Best Personal Loan Rates in Simpsonville, South Carolina (SC) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Simpsonville, South Carolina include: Greenville Heritage Federal Credit UnionGreenville Heritage Federal Credit Union350 Harrison Bridge Rd, Simpsonville, SC, 29680A+5.0 ★Texas Ratio: 0.82% offering Signature & Revolving Credit at 8.95% APR, Sharonview Federal Credit UnionSharonview Federal Credit Union710 Fairview Rd, Simpsonville, SC, 29680A5.0 ★Texas Ratio: 10.83% offering All-Purpose Loan at 10.74% APR, CPM Federal Credit UnionCPM Federal Credit Union307 Harrison Bridge Rd, Simpsonville, SC, 29680A-4.9 ★Texas Ratio: 14.28% offering Personal Loan at 10.99% APR, Founders Federal Credit UnionFounders Federal Credit Union252 Harrison Bridge Rd, Simpsonville, SC, 29680A+5.0 ★Texas Ratio: 4.16% offering Personal Loan at 11.40% APR, and Mid Carolina Credit UnionMid Carolina Credit UnionA+5.0 ★Texas Ratio: 2.02% offering Share Loans at 4.00% APR. Personal loan rates as of May 18, 2026 according to verified data from MonitorBankRates.
Simpsonville has 4 local institutions in our database, with personal loan rates as low as 8.95% APR from Greenville Heritage Federal Credit Union at 350 Harrison Bridge Rd, Simpsonville, SC, 29680. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Simpsonville, South Carolina.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Simpsonville, South Carolina. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 18, 2026
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Minimum rate of 4.00%
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up to 240 months
up to 180 months
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$14,999
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$5,000.00; As Low As
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$15,000 -$25,000
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As Low As; Rates range from 9.99% to 18.00% APR*
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Loan amounts up to $15,000.00; Seasonal Christmas & Vacation Loans
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up to 48 months
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up to 48 months
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$500 - $25000
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As Low As; Rates range from 9.99% to 18.00% APR*
Loan amounts up to $15,000.00; Seasonal Christmas & Vacation Loans
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As Low As; Terms vary Rate Range 9.90% to 18.00%
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up to 48 months
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Simpsonville, SC Personal Loan Rate Trends
Compare local Simpsonville, SC personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
South Carolina personal loan rates fell 0.037 points over the past 7 days to 11.445% APR.
South Carolina signature loan rates currently average 11.111% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Simpsonville, South Carolina personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Simpsonville, South Carolina directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Simpsonville, South Carolina. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in SC.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in South Carolina?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in South Carolina?
Are credit unions or banks better for personal loans in Simpsonville, South Carolina?
What are the best personal loan rates in Simpsonville, South Carolina?
- Greenville Heritage Federal Credit Union: 8.95% (Signature & Revolving Credit)
- Sharonview Federal Credit Union: 10.74% (All-Purpose Loan)
- CPM Federal Credit Union: 10.99% (Personal Loan)
- Founders Federal Credit Union: 11.40% (Personal Loan)
- Mid Carolina Credit Union: 4.00% (Share Loans)
Simpsonville, South Carolina Rates & Resources
Personal Loan Calculators
