North Dakota Personal Loan Rate Trends
Track current and weekly average personal loan rates in North Dakota, view interactive rate trend charts, and compare local ND aprs against the national average.
Current North Dakota Personal Loan Rate Trends
Personal Loan rates in North Dakota held steady at a Personal Loan average of 12.635% this week.
At 12.635%, North Dakota’s average sits 1.903 above the current national average of 10.731%. This above-average spread may reflect local market conditions or regional lender competition in ND.
The North Dakota personal loan rate averages on this page are calculated from 18 verified personal loan rate quotes collected across 9 banks and credit unions actively operating in North Dakota. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
North Dakota Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
North Dakota personal loan rate averages compiled from 18 current rate quotes across 9 banks and credit unions operating in ND — updated daily.
As of May 12, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in North Dakota
Quarterly average personal loan rates at credit unions headquartered in North Dakota, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in North Dakota (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
