Best Personal Loan Rates in North Dakota (ND) - May 2026

Current personal loan options available to borrowers in North Dakota include: Tel-U-Watt Federal Credit UnionTel-U-Watt Federal Credit Union24 2nd Ave SE, Minot, ND, 58701A+5.0 ★Texas Ratio: 0.00% offering 2023 & Newer Recreational Loan at 5.00% APR, Aspire Community Federal Credit UnionAspire Community Federal Credit Union1430 S BROADWAY, MINOT, ND, 58701 5933A+5.0 ★Texas Ratio: 3.85% offering Recreational Loans at 6.25% APR, Med Park Credit UnionMed Park Credit Union2150 32nd Ave S Ste E, Grand Forks, ND, 58201A+5.0 ★Texas Ratio: 0.18% offering Signature Loan at 9.00% APR, Service Federal Credit UnionService Federal Credit Union589 Holzapple St Bldg 210, Grand Forks Afb, ND, 58204 1020A5.0 ★Texas Ratio: 11.03% offering Energy Efficiency Loan at 9.24% APR, and POSTAL FAMILYPOSTAL FAMILY2730 12TH AVE S, FARGO, ND, 58103A+5.0 ★Texas Ratio: 0.00% offering Personal Loans A+ at 9.25% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare personal loan rates across North Dakota side-by-side. North Dakota personal loan rates currently start as low as 5.00% APR from Tel-U-Watt Federal Credit Union at 24 2nd Ave SE, Minot, ND, 58701. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in North Dakota.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in North Dakota. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026