Best Personal Loan Rates in Houston, Texas (TX) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Texas borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Houston, Texas include: Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044A+5.0 ★Texas Ratio: 3.85% offering Title Loan at 4.49% APR, Amoco Federal Credit UnionAmoco Federal Credit Union1800 Space Park Dr, Houston, TX, 77058A5.0 ★Texas Ratio: 6.48% offering Credit Builder And Mender Loan at 4.90% APR, Houston Federal Credit UnionHouston Federal Credit Union777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416A+5.0 ★Texas Ratio: 2.55% offering Lot Loans at 5.99% APR, Justice Federal Credit UnionJustice Federal Credit Union1 Justice Park Dr, Houston, TX, 77092A5.0 ★Texas Ratio: 9.17% offering Personal Loan at 6.50% APR, and InvesTex Credit UnionInvesTex Credit Union905 Aldine Bender Rd, Houston, TX, 77032A+5.0 ★Texas Ratio: 3.65% offering Special Signature Rate at 6.59% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Houston has 30 local institutions in our database, with personal loan rates as low as 4.49% APR from Gulf Coast Educators Federal Credit Union at 14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Houston, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Houston, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
4.49%
▼
APR4.49%
Last UpdatedMay 8, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
4.74%
▼
APR4.74%
Last UpdatedMay 8, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Credit Builder And Mender Loan
4.90%
▼
APR4.90%
Last UpdatedMay 8, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
4.99%
▼
APR4.99%
Last UpdatedMay 8, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
5.49%
▼
APR5.49%
Last UpdatedMay 8, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Lot Loans
5.99%
▼
APR5.99%
Last UpdatedMay 8, 2026
Details
As Low As; Up to 70%
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Title Loan
6.24%
▼
APR6.24%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
SUMMER LOAN
6.50%
▼
APR6.50%
Last UpdatedMay 8, 2026
Details
As Low As; Borrow up to $25,000
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
▼
APR6.59%
Last UpdatedMay 8, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
▼
APR6.79%
Last UpdatedMay 8, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
▼
APR6.89%
Last UpdatedMay 8, 2026
Details
No additional details available.
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Lot Loans
6.99%
▼
APR6.99%
Last UpdatedMay 8, 2026
Details
As Low As; 71% to 80%
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
▼
APR6.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
▼
APR7.29%
Last UpdatedMay 8, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
▼
APR7.39%
Last UpdatedMay 8, 2026
Details
No additional details available.
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Lot Loans
7.49%
▼
APR7.49%
Last UpdatedMay 8, 2026
Details
As Low As; 81% to 90%
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
▼
APR7.49%
Last UpdatedMay 8, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
▼
APR7.79%
Last UpdatedMay 8, 2026
Details
No additional details available.
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
As Low As
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
No additional details available.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans 12 months
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
As Low As
MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.98%
▼
APR7.98%
Last UpdatedMay 8, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Disaster Preparedness Loan
8.05%
▼
APR8.05%
Last UpdatedMay 8, 2026
Details
Minimum APR (has an AMOCO Mortgage Loan)
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
4373 FM 1960 West, Houston, TX, 77014
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Miscellaneous Equipment Loan
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As; Maximum Loan Discount: 0.75%
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
12 Months 1 Payment Loan
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As; * APR
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Loan Amount $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
1600 Memorial Dr, Houston, TX, 77007 7702
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Disaster Preparedness Loan
9.05%
▼
APR9.05%
Last UpdatedMay 8, 2026
Details
Minimum APR (has an AMOCO Mortgage Loan)
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX, 77073 5114
Personal Loans
9.24%
▼
APR9.24%
Last UpdatedMay 8, 2026
Details
As Low As; Up to 60 months
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Specialty Collateral Loan
9.40%
▼
APR9.40%
Last UpdatedMay 8, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 8, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 8, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Loan Special
9.50%
▼
APR9.50%
Last UpdatedMay 8, 2026
Details
As Low As; Amount: Up to $2,500
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Specialty Collateral Loan
9.65%
▼
APR9.65%
Last UpdatedMay 8, 2026
Details
No additional details available.
United Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
771 Normandy St, Houston, TX, 77015 3467
Signature
9.69%
▼
APR9.69%
Last UpdatedMay 8, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
9.75%
▼
APR9.75%
Last UpdatedMay 8, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 8, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans 36 months
9.90%
▼
APR9.90%
Last UpdatedMay 8, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMay 8, 2026
Details
As Low As; No Collateral Required
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 8, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Vacation Loan Special
9.90%
▼
APR9.90%
Last UpdatedMay 8, 2026
Details
As Low As; No Collateral Required
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
845 N Eldridge Pkwy, Houston, TX, 77079
Signature
9.90%
▼
APR9.90%
Last UpdatedMay 8, 2026
Details
As Low As
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
12012 Space Center Blvd, Houston, TX, 77059
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedMay 8, 2026
Details
As Low As; 12 months
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 8, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Seasonal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Disaster Preparedness Loan
10.05%
▼
APR10.05%
Last UpdatedMay 8, 2026
Details
Minimum APR
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Personal Loan
10.05%
▼
APR10.05%
Last UpdatedMay 8, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
10.25%
▼
APR10.25%
Last UpdatedMay 8, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
10.36%
▼
APR10.36%
Last UpdatedMay 8, 2026
Details
Credit Score 730+
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Personal Loans
10.45%
▼
APR10.45%
Last UpdatedMay 8, 2026
Details
As Low As; Minimum $15,000 for 72 Months
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 8, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
10.50%
▼
APR10.50%
Last UpdatedMay 8, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMay 8, 2026
Details
As Low As
Space City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
3101 Harrisburg Blvd, Houston, TX, 77003
Instrument Loans***
10.50%
▼
APR10.50%
Last UpdatedMay 8, 2026
Details
Fixed Rate - Instruments under 50k
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
10.52%
▼
APR10.52%
Last UpdatedMay 8, 2026
Details
Credit Score 730+
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
10.74%
▼
APR10.74%
Last UpdatedMay 8, 2026
Details
Credit Score 730+
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
2315 Mangum Rd, Houston, TX, 77092
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 8, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
10.86%
▼
APR10.86%
Last UpdatedMay 8, 2026
Details
Credit Score 680 - 729**
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
10.90%
▼
APR10.90%
Last UpdatedMay 8, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans 60 months
10.90%
▼
APR10.90%
Last UpdatedMay 8, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
10.90%
▼
APR10.90%
Last UpdatedMay 8, 2026
Details
Credit Score 730+
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedMay 8, 2026
Details
As Low As; No Collateral Required
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
5305 Bingle Rd, Houston, TX, 77092 2102
Emergency Loans
10.99%
▼
APR10.99%
Last UpdatedMay 8, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Seasonal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 8, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
11.00%
▼
APR11.00%
Last UpdatedMay 8, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
11.02%
▼
APR11.02%
Last UpdatedMay 8, 2026
Details
Credit Score 680 - 729**
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Disaster Preparedness Loan
11.05%
▼
APR11.05%
Last UpdatedMay 8, 2026
Details
Minimum APR
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Personal Loan
11.05%
▼
APR11.05%
Last UpdatedMay 8, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 8, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
11.24%
▼
APR11.24%
Last UpdatedMay 8, 2026
Details
Credit Score 680 - 729**
Energy Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
18540 Northwest Fwy, Houston, TX, 77065
Signature/Personal
11.35%
▼
APR11.35%
Last UpdatedMay 8, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
11.40%
▼
APR11.40%
Last UpdatedMay 8, 2026
Details
Credit Score 680 - 729**
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
11.50%
▼
APR11.50%
Last UpdatedMay 8, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
11.90%
▼
APR11.90%
Last UpdatedMay 8, 2026
Details
As Low As; No Collateral Required
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Seasonal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 8, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Personal
11.99%
▼
APR11.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Space City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
3101 Harrisburg Blvd, Houston, TX, 77003
Personal
11.99%
▼
APR11.99%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Working Capital Loan
12.00%
▼
APR12.00%
Last UpdatedMay 8, 2026
Details
A loan documentation fee of $175 will be assessed at closing.
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Debt Consolidation Loan
12.05%
▼
APR12.05%
Last UpdatedMay 8, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
12.36%
▼
APR12.36%
Last UpdatedMay 8, 2026
Details
Credit Score 640 - 679
Baker Hughes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
6830 Navigation Blvd, Houston, TX, 77011
Signature
12.50%
▼
APR12.50%
Last UpdatedMay 8, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
12.52%
▼
APR12.52%
Last UpdatedMay 8, 2026
Details
Credit Score 640 - 679
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedMay 8, 2026
Details
As Low As
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
12.74%
▼
APR12.74%
Last UpdatedMay 8, 2026
Details
Credit Score 640 - 679
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Debt Consolidation
12.74%
▼
APR12.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
12.90%
▼
APR12.90%
Last UpdatedMay 8, 2026
Details
Excellent
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
12.90%
▼
APR12.90%
Last UpdatedMay 8, 2026
Details
Credit Score 640 - 679
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
12.90%
▼
APR12.90%
Last UpdatedMay 8, 2026
Details
As Low As; No Collateral Required
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
5305 Bingle Rd, Houston, TX, 77092 2102
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 8, 2026
Details
As Low As; Loan Amount $250-$40,000
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 8, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Debt Consolidation Loan
13.05%
▼
APR13.05%
Last UpdatedMay 8, 2026
Details
No additional details available.
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
13.90%
▼
APR13.90%
Last UpdatedMay 8, 2026
Details
As Low As; No Collateral Required
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
14.36%
▼
APR14.36%
Last UpdatedMay 8, 2026
Details
Credit Score 600 - 639
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
14.52%
▼
APR14.52%
Last UpdatedMay 8, 2026
Details
Credit Score 600 - 639
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
14.74%
▼
APR14.74%
Last UpdatedMay 8, 2026
Details
Credit Score 600 - 639
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
14.90%
▼
APR14.90%
Last UpdatedMay 8, 2026
Details
Good
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
14.90%
▼
APR14.90%
Last UpdatedMay 8, 2026
Details
Credit Score 600 - 639
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
5 Greenway Plz, Houston, TX, 77046 0521
Signature Loan
14.99%
▼
APR14.99%
Last UpdatedMay 8, 2026
Details
Under $5,000
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
16.90%
▼
APR16.90%
Last UpdatedMay 8, 2026
Details
Average
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
17.00%
▼
APR17.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
17.36%
▼
APR17.36%
Last UpdatedMay 8, 2026
Details
Credit Score 550 - 599
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
17.52%
▼
APR17.52%
Last UpdatedMay 8, 2026
Details
Credit Score 550 - 599
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
17.74%
▼
APR17.74%
Last UpdatedMay 8, 2026
Details
Credit Score 550 - 599
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
17.90%
▼
APR17.90%
Last UpdatedMay 8, 2026
Details
Fair
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
17.90%
▼
APR17.90%
Last UpdatedMay 8, 2026
Details
Credit Score 550 - 599
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature
17.90%
▼
APR17.90%
Last UpdatedMay 8, 2026
Details
No additional details available.
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Disaster Preparedness Loan
18.00%
▼
APR18.00%
Last UpdatedMay 8, 2026
Details
Maximum APR
Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1900 Main St, Houston, TX, 77002 8130
Unsecured Credit
18.00%
▼
APR18.00%
Last UpdatedMay 8, 2026
Details
Credit Score 500 - 549
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
QuickCash Loans
25.00%
▼
APR25.00%
Last UpdatedMay 8, 2026
Details
As Low As; Must be 18 years or older, individual borrowers or primary account holders only, and must be a Member of Resource One Credit Union for a minimum of 12 months to apply. Commercial accounts are not eligible. Loan application and approval required. A fee of $20 will be charged for each loan application, whether the loan is approved or declined. Loan cannot exceed $2,000 with a term not exceeding 12 months. An APR of 25.00% will be applied. Applications can only be filed once every 7 days. Loans are processed one at a time, with a maximum of 3 loans in a rolling 6-month period. The Quick Cash Loan is not eligible for the Skip-a-Payment program. Payment example: Estimated monthly payment of $95.04 per $1,000 borrowed at 25.00% APR for 12 months. Other restrictions may apply; see Credit Union for details. All loans are subject to approval. Rates as of May 02, 2026. Rates are subject to change without notice.
APR4.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Recreational/Title Loans
4.58%
▼
APR4.58%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR4.64%
Last UpdatedMay 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 8, 2026
Details
As Low As
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
PERSONAL LOAN
4.89%
▼
APR4.89%
Last UpdatedMay 8, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Fire Station Loans
4.99%
▼
APR4.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR5.25%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR5.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Loan Special
5.50%
▼
APR5.50%
Last UpdatedMay 8, 2026
Details
As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Signature Loan Special
5.50%
▼
APR5.50%
Last UpdatedMay 8, 2026
Details
As Low As; Borrow up to $2,000 for up to 24 months.
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Interim Construction Loan
5.75%
▼
APR5.75%
Last UpdatedMay 8, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Unimproved Property Loan
5.75%
▼
APR5.75%
Last UpdatedMay 8, 2026
Details
As Low As
Alpine Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
New Construction Loans
5.99%
▼
APR5.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMay 8, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured Loan
6.45%
▼
APR6.45%
Last UpdatedMay 8, 2026
Details
As Low As; Up to $10,000
APR6.50%
Last UpdatedMay 8, 2026
Details
As Low As
APR6.50%
Last UpdatedMay 8, 2026
Details
As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
6.59%
▼
APR6.59%
Last UpdatedMay 8, 2026
Details
As Low As
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loans
6.60%
▼
APR6.60%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR6.65%
Last UpdatedMay 8, 2026
Details
As Low As; Regular APR: 10.090%
APR6.70%
Last UpdatedMay 8, 2026
Details
As Low As
East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Instant Cash Loans
6.75%
▼
APR6.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
Brazos Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Back on Track Loans
6.75%
▼
APR6.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Signature Loans
6.83%
▼
APR6.83%
Last UpdatedMay 8, 2026
Details
No additional details available.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured Loan
6.95%
▼
APR6.95%
Last UpdatedMay 8, 2026
Details
As Low As; $10,001-$15,000
Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Personal/Longevity
6.95%
▼
APR6.95%
Last UpdatedMay 8, 2026
Details
As Low As
Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Personal/Longevity Up to 60 Months
6.95%
▼
APR6.95%
Last UpdatedMay 8, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 8, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR7.00%
Last UpdatedMay 8, 2026
Details
As Low As
Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
Annual Loan
7.00%
▼
APR7.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
7.00%
▼
APR7.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
7.09%
▼
APR7.09%
Last UpdatedMay 8, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.14%
▼
APR7.14%
Last UpdatedMay 8, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.25%
Last UpdatedMay 8, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Land Loans
7.25%
▼
APR7.25%
Last UpdatedMay 8, 2026
Details
No additional details available.
Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Recreational Loans
7.25%
▼
APR7.25%
Last UpdatedMay 8, 2026
Details
As Low As
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Anything Loan
7.35%
▼
APR7.35%
Last UpdatedMay 8, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured Loan
7.45%
▼
APR7.45%
Last UpdatedMay 8, 2026
Details
As Low As; $15,001-$25,000
APR7.49%
Last UpdatedMay 8, 2026
Details
No additional details available.
SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Hot Tub/Sauna Loans
7.50%
▼
APR7.50%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.50%
Last UpdatedMay 8, 2026
Details
As Low As
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Special Occasion Loans
7.50%
▼
APR7.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Property NEW
7.50%
▼
APR7.50%
Last UpdatedMay 8, 2026
Details
UP TO 48 MONTHS
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
7.59%
▼
APR7.59%
Last UpdatedMay 8, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.64%
▼
APR7.64%
Last UpdatedMay 8, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Hot Tub/Sauna Loans
7.75%
▼
APR7.75%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.75%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.82%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.84%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.95%
Last UpdatedMay 8, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted is lowest possible for qualified borrowers. APR quoted represents up to a 36-month term for a personal loan. Estimated monthly payment of $86.30 per $1,000 borrowed for 12-month term. Your rate may vary. Qualifications based on credit history, debt and ability to repay. Loan amounts $1,000 - $25,000. Refinancing of existing Mesquite Credit Union loan is not permitted.
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Anytime Any Day Loans
7.95%
▼
APR7.95%
Last UpdatedMay 8, 2026
Details
As Low As
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Any Time, Any Day Loan
7.95%
▼
APR7.95%
Last UpdatedMay 8, 2026
Details
No additional details available.
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Personal/Unsecured
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
(Fixed)
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal /Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As; from $1,001 to $75,000
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
up to $15,000
Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
up to $5,000; As Low As
Southwest Research Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Hot Tub/Sauna Loans
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 8, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Union Square Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Flex Line Loan (12 - 60 Mo.)
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR8.00%
Last UpdatedMay 8, 2026
Details
Rate, amount and length of payout set according to credit rating). May be renewed every 6 months if there have been no delinquencies on BFCU loans
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
8.09%
▼
APR8.09%
Last UpdatedMay 8, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
8.24%
▼
APR8.24%
Last UpdatedMay 8, 2026
Details
No additional details available.
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.25%
▼
APR8.25%
Last UpdatedMay 8, 2026
Details
up to $15,000
APR8.25%
Last UpdatedMay 8, 2026
Details
As Low As
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Signature Loans
8.40%
▼
APR8.40%
Last UpdatedMay 8, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured Loan
8.45%
▼
APR8.45%
Last UpdatedMay 8, 2026
Details
As Low As; $25,001-$50,000
APR8.45%
Last UpdatedMay 8, 2026
Details
As Low As
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Signature
8.49%
▼
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As; Loyalty Plus & Online Application Discount
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
up to $15,000
Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Signature
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As
Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Premier Loan
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As; from $75,001 to $250,000
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
8.59%
▼
APR8.59%
Last UpdatedMay 8, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loans
8.74%
▼
APR8.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Signature
8.74%
▼
APR8.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
Members Choice of Central Texas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Ben E Keith Company Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Wichita Falls Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
Signature
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
up to $15,000
Communities Of Abilene Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
SIGNATURE LOANS
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Estacado Federal Credit Union FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Energy Efficiency Loans
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
Tier Level: A+ (Equifax Score 750+)
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Fixed rate for the life of the loan; Terms up to 48 months *Disclosing restrictions apply
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As
Texoma Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Signature Loans
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Signature Loans
Concho Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
New Personal Loans
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Term up to 36 months
ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Property USED
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
UP TO 48 MONTHS
Complex Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 8, 2026
Details
No additional details available.
East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 8, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Low Doc Loan
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
Flat Rate -Up to $25,000
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As; Loan amount & maximum term subject to loan review.
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
up to $15,000
Wichita Falls Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Signature
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Personal
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Personal Loan 24 months A
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Personal Loan A
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.28%
Personal Loan Special
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.28%
Personal Loan Special - 10,000
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
$0
Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Unsecured Loans
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
Beacon Score: 720+
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As; Terms from 6 to 60 months
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 8, 2026
Details
As Low As
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
As Low As
MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.98%
▼
APR7.98%
Last UpdatedMay 8, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
4373 FM 1960 West, Houston, TX, 77014
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Loan Amount $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
1600 Memorial Dr, Houston, TX, 77007 7702
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX, 77073 5114
Personal Loans
9.24%
▼
APR9.24%
Last UpdatedMay 8, 2026
Details
As Low As; Up to 60 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 8, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 8, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMay 8, 2026
Details
As Low As; No Collateral Required
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 8, 2026
Details
As Low As
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
12012 Space Center Blvd, Houston, TX, 77059
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedMay 8, 2026
Details
As Low As; 12 months
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 8, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Personal Loan
10.05%
▼
APR10.05%
Last UpdatedMay 8, 2026
Details
No additional details available.
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Personal Loans
10.45%
▼
APR10.45%
Last UpdatedMay 8, 2026
Details
As Low As; Minimum $15,000 for 72 Months
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 8, 2026
Details
As Low As
Members Trust of the Southwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
2315 Mangum Rd, Houston, TX, 77092
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 8, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedMay 8, 2026
Details
As Low As; No Collateral Required
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
9211 Jones Rd, Houston, TX, 77065
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 8, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Personal Loan
11.05%
▼
APR11.05%
Last UpdatedMay 8, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 8, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
11.90%
▼
APR11.90%
Last UpdatedMay 8, 2026
Details
As Low As; No Collateral Required
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 8, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8980 Clearwood Dr, Houston, TX, 77075
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 8, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14243 E Sam Houston Pkwy N Ste 100, Houston, TX, 77044
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedMay 8, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
12.90%
▼
APR12.90%
Last UpdatedMay 8, 2026
Details
As Low As; No Collateral Required
GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
5305 Bingle Rd, Houston, TX, 77092 2102
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 8, 2026
Details
As Low As; Loan Amount $250-$40,000
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 8, 2026
Details
As Low As
BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX, 77079 4136
Personal Loan
13.90%
▼
APR13.90%
Last UpdatedMay 8, 2026
Details
As Low As; No Collateral Required
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
PERSONAL LOAN
4.89%
▼
APR4.89%
Last UpdatedMay 8, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMay 8, 2026
Details
As Low As
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loans
6.60%
▼
APR6.60%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR6.99%
Last UpdatedMay 8, 2026
Details
As Low As
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
7.00%
▼
APR7.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.14%
▼
APR7.14%
Last UpdatedMay 8, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMay 8, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.64%
▼
APR7.64%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.84%
Last UpdatedMay 8, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
up to $15,000
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.25%
▼
APR8.25%
Last UpdatedMay 8, 2026
Details
up to $15,000
APR8.45%
Last UpdatedMay 8, 2026
Details
As Low As
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
up to $15,000
Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
Members Choice of Central Texas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
up to $15,000
Concho Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
New Personal Loans
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Term up to 36 months
Complex Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 8, 2026
Details
No additional details available.
East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 8, 2026
Details
As Low As
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
up to $15,000
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Personal Loan 24 months A
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Personal Loan A
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.28%
Personal Loan Special
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.28%
Personal Loan Special - 10,000
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
$0
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As; Terms from 6 to 60 months
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Debt Consolidation Loan
12.05%
▼
APR12.05%
Last UpdatedMay 8, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Debt Consolidation
12.74%
▼
APR12.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
1800 Space Park Dr, Houston, TX, 77058
Debt Consolidation Loan
13.05%
▼
APR13.05%
Last UpdatedMay 8, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
9.75%
▼
APR9.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
10.00%
▼
APR10.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Debt Consolidation
10.99%
▼
APR10.99%
Last UpdatedMay 8, 2026
Details
As Low As
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
11.00%
▼
APR11.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Covenant Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Debt Consolidation Loans
12.90%
▼
APR12.90%
Last UpdatedMay 8, 2026
Details
As Low As
Access Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Debt Consolidation
13.99%
▼
APR13.99%
Last UpdatedMay 8, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 8, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 8, 2026
Details
As Low As
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MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
▼
APR6.59%
Last UpdatedMay 8, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
▼
APR6.79%
Last UpdatedMay 8, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
▼
APR6.89%
Last UpdatedMay 8, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
▼
APR6.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
▼
APR7.29%
Last UpdatedMay 8, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
▼
APR7.39%
Last UpdatedMay 8, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
▼
APR7.49%
Last UpdatedMay 8, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
▼
APR7.79%
Last UpdatedMay 8, 2026
Details
No additional details available.
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
No additional details available.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans 12 months
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
As Low As
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As; * APR
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
United Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
771 Normandy St, Houston, TX, 77015 3467
Signature
9.69%
▼
APR9.69%
Last UpdatedMay 8, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 8, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans 36 months
9.90%
▼
APR9.90%
Last UpdatedMay 8, 2026
Details
As Low As
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
845 N Eldridge Pkwy, Houston, TX, 77079
Signature
9.90%
▼
APR9.90%
Last UpdatedMay 8, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
777 N Eldridge Pkwy Ste 150, Houston, TX, 77079 4416
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMay 8, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans
10.90%
▼
APR10.90%
Last UpdatedMay 8, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9701 Manchester St, Houston, TX, 77012 2408
Signature Loans 60 months
10.90%
▼
APR10.90%
Last UpdatedMay 8, 2026
Details
As Low As
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Energy Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
18540 Northwest Fwy, Houston, TX, 77065
Signature/Personal
11.35%
▼
APR11.35%
Last UpdatedMay 8, 2026
Details
No additional details available.
Baker Hughes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
6830 Navigation Blvd, Houston, TX, 77011
Signature
12.50%
▼
APR12.50%
Last UpdatedMay 8, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
12.90%
▼
APR12.90%
Last UpdatedMay 8, 2026
Details
Excellent
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
14.90%
▼
APR14.90%
Last UpdatedMay 8, 2026
Details
Good
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
5 Greenway Plz, Houston, TX, 77046 0521
Signature Loan
14.99%
▼
APR14.99%
Last UpdatedMay 8, 2026
Details
Under $5,000
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
16.90%
▼
APR16.90%
Last UpdatedMay 8, 2026
Details
Average
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
17.00%
▼
APR17.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
7000 Fannin St, Houston, TX, 77030
Signature Loan
17.90%
▼
APR17.90%
Last UpdatedMay 8, 2026
Details
Fair
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6414 FANNIN ST STE G50, HOUSTON, TX, 77030 1500
Signature
17.90%
▼
APR17.90%
Last UpdatedMay 8, 2026
Details
No additional details available.
Port of Houston Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
111 East Loop N, Houston, TX, 77029
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Signature Loan Special
5.50%
▼
APR5.50%
Last UpdatedMay 8, 2026
Details
As Low As; Borrow up to $2,000 for up to 24 months.
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Signature Loans
6.83%
▼
APR6.83%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR7.00%
Last UpdatedMay 8, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal /Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As; from $1,001 to $75,000
Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
up to $5,000; As Low As
Southwest Research Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
8.24%
▼
APR8.24%
Last UpdatedMay 8, 2026
Details
No additional details available.
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Signature Loans
8.40%
▼
APR8.40%
Last UpdatedMay 8, 2026
Details
As Low As
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Signature
8.49%
▼
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As; Loyalty Plus & Online Application Discount
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As
Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Signature
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loans
8.74%
▼
APR8.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Signature
8.74%
▼
APR8.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
Ben E Keith Company Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Wichita Falls Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
Signature
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
Communities Of Abilene Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
SIGNATURE LOANS
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Fixed rate for the life of the loan; Terms up to 48 months *Disclosing restrictions apply
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As
Texoma Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Signature Loans
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Signature Loans
Wichita Falls Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Signature
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Houston, TX currently.
Houston, TX Personal Loan Rate Trends
Compare local Houston, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — TX Avg
10.820%
▲ 0.245 vs 7 days ago
Texas personal loan rates rose 0.245 points over the past 7 days to 10.820% APR.
Signature Loan — TX Avg
12.673%
▲ 0.574 vs 7 days ago
Texas signature loan rates rose 0.574 points over the past 7 days to 12.673% APR.
As of May 8, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
Most lenders in Houston, Texas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Texas often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Houston, Texas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Texas?
Yes. Debt consolidation is one of the most common uses of personal loans in Houston, Texas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Houston, Texas?
Credit unions in Houston, Texas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Houston, Texas?
- Gulf Coast Educators Federal Credit Union: 4.49% (Title Loan)
- Amoco Federal Credit Union: 4.90% (Credit Builder And Mender Loan)
- Houston Federal Credit Union: 5.99% (Lot Loans)
- Justice Federal Credit Union: 6.50% (Personal Loan)
- InvesTex Credit Union: 6.59% (Special Signature Rate)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Houston, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 7, 2026.
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