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Best Personal Loan Rates in Duff, Tennessee (TN) - May 2026

Current personal loan options available to borrowers in Duff, Tennessee include: Alcoa Tenn Federal Credit UnionAlcoa Tenn Federal Credit UnionA+5.0 ★Texas Ratio: 4.66% offering Consumer Loans at 4.79% APR, Firefighters First Federal Credit UnionFirefighters First Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering Fire Station Loans at 4.99% APR, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit UnionA+5.0 ★Texas Ratio: 3.39% offering LIMITED-TIME New Rec Loan Rate Special 2021-2026 at 4.99% APR, United Southeast Federal Credit UnionUnited Southeast Federal Credit UnionA+5.0 ★Texas Ratio: 2.52% offering Personal Loans at 5.15% APR, and Clinchfield Federal Credit UnionClinchfield Federal Credit UnionA+5.0 ★Texas Ratio: 1.15% offering New Recreational Equipment Loans - Models 5 years or newer at 5.60% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.

Duff borrowers have access to 59 lenders serving the Tennessee area, with personal loan rates as low as 4.79% APR from Alcoa Tenn Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Duff, Tennessee.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Duff, Tennessee. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
4.79%
APR4.79%
Last UpdatedMay 8, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Fire Station Loans
4.99%
APR4.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
LIMITED-TIME New Rec Loan Rate Special 2021-2026
4.99%
APR4.99%
Last UpdatedMay 8, 2026
Details

Qualifications Required: Direct Deposit or Automatic Payments; Additional 0.25% APR discount may be applied for new direct deposit or automatic payment setup, resulting in a loan rate as low as 4.99% APR.

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.05%
APR5.05%
Last UpdatedMay 8, 2026
Details

As Low As

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.10%
APR5.10%
Last UpdatedMay 8, 2026
Details

As Low As

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
APR5.15%
Last UpdatedMay 8, 2026
Details

No additional details available.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
LIMITED-TIME New Rec Loan Rate Special 2021-2026
5.24%
APR5.24%
Last UpdatedMay 8, 2026
Details

Additional 0.25% APR discount may be applied for new direct deposit or automatic payment setup, resulting in a loan rate as low as 4.99% APR.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
LIMITED-TIME New Rec Loan Rate Special 2021-2026
5.49%
APR5.49%
Last UpdatedMay 8, 2026
Details

Qualifications Required: Direct Deposit or Automatic Payments; Additional 0.25% APR discount may be applied for new direct deposit or automatic payment setup, resulting in a loan rate as low as 4.99% APR.

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.60%
APR5.60%
Last UpdatedMay 8, 2026
Details

As Low As

Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
New Recreational Equipment Loans - Models 5 years or newer
5.60%
APR5.60%
Last UpdatedMay 8, 2026
Details

No additional details available.

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Recreational Loans
5.70%
APR5.70%
Last UpdatedMay 8, 2026
Details

As Low As

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Credit Builder Loan
5.70%
APR5.70%
Last UpdatedMay 8, 2026
Details

No additional details available.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
LIMITED-TIME New Rec Loan Rate Special 2021-2026
5.74%
APR5.74%
Last UpdatedMay 8, 2026
Details

Additional 0.25% APR discount may be applied for new direct deposit or automatic payment setup, resulting in a loan rate as low as 4.99% APR.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Holiday Loan
5.75%
APR5.75%
Last UpdatedMay 8, 2026
Details

No additional details available.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Vacation Loan
5.75%
APR5.75%
Last UpdatedMay 8, 2026
Details

No additional details available.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
LIMITED-TIME Used Rec Loan Rate Special 2017-2020
5.99%
APR5.99%
Last UpdatedMay 8, 2026
Details

Qualifications Required: Direct Deposit or Automatic Payments; Additional 0.25% APR discount may be applied for new direct deposit or automatic payment setup, resulting in loan rate as low as 5.99% APR.

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
6.00%
APR6.00%
Last UpdatedMay 8, 2026
Details

As Low As

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
LIMITED-TIME Used Rec Loan Rate Special 2017-2020
6.24%
APR6.24%
Last UpdatedMay 8, 2026
Details

Additional 0.25% APR discount may be applied for new direct deposit or automatic payment setup, resulting in loan rate as low as 5.99% APR.

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
6.40%
APR6.40%
Last UpdatedMay 8, 2026
Details

As Low As

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Equipment Loan
6.65%
APR6.65%
Last UpdatedMay 8, 2026
Details

As Low As; Regular APR: 10.090%

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Equity Loans
6.75%
APR6.75%
Last UpdatedMay 8, 2026
Details

As Low As

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
6.99%
APR6.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

New South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
SIGNATURE LOAN
6.99%
APR6.99%
Last UpdatedMay 8, 2026
Details

As Low As

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Recreational Loans
7.00%
APR7.00%
Last UpdatedMay 8, 2026
Details

As Low As

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
7.24%
APR7.24%
Last UpdatedMay 8, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Church Loans
7.25%
APR7.25%
Last UpdatedMay 8, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.25%
APR7.25%
Last UpdatedMay 8, 2026
Details

over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Land Loans
7.25%
APR7.25%
Last UpdatedMay 8, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
HE Loan
7.25%
APR7.25%
Last UpdatedMay 8, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
7.49%
APR7.49%
Last UpdatedMay 8, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
7.50%
APR7.50%
Last UpdatedMay 8, 2026
Details

As Low As

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loans
7.50%
APR7.50%
Last UpdatedMay 8, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
APR7.50%
Last UpdatedMay 8, 2026
Details

No additional details available.

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal
7.50%
APR7.50%
Last UpdatedMay 8, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.50%
APR7.50%
Last UpdatedMay 8, 2026
Details

up to $250,000; As Low As; 10 year fixed

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Unimproved Property Loan
7.67%
APR7.67%
Last UpdatedMay 8, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
7.74%
APR7.74%
Last UpdatedMay 8, 2026
Details

No additional details available.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Unimproved Property Loan
7.87%
APR7.87%
Last UpdatedMay 8, 2026
Details

No additional details available.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Loans
7.90%
APR7.90%
Last UpdatedMay 8, 2026
Details

No additional details available.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
7.90%
APR7.90%
Last UpdatedMay 8, 2026
Details

No additional details available.

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Lifestyle Loans
7.99%
APR7.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
7.99%
APR7.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Foothills Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Personal
7.99%
APR7.99%
Last UpdatedMay 8, 2026
Details

As Low As

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Signature Loans
8.00%
APR8.00%
Last UpdatedMay 8, 2026
Details

As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
New Major Appliances and Personal Computers
8.25%
APR8.25%
Last UpdatedMay 8, 2026
Details

As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Unimproved Property Loan
8.28%
APR8.28%
Last UpdatedMay 8, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Personal Loan
8.45%
APR8.45%
Last UpdatedMay 8, 2026
Details

As Low As

Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature/Co-Signer Loans
8.49%
APR8.49%
Last UpdatedMay 8, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
8.49%
APR8.49%
Last UpdatedMay 8, 2026
Details

No additional details available.

EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★
Signature 6 - 60 mos.
8.50%
APR8.50%
Last UpdatedMay 8, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
8.50%
APR8.50%
Last UpdatedMay 8, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Borrow and Save Loans
8.50%
APR8.50%
Last UpdatedMay 8, 2026
Details

No additional details available.

FAMILY ADVANTAGE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
Personal
8.65%
APR8.65%
Last UpdatedMay 8, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loans
8.74%
APR8.74%
Last UpdatedMay 8, 2026
Details

No additional details available.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
8.99%
APR8.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
APR8.99%
Last UpdatedMay 8, 2026
Details

As Low As; Including Debt Consolidation

Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Signature
8.99%
APR8.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Holley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Unsecured Loans
9.00%
APR9.00%
Last UpdatedMay 8, 2026
Details

No additional details available.

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Debt Consolidation
9.20%
APR9.20%
Last UpdatedMay 8, 2026
Details

$26,000 Maximum

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Personal
9.20%
APR9.20%
Last UpdatedMay 8, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loans
9.24%
APR9.24%
Last UpdatedMay 8, 2026
Details

No additional details available.

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Debt Consolidation
9.24%
APR9.24%
Last UpdatedMay 8, 2026
Details

No additional details available.

OMC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal
9.25%
APR9.25%
Last UpdatedMay 8, 2026
Details

As Low As

Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Personal Loans
9.49%
APR9.49%
Last UpdatedMay 8, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
9.50%
APR9.50%
Last UpdatedMay 8, 2026
Details

As Low As

BCBST Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
9.50%
APR9.50%
Last UpdatedMay 8, 2026
Details

Up to $5,000

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Debt Consolidation Loan
9.75%
APR9.75%
Last UpdatedMay 8, 2026
Details

Minimum $7,500 - maximum $35,000

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Signature
9.75%
APR9.75%
Last UpdatedMay 8, 2026
Details

No additional details available.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Vacation Loans
9.75%
APR9.75%
Last UpdatedMay 8, 2026
Details

As Low As

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Appy Assist Loans
9.75%
APR9.75%
Last UpdatedMay 8, 2026
Details

As Low As

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
APR9.75%
Last UpdatedMay 8, 2026
Details

As Low As

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Line-of-Credit
9.90%
APR9.90%
Last UpdatedMay 8, 2026
Details

No additional details available.

Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal/Unsecured Loans
9.90%
APR9.90%
Last UpdatedMay 8, 2026
Details

No additional details available.

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Debt Consolidation Loans
9.95%
APR9.95%
Last UpdatedMay 8, 2026
Details

As Low As; Rates as low as 9.95%

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Emergency Loans
9.95%
APR9.95%
Last UpdatedMay 8, 2026
Details

As Low As; Rates as low as 9.95%

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Personal Loans
9.95%
APR9.95%
Last UpdatedMay 8, 2026
Details

As Low As; Rates as low as 9.95%

Patriot Equity Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
Personal Unsecured
9.99%
APR9.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

ORNL
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal
9.99%
APR9.99%
Last UpdatedMay 8, 2026
Details

As Low As; See disclosure section below for details

Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Signature
9.99%
APR9.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Personal
9.99%
APR9.99%
Last UpdatedMay 8, 2026
Details

As Low As

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loans
9.99%
APR9.99%
Last UpdatedMay 8, 2026
Details

As Low As; Competitive rates

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Signature Loan
9.99%
APR9.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
APR9.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
9.99%
APR9.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Share Loan
10.00%
APR10.00%
Last UpdatedMay 8, 2026
Details

No additional details available.

Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Signature
10.00%
APR10.00%
Last UpdatedMay 8, 2026
Details

APR as low as

BMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Unsecured
10.00%
APR10.00%
Last UpdatedMay 8, 2026
Details

As Low As; MAX. limit <2000$ Terms @ 12months

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Personal Loans
10.00%
APR10.00%
Last UpdatedMay 8, 2026
Details

As Low As

Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Signature Loan
10.22%
APR10.22%
Last UpdatedMay 8, 2026
Details

No additional details available.

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Personal Loans
10.24%
APR10.24%
Last UpdatedMay 8, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans (36 months)
10.25%
APR10.25%
Last UpdatedMay 8, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans (48 months,
10.50%
APR10.50%
Last UpdatedMay 8, 2026
Details

$5,000+

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
10.50%
APR10.50%
Last UpdatedMay 8, 2026
Details

As Low As

Old Hickory Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
Personal
10.50%
APR10.50%
Last UpdatedMay 8, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loans
10.74%
APR10.74%
Last UpdatedMay 8, 2026
Details

No additional details available.

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 60 months
10.79%
APR10.79%
Last UpdatedMay 8, 2026
Details

As Low As

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
10.99%
APR10.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature
10.99%
APR10.99%
Last UpdatedMay 8, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 72 months
10.99%
APR10.99%
Last UpdatedMay 8, 2026
Details

As Low As

Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Signature
10.99%
APR10.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
11.50%
APR11.50%
Last UpdatedMay 8, 2026
Details

As Low As

Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal/Unsecured Loans
11.90%
APR11.90%
Last UpdatedMay 8, 2026
Details

No additional details available.

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Signature Loan - 36 Months
11.99%
APR11.99%
Last UpdatedMay 8, 2026
Details

As Low As; APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. New money only. Eligibility required.

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Relationship Signature Loan
11.99%
APR11.99%
Last UpdatedMay 8, 2026
Details

As Low As; *APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
11.99%
APR11.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Credit Builder Loan
12.00%
APR12.00%
Last UpdatedMay 8, 2026
Details

No additional details available.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
12-12-12 Specialty Loan
12.00%
APR12.00%
Last UpdatedMay 8, 2026
Details

No additional details available.

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.88%
Unsecured/Signature
12.25%
APR12.25%
Last UpdatedMay 8, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Personal Loan
12.35%
APR12.35%
Last UpdatedMay 8, 2026
Details

No additional details available.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Signature Loan (Unsecured)
12.49%
APR12.49%
Last UpdatedMay 8, 2026
Details

As Low As; Fixed

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
APR12.50%
Last UpdatedMay 8, 2026
Details

As Low As

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Personal Loans
12.90%
APR12.90%
Last UpdatedMay 8, 2026
Details

As Low As

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Signature
12.90%
APR12.90%
Last UpdatedMay 8, 2026
Details

No additional details available.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Signature Loan Variable Rate
12.94%
APR12.94%
Last UpdatedMay 8, 2026
Details

As Low As

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal Loan
12.99%
APR12.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature - LOC, Monthly Payment
13.00%
APR13.00%
Last UpdatedMay 8, 2026
Details

As Low As

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature Loan
13.00%
APR13.00%
Last UpdatedMay 8, 2026
Details

As Low As

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature Loans - Non-LOC
13.00%
APR13.00%
Last UpdatedMay 8, 2026
Details

As Low As

FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Personal Loan
13.00%
APR13.00%
Last UpdatedMay 8, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Lines of Credit
13.50%
APR13.50%
Last UpdatedMay 8, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
APR13.74%
Last UpdatedMay 8, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
APR13.74%
Last UpdatedMay 8, 2026
Details

No additional details available.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Ultra Loan (Unsecured)
13.99%
APR13.99%
Last UpdatedMay 8, 2026
Details

As Low As; Fixed

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Lemonade Loan
13.99%
APR13.99%
Last UpdatedMay 8, 2026
Details

Starting at 13.99%

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Personal Loan
13.99%
APR13.99%
Last UpdatedMay 8, 2026
Details

Starting at 13.99%

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Signature Cash Back
14.25%
APR14.25%
Last UpdatedMay 8, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedMay 8, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedMay 8, 2026
Details

As Low As

Dixie Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
VACATION LOAN
15.00%
APR15.00%
Last UpdatedMay 8, 2026
Details

*12month term max*

Dixie Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
SIGNATURE LOAN
15.00%
APR15.00%
Last UpdatedMay 8, 2026
Details

UP TO $5000

Dixie Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
EMERGENCY LOAN
15.00%
APR15.00%
Last UpdatedMay 8, 2026
Details

UP TO $1000

BMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Unsecured
15.00%
APR15.00%
Last UpdatedMay 8, 2026
Details

As Low As; MAX. limit @ $2001 to $5000 Terms @ 36months

LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Anytime Loan
16.00%
APR16.00%
Last UpdatedMay 8, 2026
Details

No additional details available.

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Stretch*
17.00%
APR17.00%
Last UpdatedMay 8, 2026
Details

As Low As

Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal/Unsecured Loans
17.90%
APR17.90%
Last UpdatedMay 8, 2026
Details

No additional details available.

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature
17.99%
APR17.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Personal Loans
18.00%
APR18.00%
Last UpdatedMay 8, 2026
Details

No additional details available.

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Personal / Signature
18.00%
APR18.00%
Last UpdatedMay 8, 2026
Details

No additional details available.

Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal/Unsecured Loans
18.00%
APR18.00%
Last UpdatedMay 8, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
APR5.15%
Last UpdatedMay 8, 2026
Details

No additional details available.

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loans
7.50%
APR7.50%
Last UpdatedMay 8, 2026
Details

As Low As

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Loans
7.90%
APR7.90%
Last UpdatedMay 8, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Personal Loan
8.45%
APR8.45%
Last UpdatedMay 8, 2026
Details

As Low As

Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Personal Loans
9.49%
APR9.49%
Last UpdatedMay 8, 2026
Details

No additional details available.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
APR9.75%
Last UpdatedMay 8, 2026
Details

As Low As

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Personal Loans
9.95%
APR9.95%
Last UpdatedMay 8, 2026
Details

As Low As; Rates as low as 9.95%

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loans
9.99%
APR9.99%
Last UpdatedMay 8, 2026
Details

As Low As; Competitive rates

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Personal Loans
10.00%
APR10.00%
Last UpdatedMay 8, 2026
Details

As Low As

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Personal Loans
10.24%
APR10.24%
Last UpdatedMay 8, 2026
Details

No additional details available.

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Personal Loan
12.35%
APR12.35%
Last UpdatedMay 8, 2026
Details

No additional details available.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
APR12.50%
Last UpdatedMay 8, 2026
Details

As Low As

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Personal Loans
12.90%
APR12.90%
Last UpdatedMay 8, 2026
Details

As Low As

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal Loan
12.99%
APR12.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Personal Loan
13.00%
APR13.00%
Last UpdatedMay 8, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
APR13.74%
Last UpdatedMay 8, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
APR13.74%
Last UpdatedMay 8, 2026
Details

As Low As

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Personal Loan
13.99%
APR13.99%
Last UpdatedMay 8, 2026
Details

Starting at 13.99%

Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Personal Loans
18.00%
APR18.00%
Last UpdatedMay 8, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Debt Consolidation
9.20%
APR9.20%
Last UpdatedMay 8, 2026
Details

$26,000 Maximum

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Debt Consolidation
9.24%
APR9.24%
Last UpdatedMay 8, 2026
Details

No additional details available.

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Debt Consolidation Loan
9.75%
APR9.75%
Last UpdatedMay 8, 2026
Details

Minimum $7,500 - maximum $35,000

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Debt Consolidation Loans
9.95%
APR9.95%
Last UpdatedMay 8, 2026
Details

As Low As; Rates as low as 9.95%

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedMay 8, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedMay 8, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
New South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
SIGNATURE LOAN
6.99%
APR6.99%
Last UpdatedMay 8, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
APR7.50%
Last UpdatedMay 8, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
7.50%
APR7.50%
Last UpdatedMay 8, 2026
Details

As Low As

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Signature Loans
8.00%
APR8.00%
Last UpdatedMay 8, 2026
Details

As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature/Co-Signer Loans
8.49%
APR8.49%
Last UpdatedMay 8, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
8.50%
APR8.50%
Last UpdatedMay 8, 2026
Details

As Low As

EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★
Signature 6 - 60 mos.
8.50%
APR8.50%
Last UpdatedMay 8, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loans
8.74%
APR8.74%
Last UpdatedMay 8, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
APR8.99%
Last UpdatedMay 8, 2026
Details

As Low As; Including Debt Consolidation

Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Signature
8.99%
APR8.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loans
9.24%
APR9.24%
Last UpdatedMay 8, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
9.50%
APR9.50%
Last UpdatedMay 8, 2026
Details

As Low As

BCBST Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
9.50%
APR9.50%
Last UpdatedMay 8, 2026
Details

Up to $5,000

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Signature
9.75%
APR9.75%
Last UpdatedMay 8, 2026
Details

No additional details available.

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
APR9.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Signature Loan
9.99%
APR9.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Signature
9.99%
APR9.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Signature
10.00%
APR10.00%
Last UpdatedMay 8, 2026
Details

APR as low as

Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Signature Loan
10.22%
APR10.22%
Last UpdatedMay 8, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans (36 months)
10.25%
APR10.25%
Last UpdatedMay 8, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans (48 months,
10.50%
APR10.50%
Last UpdatedMay 8, 2026
Details

$5,000+

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
10.50%
APR10.50%
Last UpdatedMay 8, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loans
10.74%
APR10.74%
Last UpdatedMay 8, 2026
Details

No additional details available.

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 60 months
10.79%
APR10.79%
Last UpdatedMay 8, 2026
Details

As Low As

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature
10.99%
APR10.99%
Last UpdatedMay 8, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 72 months
10.99%
APR10.99%
Last UpdatedMay 8, 2026
Details

As Low As

Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Signature
10.99%
APR10.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
11.50%
APR11.50%
Last UpdatedMay 8, 2026
Details

As Low As

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Relationship Signature Loan
11.99%
APR11.99%
Last UpdatedMay 8, 2026
Details

As Low As; *APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Signature Loan - 36 Months
11.99%
APR11.99%
Last UpdatedMay 8, 2026
Details

As Low As; APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. New money only. Eligibility required.

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.88%
Unsecured/Signature
12.25%
APR12.25%
Last UpdatedMay 8, 2026
Details

No additional details available.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Signature Loan (Unsecured)
12.49%
APR12.49%
Last UpdatedMay 8, 2026
Details

As Low As; Fixed

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Signature
12.90%
APR12.90%
Last UpdatedMay 8, 2026
Details

No additional details available.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Signature Loan Variable Rate
12.94%
APR12.94%
Last UpdatedMay 8, 2026
Details

As Low As

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature - LOC, Monthly Payment
13.00%
APR13.00%
Last UpdatedMay 8, 2026
Details

As Low As

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature Loan
13.00%
APR13.00%
Last UpdatedMay 8, 2026
Details

As Low As

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature Loans - Non-LOC
13.00%
APR13.00%
Last UpdatedMay 8, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Signature Cash Back
14.25%
APR14.25%
Last UpdatedMay 8, 2026
Details

No additional details available.

Dixie Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
SIGNATURE LOAN
15.00%
APR15.00%
Last UpdatedMay 8, 2026
Details

UP TO $5000

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature
17.99%
APR17.99%
Last UpdatedMay 8, 2026
Details

No additional details available.

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Personal / Signature
18.00%
APR18.00%
Last UpdatedMay 8, 2026
Details

No additional details available.

No home improvement personal loan rates found in Duff, TN currently.

Duff, TN Personal Loan Rate Trends

Compare local Duff, TN personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Tennessee Personal Loan Trends →
Personal Loan — TN Avg
10.978%
▼ 0.403 vs 7 days ago

Tennessee personal loan rates fell 0.403 points over the past 7 days to 10.978% APR.

Signature Loan — TN Avg
10.902%
▲ 0.055 vs 7 days ago

Tennessee signature loan rates rose 0.055 points over the past 7 days to 10.902% APR.

As of May 8, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Tennessee?

Most lenders in Duff, Tennessee require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Tennessee often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Duff, Tennessee require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Tennessee?

Yes. Debt consolidation is one of the most common uses of personal loans in Duff, Tennessee. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Duff, Tennessee?

Credit unions in Duff, Tennessee often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Duff, Tennessee?

  • Alcoa Tenn Federal Credit Union: 4.79% (Consumer Loans)
  • Firefighters First Federal Credit Union: 4.99% (Fire Station Loans)
  • Knoxville TVA Employees Credit Union: 4.99% (LIMITED-TIME New Rec Loan Rate Special 2021-2026)
  • United Southeast Federal Credit Union: 5.15% (Personal Loans)
  • Clinchfield Federal Credit Union: 5.60% (New Recreational Equipment Loans - Models 5 years or newer)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Duff, Tennessee. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 7, 2026.