signature/Personal Closed End Loans
13.56%
View
▼
APR13.56%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
13.75%
View
▼
APR13.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
13.75%
View
▼
APR13.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
14.25%
View
▼
APR14.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
14.25%
View
▼
APR14.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
14.75%
View
▼
APR14.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
14.75%
View
▼
APR14.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
15.99%
View
▼
APR15.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
15.99%
View
▼
APR15.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
AU Quick Cash Loans
27.50%
View
▼
APR27.50%
Last UpdatedMarch 21, 2026
Details

24/7 Online Approval

LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Short Term Loans
28.00%
View
▼
APR28.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Credit Builder Loan
4.50%
View
▼
APR4.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Refinance Loan
4.64%
View
▼
APR4.64%
Last UpdatedMarch 21, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Medical Degree Refinance Loan
4.80%
View
▼
APR4.80%
Last UpdatedMarch 21, 2026
Details

As Low As

Nelnet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
13907 S Minuteman Dr, Draper, UT, 84020
Parent Loans
5.97%
View
▼
APR5.97%
Last UpdatedMarch 21, 2026
Details

As Low As

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
New Construction Loans
5.99%
View
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
562 N Main St, Tooele, UT, 84074
Equity Loan
6.49%
View
▼
APR6.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Construction Loans
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

As Low As; Two time close

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Construction Loans Two time close
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Improved Lot Loans
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

As Low As

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
2701 N Thanksgiving Way, Lehi, UT, 84043
Personal Loan
6.53%
View
▼
APR6.53%
Last UpdatedMarch 21, 2026
Details

As Low As

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Construction Loans
6.63%
View
▼
APR6.63%
Last UpdatedMarch 21, 2026
Details

As Low As; One time close

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Construction Loans One time close
6.63%
View
▼
APR6.63%
Last UpdatedMarch 21, 2026
Details

As Low As

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
Personal Loan Special
6.90%
View
▼
APR6.90%
Last UpdatedMarch 21, 2026
Details

*Up to $10,000, new money only. Now through January 2, 2026.

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Improved Lot Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

Up to $3,000 for 36 months @ 6.00%

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Other Collateral Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Kings Peak Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.23%
180 N 300 E, Roosevelt, UT, 84066
Recreational Loan
7.24%
View
▼
APR7.24%
Last UpdatedMarch 21, 2026
Details

As Low As; up to 72 months

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
HE Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
120 E 1000 S, Brigham City, UT, 84302 4357
Building Lot Loans
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Other Collateral Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
12-month Personal Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
Personal
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
562 N Main St, Tooele, UT, 84074
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
562 N Main St, Tooele, UT, 84074
Signature Loan
8.24%
View
▼
APR8.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
8.25%
View
▼
APR8.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loan
8.75%
View
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
296 E CENTER STREET, MONTICELLO, UT, 84535
Unsecured Loans
8.95%
View
▼
APR8.95%
Last UpdatedMarch 21, 2026
Details

No additional details available.

CUP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
302 E Lakeview Pkwy, Provo, UT, 84606
Signature
8.99%
View
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Newell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
420 E South Temple Ste 520, Salt Lake City, UT, 84111 1362
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Desertview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
196 North Main, Huntington, UT, 84528
Premier Signature
9.25%
View
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loan
9.25%
View
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
273 W 500 S, Bountiful, UT, 84010
Consumer Loans
9.39%
View
▼
APR9.39%
Last UpdatedMarch 21, 2026
Details

As Low As

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
9.49%
View
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

Gibbons and Reed Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
1000 N Warm Springs Rd, Salt Lake City, UT, 84116
Unsecured
9.50%
View
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details

As Low As; OAC

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
273 W 500 S, Bountiful, UT, 84010
Consumer Loans
9.59%
View
▼
APR9.59%
Last UpdatedMarch 21, 2026
Details

As Low As

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Nelnet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
13907 S Minuteman Dr, Draper, UT, 84020
Parent Loans
9.85%
View
▼
APR9.85%
Last UpdatedMarch 21, 2026
Details

As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
273 W 500 S, Bountiful, UT, 84010
Consumer Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
Personal
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
10.24%
View
▼
APR10.24%
Last UpdatedMarch 21, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
10.24%
View
▼
APR10.24%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Orem City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
56 N State St, Orem, UT, 84057
Other Loans
10.25%
View
▼
APR10.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.25%
View
▼
APR10.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.29%
View
▼
APR10.29%
Last UpdatedMarch 21, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.29%
View
▼
APR10.29%
Last UpdatedMarch 21, 2026
Details

Up to 12 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature
10.29%
View
▼
APR10.29%
Last UpdatedMarch 21, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

Up to 18 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

As Low As

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.50%
View
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.69%
View
▼
APR10.69%
Last UpdatedMarch 21, 2026
Details

Up to 24 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.69%
View
▼
APR10.69%
Last UpdatedMarch 21, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details

As Low As

National JACL Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
3776 S Highland Dr, Millcreek, UT, 84106 3270
Unsecured/Signature Loan
10.75%
View
▼
APR10.75%
Last UpdatedMarch 21, 2026
Details

As Low As

San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
296 E CENTER STREET, MONTICELLO, UT, 84535
Unsecured Loans
10.95%
View
▼
APR10.95%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Horizon Utah Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
225 S 200 W, Farmington, UT, 84025
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As; GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

Up to 36 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
11.19%
View
▼
APR11.19%
Last UpdatedMarch 21, 2026
Details

Up to 48 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
11.19%
View
▼
APR11.19%
Last UpdatedMarch 21, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Horizon Utah Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
225 S 200 W, Farmington, UT, 84025
Personal Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details

As Low As; GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
11.39%
View
▼
APR11.39%
Last UpdatedMarch 21, 2026
Details

Up to 60 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
11.39%
View
▼
APR11.39%
Last UpdatedMarch 21, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
Personal Loan
11.45%
View
▼
APR11.45%
Last UpdatedMarch 21, 2026
Details

As Low As

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
11.49%
View
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
96 E Center St, Springville, UT, 84663
Signature Loan
11.49%
View
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Elevate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
1023 Medical Dr, Brigham City, UT, 84302 3049
Personal
11.50%
View
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Logan Cache Rich Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
72 E 700 N, Logan, UT, 84321
Personal Loans
11.50%
View
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
120 E 1000 S, Brigham City, UT, 84302 4357
Signature
11.50%
View
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
American Express National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
115 W Towne Ridge Pkwy, Sandy, UT, 84070
Personal Loans
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.

Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loan
7.90%
View
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details

As Low As; Up to $35,000 ($1,000 minimum)

Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

As Low As

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.24%
View
▼
APR8.24%
Last UpdatedMarch 21, 2026
Details

$20,000

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

$20,000

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.74%
View
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details

$20,000

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 1 Year / 12 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 2 Years / 24 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 3 Years / 36 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 4 Years / 48 Months
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 4 Years / 48 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 2 Years / 24 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 3 Years / 36 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

As Low As

UTAH COMMUNITY
Institution Rating:
C3.8 ★Texas Ratio: 29.46%
10692 S State St, Sandy, UT, 84070
Personal Loans 1 Year / 12 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Personal Loan
11.74%
View
▼
APR11.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
8520 S Sandy Pkwy, Sandy, UT, 84070
Personal Loans
11.75%
View
▼
APR11.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT, 84070
<24 MONTH Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 21, 2026
Details

Estimated monthly payment per $1,000 borrowed is approximately $48.49.

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT, 84070
36 MONTH Personal Loan
12.24%
View
▼
APR12.24%
Last UpdatedMarch 21, 2026
Details

Estimated monthly payment per $1,000 borrowed is approximately $34.69.

Canyon View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
2275 E 9400 S, Sandy, UT, 84093 3288
Personal Loan
12.24%
View
▼
APR12.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT, 84070
48 MONTH Personal Loan
12.49%
View
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details

Estimated monthly payment per $1,000 borrowed is approximately $27.93.

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
9260 S 300 E, Sandy, UT, 84070
60 MONTH Personal Loan
12.74%
View
▼
APR12.74%
Last UpdatedMarch 21, 2026
Details

Estimated monthly payment per $1,000 borrowed is approximately $23.99.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Personal Loan
12.74%
View
▼
APR12.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

North Bay Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 73.10%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Unsecured Personal Loans
12.75%
View
▼
APR12.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Personal Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
9383 S 700 E, Sandy, UT, 84070 6202
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
2701 N Thanksgiving Way, Lehi, UT, 84043
Personal Loan
6.53%
View
▼
APR6.53%
Last UpdatedMarch 21, 2026
Details

As Low As

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
Personal Loan Special
6.90%
View
▼
APR6.90%
Last UpdatedMarch 21, 2026
Details

*Up to $10,000, new money only. Now through January 2, 2026.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

Up to $3,000 for 36 months @ 6.00%

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
12-month Personal Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
562 N Main St, Tooele, UT, 84074
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loan
8.75%
View
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loan
9.25%
View
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
10.24%
View
▼
APR10.24%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Horizon Utah Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
225 S 200 W, Farmington, UT, 84025
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As; GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7

Horizon Utah Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
225 S 200 W, Farmington, UT, 84025
Personal Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details

As Low As; GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
Personal Loan
11.45%
View
▼
APR11.45%
Last UpdatedMarch 21, 2026
Details

As Low As

Logan Cache Rich Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
72 E 700 N, Logan, UT, 84321
Personal Loans
11.50%
View
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

No debt consolidation personal loan rates found in Sandy, UT currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Signature Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Signature Loan 12-month
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Signature Loan 24-month
11.24%
View
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
7926 S 1300 E, Sandy, UT, 84094 0744
Signature Loan
11.25%
View
▼
APR11.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Signature Loan 36-month
11.49%
View
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Signature Loan 48-month
11.74%
View
▼
APR11.74%
Last UpdatedMarch 21, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
8621 S 700 E, Sandy, UT, 84070
Signature Loan 60-month
11.99%
View
▼
APR11.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
9325 S Village Shop Dr, Sandy, UT, 84094 7719
Signature Loan
12.14%
View
▼
APR12.14%
Last UpdatedMarch 21, 2026
Details

24-Month Fixed-Rate

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
9325 S Village Shop Dr, Sandy, UT, 84094 7719
Signature Loan
12.24%
View
▼
APR12.24%
Last UpdatedMarch 21, 2026
Details

36-Month Fixed-Rate

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
9383 S 700 E, Sandy, UT, 84070
Unsecured (Signature Loans)
12.49%
View
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
9325 S Village Shop Dr, Sandy, UT, 84094 7719
Signature Loan
12.49%
View
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details

48-Month Fixed-Rate

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
12.75%
View
▼
APR12.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
12.75%
View
▼
APR12.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
12.99%
View
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
9325 S Village Shop Dr, Sandy, UT, 84094 7719
Signature Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details

60-Month Fixed-Rate

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
13.25%
View
▼
APR13.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
13.25%
View
▼
APR13.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
13.50%
View
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
13.50%
View
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Local 354 IBEW Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.98%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Signature/Personal Closed End Loans
13.56%
View
▼
APR13.56%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
13.75%
View
▼
APR13.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
13.75%
View
▼
APR13.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
14.25%
View
▼
APR14.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
14.25%
View
▼
APR14.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
14.75%
View
▼
APR14.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
14.75%
View
▼
APR14.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature
15.99%
View
▼
APR15.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
9213 S Quarry Bend Dr, Sandy, UT, 84094
Signature Loan
15.99%
View
▼
APR15.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
562 N Main St, Tooele, UT, 84074
Signature Loan
8.24%
View
▼
APR8.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
8.25%
View
▼
APR8.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

CUP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
302 E Lakeview Pkwy, Provo, UT, 84606
Signature
8.99%
View
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Newell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
420 E South Temple Ste 520, Salt Lake City, UT, 84111 1362
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Desertview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
196 North Main, Huntington, UT, 84528
Premier Signature
9.25%
View
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
9.49%
View
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
10.24%
View
▼
APR10.24%
Last UpdatedMarch 21, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.25%
View
▼
APR10.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature
10.29%
View
▼
APR10.29%
Last UpdatedMarch 21, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.29%
View
▼
APR10.29%
Last UpdatedMarch 21, 2026
Details

Up to 12 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.29%
View
▼
APR10.29%
Last UpdatedMarch 21, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

Up to 18 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

As Low As

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.50%
View
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.69%
View
▼
APR10.69%
Last UpdatedMarch 21, 2026
Details

Up to 24 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.69%
View
▼
APR10.69%
Last UpdatedMarch 21, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details

As Low As

National JACL Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
3776 S Highland Dr, Millcreek, UT, 84106 3270
Unsecured/Signature Loan
10.75%
View
▼
APR10.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

Up to 36 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
11.19%
View
▼
APR11.19%
Last UpdatedMarch 21, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
11.19%
View
▼
APR11.19%
Last UpdatedMarch 21, 2026
Details

Up to 48 Months

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
11.39%
View
▼
APR11.39%
Last UpdatedMarch 21, 2026
Details

Up to 60 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
11.39%
View
▼
APR11.39%
Last UpdatedMarch 21, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
11.49%
View
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
96 E Center St, Springville, UT, 84663
Signature Loan
11.49%
View
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
120 E 1000 S, Brigham City, UT, 84302 4357
Signature
11.50%
View
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

No home improvement personal loan rates found in Sandy, UT currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Utah?

Most lenders in Sandy, Utah require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Utah often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Sandy, Utah require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Utah?

Yes. Debt consolidation is one of the most common uses of personal loans in Sandy, Utah. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Sandy, Utah?

Credit unions in Sandy, Utah often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Sandy, Utah?

  • Wellspring Federal Credit Union: 4.99% (LAND LOANS)
  • Goldenwest Federal Credit Union: 5.89% (Lot Loan Special 1-year balloon)
  • UTAH COMMUNITY: 6.00% (Credit Builder Loan)
  • American United Federal Credit Union: 6.25% (Construction Loan)
  • Cyprus Federal Credit Union: 6.50% (Construction Loans Two time close)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Sandy, Utah. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026.

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