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Best Personal Loan Rates in Lavinia, Tennessee (TN) - April 2026

Current personal loan options available to borrowers in Lavinia, Tennessee include: Alcoa Tenn Federal Credit UnionAlcoa Tenn Federal Credit UnionA+5.0 ★Texas Ratio: 4.66% offering Consumer Loans at 4.79% APR, Firefighters First Federal Credit UnionFirefighters First Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR, Knox County Teachers Federal Credit UnionKnox County Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.22% offering Bus Loans (Depending on year) at 5.00% APR, United Southeast Federal Credit UnionUnited Southeast Federal Credit UnionA+5.0 ★Texas Ratio: 2.52% offering Personal Loans at 5.15% APR, and Clinchfield Federal Credit UnionClinchfield Federal Credit UnionA+5.0 ★Texas Ratio: 1.15% offering New Recreational Equipment Loans - Models 5 years or newer at 5.60% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.

Lavinia borrowers have access to 70 lenders serving the Tennessee area, with personal loan rates as low as 4.79% APR from Alcoa Tenn Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lavinia, Tennessee.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lavinia, Tennessee. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
4.79%
APR4.79%
Last UpdatedApril 10, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Fire Station Loan
4.99%
APR4.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Bus Loans (Depending on year)
5.00%
APR5.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.05%
APR5.05%
Last UpdatedApril 10, 2026
Details

As Low As

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.10%
APR5.10%
Last UpdatedApril 10, 2026
Details

As Low As

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
APR5.15%
Last UpdatedApril 10, 2026
Details

No additional details available.

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.60%
APR5.60%
Last UpdatedApril 10, 2026
Details

As Low As

Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
New Recreational Equipment Loans - Models 5 years or newer
5.60%
APR5.60%
Last UpdatedApril 10, 2026
Details

No additional details available.

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Recreational Loans
5.70%
APR5.70%
Last UpdatedApril 10, 2026
Details

As Low As

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Credit Builder Loans
5.70%
APR5.70%
Last UpdatedApril 10, 2026
Details

No additional details available.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Holiday Loan
5.75%
APR5.75%
Last UpdatedApril 10, 2026
Details

No additional details available.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Vacation Loan
5.75%
APR5.75%
Last UpdatedApril 10, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Clergy Debt Relief Program
5.99%
APR5.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Disaster Relief Loan
5.99%
APR5.99%
Last UpdatedApril 10, 2026
Details

$5,000 for Individuals / $10,000 for Churches

Gallatin Steam Plant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Loans
5.99%
APR5.99%
Last UpdatedApril 10, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Rolls or Floats Purchase Loan Special
5.99%
APR5.99%
Last UpdatedApril 10, 2026
Details

Rolls or Floats Loan Special is a limited-time offer. Must meet credit requirements associated with these loan specials.

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Collateral Loans - Used - 2011 and older
6.00%
APR6.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
6.00%
APR6.00%
Last UpdatedApril 10, 2026
Details

As Low As

LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Share Certificate Loan
6.00%
APR6.00%
Last UpdatedApril 10, 2026
Details

As Low As

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
6.40%
APR6.40%
Last UpdatedApril 10, 2026
Details

As Low As

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Equipment Loan
6.65%
APR6.65%
Last UpdatedApril 10, 2026
Details

As Low As; Regular APR: 10.090%

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Equipment Loans
6.65%
APR6.65%
Last UpdatedApril 10, 2026
Details

As Low As

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Land Loan
6.75%
APR6.75%
Last UpdatedApril 10, 2026
Details

No additional details available.

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Equity Loan
6.75%
APR6.75%
Last UpdatedApril 10, 2026
Details

80% LTV (Loan to Value)

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Equity Loans
6.75%
APR6.75%
Last UpdatedApril 10, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
6.99%
APR6.99%
Last UpdatedApril 10, 2026
Details

As Low As

New South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
SIGNATURE LOAN
6.99%
APR6.99%
Last UpdatedApril 10, 2026
Details

As Low As

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Recreational Loans
7.00%
APR7.00%
Last UpdatedApril 10, 2026
Details

As Low As

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature
7.00%
APR7.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
7.00%
APR7.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Signature Loans
7.17%
APR7.17%
Last UpdatedApril 10, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Church Loans
7.25%
APR7.25%
Last UpdatedApril 10, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.25%
APR7.25%
Last UpdatedApril 10, 2026
Details

over $250,000; As Low As; 5 year adjustable - starting at

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Unsecured Loan
7.49%
APR7.49%
Last UpdatedApril 10, 2026
Details

Up to 60 MONTHS; NO MINIMUM

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Construction Loan
7.49%
APR7.49%
Last UpdatedApril 10, 2026
Details

No additional details available.

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loans
7.50%
APR7.50%
Last UpdatedApril 10, 2026
Details

As Low As

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal
7.50%
APR7.50%
Last UpdatedApril 10, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
APR7.50%
Last UpdatedApril 10, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
7.50%
APR7.50%
Last UpdatedApril 10, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.50%
APR7.50%
Last UpdatedApril 10, 2026
Details

up to $250,000; As Low As; 10 year fixed

Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Heating, Ventilation, & Air Conditioning (HVAC) Loans
7.50%
APR7.50%
Last UpdatedApril 10, 2026
Details

As Low As

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Unimproved Property Loan
7.67%
APR7.67%
Last UpdatedApril 10, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Unsecured Loan
7.74%
APR7.74%
Last UpdatedApril 10, 2026
Details

61 - 84 MONTHS

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Unimproved Property Loan
7.87%
APR7.87%
Last UpdatedApril 10, 2026
Details

No additional details available.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
7.90%
APR7.90%
Last UpdatedApril 10, 2026
Details

No additional details available.

Foothills Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Personal
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

As Low As

Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Personal Loan
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

As Low As

Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Signature (Personal) Loan
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Debt Consolidation Loan
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Pastoral Loan Program
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Unsecured Loan
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

85 - 120 MONTHS

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Tax Season Loan
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

Payable directly to the IRS

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Lifestyle Loans
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Personal Loan/Consolidation
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

As Low As

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Signature Loans
8.00%
APR8.00%
Last UpdatedApril 10, 2026
Details

As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Land Loans
8.00%
APR8.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
New Major Appliances and Personal Computers
8.25%
APR8.25%
Last UpdatedApril 10, 2026
Details

As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Unimproved Property Loan
8.28%
APR8.28%
Last UpdatedApril 10, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Personal Loan
8.45%
APR8.45%
Last UpdatedApril 10, 2026
Details

As Low As

Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature/Co-Signer Loans
8.49%
APR8.49%
Last UpdatedApril 10, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Unsecured Loan
8.49%
APR8.49%
Last UpdatedApril 10, 2026
Details

121 - 144 Months

EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★
Signature 6 - 60 mos.
8.50%
APR8.50%
Last UpdatedApril 10, 2026
Details

No additional details available.

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Borrow and Save Loans
8.50%
APR8.50%
Last UpdatedApril 10, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
8.50%
APR8.50%
Last UpdatedApril 10, 2026
Details

As Low As

FAMILY ADVANTAGE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
Personal
8.65%
APR8.65%
Last UpdatedApril 10, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
8.74%
APR8.74%
Last UpdatedApril 10, 2026
Details

No additional details available.

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Recreational Loans Used Waverunner
8.75%
APR8.75%
Last UpdatedApril 10, 2026
Details

As Low As

Southern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.49%
Signature
8.75%
APR8.75%
Last UpdatedApril 10, 2026
Details

As Low As

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Equity Loan
8.75%
APR8.75%
Last UpdatedApril 10, 2026
Details

90% LTV (Loan to Value)

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
8.99%
APR8.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
APR8.99%
Last UpdatedApril 10, 2026
Details

As Low As; Including Debt Consolidation

Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Signature
8.99%
APR8.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Holley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Unsecured Loans
9.00%
APR9.00%
Last UpdatedApril 10, 2026
Details

As Low As

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
9.00%
APR9.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
9.00%
APR9.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
9.00%
APR9.00%
Last UpdatedApril 10, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Debt Consolidation
9.20%
APR9.20%
Last UpdatedApril 10, 2026
Details

As Low As; $26,000 Maximum

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Personal
9.20%
APR9.20%
Last UpdatedApril 10, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
9.24%
APR9.24%
Last UpdatedApril 10, 2026
Details

No additional details available.

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Debt Consolidation
9.24%
APR9.24%
Last UpdatedApril 10, 2026
Details

No additional details available.

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Construction Loan
9.24%
APR9.24%
Last UpdatedApril 10, 2026
Details

As Low As

FedTrust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Signature Plus to $15,000
9.25%
APR9.25%
Last UpdatedApril 10, 2026
Details

$7,501

OMC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal
9.25%
APR9.25%
Last UpdatedApril 10, 2026
Details

As Low As

Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Personal Loans
9.49%
APR9.49%
Last UpdatedApril 10, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
9.50%
APR9.50%
Last UpdatedApril 10, 2026
Details

As Low As

BCBST Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
9.50%
APR9.50%
Last UpdatedApril 10, 2026
Details

Up to $5,000

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Appy Assist Loans
9.75%
APR9.75%
Last UpdatedApril 10, 2026
Details

As Low As

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
APR9.75%
Last UpdatedApril 10, 2026
Details

As Low As

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Vacation Loans
9.75%
APR9.75%
Last UpdatedApril 10, 2026
Details

As Low As

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Debt Consolidation Loan
9.75%
APR9.75%
Last UpdatedApril 10, 2026
Details

minimum $7,500 - maximum $35,000

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Signature
9.75%
APR9.75%
Last UpdatedApril 10, 2026
Details

No additional details available.

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Credit Starter Loan
9.75%
APR9.75%
Last UpdatedApril 10, 2026
Details

auto payments transfer

Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal/Unsecured Loans
9.90%
APR9.90%
Last UpdatedApril 10, 2026
Details

No additional details available.

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Line-of-Credit
9.90%
APR9.90%
Last UpdatedApril 10, 2026
Details

No additional details available.

Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
9.90%
APR9.90%
Last UpdatedApril 10, 2026
Details

No additional details available.

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Debt Consolidation Loans
9.95%
APR9.95%
Last UpdatedApril 10, 2026
Details

As Low As

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Emergency Loans
9.95%
APR9.95%
Last UpdatedApril 10, 2026
Details

As Low As

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Personal Loans
9.95%
APR9.95%
Last UpdatedApril 10, 2026
Details

As Low As

Patriot Equity Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
Personal Unsecured
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

As Low As

Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Signature
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

As Low As

City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

Fixed rates starting at

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loans
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

As Low As

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

As Low As

HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Signature
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.83%
Signature
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

As Low As

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Personal
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

As Low As

ORNL
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

As Low As; See disclosure section below for details

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Credit Starter Loan
10.00%
APR10.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
Personal
10.00%
APR10.00%
Last UpdatedApril 10, 2026
Details

As Low As

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Share Loan
10.00%
APR10.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
10.00%
APR10.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

BMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Unsecured
10.00%
APR10.00%
Last UpdatedApril 10, 2026
Details

As Low As; MAX. limit <2000$ Terms @ 12months

Knoxville Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Unsecured Personal Loan
10.00%
APR10.00%
Last UpdatedApril 10, 2026
Details

As Low As; Fixed

Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Signature
10.00%
APR10.00%
Last UpdatedApril 10, 2026
Details

As Low As

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Personal Loans
10.00%
APR10.00%
Last UpdatedApril 10, 2026
Details

As Low As

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Equipment Loans
10.09%
APR10.09%
Last UpdatedApril 10, 2026
Details

As Low As

Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Signature Loan
10.22%
APR10.22%
Last UpdatedApril 10, 2026
Details

Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Personal Loans
10.24%
APR10.24%
Last UpdatedApril 10, 2026
Details

No additional details available.

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
Personal
10.25%
APR10.25%
Last UpdatedApril 10, 2026
Details

As Low As

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.25%
APR10.25%
Last UpdatedApril 10, 2026
Details

No additional details available.

Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature/Co-Signer
10.25%
APR10.25%
Last UpdatedApril 10, 2026
Details

No additional details available.

Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Signature Loans
10.45%
APR10.45%
Last UpdatedApril 10, 2026
Details

As Low As

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.50%
APR10.50%
Last UpdatedApril 10, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
10.50%
APR10.50%
Last UpdatedApril 10, 2026
Details

As Low As

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
Personal
10.50%
APR10.50%
Last UpdatedApril 10, 2026
Details

As Low As

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
10.50%
APR10.50%
Last UpdatedApril 10, 2026
Details

No additional details available.

Old Hickory Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
Personal
10.50%
APR10.50%
Last UpdatedApril 10, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
10.74%
APR10.74%
Last UpdatedApril 10, 2026
Details

No additional details available.

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
Personal
10.75%
APR10.75%
Last UpdatedApril 10, 2026
Details

As Low As

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
10.75%
APR10.75%
Last UpdatedApril 10, 2026
Details

As Low As

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Spot Me Loan
10.75%
APR10.75%
Last UpdatedApril 10, 2026
Details

up to $10,000 for 24 months

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 60 months
10.79%
APR10.79%
Last UpdatedApril 10, 2026
Details

As Low As

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

As Low As

Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Signature / Personal Loans
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

As Low As; up to 60 months

PIAS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal/Signature
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

As Low As; APR (terms vary)

The Tennessee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
Personal Loans
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Safety Line(open-end loan)
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 72 months
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

As Low As

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

As Low As

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
11.00%
APR11.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
Unsecured Loan
11.00%
APR11.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

Parthenon Federal Credit Union
Institution Rating:
D3.1 ★Texas Ratio: 38.44%
Signature
11.24%
APR11.24%
Last UpdatedApril 10, 2026
Details

Regular APR: 11.24% - 17.99%; Rate is based on credit performance, loan term, and PFCU discounts.

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Personal Loans Unsecured Personal
11.24%
APR11.24%
Last UpdatedApril 10, 2026
Details

As Low As

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Unsecured Personal
11.24%
APR11.24%
Last UpdatedApril 10, 2026
Details

As Low As

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Unsecured Personal Loan
11.24%
APR11.24%
Last UpdatedApril 10, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
APR5.15%
Last UpdatedApril 10, 2026
Details

No additional details available.

City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
6.99%
APR6.99%
Last UpdatedApril 10, 2026
Details

As Low As

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loans
7.50%
APR7.50%
Last UpdatedApril 10, 2026
Details

As Low As

Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Personal Loan
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

As Low As

Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Personal Loan/Consolidation
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

As Low As

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Personal Loan
8.45%
APR8.45%
Last UpdatedApril 10, 2026
Details

As Low As

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
9.00%
APR9.00%
Last UpdatedApril 10, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Personal Loans
9.49%
APR9.49%
Last UpdatedApril 10, 2026
Details

No additional details available.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
APR9.75%
Last UpdatedApril 10, 2026
Details

As Low As

Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
9.90%
APR9.90%
Last UpdatedApril 10, 2026
Details

No additional details available.

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Personal Loans
9.95%
APR9.95%
Last UpdatedApril 10, 2026
Details

As Low As

City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

Fixed rates starting at

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loans
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

As Low As

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

As Low As

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Personal Loans
10.00%
APR10.00%
Last UpdatedApril 10, 2026
Details

As Low As

Knoxville Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Unsecured Personal Loan
10.00%
APR10.00%
Last UpdatedApril 10, 2026
Details

As Low As; Fixed

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Personal Loans
10.24%
APR10.24%
Last UpdatedApril 10, 2026
Details

No additional details available.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
10.75%
APR10.75%
Last UpdatedApril 10, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

As Low As

The Tennessee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
Personal Loans
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

As Low As

Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Signature / Personal Loans
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

As Low As; up to 60 months

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Personal Loans Unsecured Personal
11.24%
APR11.24%
Last UpdatedApril 10, 2026
Details

As Low As

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Unsecured Personal Loan
11.24%
APR11.24%
Last UpdatedApril 10, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Clergy Debt Relief Program
5.99%
APR5.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Debt Consolidation Loan
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Debt Consolidation
9.20%
APR9.20%
Last UpdatedApril 10, 2026
Details

As Low As; $26,000 Maximum

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Debt Consolidation
9.24%
APR9.24%
Last UpdatedApril 10, 2026
Details

No additional details available.

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Debt Consolidation Loan
9.75%
APR9.75%
Last UpdatedApril 10, 2026
Details

minimum $7,500 - maximum $35,000

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Debt Consolidation Loans
9.95%
APR9.95%
Last UpdatedApril 10, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedApril 10, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedApril 10, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
New South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
SIGNATURE LOAN
6.99%
APR6.99%
Last UpdatedApril 10, 2026
Details

As Low As

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature
7.00%
APR7.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
7.00%
APR7.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Signature Loans
7.17%
APR7.17%
Last UpdatedApril 10, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
APR7.50%
Last UpdatedApril 10, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
7.50%
APR7.50%
Last UpdatedApril 10, 2026
Details

As Low As

Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Signature (Personal) Loan
7.99%
APR7.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Signature Loans
8.00%
APR8.00%
Last UpdatedApril 10, 2026
Details

As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature/Co-Signer Loans
8.49%
APR8.49%
Last UpdatedApril 10, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
8.50%
APR8.50%
Last UpdatedApril 10, 2026
Details

As Low As

EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★
Signature 6 - 60 mos.
8.50%
APR8.50%
Last UpdatedApril 10, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
8.74%
APR8.74%
Last UpdatedApril 10, 2026
Details

No additional details available.

Southern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.49%
Signature
8.75%
APR8.75%
Last UpdatedApril 10, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
APR8.99%
Last UpdatedApril 10, 2026
Details

As Low As; Including Debt Consolidation

Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Signature
8.99%
APR8.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
9.00%
APR9.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
9.00%
APR9.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
9.24%
APR9.24%
Last UpdatedApril 10, 2026
Details

No additional details available.

FedTrust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Signature Plus to $15,000
9.25%
APR9.25%
Last UpdatedApril 10, 2026
Details

$7,501

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
9.50%
APR9.50%
Last UpdatedApril 10, 2026
Details

As Low As

BCBST Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
9.50%
APR9.50%
Last UpdatedApril 10, 2026
Details

Up to $5,000

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Signature
9.75%
APR9.75%
Last UpdatedApril 10, 2026
Details

No additional details available.

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.83%
Signature
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

As Low As

Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Signature
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

As Low As

HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Signature
9.99%
APR9.99%
Last UpdatedApril 10, 2026
Details

No additional details available.

Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Signature
10.00%
APR10.00%
Last UpdatedApril 10, 2026
Details

As Low As

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
10.00%
APR10.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Signature Loan
10.22%
APR10.22%
Last UpdatedApril 10, 2026
Details

Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.

Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature/Co-Signer
10.25%
APR10.25%
Last UpdatedApril 10, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.25%
APR10.25%
Last UpdatedApril 10, 2026
Details

No additional details available.

Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Signature Loans
10.45%
APR10.45%
Last UpdatedApril 10, 2026
Details

As Low As

City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
10.50%
APR10.50%
Last UpdatedApril 10, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.50%
APR10.50%
Last UpdatedApril 10, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
10.50%
APR10.50%
Last UpdatedApril 10, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
10.74%
APR10.74%
Last UpdatedApril 10, 2026
Details

No additional details available.

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 60 months
10.79%
APR10.79%
Last UpdatedApril 10, 2026
Details

As Low As

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 72 months
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

As Low As

PIAS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal/Signature
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

As Low As; APR (terms vary)

Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Signature / Personal Loans
10.99%
APR10.99%
Last UpdatedApril 10, 2026
Details

As Low As; up to 60 months

Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
11.00%
APR11.00%
Last UpdatedApril 10, 2026
Details

No additional details available.

Parthenon Federal Credit Union
Institution Rating:
D3.1 ★Texas Ratio: 38.44%
Signature
11.24%
APR11.24%
Last UpdatedApril 10, 2026
Details

Regular APR: 11.24% - 17.99%; Rate is based on credit performance, loan term, and PFCU discounts.

No home improvement personal loan rates found in Lavinia, TN currently.

Lavinia, TN Personal Loan Rate Trends

Compare local Lavinia, TN personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Tennessee Personal Loan Trends →
Personal Loan — TN Avg
10.274%
▲ 0.394 vs 7 days ago

Tennessee personal loan rates rose 0.394 points over the past 7 days to 10.274% APR.

Signature Loan — TN Avg
11.372%
▼ 0.079 vs 7 days ago

Tennessee signature loan rates fell 0.079 points over the past 7 days to 11.372% APR.

As of Apr 10, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Tennessee?

Most lenders in Lavinia, Tennessee require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Tennessee often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Lavinia, Tennessee require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Tennessee?

Yes. Debt consolidation is one of the most common uses of personal loans in Lavinia, Tennessee. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Lavinia, Tennessee?

Credit unions in Lavinia, Tennessee often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Lavinia, Tennessee?

  • Alcoa Tenn Federal Credit Union: 4.79% (Consumer Loans)
  • Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
  • Knox County Teachers Federal Credit Union: 5.00% (Bus Loans (Depending on year))
  • United Southeast Federal Credit Union: 5.15% (Personal Loans)
  • Clinchfield Federal Credit Union: 5.60% (New Recreational Equipment Loans - Models 5 years or newer)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lavinia, Tennessee. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026.