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Best Personal Loan Rates in Douglassville, Texas (TX) - April 2026

Current personal loan options available to borrowers in Douglassville, Texas include: Tinker Federal Credit UnionTinker Federal Credit UnionA+5.0 ★Texas Ratio: 2.99% offering Storm Shelter Loan at 3.99% APR, Secured Advantage Federal Credit UnionSecured Advantage Federal Credit UnionA5.0 ★Texas Ratio: 7.07% offering Starter Loans at 4.00% APR, Houston Highway Credit UnionHouston Highway Credit UnionA+5.0 ★Texas Ratio: 1.00% offering Credit Builder Step-Up Loan Process STEP 5 at 4.00% APR, IBEW Local 66 Federal Credit UnionIBEW Local 66 Federal Credit UnionA+5.0 ★Texas Ratio: 1.98% offering Signature Unsecured Loan at 4.25% APR, and Abilene Teachers Federal Credit UnionAbilene Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.94% offering Credit Builder Loan at 4.35% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.

Douglassville borrowers have access to 76 lenders serving the Texas area, with personal loan rates as low as 3.99% APR from Tinker Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Douglassville, Texas.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Douglassville, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Storm Shelter Loan
3.99%
APR3.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
Starter Loans
4.00%
APR4.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
Credit Builder Step-Up Loan Process STEP 5
4.00%
APR4.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Signature Unsecured Loan
4.25%
APR4.25%
Last UpdatedApril 5, 2026
Details

As Low As; Interest rate discounts may be available for members with a qualifying IBEW Local 66 Federal Credit Union checking account.

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
Credit Builder Loan
4.35%
APR4.35%
Last UpdatedApril 5, 2026
Details

No additional details available.

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
4.49%
APR4.49%
Last UpdatedApril 5, 2026
Details

As Low As

United Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
R/V LOANS New/Used 80% Financing MSRP or NADA Retail
4.49%
APR4.49%
Last UpdatedApril 5, 2026
Details

20% down

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
Credit Builder Step-Up Loan Process STEP 4
4.50%
APR4.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Refinance Loan
4.64%
APR4.64%
Last UpdatedApril 5, 2026
Details

As Low As

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Recreational/Title Loans
4.67%
APR4.67%
Last UpdatedApril 5, 2026
Details

No additional details available.

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
4.74%
APR4.74%
Last UpdatedApril 5, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
4.75%
APR4.75%
Last UpdatedApril 5, 2026
Details

balance $20,000

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedApril 5, 2026
Details

As Low As

Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
Unsecured Loan
4.90%
APR4.90%
Last UpdatedApril 5, 2026
Details

As Low As; Months

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
LAND LOANS
4.99%
APR4.99%
Last UpdatedApril 5, 2026
Details

As Low As

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
4.99%
APR4.99%
Last UpdatedApril 5, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Fire Station Loan
4.99%
APR4.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Recreational Equipment Loans
4.99%
APR4.99%
Last UpdatedApril 5, 2026
Details

As Low As

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
Credit Builder Step-Up Loan Process STEP 3
5.00%
APR5.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
5.00%
APR5.00%
Last UpdatedApril 5, 2026
Details

As Low As; With Approved Credit

Star Of Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Used & Refinanced Loans
5.24%
APR5.24%
Last UpdatedApril 5, 2026
Details

As Low As; Subject to credit approval

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Land Loans
5.25%
APR5.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
5.25%
APR5.25%
Last UpdatedApril 5, 2026
Details

balance $75,000

MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
Other Collateral Loans
5.25%
APR5.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Tractor Loan
5.25%
APR5.25%
Last UpdatedApril 5, 2026
Details

As Low As

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
Land Loans
5.25%
APR5.25%
Last UpdatedApril 5, 2026
Details

As Low As

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
5.49%
APR5.49%
Last UpdatedApril 5, 2026
Details

As Low As

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
5.49%
APR5.49%
Last UpdatedApril 5, 2026
Details

As Low As

United Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
R/V LOANS New/Used 90% Financing MSRP or NADA Retail
5.49%
APR5.49%
Last UpdatedApril 5, 2026
Details

10% down

MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
Other Collateral Loans
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Tractor Loan
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.28%
Various operating loans and lines of credit
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

As Low As; must be secured by adequate collateral. See loan officer for more details

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
Credit Builder Step-Up Loan Process STEP 2
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Signature Loan Special
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

As Low As; Borrow up to $2,000 for up to 24 months.

Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Loan Special
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

balance $75,000

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
5.65%
APR5.65%
Last UpdatedApril 5, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Unimproved Property Loan
5.75%
APR5.75%
Last UpdatedApril 5, 2026
Details

As Low As

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
Land Loans
5.75%
APR5.75%
Last UpdatedApril 5, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Interim Construction Loan
5.75%
APR5.75%
Last UpdatedApril 5, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
5.75%
APR5.75%
Last UpdatedApril 5, 2026
Details

balance $75,000

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Land Loans
5.75%
APR5.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Austin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Holiday Loan
5.90%
APR5.90%
Last UpdatedApril 5, 2026
Details

As Low As; Minimum holiday loan amount $350, maximum determined by credit qualifications up to $15,000.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Loan
5.91%
APR5.91%
Last UpdatedApril 5, 2026
Details

No additional details available.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
5 Year Equity Loan-to-Value up to 80%
5.94%
APR5.94%
Last UpdatedApril 5, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Lot Loans
5.99%
APR5.99%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 70% LTV

Alpine Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
New Construction Loans
5.99%
APR5.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

BOM Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Credit Builder Loan
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

As Low As

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loan
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

As Low As

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Credit (Re)Builder Loan
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

Loan rate of 6% is effective January 1, 2021. Must have an open established Membership Savings Account in good standing. Must be able to provide two paystubs and have at least 1-year of job history.

Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Credit Builder Loan
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

As Low As; With Approved Credit

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
Credit Builder Step-Up Loan Process STEP 1
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Credit Builder Loans
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

above TSC rate

Service 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Signature
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

Months

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA Interest Rate Reduction Refinance Loan (IRRRL)
6.13%
APR6.13%
Last UpdatedApril 5, 2026
Details

Refinance up to 100% of the value of your home. A variety of terms are available. Option to finance the funding fee.

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA Interest Rate Reduction Refinance Loan, or IRRRL
6.13%
APR6.13%
Last UpdatedApril 5, 2026
Details

No additional details available.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
10 Year Equity Loan-to-Value up to 80%
6.14%
APR6.14%
Last UpdatedApril 5, 2026
Details

As Low As

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Refi Loan
6.20%
APR6.20%
Last UpdatedApril 5, 2026
Details

No additional details available.

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
6.24%
APR6.24%
Last UpdatedApril 5, 2026
Details

As Low As

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA purchase loan
6.35%
APR6.35%
Last UpdatedApril 5, 2026
Details

No additional details available.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
5 Year Equity Loan-to-Value greater than 80% to 90%
6.44%
APR6.44%
Last UpdatedApril 5, 2026
Details

As Low As

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA cash-out refinance loan
6.47%
APR6.47%
Last UpdatedApril 5, 2026
Details

No additional details available.

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
Equity Loan
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

As Low As

Trinity Valley Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Recreational Equipment Loans
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Construction Loans
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Unsecured
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

As Low As

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
FHA Loan
6.51%
APR6.51%
Last UpdatedApril 5, 2026
Details

As Low As; Rates as low as 5.625% (6.508% APR)

Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Land Loan (10 years and below)
6.59%
APR6.59%
Last UpdatedApril 5, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
6.59%
APR6.59%
Last UpdatedApril 5, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Special Signature Rate
6.59%
APR6.59%
Last UpdatedApril 5, 2026
Details

No additional details available.

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loans
6.60%
APR6.60%
Last UpdatedApril 5, 2026
Details

No additional details available.

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loan
6.60%
APR6.60%
Last UpdatedApril 5, 2026
Details

up to $5,000.00 maximum with approved credit

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
10 Year Equity Loan-to-Value greater than 80% to 90%
6.64%
APR6.64%
Last UpdatedApril 5, 2026
Details

As Low As

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Equipment Loan
6.65%
APR6.65%
Last UpdatedApril 5, 2026
Details

As Low As; Regular APR: 10.090%

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
6.69%
APR6.69%
Last UpdatedApril 5, 2026
Details

As Low As

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment Loans
6.70%
APR6.70%
Last UpdatedApril 5, 2026
Details

As Low As

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Photovoltaic System Loan*
6.74%
APR6.74%
Last UpdatedApril 5, 2026
Details

As Low As

East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Instant Cash Loans
6.75%
APR6.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
NEW Loan
6.75%
APR6.75%
Last UpdatedApril 5, 2026
Details

As Low As

Brazos Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Back on Track Loans
6.75%
APR6.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Matagorda County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
Unsecured Loans
6.75%
APR6.75%
Last UpdatedApril 5, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Signature
6.79%
APR6.79%
Last UpdatedApril 5, 2026
Details

No additional details available.

Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Land Loan (7 years and below)
6.79%
APR6.79%
Last UpdatedApril 5, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
APR6.84%
Last UpdatedApril 5, 2026
Details

As Low As

Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
Construction Loan
6.88%
APR6.88%
Last UpdatedApril 5, 2026
Details

As Low As

Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
Land Loan 10 Year Fixed
6.88%
APR6.88%
Last UpdatedApril 5, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Special Signature Rate
6.89%
APR6.89%
Last UpdatedApril 5, 2026
Details

No additional details available.

Texas Trust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
Texas Extra Credit Parent Loan
6.89%
APR6.89%
Last UpdatedApril 5, 2026
Details

As Low As; Fixed rates ranging from 2.79%APR2 to 6.89%APR2 (Auto Pay Discount)

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Signature Loans
6.92%
APR6.92%
Last UpdatedApril 5, 2026
Details

No additional details available.

Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Personal/Longevity
6.95%
APR6.95%
Last UpdatedApril 5, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Signature
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Land Loan 5-year Fixed
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Lot Loans
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As; 71% to 80% LTV

Southern Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.41%
HOLIDAY LOANS
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

CONTACT LOAN DEPARTMENT FOR DETAILS

Cy-Fair Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Lifestyle Signature Loans
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

As Low As

Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
Annual Loan
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

up to $5,000; As Low As

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

As Low As; With Approved Credit

Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

5.00% A+ rating

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
Summer/Holiday Loan
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Old Ocean Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Signature
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
7.09%
APR7.09%
Last UpdatedApril 5, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
APR7.09%
Last UpdatedApril 5, 2026
Details

As Low As

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
Low down payment purchase loan
7.11%
APR7.11%
Last UpdatedApril 5, 2026
Details

No additional details available.

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Personal Loans
7.14%
APR7.14%
Last UpdatedApril 5, 2026
Details

As Low As; Take a vacation, consolidate bills, fund home or auto repairs, or even if you just need some cash.

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.14%
APR7.14%
Last UpdatedApril 5, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Used Loan
7.15%
APR7.15%
Last UpdatedApril 5, 2026
Details

As Low As

Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Land Loan (5 years and below)
7.17%
APR7.17%
Last UpdatedApril 5, 2026
Details

As Low As

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
7.19%
APR7.19%
Last UpdatedApril 5, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
Unsecured / Signature Personal
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
Unsecured Signature Loans
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

As Low As

Education Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
New Teacher Loan Unsecured
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal /Signature Loan
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

As Low As; from $1,001 to $75,000

Texas Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
50/50 LOAN
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

As Low As

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Vacant Land Loan
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Land Loans
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Recreational Loans
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Signature
7.29%
APR7.29%
Last UpdatedApril 5, 2026
Details

No additional details available.

Laredo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Residential Lot Loans
7.35%
APR7.35%
Last UpdatedApril 5, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Anything Loan
7.35%
APR7.35%
Last UpdatedApril 5, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Signature
7.39%
APR7.39%
Last UpdatedApril 5, 2026
Details

No additional details available.

Mobility Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
Recreational Loans
7.39%
APR7.39%
Last UpdatedApril 5, 2026
Details

As Low As; WITH NO PAYMENTS FOR 60 DAYS! *Minimum APR (Annual Percentage Rate) of 7.39% applies. Rates vary based on length of term, age of vehicle, and your individual credit worthiness. Excludes internal refinances. **Interest accrues from date of loan disbursal. Call for details. Qualifying criteria applies. Rates and terms subject to change without notice.

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Lot Loans
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

As Low As; 81% to 90% LTV

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Signature
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Land Loan 10-year Fixed
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Pool Loans
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

As Low As

ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Property NEW
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

UP TO 48 MONTHS

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Hot Tub/Sauna Loans
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

As Low As

Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Special Occasion Loans
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

MTCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Collateral Loans New or Used (Non Purchase)
7.51%
APR7.51%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 84 Months

Laredo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Residential Lot Loans
7.58%
APR7.58%
Last UpdatedApril 5, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
7.59%
APR7.59%
Last UpdatedApril 5, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.64%
APR7.64%
Last UpdatedApril 5, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Personal Loan
7.71%
APR7.71%
Last UpdatedApril 5, 2026
Details

As Low As; Up to $35,000 ($1,000 minimum)

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
APR7.74%
Last UpdatedApril 5, 2026
Details

As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Pool Loans
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

As Low As

SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Hot Tub/Sauna Loans
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Premier Loan
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

As Low As; from $75,001 to $250,000

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Signature
7.79%
APR7.79%
Last UpdatedApril 5, 2026
Details

No additional details available.

Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
7.80%
APR7.80%
Last UpdatedApril 5, 2026
Details

10% Down

Mesquite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Personal Loans
7.84%
APR7.84%
Last UpdatedApril 5, 2026
Details

As Low As

Cooperative Teachers Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.07%
Unsecured Personal Loan
7.89%
APR7.89%
Last UpdatedApril 5, 2026
Details

As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available

Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

up to 60 months

Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
Loans above 72 months require approval by Board of Directors
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

10% Down

Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Personal Loans
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

As Low As; Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loan
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

As Low As

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

As Low As

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loan
6.60%
APR6.60%
Last UpdatedApril 5, 2026
Details

up to $5,000.00 maximum with approved credit

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loans
6.60%
APR6.60%
Last UpdatedApril 5, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
APR6.84%
Last UpdatedApril 5, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

5.00% A+ rating

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
APR7.09%
Last UpdatedApril 5, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Personal Loans
7.14%
APR7.14%
Last UpdatedApril 5, 2026
Details

As Low As; Take a vacation, consolidate bills, fund home or auto repairs, or even if you just need some cash.

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.14%
APR7.14%
Last UpdatedApril 5, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.64%
APR7.64%
Last UpdatedApril 5, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Personal Loan
7.71%
APR7.71%
Last UpdatedApril 5, 2026
Details

As Low As; Up to $35,000 ($1,000 minimum)

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
APR7.74%
Last UpdatedApril 5, 2026
Details

As Low As

Mesquite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Personal Loans
7.84%
APR7.84%
Last UpdatedApril 5, 2026
Details

As Low As

Cooperative Teachers Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.07%
Unsecured Personal Loan
7.89%
APR7.89%
Last UpdatedApril 5, 2026
Details

As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available

Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Personal Loans
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

As Low As; Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
Debt Consolidation Loans
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As; Other terms available.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
Debt Consolidation Unsecured Personal
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
Debt Consolidation Unsecured Personal
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
Debt Consolidation Loans
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

TxDot Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Debt Consolidation
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
Debt Consolidation Unsecured Personal
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

NAFT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Signature, Debt Consolidation
10.90%
APR10.90%
Last UpdatedApril 5, 2026
Details

No additional details available.

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Debt Consolidation
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 72 Months

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
Debt Consolidation Unsecured Personal
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Debt Consolidation Loans
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Debt Consolidation
12.74%
APR12.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

Covenant Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Debt Consolidation Loans
12.90%
APR12.90%
Last UpdatedApril 5, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Debt Consolidation
13.99%
APR13.99%
Last UpdatedApril 5, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedApril 5, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Signature Unsecured Loan
4.25%
APR4.25%
Last UpdatedApril 5, 2026
Details

As Low As; Interest rate discounts may be available for members with a qualifying IBEW Local 66 Federal Credit Union checking account.

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
5.00%
APR5.00%
Last UpdatedApril 5, 2026
Details

As Low As; With Approved Credit

Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Signature Loan Special
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

As Low As; Borrow up to $2,000 for up to 24 months.

Service 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Signature
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

Months

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

As Low As; With Approved Credit

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Special Signature Rate
6.59%
APR6.59%
Last UpdatedApril 5, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Signature
6.79%
APR6.79%
Last UpdatedApril 5, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Special Signature Rate
6.89%
APR6.89%
Last UpdatedApril 5, 2026
Details

No additional details available.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Signature Loans
6.92%
APR6.92%
Last UpdatedApril 5, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Signature
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Cy-Fair Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Lifestyle Signature Loans
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

As Low As

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

As Low As; With Approved Credit

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

up to $5,000; As Low As

Old Ocean Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Signature
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
Unsecured / Signature Personal
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
Unsecured Signature Loans
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal /Signature Loan
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

As Low As; from $1,001 to $75,000

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Signature
7.29%
APR7.29%
Last UpdatedApril 5, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Signature
7.39%
APR7.39%
Last UpdatedApril 5, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Signature
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Signature
7.79%
APR7.79%
Last UpdatedApril 5, 2026
Details

No additional details available.

Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

up to 60 months

No home improvement personal loan rates found in Douglassville, TX currently.

Douglassville, TX Personal Loan Rate Trends

Compare local Douglassville, TX personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Personal Loan Trends →
Personal Loan — TX Avg
10.308%

Texas personal loan rates currently average 10.308% APR.

Signature Loan — TX Avg
13.378%

Texas signature loan rates currently average 13.378% APR.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Texas?

Most lenders in Douglassville, Texas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Texas often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Douglassville, Texas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Texas?

Yes. Debt consolidation is one of the most common uses of personal loans in Douglassville, Texas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Douglassville, Texas?

Credit unions in Douglassville, Texas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Douglassville, Texas?

  • Tinker Federal Credit Union: 3.99% (Storm Shelter Loan)
  • Secured Advantage Federal Credit Union: 4.00% (Starter Loans)
  • Houston Highway Credit Union: 4.00% (Credit Builder Step-Up Loan Process STEP 5)
  • IBEW Local 66 Federal Credit Union: 4.25% (Signature Unsecured Loan)
  • Abilene Teachers Federal Credit Union: 4.35% (Credit Builder Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Douglassville, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 5, 2026.