Best Personal Loan Rates in Mapleton, North Dakota (ND) - March 2026
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Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to North Dakota borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Mapleton, North Dakota include: Tel-U-Watt Federal Credit UnionTel-U-Watt Federal Credit Union24 2nd Ave SE, Minot, ND, 58701A+5.0 ★Texas Ratio: 0.00% offering 2023 & Newer Recreational Loan at 5.00% APR, Aspire Community Federal Credit UnionAspire Community Federal Credit Union1430 S BROADWAY, MINOT, ND, 58701 5933A+5.0 ★Texas Ratio: 3.85% offering Recreational Loans at 6.25% APR, MINOT AREA SCHOOLSMINOT AREA SCHOOLS215 2nd St SE, Minot, ND, 58701A5.0 ★Texas Ratio: 13.80% offering Unsecured Loan at 8.49% APR, Med Park Credit UnionMed Park Credit Union2150 32nd Ave S Ste E, Grand Forks, ND, 58201A+5.0 ★Texas Ratio: 0.18% offering Signature Loan at 9.00% APR, and Service Federal Credit UnionService Federal Credit Union589 Holzapple St Bldg 210, Grand Forks Afb, ND, 58204 1020A5.0 ★Texas Ratio: 11.03% offering Energy Efficiency Loan at 9.24% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Mapleton, North Dakota can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Mapleton, North Dakota.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Mapleton, North Dakota. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Tel-U-Watt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 2nd Ave SE, Minot, ND, 58701
2023 & Newer Recreational Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Tel-U-Watt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 2nd Ave SE, Minot, ND, 58701
2022 & Older Recreational Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND, 58701 5933
Recreational Loans
6.25%
▼
APR6.25%
Last UpdatedMarch 22, 2026
Details
As Low As
Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND, 58701 5933
Equipment Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details
As Low As
MINOT AREA SCHOOLS
Institution Rating:
A5.0 ★Texas Ratio: 13.80%
215 2nd St SE, Minot, ND, 58701
Unsecured Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Med Park Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2150 32nd Ave S Ste E, Grand Forks, ND, 58201
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
589 Holzapple St Bldg 210, Grand Forks Afb, ND, 58204 1020
Energy Efficiency Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 22, 2026
Details
As Low As
POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 22, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
1575 17th Ave S, Grand Forks, ND, 58201
Unsecured (signature) Loans
9.95%
▼
APR9.95%
Last UpdatedMarch 22, 2026
Details
As Low As
POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedMarch 22, 2026
Details
As Low As
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
589 Holzapple St Bldg 210, Grand Forks Afb, ND, 58204 1020
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 22, 2026
Details
As Low As
Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
615 S Broadway, Minot, ND, 58701 4473
Unsecured Loan
11.74%
▼
APR11.74%
Last UpdatedMarch 22, 2026
Details
As Low As
Northern Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
3030 Demers Ave, Grand Forks, ND, 58201
Signature Loans
12.00%
▼
APR12.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
204 W Thayer Ave, Bismarck, ND, 58501
Unsecured - Signature Loan/Line
12.00%
▼
APR12.00%
Last UpdatedMarch 22, 2026
Details
As Low As; to 21.25%
Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
1462 Broadway N, Fargo, ND, 58102
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 22, 2026
Details
As Low As; Signature
POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
12.25%
▼
APR12.25%
Last UpdatedMarch 22, 2026
Details
As Low As
United Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
1001 1st Ave N, Fargo, ND, 58102
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
15.25%
▼
APR15.25%
Last UpdatedMarch 22, 2026
Details
As Low As
POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
17.25%
▼
APR17.25%
Last UpdatedMarch 22, 2026
Details
As Low As
Tel-U-Watt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 2nd Ave SE, Minot, ND, 58701
Signature Note
18.00%
▼
APR18.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
18.00%
▼
APR18.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 22, 2026
Details
As Low As
POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedMarch 22, 2026
Details
As Low As
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
589 Holzapple St Bldg 210, Grand Forks Afb, ND, 58204 1020
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 22, 2026
Details
As Low As
POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
12.25%
▼
APR12.25%
Last UpdatedMarch 22, 2026
Details
As Low As
United Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
1001 1st Ave N, Fargo, ND, 58102
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedMarch 22, 2026
Details
No additional details available.
POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
15.25%
▼
APR15.25%
Last UpdatedMarch 22, 2026
Details
As Low As
POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
17.25%
▼
APR17.25%
Last UpdatedMarch 22, 2026
Details
As Low As
POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
18.00%
▼
APR18.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Powered by
MonitorBankRates
No debt consolidation personal loan rates found in Mapleton, ND currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Med Park Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2150 32nd Ave S Ste E, Grand Forks, ND, 58201
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details
As Low As
University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
1575 17th Ave S, Grand Forks, ND, 58201
Unsecured (signature) Loans
9.95%
▼
APR9.95%
Last UpdatedMarch 22, 2026
Details
As Low As
Northern Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
3030 Demers Ave, Grand Forks, ND, 58201
Signature Loans
12.00%
▼
APR12.00%
Last UpdatedMarch 22, 2026
Details
As Low As
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
204 W Thayer Ave, Bismarck, ND, 58501
Unsecured - Signature Loan/Line
12.00%
▼
APR12.00%
Last UpdatedMarch 22, 2026
Details
As Low As; to 21.25%
Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
1462 Broadway N, Fargo, ND, 58102
Signature Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 22, 2026
Details
As Low As; Signature
Tel-U-Watt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 2nd Ave SE, Minot, ND, 58701
Signature Note
18.00%
▼
APR18.00%
Last UpdatedMarch 22, 2026
Details
No additional details available.
Powered by
MonitorBankRates
No home improvement personal loan rates found in Mapleton, ND currently.
Frequently Asked Questions
What credit score do I need for a personal loan in North Dakota?
Most lenders in Mapleton, North Dakota require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in North Dakota often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Mapleton, North Dakota require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in North Dakota?
Yes. Debt consolidation is one of the most common uses of personal loans in Mapleton, North Dakota. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Mapleton, North Dakota?
Credit unions in Mapleton, North Dakota often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Mapleton, North Dakota?
- Tel-U-Watt Federal Credit Union: 5.00% (2023 & Newer Recreational Loan)
- Aspire Community Federal Credit Union: 6.25% (Recreational Loans)
- MINOT AREA SCHOOLS: 8.49% (Unsecured Loan)
- Med Park Credit Union: 9.00% (Signature Loan)
- Service Federal Credit Union: 9.24% (Energy Efficiency Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Mapleton, North Dakota. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 21, 2026.
Personal Loan Calculators
