Best Personal Loan Rates in Rockford, Tennessee (TN) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Rockford, Tennessee include: Alcoa Tenn Federal Credit UnionAlcoa Tenn Federal Credit UnionA+5.0 ★Texas Ratio: 4.66% offering Consumer Loans at 4.79% APR, Firefighters First Federal Credit UnionFirefighters First Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR, Knox County Teachers Federal Credit UnionKnox County Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.22% offering Bus Loans (Depending on year) at 5.00% APR, United Southeast Federal Credit UnionUnited Southeast Federal Credit UnionA+5.0 ★Texas Ratio: 2.52% offering Personal Loans at 5.15% APR, and Staley Credit UnionStaley Credit UnionA+5.0 ★Texas Ratio: 0.82% offering Credit Builder Loan at 5.70% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.
Rockford borrowers have access to 74 lenders serving the Tennessee area, with personal loan rates as low as 4.79% APR from Alcoa Tenn Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Rockford, Tennessee.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Rockford, Tennessee. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026
As Low As
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As Low As; Rate based on creditworthiness and term of loan.
Sample mortgage payment for a $200,000 loan with a 6.00% APR for 15 years would have a payment of $1,688.31 per month. Taxes and insurance not included, your actual payment obligation may be higher.
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As Low As
As Low As; Regular APR: 10.090%
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As Low As; 80% LTV (Loan to Value)
As Low As; 15 Year Fixed
As Low As
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As Low As
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over $250,000; As Low As; 5 year adjustable - starting at
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Up to 60 MONTHS; NO MINIMUM
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As Low As
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up to $250,000; As Low As; 10 year fixed
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61 - 84 MONTHS
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As Low As
As Low As; Payment amount stated is based on 7.99%APR, includes credit protection, and a bi-weekly pay period. Loan amounts and payments are subject to change based on individual credit applications. Rates are subject to change.
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85 - 120 MONTHS
As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
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As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
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As Low As
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121 - 144 Months
As Low As
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As Low As
As Low As; 90% LTV (Loan to Value)
As Low As
As Low As; Including Debt Consolidation
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As Low As; Flexible loan terms; Plus - make no payments for 60 days!
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As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
As Low As; $26,000 Maximum
As Low As
As Low As
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$7,501
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Up to $5,000
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(minimum $7,500 - maximum $35,000)
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Credit Rating A
As Low As; Rates as low as 9.95%
As Low As; Rates as low as 9.95%
As Low As; Rates as low as 9.95%
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As Low As
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As Low As
As Low As; See disclosure section below for details
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As Low As
Conditions Vary; other conditions apply
As Low As; Fixed
As Low As
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As Low As
As Low As; MAX. limit <2000$
Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.
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up to $10,000 for 24 months
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As Low As; up to 60 months
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As Low As; (terms vary)
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From 6 months up to 48 months; Rate is based on credit performance, loan term, and PFCU discounts.
As Low As
As Low As
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Credit Rating B
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As Low As; *APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.
No additional details available.
As Low As; APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. New money only. Eligibility required.
As Low As
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As Low As
As Low As
As Low As; Flexible loan terms; Plus - make no payments for 60 days!
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
No additional details available.
As Low As
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As Low As; Rates as low as 9.95%
As Low As
As Low As; Fixed
As Low As
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As Low As
As Low As
As Low As; up to 60 months
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As Low As; Payment amount stated is based on 7.99%APR, includes credit protection, and a bi-weekly pay period. Loan amounts and payments are subject to change based on individual credit applications. Rates are subject to change.
As Low As; $26,000 Maximum
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(minimum $7,500 - maximum $35,000)
As Low As; Rates as low as 9.95%
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As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
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As Low As
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As Low As
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As Low As; Including Debt Consolidation
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$7,501
Up to $5,000
As Low As
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As Low As
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As Low As
Conditions Vary; other conditions apply
As Low As
No additional details available.
Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.
No additional details available.
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As Low As
As Low As
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As Low As
As Low As
As Low As; (terms vary)
As Low As; up to 60 months
As Low As
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From 6 months up to 48 months; Rate is based on credit performance, loan term, and PFCU discounts.
As Low As
No additional details available.
As Low As; *APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.
As Low As; APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. New money only. Eligibility required.
No additional details available.
Rockford, TN Personal Loan Rate Trends
Compare local Rockford, TN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee personal loan rates currently average 9.360% APR.
Tennessee signature loan rates currently average 11.666% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Tennessee?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Tennessee?
Are credit unions or banks better for personal loans in Rockford, Tennessee?
What are the best personal loan rates in Rockford, Tennessee?
- Alcoa Tenn Federal Credit Union: 4.79% (Consumer Loans)
- Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
- Knox County Teachers Federal Credit Union: 5.00% (Bus Loans (Depending on year))
- United Southeast Federal Credit Union: 5.15% (Personal Loans)
- Staley Credit Union: 5.70% (Credit Builder Loan)
Personal Loan Calculators
