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Best Personal Loan Rates in Bluebell, Utah (UT) - April 2026

Current personal loan options available to borrowers in Bluebell, Utah include: Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Wellspring Federal Credit UnionWellspring Federal Credit UnionA5.0 ★Texas Ratio: 7.50% offering LAND LOANS at 4.99% APR, Goldenwest Federal Credit UnionGoldenwest Federal Credit UnionA+5.0 ★Texas Ratio: 2.10% offering Lot Loan Special 1-year balloon at 5.89% APR, Nelnet BankNelnet BankA+5.0 ★Texas Ratio: 1.05% offering Parent Loans at 5.97% APR, and Alpine Credit UnionAlpine Credit UnionA+5.0 ★Texas Ratio: 4.79% offering New Construction Loans at 5.99% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.

Bluebell borrowers have access to 43 lenders serving the Utah area, with personal loan rates as low as 4.50% APR from Baxter Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Bluebell, Utah.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Bluebell, Utah. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Refinance Loan
4.64%
APR4.64%
Last UpdatedApril 5, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedApril 5, 2026
Details

As Low As

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
LAND LOANS
4.99%
APR4.99%
Last UpdatedApril 5, 2026
Details

As Low As

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
Land Loans
5.25%
APR5.25%
Last UpdatedApril 5, 2026
Details

As Low As

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
Land Loans
5.75%
APR5.75%
Last UpdatedApril 5, 2026
Details

As Low As

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Lot Loan Special 1-year balloon
5.90%
APR5.90%
Last UpdatedApril 5, 2026
Details

No additional details available.

Nelnet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Parent Loans
5.97%
APR5.97%
Last UpdatedApril 5, 2026
Details

As Low As; Regular APR: 5.97% to 9.97%

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
New Construction Loans
5.99%
APR5.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Construction Loan
6.25%
APR6.25%
Last UpdatedApril 5, 2026
Details

As Low As

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
One-Time Close Construction Loan
6.40%
APR6.40%
Last UpdatedApril 5, 2026
Details

No additional details available.

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
Equity Loan
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

As Low As

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Construction Loans
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

As Low As; Two time close

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Construction Loans Two time close
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

As Low As

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Improved Lot Loans
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

As Low As

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Construction Loans
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

As Low As; Two time close

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Construction Loans Two time close
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

As Low As

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Improved Lot Loans
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

As Low As

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Personal Loan
6.53%
APR6.53%
Last UpdatedApril 5, 2026
Details

No additional details available.

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Debt Paydown Loan
6.53%
APR6.53%
Last UpdatedApril 5, 2026
Details

As Low As

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Construction Loans
6.62%
APR6.62%
Last UpdatedApril 5, 2026
Details

No additional details available.

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Construction Loans
6.63%
APR6.63%
Last UpdatedApril 5, 2026
Details

As Low As; One time close

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Construction Loans One time close
6.63%
APR6.63%
Last UpdatedApril 5, 2026
Details

As Low As

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Construction Loans
6.63%
APR6.63%
Last UpdatedApril 5, 2026
Details

As Low As; One time close

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Construction Loans One time close
6.63%
APR6.63%
Last UpdatedApril 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End Fixed APR as low as
6.74%
APR6.74%
Last UpdatedApril 5, 2026
Details

As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 20/5YR Balloon Variable
6.82%
APR6.82%
Last UpdatedApril 5, 2026
Details

As Low As

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Improved Lot Loans
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Improved Lot Loans
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Other Collateral Loans
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Lot Loan (Improved)
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

As Low As

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
In-House Lot Loan
7.01%
APR7.01%
Last UpdatedApril 5, 2026
Details

5 Yr Balloon

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Variable
7.01%
APR7.01%
Last UpdatedApril 5, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 30/5YR Balloon Variable
7.05%
APR7.05%
Last UpdatedApril 5, 2026
Details

As Low As

Kings Peak Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.23%
Recreational Loan
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

As Low As

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Construction & Lot Loan 30/2 balloon lot loan
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Construction & Lot Loan 30/5 balloon lot loan
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
30/2 balloon lot loan
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
30/5 balloon lot loan
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Construction & Lot Loan
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

balloon lot loan

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 20/5YR Balloon Fixed
7.28%
APR7.28%
Last UpdatedApril 5, 2026
Details

As Low As

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
In-House Lot Loan
7.28%
APR7.28%
Last UpdatedApril 5, 2026
Details

10 Yr Balloon

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Fixed
7.48%
APR7.48%
Last UpdatedApril 5, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 30/5YR Balloon Fixed
7.48%
APR7.48%
Last UpdatedApril 5, 2026
Details

As Low As

Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Building Lot Loans
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

American Express National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Personal Loans
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Construction Loan
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

LTV 80%

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Other Collateral Loans
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Construction & Lot Loan Construction < 12 months
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Construction & Lot Loan
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

Construction < 12 months

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
Construction loan
7.66%
APR7.66%
Last UpdatedApril 5, 2026
Details

As Low As

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Construction Loan
7.69%
APR7.69%
Last UpdatedApril 5, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Construction Loan
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

As Low As

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Construction & Lot Loan 10 year lot loan
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10-Year Lot Loan
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

LTV 75%

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Construction & Lot Loan
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

year lot loan

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
10 year lot loan
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Lot Loan
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

30 year amortization

Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Personal Loan
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

As Low As; Up to $35,000 ($1,000 minimum)

Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
Personal Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

Compass Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Unsecured
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
12-month Personal Loan
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
Lot Loan
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

30 year amortization

Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Personal Loans
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
Personal Loans
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

As Low As

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
Signature Loan
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

As Low As

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

As Low As

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

$20,000

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

$20,000

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
8.25%
APR8.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max
8.49%
APR8.49%
Last UpdatedApril 5, 2026
Details

$20,000

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.49%
APR8.49%
Last UpdatedApril 5, 2026
Details

$20,000

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Personal Loan
8.50%
APR8.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Lot Loan (Unimproved)
8.50%
APR8.50%
Last UpdatedApril 5, 2026
Details

As Low As

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max
8.74%
APR8.74%
Last UpdatedApril 5, 2026
Details

$20,000

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.74%
APR8.74%
Last UpdatedApril 5, 2026
Details

$20,000

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Holiday Loan
8.74%
APR8.74%
Last UpdatedApril 5, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
8.75%
APR8.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Unsecured Loans
8.95%
APR8.95%
Last UpdatedApril 5, 2026
Details

No additional details available.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Adventure Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

CUP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Holiday Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

Newell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
Signature Loan
9.04%
APR9.04%
Last UpdatedApril 5, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.25%
APR9.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Desertview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Premier Signature
9.25%
APR9.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
Consumer Loans
9.39%
APR9.39%
Last UpdatedApril 5, 2026
Details

As Low As

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loans
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bill Consolidation Loan - Closed End Fixed APR as low as
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Gibbons and Reed Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Unsecured
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

OAC

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
Consumer Loans
9.59%
APR9.59%
Last UpdatedApril 5, 2026
Details

As Low As

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loan
9.74%
APR9.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Nelnet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Parent Loans
9.97%
APR9.97%
Last UpdatedApril 5, 2026
Details

As Low As; Regular APR: 5.97% to 9.97%

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
Consumer Loans
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
Signature Loan
10.04%
APR10.04%
Last UpdatedApril 5, 2026
Details

As Low As

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loans
10.24%
APR10.24%
Last UpdatedApril 5, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loan
10.24%
APR10.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Orem City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
Other Loans
10.25%
APR10.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.25%
APR10.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loans
10.29%
APR10.29%
Last UpdatedApril 5, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loan
10.29%
APR10.29%
Last UpdatedApril 5, 2026
Details

Up to 12 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature
10.29%
APR10.29%
Last UpdatedApril 5, 2026
Details

As Low As

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Personal / Signature / Consolidation Loan
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal/Signature/Consolidation Loan
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loan
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

Up to 18 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loans
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
Signature Loan
10.54%
APR10.54%
Last UpdatedApril 5, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loans
10.69%
APR10.69%
Last UpdatedApril 5, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loan
10.69%
APR10.69%
Last UpdatedApril 5, 2026
Details

Up to 24 Months

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.74%
APR10.74%
Last UpdatedApril 5, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal/Signature/Consolidation Loan
10.74%
APR10.74%
Last UpdatedApril 5, 2026
Details

As Low As

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loan
10.74%
APR10.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Personal / Signature / Consolidation Loan
10.74%
APR10.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

National JACL Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
Unsecured/Signature Loan
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

As Low As

San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
Unsecured Loans
10.95%
APR10.95%
Last UpdatedApril 5, 2026
Details

No additional details available.

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Personal Loan
10.95%
APR10.95%
Last UpdatedApril 5, 2026
Details

No additional details available.

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loans
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Signature Loan 12-month
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

Up to 36 Months

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Personal / Signature / Consolidation Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal/Signature/Consolidation Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
Signature Loan
11.04%
APR11.04%
Last UpdatedApril 5, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loan
11.19%
APR11.19%
Last UpdatedApril 5, 2026
Details

Up to 48 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loans
11.19%
APR11.19%
Last UpdatedApril 5, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Personal Loan
11.20%
APR11.20%
Last UpdatedApril 5, 2026
Details

No additional details available.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loan
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Signature Loan 24-month
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal/Signature/Consolidation Loan
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

As Low As

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Personal / Signature / Consolidation Loan
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Signature Loan
11.25%
APR11.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loan
11.39%
APR11.39%
Last UpdatedApril 5, 2026
Details

Up to 60 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loans
11.39%
APR11.39%
Last UpdatedApril 5, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Personal Loan
11.45%
APR11.45%
Last UpdatedApril 5, 2026
Details

No additional details available.

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loans
11.49%
APR11.49%
Last UpdatedApril 5, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Personal Loan
6.53%
APR6.53%
Last UpdatedApril 5, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

American Express National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Personal Loans
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.

Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Personal Loan
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

As Low As; Up to $35,000 ($1,000 minimum)

Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
Personal Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Personal Loans
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Loans
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
12-month Personal Loan
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
Personal Loans
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

As Low As

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

As Low As

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

$20,000

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

$20,000

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max
8.49%
APR8.49%
Last UpdatedApril 5, 2026
Details

$20,000

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.49%
APR8.49%
Last UpdatedApril 5, 2026
Details

$20,000

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Personal Loan
8.50%
APR8.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max
8.74%
APR8.74%
Last UpdatedApril 5, 2026
Details

$20,000

West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Personal Loans max**
8.74%
APR8.74%
Last UpdatedApril 5, 2026
Details

$20,000

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
8.75%
APR8.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.25%
APR9.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loan
9.74%
APR9.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loan
10.24%
APR10.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loan
10.74%
APR10.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Personal Loan
10.95%
APR10.95%
Last UpdatedApril 5, 2026
Details

No additional details available.

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Personal Loan
11.20%
APR11.20%
Last UpdatedApril 5, 2026
Details

No additional details available.

Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loan
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
Personal Loan
11.45%
APR11.45%
Last UpdatedApril 5, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
Debt Paydown Loan
6.53%
APR6.53%
Last UpdatedApril 5, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
Signature Loan
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

As Low As

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
8.25%
APR8.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

CUP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

Newell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

As Low As

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
Signature Loan
9.04%
APR9.04%
Last UpdatedApril 5, 2026
Details

As Low As

Desertview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Premier Signature
9.25%
APR9.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loans
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.

Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
Signature Loan
10.04%
APR10.04%
Last UpdatedApril 5, 2026
Details

As Low As

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loans
10.24%
APR10.24%
Last UpdatedApril 5, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.25%
APR10.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature
10.29%
APR10.29%
Last UpdatedApril 5, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loan
10.29%
APR10.29%
Last UpdatedApril 5, 2026
Details

Up to 12 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loans
10.29%
APR10.29%
Last UpdatedApril 5, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Personal / Signature / Consolidation Loan
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal/Signature/Consolidation Loan
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loan
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

Up to 18 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loans
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
Signature Loan
10.54%
APR10.54%
Last UpdatedApril 5, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loans
10.69%
APR10.69%
Last UpdatedApril 5, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loan
10.69%
APR10.69%
Last UpdatedApril 5, 2026
Details

Up to 24 Months

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Personal / Signature / Consolidation Loan
10.74%
APR10.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.74%
APR10.74%
Last UpdatedApril 5, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal/Signature/Consolidation Loan
10.74%
APR10.74%
Last UpdatedApril 5, 2026
Details

As Low As

National JACL Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
Unsecured/Signature Loan
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

Up to 36 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loans
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Signature Loan 12-month
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal/Signature/Consolidation Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Personal / Signature / Consolidation Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
Signature Loan
11.04%
APR11.04%
Last UpdatedApril 5, 2026
Details

As Low As

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loan
11.19%
APR11.19%
Last UpdatedApril 5, 2026
Details

Up to 48 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loans
11.19%
APR11.19%
Last UpdatedApril 5, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Personal / Signature / Consolidation Loan
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal / Signature / Consolidation Loan
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

As Low As

Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Personal/Signature/Consolidation Loan
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

As Low As

American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Signature Loan 24-month
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

As Low As

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Signature Loan
11.25%
APR11.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loan
11.39%
APR11.39%
Last UpdatedApril 5, 2026
Details

Up to 60 Months

Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Signature Loans
11.39%
APR11.39%
Last UpdatedApril 5, 2026
Details

Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loans
11.49%
APR11.49%
Last UpdatedApril 5, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

No home improvement personal loan rates found in Bluebell, UT currently.

Bluebell, UT Personal Loan Rate Trends

Compare local Bluebell, UT personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Utah Personal Loan Trends →
Personal Loan — UT Avg
11.418%

Utah personal loan rates currently average 11.418% APR.

Signature Loan — UT Avg
12.707%

Utah signature loan rates currently average 12.707% APR.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Utah?

Most lenders in Bluebell, Utah require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Utah often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Bluebell, Utah require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Utah?

Yes. Debt consolidation is one of the most common uses of personal loans in Bluebell, Utah. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Bluebell, Utah?

Credit unions in Bluebell, Utah often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Bluebell, Utah?

  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • Wellspring Federal Credit Union: 4.99% (LAND LOANS)
  • Goldenwest Federal Credit Union: 5.89% (Lot Loan Special 1-year balloon)
  • Nelnet Bank: 5.97% (Parent Loans)
  • Alpine Credit Union: 5.99% (New Construction Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Bluebell, Utah. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 4, 2026.