CD Rates Mapleton, North Dakota (ND) for March 2026
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Current Mapleton, North Dakota CD rates include Dakota Plains Credit UnionDakota Plains Credit Union212 5th Ave, Edgeley, ND 58433A5.0 ★Texas Ratio: 8.57% offering 24 Month IRA CD Certificates of Deposit (CDs) at 4.50% APY, Med Park Credit UnionMed Park Credit Union2150 32nd Ave S Ste E, Grand Forks, ND 58201A+5.0 ★Texas Ratio: 0.18% offering 6 Month CD at 4.10% APY, Fargo Public Schools Federal Credit UnionFargo Public Schools Federal Credit Union1462 Broadway N, Fargo, ND 58102A+5.0 ★Texas Ratio: 0.04% offering 6 Month Share Certificate at 4.00% APY, KodaBankKodaBank104 S Main St, Drayton, ND 58225A+5.0 ★Texas Ratio: 0.61% offering 3 Month CD at 3.80% APY, and Rolette State BankRolette State Bank209 Main Street, Rolette, ND 58366A+5.0 ★Texas Ratio: 3.47% offering 60 Month CD at 3.79% APY.
To help you find the best CD rates in Mapleton, North Dakota, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 20, 2026
Mapleton, ND CD Rate Trends
Compare local Mapleton, ND CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — ND Avg
2.905%
▼ 0.203 from last week
North Dakota 12-month CD rates fell 0.203 points this week to 2.905% APY, down from 3.108% last week.
6-Month CD — ND Avg
2.890%
▲ 0.368 from last week
North Dakota 6-month CD rates rose 0.368 points this week to 2.890% APY, up from 2.522% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Best CD Rates in Mapleton, North Dakota & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
3 Month CD
$100,000
3.80%
▼
Rate3.75%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
First State Bank of Harvey
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
700 Lincoln Ave, Harvey, ND 58341
3 Month CD
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
compounded at maturity
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
3 Month CD
$25,000
3.70%
▼
Rate3.65%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
3 Month (91 Day) CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $99,999.01 or more
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
3 Month CD
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
3 Month (91 Day) CD
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $500 - $99,999
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
204 W Thayer Ave, Bismarck, ND 58501
Certificates of Deposit Minimum Balance 3-Month
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$500
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
3 Month CD
$1,000
3.55%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
3000 25th St S, Fargo, ND 58103
3 Month Certificate of Deposit
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Gate City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
500 2nd Ave N, Fargo, ND 58102
3 Month Relationship CD
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
13 Main Ave N, Kulm, ND 58456
3 Month CD
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Dakota Western Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
202 S Main St, Bowman, ND 58623
3 Month CD
$500
3.24%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 13, 2026
Details
Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
13 Main Ave N, Kulm, ND 58456
3 Month CD
$500
3.19%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Med Park Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2150 32nd Ave S Ste E, Grand Forks, ND 58201
6 Month CD
$0
4.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
1462 Broadway N, Fargo, ND 58102
6 Month Share Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First State Bank of Harvey
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
700 Lincoln Ave, Harvey, ND 58341
6 Month CD
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
compounded at maturity
Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
13 Main Ave N, Kulm, ND 58456
6 Month CD
$500
3.79%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
6 Month CD
$100,000
3.78%
▼
Rate3.75%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
209 Main Street, Rolette, ND 58366
6 Month CD
$0
3.68%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
13 Main Ave N, Kulm, ND 58456
6 Month CD
$500
3.68%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
6 Month CD
$25,000
3.68%
▼
Rate3.65%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
6 Month (182 Day) CD
$0
3.58%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $99,999.01 or more
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
6 Month CD
$1,000
3.58%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
615 S Broadway, Minot, ND 58701 4473
6 Month CD
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
3000 25th St S, Fargo, ND 58103
6 Month Certificate of Deposit
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
204 W Thayer Ave, Bismarck, ND 58501
Certificates of Deposit Minimum Balance 6-Month
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$500
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
6 Month CD
$1,000
3.55%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
6 Month (182 Day) CD
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $500 - $99,999
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
3000 25th St S, Fargo, ND 58103
12 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
209 Main Street, Rolette, ND 58366
12 Month CD
$0
3.68%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Med Park Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2150 32nd Ave S Ste E, Grand Forks, ND 58201
12 Month CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
1 year (12 Month) CD
$0
3.55%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $99,999.01 or more
Hometown Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
18 MAIN AVE S, KULM, ND 58456
Share Certificates 12 month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Early Withdrawal Penalty: 90 days dividends
Hometown Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
18 MAIN AVE S, KULM, ND 58456
Share Certificates 12 month Youth (ages 21 yrs & younger)
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Early Withdrawal Penalty: 90 days dividends
Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
12 month CD Investments
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
1 year (12 Month) CD
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $500 - $99,999
Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
13 Main Ave N, Kulm, ND 58456
12 Month CD
$500
3.50%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
12 Month CD
$100,000
3.50%
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND 58701 5933
12 Month Share Certificate
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum deposit: $500
Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND 58701 5933
Grow With Me CD 12 Month
$100
3.45%
▼
Rate3.40%
Min Deposit$100
Min Balance—
UpdatedMar 16, 2026
Details
Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND 58701 5933
IRA Certificate 12 Month
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum deposit: $500
Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2911 N 14th St, Bismarck, ND 58503
12 Month CD
$500
3.45%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Substantial Penalty for early withdrawal. Other conditions may apply.
First State Bank of Harvey
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
700 Lincoln Ave, Harvey, ND 58341
12 Month CD
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
212 5th Ave, Edgeley, ND 58433
18 Month IRA CD Certificates of Deposit (CDs)
$0
4.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
3000 25th St S, Fargo, ND 58103
18 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
209 Main Street, Rolette, ND 58366
18 Month CD
$0
3.68%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2911 N 14th St, Bismarck, ND 58503
18 Month IRA CD
$1,000
3.51%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Substantial Penalty for early withdrawal. Other conditions may apply.
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
18 Month CD
$0
3.33%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $99,999.01 or more
Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2911 N 14th St, Bismarck, ND 58503
18 Month CD
$2,500
3.31%
▼
Rate3.30%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
Substantial Penalty for early withdrawal. Other conditions may apply.
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
18 Month CD
$0
3.28%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $500 - $99,999
Goose River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
44 Main St W, Mayville, ND 58257
18 month CD
$1,000
3.08%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
First State Bank of Harvey
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
700 Lincoln Ave, Harvey, ND 58341
18 Month CD
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First State Bank of Harvey
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
700 Lincoln Ave, Harvey, ND 58341
18 Month IRA
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
13 Main Ave N, Kulm, ND 58456
18 Month CD
$500
3.02%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
18 month CD Investments
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
204 W Thayer Ave, Bismarck, ND 58501
Certificates of Deposit Minimum Balance 18-Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$500
Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
13 Main Ave N, Kulm, ND 58456
18 Month CD
$500
2.92%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
1462 Broadway N, Fargo, ND 58102
18 Month Share Certificate
$0
2.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
212 5th Ave, Edgeley, ND 58433
24 Month IRA CD Certificates of Deposit (CDs)
$0
4.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
3000 25th St S, Fargo, ND 58103
24 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
24 Month CD
$100,000
3.50%
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
24 Month CD
$25,000
3.40%
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
24 month CD Investments
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
2 Year (24 Month) CD
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $99,999.01 or more
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
24 Month CD
$1,000
3.30%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Dakota Western Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
202 S Main St, Bowman, ND 58623
24-Month CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 13, 2026
Details
Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
615 S Broadway, Minot, ND 58701 4473
24 Month CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND 58701 5933
24 Month Share Certificate
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum deposit: $500
Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND 58701 5933
Grow With Me CD 24 Month
$100
3.25%
▼
Rate3.21%
Min Deposit$100
Min Balance—
UpdatedMar 16, 2026
Details
Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND 58701 5933
IRA Certificate 24 Month
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum deposit: $500
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
2 Year (24 Month) CD
$0
3.25%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $500 - $99,999
First State Bank (ND)
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
423 Broadway, Buxton, ND 58218
2 Year Certificate of Deposit
$2,500
3.10%
▼
Rate3.10%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
First State Bank of Harvey
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
700 Lincoln Ave, Harvey, ND 58341
24 Month CD
$0
3.05%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
3000 25th St S, Fargo, ND 58103
36 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
36 Month CD
$100,000
3.50%
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
36 Month CD
$25,000
3.40%
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
3 Year (36 Month) CD
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $99,999.01 or more
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
36 Month CD
$1,000
3.30%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Dakota Western Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
202 S Main St, Bowman, ND 58623
36-Month CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 13, 2026
Details
Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
615 S Broadway, Minot, ND 58701 4473
36 Month CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND 58701 5933
36 Month Share Certificate
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum deposit: $500
Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND 58701 5933
IRA Certificate 36 Month
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum deposit: $500
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
3 Year (36 Month) CD
$0
3.25%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $500 - $99,999
First State Bank (ND)
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
423 Broadway, Buxton, ND 58218
3 Year Certificate of Deposit
$2,500
3.10%
▼
Rate3.10%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
Goose River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
44 Main St W, Mayville, ND 58257
36 month CD
$1,000
3.02%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
36 month CD Investments
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
First State Bank (ND)
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
423 Broadway, Buxton, ND 58218
3 Year Certificate of Deposit
$2,500
3.00%
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
1462 Broadway N, Fargo, ND 58102
36 Month Share Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
3000 25th St S, Fargo, ND 58103
48 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
209 Main Street, Rolette, ND 58366
48 Month CD
$0
3.58%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Gate City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
500 2nd Ave N, Fargo, ND 58102
4 Year Relationship CD
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
48 Month CD
$100,000
3.50%
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
48 Month CD
$25,000
3.40%
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
48 Month CD
$1,000
3.30%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Dakota Western Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
202 S Main St, Bowman, ND 58623
48-Month CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 13, 2026
Details
Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
615 S Broadway, Minot, ND 58701 4473
48 Month CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND 58701 5933
48 Month Share Certificate
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum deposit: $500
Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND 58701 5933
IRA Certificate 48 Month
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum deposit: $500
Goose River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
44 Main St W, Mayville, ND 58257
48 month CD
$1,000
3.02%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2911 N 14th St, Bismarck, ND 58503
48 Month CD
$2,500
3.00%
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
Substantial Penalty for early withdrawal. Other conditions may apply.
Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
48 month CD Investments
$0
2.96%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
First State B&T Williston, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
24 Rr Avenue, Ray, ND 58849
48 Month CD
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
209 Main Street, Rolette, ND 58366
60 Month CD
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
3000 25th St S, Fargo, ND 58103
60 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
60 Month CD
$100,000
3.60%
▼
Rate3.60%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
60 Month CD
$25,000
3.50%
▼
Rate3.50%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
60 month CD Investments
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
60 Month CD
$1,000
3.40%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
5 Year (60 Month) CD
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $99,999.01 or more
Dakota Western Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.92%
202 S Main St, Bowman, ND 58623
60-Month CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 13, 2026
Details
Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
615 S Broadway, Minot, ND 58701 4473
60 Month CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND 58701 5933
60 Month Share Certificate
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum deposit: $500
Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND 58701 5933
IRA Certificate 60 Month
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum deposit: $500
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
5 Year (60 Month) CD
$0
3.25%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $500 - $99,999
Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1006 E Main St, Mandan, ND 58554 3762
60 month Bump Rate CD Investments
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
First State Bank (ND)
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
423 Broadway, Buxton, ND 58218
5 Year Certificate of Deposit
$2,500
3.10%
▼
Rate3.10%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
First State Bank of Harvey
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
700 Lincoln Ave, Harvey, ND 58341
60 Month CD
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Frequently Asked Questions about CD Rates in Mapleton, North Dakota
Are CD rates in Mapleton, North Dakota FDIC insured?
Yes, most established banks in Mapleton, North Dakota are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Mapleton, North Dakota?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Mapleton, North Dakota.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Mapleton, North Dakota may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Mapleton, North Dakota?
Here are recent top rates found for this area:
- Dakota Plains Credit Union: 4.50% APY (24 Month IRA CD Certificates of Deposit (CDs))
- Med Park Credit Union: 4.10% APY (6 Month CD)
- Fargo Public Schools Federal Credit Union: 4.00% APY (6 Month Share Certificate)
- KodaBank: 3.80% APY (3 Month CD)
- Rolette State Bank: 3.79% APY (60 Month CD)
- First State Bank of Harvey: 3.79% APY (6 Month CD)
- Heartland State Bank Edgeley, ND: 3.79% APY (6 Month CD)
- VISIONBank Saint Francis, MN: 3.75% APY (12 Month Certificate of Deposit)
- Bell Bank: 3.60% APY (3 Month (91 Day) CD)
- Hometown Credit Union: 3.55% APY (Share Certificates 12 month)
Rates reflect recent verified offers available in Mapleton, North Dakota. Last Updated: March 20, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Mapleton, North Dakota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mapleton, North Dakota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in ND.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 20, 2026
