Best Personal Loan Rates in Bingham Canyon, Utah - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Bingham Canyon, Utah include: Delta Community Credit UnionDelta Community Credit UnionA+5.0 ★Texas Ratio: 1.49% offering 61-72 months (greater than or equal to Loan at 4.19% APR, Goldenwest Federal Credit UnionGoldenwest Federal Credit UnionA+5.0 ★Texas Ratio: 1.97% offering 36 Months Loan at 4.49% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, San Juan Credit UnionSan Juan Credit UnionA5.0 ★Texas Ratio: 10.18% offering 10 Or More Years Loan at 4.95% APR, and D. L. Evans BankD. L. Evans BankA+5.0 ★Texas Ratio: 1.95% offering 36 Months Loan at 4.99% APR. Personal loan rates as of June 9, 2026 according to verified data from MonitorBankRates.
Bingham Canyon borrowers have access to 36 lenders serving the Utah area, with personal loan rates as low as 4.19% APR from Delta Community Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Bingham Canyon, Utah.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Bingham Canyon, Utah. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 9, 2026
Bingham Canyon Personal Loan Rates
$20,000
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As Low As
$30,000
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Fixed Rates; See Disclaimer
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As Low As; 20 Year Amortization / 10 Year Balloon 80% Max LTV
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As Low As; 30 Year Amortization / 15 Year Balloon 80% Max LTV
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As Low As; APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount.
As Low As; APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of 05/15/2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
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LTV: 80%
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As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
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LTV: 80%
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As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
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As Low As; up to 72 months
As Low As
As Low As
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As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; All rates effective as of Tuesday, July 15, 2025 12:00 AM MST. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
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As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
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As Low As
Origination Fee: 1.00%; LTV: 80%
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Fixed Rate
As Low As
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Up to $5,000.00
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As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
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As Low As; OAC
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
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Bingham Canyon Personal Loan Rates
As Low As; APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount.
As Low As; APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of 05/15/2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
As Low As
As Low As
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Up to $5,000.00
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Bingham Canyon Debt Consolidation Loan Rates
Bingham Canyon Signature Loan Rates
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
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As Low As
No additional details available.
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
No additional details available.
No additional details available.
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
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As Low As
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Bingham Canyon, UT Personal Loan Rate Trends
Compare local Bingham Canyon, UT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah personal loan rates currently average 10.946% APR.
Utah signature loan rates currently average 12.750% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bingham Canyon, Utah personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Bingham Canyon, Utah directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Bingham Canyon, Utah. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in UT.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Utah?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Utah?
Are credit unions or banks better for personal loans in Bingham Canyon, Utah?
What are the best personal loan rates in Bingham Canyon, Utah?
- Delta Community Credit Union: 4.19% (61-72 months (greater than or equal to Loan)
- Goldenwest Federal Credit Union: 4.49% (36 Months Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- San Juan Credit Union: 4.95% (10 Or More Years Loan)
- D. L. Evans Bank: 4.99% (36 Months Loan)
Personal Loan Calculators
