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Mapleton, North Dakota CD Rates Today - Compare Best APYs for May 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: May 5, 2026

Current Mapleton, North Dakota CD rates include Dakota Plains Credit UnionDakota Plains Credit UnionA5.0 ★Texas Ratio: 8.57%Real return: +1.70%APY minus CPI (February 2026) offering 24 Month IRA CD at 4.50% APY, North Star Community Credit UnionNorth Star Community Credit UnionA5.0 ★Texas Ratio: 11.43%Real return: +1.70%APY minus CPI (February 2026) offering Youth 18 Month at 4.50% APY, First National B&T Co. of BottineauFirst National B&T Co. of BottineauA+5.0 ★Texas Ratio: 0.84%Real return: +1.34%APY minus CPI (February 2026) offering 60 Month CD at 4.14% APY, Med Park Credit UnionMed Park Credit UnionA+5.0 ★Texas Ratio: 0.18%Real return: +1.30%APY minus CPI (February 2026) offering 6 Month CD at 4.10% APY, and Fargo Public Schools Federal Credit UnionFargo Public Schools Federal Credit UnionA+5.0 ★Texas Ratio: 0.04%Real return: +1.20%APY minus CPI (February 2026) offering 6 Month Share Certificate at 4.00% APY. CD rates as of May 5, 2026 according to verified data from MonitorBankRates.

Mapleton is a smaller community with no bank or credit union branches currently in our database. 202 institutions serving the North Dakota area are available to Mapleton residents, with CD rates as high as 4.50% APY from Dakota Plains Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 5, 2026

Compare Best CD Rates in Mapleton, North Dakota & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
3 Month
$100,000
3.80%
View
▼
Rate3.75%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

First State Bank of Harvey
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
3 Month CD
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

compounded at maturity

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
3 Month
$25,000
3.70%
View
▼
Rate3.65%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

Vue Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
Certificate of Deposit 3 months
$1,000
3.65%
View
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
3 Month
$1,000
3.60%
View
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3 Month (91 Day) CD
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $99,999.01 or more; Maturity

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
3-Month
$500
3.55%
View
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3 Month (91 Day) CD
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $500 - $99,999; Maturity

VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
3 Month Certificate of Deposit
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Gate City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
3 Month Relationship CD
$0
3.40%
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$500
3.29%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$500
3.19%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
3 Months
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

North Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.43%
3 Month
$0
2.75%
View
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.58%
3 Months
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
3 Month
$0
0.90%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$50,000+

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
3 Month
$0
0.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
3 Month to $49,999
$0
0.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$25,000

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
3 Month
$0
0.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
3 Month to $24,999
$0
0.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$10,000

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
3 Month
$0
0.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
3 Month to $9,999
$0
0.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$500

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
3 Month Share Certificate
$0
0.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
3 Month Share Certificate
$0
0.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
3 Month Share Certificate
$0
0.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate Relationship
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate
$2,500
0.05%
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.05%
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Med Park Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
6 Month CD
$0
4.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
6 Month Share Certificate
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First State Bank of Harvey
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
6 Month CD
$0
3.79%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

compounded at maturity

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$500
3.79%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
6 Month
$100,000
3.78%
View
▼
Rate3.75%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

American Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
6-Month CD/IRA-CD
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
6 Month CD Certificates of Deposit (CDs)
$0
3.68%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$500
3.68%
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
6 Month CD
$2,500
3.68%
View
▼
Rate3.65%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
6 Month
$25,000
3.68%
View
▼
Rate3.65%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

North Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.43%
6 Month
$0
3.60%
View
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
6 Month
$1,000
3.58%
View
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
6 Month (182 Day) CD
$0
3.58%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $99,999.01 or more; Maturity

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
6-Month
$500
3.55%
View
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details

Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
6 Month CD
$0
3.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
6 Month Certificate of Deposit
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Vue Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
Certificate of Deposit 6 months
$1,000
3.55%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
6 Month (182 Day) CD
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $500 - $99,999; Maturity

First Western Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
6 Month CD
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
6 month
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
6 Month Share Certificate
$500
3.40%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Minimum deposit: $500

Community Credit Union New Rockford, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
6 Month Certificate
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
IRA Certificate 6 Month
$500
3.40%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Minimum deposit: $500

Gate City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
6 Month Relationship CD
$0
3.35%
View
▼
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Northern Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
6 Month CD
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
6 Months
$0
3.00%
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Dakota West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.58%
6 Months
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
6 Month
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$25,000+

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
6 Month - Youth
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$25,000+

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
6 Month to $24,999
$0
2.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$10,000

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
6 Month
$0
2.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
6 Month - Youth
$0
2.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$10,000-$24,999

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
6 Month - Youth
$0
1.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$50-$9,999

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
6 Month
$0
1.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
6 Month to $9,999
$0
1.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$500

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate Relationship
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate
$2,500
0.05%
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate CD
$2,500
0.05%
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Border Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
12 Month CD Special (Options12 CD)
$5,000
3.85%
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details

Limited time offer. Fixed rate CDs. You have the option during the original term of this account to exchange your interest rate for a new interest rate. The new interest rate will be the interest rate that the Bank is then offering on the equivalent Options12 CD product, provided you meet all other qualifying terms and conditions for this account. This exchange will be at no cost to you. If you make an exchange, the maturity date of this account will remain the same as originally scheduled. You may exercise this option once only during the original term. IRA and public money exempt from offer.

VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
12 Month Certificate of Deposit
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

FARGO VA
Institution Rating:
A5.0 ★Texas Ratio: 13.63%
12 Months Share Certificate
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
12 Month CD
$500
3.68%
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
12 Month CD Certificates of Deposit (CDs)
$0
3.68%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First National B&T Co. of Bottineau
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
12 Month CD
$0
3.68%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Med Park Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
12 Month CD
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1 Year (12 Month) CD
$0
3.55%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $99,999.01 or more; Maturity

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD
$500
3.50%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

United Valley Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.17%
1 Year
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1 Year (12 Month) CD
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $500 - $99,999; Maturity

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
12 month
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
12 Month
$100,000
3.50%
View
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 1 Year
$50,000
3.45%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
12 Month Share Certificate
$500
3.45%
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Minimum deposit: $500

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Grow With Me CD 12 Month
$100
3.45%
View
▼
Rate3.40%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
IRA Certificate 12 Month
$500
3.45%
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Minimum deposit: $500

Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD
$500
3.45%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

First State Bank of Harvey
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
12 Month CD
$0
3.44%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
12 Month
$25,000
3.40%
View
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD
$500
3.40%
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 1 Year
$25,000
3.35%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

Vue Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
Certificate of Deposit 12 months
$1,000
3.34%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details

Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
12 Month Growth Builder CD**
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
12 Month CD
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
12 Month
$1,000
3.30%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

North Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.43%
12 Month
$0
3.25%
View
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 1 Year
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Northern Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
12 Month CD
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
12-Month
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
12 Months
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
IRA 12 Months
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Community Credit Union New Rockford, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
1 Year Certificate
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Community Credit Union New Rockford, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
1 Year Jumbo Certificate
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month IRA Certificate
$100
3.00%
View
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month IRA CD
$100
3.00%
View
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Gate City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
1 Year Relationship CD
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Med Park Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
12 Month CD
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Includes: High-Yield Earnings; Guaranteed Fixed Rate; Automatic Renewal Option; Insured up to $250,000

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
12 Month
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$25,000+

Dakota West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.58%
12 Months
$0
2.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
12 Month Share Certificate
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
12 Month
$0
2.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
12 Month to $24,999
$0
2.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$10,000

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
12 Month
$0
2.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
12 Month to $9,999
$0
2.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$500

Western Cooperative Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
12 Month
$1,000
2.25%
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details

First State B&T Williston, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
12 Month CD
$0
1.90%
View
▼
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 year Standard Fixed Rate Relationship
$2,500
1.51%
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 year Standard Fixed Rate
$2,500
1.50%
View
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 year Standard Fixed Rate CD
$2,500
1.50%
View
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
North Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.43%
Youth 18 Month
$0
4.50%
View
▼
Rate4.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Must be under 18 to open. 18M allows add-ons & withdrawals (Min +/- $100 ) & a 1-time rate bump (must provide report card); MAXIMUM DEPOSIT OF $10,000.00, LIMIT ONE PER MEMBER

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
18 Month IRA CD
$0
4.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
18 Month Certificate of Deposit
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
18 Month CD
$500
3.68%
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
18 Month CD Certificates of Deposit (CDs)
$0
3.68%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
18 Month CD
$0
3.58%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $99,999.01 or more; Semiannually

First National B&T Co. of Bottineau
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
18 Month CD
$0
3.53%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
18 Month CD
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $500 - $99,999; Semiannually

Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month IRA CD
$1,000
3.51%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$2,500
3.31%
View
▼
Rate3.30%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

First State Bank of Harvey
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
18 Month CD
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First State Bank of Harvey
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
18 Month IRA
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$500
3.02%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
IRA 18 Months
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
18 month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
18 Months
$0
3.00%
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
18-Month
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$500
2.92%
View
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
18 Month Share Certificate
$0
2.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
18 Month Share Certificate
$0
2.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
18 Month Share Certificate
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Dakota West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.58%
18 Months
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
18 Month
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$25,000+

Community Credit Union New Rockford, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
18 Month Certificate
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Community Credit Union New Rockford, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
18 Month Jumbo Certificate
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
18 Month
$0
1.90%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
18 Month to $24,999
$0
1.90%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$10,000

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
18 Month
$0
1.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
18 Month to $9,999
$0
1.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$500

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
24 Month IRA CD
$0
4.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
24 Month Certificate of Deposit
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
2 Year (24 Month) CD
$0
3.55%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $99,999.01 or more; Annually

First National B&T Co. of Bottineau
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
24 Month CD
$0
3.53%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
24 Month
$100,000
3.50%
View
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
2 Year (24 Month) CD
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $500 - $99,999; Annually

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
24 Month
$25,000
3.40%
View
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
24 Month
$1,000
3.30%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
24 month
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
24 Month CD
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

United Valley Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.17%
2 Year
$0
3.25%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Grow With Me CD 24 Month
$100
3.25%
View
▼
Rate3.21%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
24 Month Share Certificate
$500
3.25%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Minimum deposit: $500

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
IRA Certificate 24 Month
$500
3.25%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Minimum deposit: $500

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 2 Year
$50,000
3.15%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 2 Year
$25,000
3.05%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

First State Bank of Harvey
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
24 Month CD
$0
3.05%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Vue Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
Certificate of Deposit 24 months
$1,000
3.03%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
24 Months
$0
3.00%
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
IRA 24 Months
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

North Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.43%
24 Month
$0
3.00%
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$500
3.00%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Gate City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2 Year Relationship CD
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
24 Month Share Certificate
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 2 Year
$500
2.95%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
24-Month
$500
2.95%
View
▼
Rate2.91%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$500
2.90%
View
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Dakota West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.58%
24 Months
$0
2.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Western Cooperative Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
24 Month
$1,000
2.50%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details

Northern Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
24 Month CD
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First State B&T Williston, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
24 Month CD
$0
2.00%
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
24 Month
$0
1.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$25,000+

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
24 Month
$0
1.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
24 Month to $24,999
$0
1.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$10,000

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
24 Month
$0
1.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
24 Month to $9,999
$0
1.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$500

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First National B&T Co. of Bottineau
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
36 Month CD, 2 Options
$0
3.79%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
36 Month Certificate of Deposit
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3 Year (36 Month) CD
$0
3.55%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $99,999.01 or more; Annually

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
36 Month
$100,000
3.50%
View
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3 Year (36 Month) CD
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $500 - $99,999; Annually

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
36 Month
$25,000
3.40%
View
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
36 Month
$1,000
3.30%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
36 Month Share Certificate
$500
3.25%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Minimum deposit: $500

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
IRA Certificate 36 Month
$500
3.25%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Minimum deposit: $500

Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
36 Month CD
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

United Valley Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.17%
3 Year
$0
3.25%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 3 Year
$50,000
3.10%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details

Gate City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
3 Year Relationship CD
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Dakota West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.58%
36 Months
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
36 Months
$0
3.00%
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month CD
$2,500
3.00%
View
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
36 Month Share Certificate
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
36 month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 3 Year
$25,000
3.00%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 3 Year
$500
2.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Bump Rate CD
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
36-Month
$500
2.50%
View
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details

First State B&T Williston, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
36 Month CD
$0
2.20%
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
36 Month
$0
1.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$25,000+

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
36 Month
$0
1.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
36 Month to $24,999
$0
1.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$10,000

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
36 Month
$0
1.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota Plains Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.57%
36 Month to $9,999
$0
1.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$500

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
48 Month Certificate of Deposit
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
48 Month CD
$500
3.58%
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
48 Month CD Certificates of Deposit (CDs)
$0
3.58%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
48 Month
$100,000
3.50%
View
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

Gate City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4 Year Relationship CD
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
48 Month
$25,000
3.40%
View
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
48 Month
$1,000
3.30%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
48 Month Share Certificate
$500
3.25%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Minimum deposit: $500

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
IRA Certificate 48 Month
$500
3.25%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Minimum deposit: $500

Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
48 Month CD
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Dakota West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.58%
48 Months
$0
3.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

North Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.43%
48 Month
$0
3.00%
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 4 Year
$50,000
3.00%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details

Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD
$2,500
3.00%
View
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
48 Months
$0
3.00%
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
48 month
$0
2.96%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Vue Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
Certificate of Deposit 48 months
$1,000
2.93%
View
▼
Rate2.90%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 4 Year
$25,000
2.90%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 4 Year
$500
2.80%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

First State B&T Williston, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
48 Month CD
$0
2.30%
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First National B&T Co. of Bottineau
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
60 Month CD
$0
4.14%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
60 Month CD
$500
3.79%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Rolette State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
60 Month CD Certificates of Deposit (CDs)
$0
3.79%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
60 Month Certificate of Deposit
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
60 Month
$100,000
3.60%
View
▼
Rate3.60%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
5 Year (60 Month) CD
$0
3.55%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $99,999.01 or more; Annually

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
60 Month
$25,000
3.50%
View
▼
Rate3.50%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
5 Year (60 Month) CD
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Daily Balance of $500 - $99,999; Annually

KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
60 Month
$1,000
3.40%
View
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
60 month
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
60 Month Share Certificate
$500
3.25%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Minimum deposit: $500

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
IRA Certificate 60 Month
$500
3.25%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details

Minimum deposit: $500

Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
60 Month CD
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

United Valley Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.17%
5 Year
$0
3.25%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

Dakota West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.58%
60 Months
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Railway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
60 month Bump Rate
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First State Bank of Harvey
Institution Rating:
A-4.9 ★Texas Ratio: 16.18%
60 Month CD
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
IRA 60 Months
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

North Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.43%
60 Month
$0
3.00%
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

60M allows 1-time rate bump after 18 months

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 5 Year
$50,000
3.00%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
60-Month
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details

Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month CD
$2,500
3.00%
View
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
60 Months
$0
3.00%
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 5 Year
$25,000
2.90%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

FSB of Cando
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA 5 Year
$500
2.80%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Gate City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
5 Year Relationship CD
$0
2.75%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year CD
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Heartland State Bank Edgeley, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year CD
$500
2.65%
View
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

First State B&T Williston, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
60 Month CD
$0
2.40%
View
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Community Credit Union New Rockford, ND
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
5 Year Certificate
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Key Takeaways

What to know about CD rates in Mapleton, North Dakota at a glance.

  • APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
  • The highest CD APY available to Mapleton residents from institutions serving the North Dakota area is 4.50% APY from Dakota Plains Credit Union. The rate table above ranks every offer we track, sorted by APY.
  • Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
  • CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.

Top CD Rates from Mapleton, North Dakota Institutions

Highest verified APYs available today — updated May 5, 2026

B Top 5 Bank Rates
First National B&T Co. of Bottineau
60 Month CD
A+ 5.0 ★ TX: 0.84%
Min: $0
4.14%
Border Bank
12 Month CD Special (Options12 CD)
A+ 5.0 ★ TX: 3.69%
Min: $5,000
3.85%
KodaBank
3 Month
A+ 5.0 ★ TX: 0.61%
Min: $100,000
3.80%
Rolette State Bank
60 Month CD
A+ 5.0 ★ TX: 3.47%
Min: $500
3.79%
Heartland State Bank Edgeley, ND
6 Month CD
A+ 5.0 ★ TX: 0.00%
Min: $500
3.79%
CU Top 5 Credit Union Rates
Dakota Plains Credit Union
24 Month IRA CD
A 5.0 ★ TX: 8.57%
Min: $0
4.50%
North Star Community Credit Union
Youth 18 Month
A 5.0 ★ TX: 11.43%
Min: $0
4.50%
Med Park Credit Union
6 Month CD
A+ 5.0 ★ TX: 0.18%
Min: $0
4.10%
Fargo Public Schools Federal Credit Union
6 Month Share Certificate
A+ 5.0 ★ TX: 0.04%
Min: $0
4.00%
Vue Community Credit Union
Certificate of Deposit 3 months
A+ 5.0 ★ TX: 4.44%
Min: $1,000
3.65%
Rates verified May 5, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Mapleton, ND CD Rate Trends

Compare local Mapleton, ND CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full North Dakota CD Trends →
12-Month CD — ND Avg
2.916%
▼ 0.042 vs 7 days ago

North Dakota 12-month CD rates fell 0.042 points over the past 7 days to 2.916% APY.

6-Month CD — ND Avg
2.788%
▼ 0.021 vs 7 days ago

North Dakota 6-month CD rates fell 0.021 points over the past 7 days to 2.788% APY.

As of May 7, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

ND CD Rate Forecast — Next 12 Months

Where are North Dakota CD rates headed through May 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

ND 12-Month Avg APY
2.916%
6-Month Forecast
2.916%
Range: 2.72% – 3.07%
12-Month Forecast
2.666%
Range: 2.47% – 2.82%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the North Dakota average 12-month CD APY in our database.

Spread model: The North Dakota 12-month CD average currently trades 1.46% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at ND CD Rates Today

Annual interest earnings at today’s North Dakota average APYs. State average used where available; national average as fallback.

CD Term ND Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.372% $118.61 $237.22 $593.05 $1,186.10
6-Month CD 2.788% $139.42 $278.83 $697.08 $1,394.15
12-Month CD 2.916% $145.80 $291.59 $728.98 $1,457.95
18-Month CD 3.105% $155.24 $310.48 $776.20 $1,552.40
24-Month CD 3.061% $153.06 $306.11 $765.28 $1,530.55
36-Month CD 3.070% $153.48 $306.95 $767.38 $1,534.75
48-Month CD 3.236% $161.82 $323.64 $809.10 $1,618.20
60-Month CD 3.109% $155.44 $310.87 $777.18 $1,554.35
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 5, 2026.

Sample CD Ladder for Mapleton, North Dakota Savers

$25,000 split equally across 5 terms using today’s North Dakota average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit ND Avg APY Annual Earnings
1 3-Month CD $5,000 2.372% $118.61
2 6-Month CD $5,000 2.788% $139.42
3 12-Month CD $5,000 2.916% $145.80
4 24-Month CD $5,000 3.061% $153.06
5 36-Month CD $5,000 3.070% $153.48
Total ($25,000 invested) $25,000 2.841% blended $710.37/yr

Ladder example uses equal $5,000 rungs and North Dakota average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

230
CD Rates
Tracked in Mapleton, North Dakota
18 Banks 13 Credit Unions

About Our Mapleton, North Dakota CD Rate Database

MonitorBankRates tracks 230 CD rates from 18 banks and 13 credit unions with locations in Mapleton, North Dakota, plus national online institutions available to North Dakota residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Dakota Plains Credit Union offers a CD at 4.50% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Mapleton, North Dakota.

How to Find the Best CD Rates in Mapleton, North Dakota

What to compare when shopping for a CD in Mapleton, North Dakota

To find the best APYs in Mapleton, North Dakota, start with credit unions and online-only banks — Mapleton, North Dakota has 13 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Mapleton, North Dakota

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Mapleton, North Dakota — 31 institutions here report CD rates

Consider an Alternative If…

Mapleton, North Dakota Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
7.3%
National avg: 17.3%
Median Individual Earnings
$57,829
National avg: $47,340
Poverty Rate
1.9%
National avg: 11.1%
Unemployment Rate
0.8%
National avg: 4.8%
CD Earnings on 10% of Salary
$169/yr
At ND 12-mo avg 2.916% APY

7.3% of residents are 65 or older — below the national average of 17.3%; a low unemployment rate of 0.8% reflects a strong local economy. At today’s ND 12-month CD average of 2.916%, saving 10% of the local median salary ($5,782/year) and putting it in a CD would earn an additional $169 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Mapleton, North Dakota

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in Mapleton, North Dakota

Are CD rates in Mapleton, North Dakota FDIC insured?

Yes, most established banks in Mapleton, North Dakota are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Mapleton, North Dakota?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Mapleton, North Dakota.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Mapleton, North Dakota may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Mapleton, North Dakota?

Here are recent top rates found for this area:
  • Dakota Plains Credit Union: 4.50% APY (24 Month IRA CD)
  • North Star Community Credit Union: 4.50% APY (Youth 18 Month)
  • First National B&T Co. of Bottineau: 4.14% APY (60 Month CD)
  • Med Park Credit Union: 4.10% APY (6 Month CD)
  • Fargo Public Schools Federal Credit Union: 4.00% APY (6 Month Share Certificate)
  • Border Bank: 3.85% APY (12 Month CD Special (Options12 CD))
  • KodaBank: 3.80% APY (3 Month)
  • Rolette State Bank: 3.79% APY (60 Month CD)
  • Heartland State Bank Edgeley, ND: 3.79% APY (6 Month CD)
  • First State Bank of Harvey: 3.79% APY (6 Month CD)
Rates reflect recent verified offers available in Mapleton, North Dakota. Last Updated: May 5, 2026

CD Calculators for Mapleton, North Dakota

Mapleton, North Dakota CD Calculator

At today’s ND top rate of 4.50% APY, a $10,000 deposit earns $450 in the first year. Enter your amount to see your exact return.

Mapleton, North Dakota CD Ladder

ND CD rates currently range from 2.372% (3-month) to 3.070% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Mapleton, North Dakota CD at 4.50% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

North Dakota’s average 12-month CD is 2.916% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Mapleton, North Dakota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mapleton, North Dakota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in ND.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 5, 2026

Mapleton, North Dakota Rates & Resources

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