Best Personal Loan Rates in Surgoinsville, Tennessee - June
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Surgoinsville, Tennessee include: LG&W Federal Credit UnionLG&W Federal Credit UnionA+5.0 ★Texas Ratio: 0.43% offering New Loans at 4.25% APR, Tennessee Valley Federal Credit UnionTennessee Valley Federal Credit UnionA+5.0 ★Texas Ratio: 3.89% offering Mileage - Within 3 most recent model years and less than 25,000 miles Loan at 4.89% APR, Nashville Firemens Credit UnionNashville Firemens Credit UnionA+5.0 ★Texas Ratio: 4.99% offering New Computers (100% of Retail) Loan at 4.99% APR, FAMILY ADVANTAGEFAMILY ADVANTAGEA+5.0 ★Texas Ratio: 7.18% offering 84 Month Loan at 4.99% APR, and United Southeast Federal Credit UnionUnited Southeast Federal Credit UnionA+5.0 ★Texas Ratio: 2.38% offering Personal Loans at 5.15% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Surgoinsville borrowers have access to 45 lenders serving the Tennessee area, with personal loan rates as low as 4.25% APR from LG&W Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Surgoinsville, Tennessee.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Surgoinsville, Tennessee. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Surgoinsville Personal Loan Rates
Depending on credit score and length of financing. This rate will only apply to new loans, refinance of loan already with LG&W Federal Credit Union will not qualify. Rates apply to 2017-2026 year models. Minimum $30,000.00 for loans financed for 72 months and above.
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As Low As
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Amount: Up to $2000
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As Low As; 100% Retail
As Low As
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As Low As; Competitive Rates
As low as
Appraised Value or Purchase Price (whichever is less). The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
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Appraised Value or Purchase Price (whichever is less). The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
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As Low As; New money only. Eligibility required. NCUA insured. Promotional period is 6.1.2026 - 9.1.2026. Maximum of $20,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $30.90 per $1,000.00 borrowed.
As low as
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As Low As
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As Low As; (2027, 2026 & 2025) (includes Travel Trailers, Fifth Wheels, Class A, Class B, and Class C Motorhomes)
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As Low As
Maximum Amount: 20% of Gross Income - Depends on Credit Score
As Low As; Fixed
Maximum Amount: 20% of Gross Income - Depends on Credit Score
Loans up to $250,000. No prepayment penalties. Personal guarantees may be waived.
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As Low As; (7 years old or newer) (includes Travel Trailers, Fifth Wheels, Class A, Class B, and Class C Motorhomes)
Limits: $500-$50,000
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Amount: Up to 100%
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As Low As; APR = Annual Percentage Rate. Rates subject to change without notice.
The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
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Purchase Price Plus Sales Tax. The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
As Low As; (8-15 years old) (includes Travel Trailers, Fifth Wheels, Class A, Class B, and Class C Motorhomes)
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Maximum Amount: $1,000
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As Low As
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As Low As; Including Debt Consolidation
As low as; Maximum Amount $6,000.00 above the amount of shares pledged on the loan
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$26,000; As Low As
As Low As
$1,500; As Low As
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High Interest Rate: 18.00% APR
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As Low As
As Low As
As Low As
As Low As
maximum $35,000
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Limits: $500-$25,000
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As Low As; APR* 36 Months
APR* Up To: 18.00%
As Low As
As Low As; See disclosure section below for details
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As Low As
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Unsecured loan rate as low as 10% for limits less than $2000. Terms at 12 months.
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Credit Score: 850-750
As Low As
Credit Score: 850-750
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Credit Score: 749-700
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As Low As; APR* 48 Months
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As low as; Maximum Amount $6,000.00 above the amount of shares pledged on the loan; ($4,000.00 min $6,000.00 max)
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Credit Score: 749-700
Max $50,000
Credit Score: 699-650
Max $50,000
Variable
Credit Score: 699-650
As Low As
As Low As; 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.
As Low As; APR* 60 Months
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Single payment
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As Low As; Fixed
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Limits: $500-$7,500
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As Low As
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As Low As
As Low As
Regular APR: 25.15%
Up to $10,000
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Surgoinsville Personal Loan Rates
Amount: Up to $2000
As Low As; Competitive Rates
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As Low As
High Interest Rate: 18.00% APR
As Low As
As Low As; APR* 36 Months
As Low As; See disclosure section below for details
As Low As
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As Low As; APR* 48 Months
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As Low As; APR* 60 Months
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As Low As
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Surgoinsville Debt Consolidation Loan Rates
$26,000; As Low As
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maximum $35,000
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Surgoinsville Signature Loan Rates
As low as
Maximum Amount: 20% of Gross Income - Depends on Credit Score
As Low As
As Low As; APR = Annual Percentage Rate. Rates subject to change without notice.
The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
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As Low As
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As low as; Maximum Amount $6,000.00 above the amount of shares pledged on the loan
As Low As; Including Debt Consolidation
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As Low As
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APR* Up To: 18.00%
Credit Score: 850-750
As Low As
Credit Score: 850-750
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Credit Score: 749-700
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As low as; Maximum Amount $6,000.00 above the amount of shares pledged on the loan; ($4,000.00 min $6,000.00 max)
Credit Score: 749-700
Max $50,000
Credit Score: 699-650
Max $50,000
As Low As
Variable
Credit Score: 699-650
As Low As; 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.
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As Low As; Fixed
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As Low As
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As Low As
Surgoinsville, TN Personal Loan Rate Trends
Compare local Surgoinsville, TN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee personal loan rates fell 0.622 points over the past 7 days to 10.633% APR.
Tennessee signature loan rates rose 0.056 points over the past 7 days to 11.207% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Surgoinsville, Tennessee personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Surgoinsville, Tennessee directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Surgoinsville, Tennessee. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TN.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Tennessee?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Tennessee?
Are credit unions or banks better for personal loans in Surgoinsville, Tennessee?
What are the best personal loan rates in Surgoinsville, Tennessee?
- LG&W Federal Credit Union: 4.25% (New Loans)
- Tennessee Valley Federal Credit Union: 4.89% (Mileage - Within 3 most recent model years and less than 25,000 miles Loan)
- Nashville Firemens Credit Union: 4.99% (New Computers (100% of Retail) Loan)
- FAMILY ADVANTAGE: 4.99% (84 Month Loan)
- United Southeast Federal Credit Union: 5.15% (Personal Loans)
Surgoinsville, Tennessee Rates & Resources
Personal Loan Calculators
