MonitorBankRates
☰
Home › Personal Loans › North Dakota › Kenmare iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our editorial team independently verifies all rates and data displayed. Advertiser relationships do not influence our health rating, star rankings, Texas Ratio calculation, or the rates shown.

Best Personal Loan Rates in Kenmare, North Dakota (ND) - March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to North Dakota borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: March 22, 2026

Current personal loan options available to borrowers in Kenmare, North Dakota include: Town and Country Credit UnionTown and Country Credit Union108 N Central Ave, Kenmare, ND, 58746 7101A+5.0 ★Texas Ratio: 3.36% offering Unsecured Loan at 11.74% APR, Tel-U-Watt Federal Credit UnionTel-U-Watt Federal Credit Union24 2nd Ave SE, Minot, ND, 58701A+5.0 ★Texas Ratio: 0.00% offering 2023 & Newer Recreational Loan at 5.00% APR, Aspire Community Federal Credit UnionAspire Community Federal Credit Union1430 S BROADWAY, MINOT, ND, 58701 5933A+5.0 ★Texas Ratio: 3.85% offering Recreational Loans at 6.25% APR, MINOT AREA SCHOOLSMINOT AREA SCHOOLS215 2nd St SE, Minot, ND, 58701A5.0 ★Texas Ratio: 13.80% offering Unsecured Loan at 8.49% APR, and Med Park Credit UnionMed Park Credit Union2150 32nd Ave S Ste E, Grand Forks, ND, 58201A+5.0 ★Texas Ratio: 0.18% offering Signature Loan at 9.00% APR.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Kenmare, North Dakota can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Kenmare, North Dakota.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Kenmare, North Dakota. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 22, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Town and Country Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
108 N Central Ave, Kenmare, ND, 58746 7101
Unsecured Loan
11.74%
View
▼
APR11.74%
Last UpdatedMarch 24, 2026
Details

As Low As

Tel-U-Watt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 2nd Ave SE, Minot, ND, 58701
2023 & Newer Recreational Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 24, 2026
Details

No additional details available.

Tel-U-Watt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 2nd Ave SE, Minot, ND, 58701
2022 & Older Recreational Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 24, 2026
Details

No additional details available.

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND, 58701 5933
Recreational Loans
6.25%
View
▼
APR6.25%
Last UpdatedMarch 24, 2026
Details

As Low As

Aspire Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1430 S BROADWAY, MINOT, ND, 58701 5933
Equipment Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 24, 2026
Details

As Low As

MINOT AREA SCHOOLS
Institution Rating:
A5.0 ★Texas Ratio: 13.80%
215 2nd St SE, Minot, ND, 58701
Unsecured Loan
8.49%
View
▼
APR8.49%
Last UpdatedMarch 24, 2026
Details

No additional details available.

Med Park Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2150 32nd Ave S Ste E, Grand Forks, ND, 58201
Signature Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 24, 2026
Details

As Low As

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
589 Holzapple St Bldg 210, Grand Forks Afb, ND, 58204 1020
Energy Efficiency Loan
9.24%
View
▼
APR9.24%
Last UpdatedMarch 24, 2026
Details

As Low As

POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
9.25%
View
▼
APR9.25%
Last UpdatedMarch 24, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
1575 17th Ave S, Grand Forks, ND, 58201
Unsecured (signature) Loans
9.95%
View
▼
APR9.95%
Last UpdatedMarch 24, 2026
Details

No additional details available.

POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
10.25%
View
▼
APR10.25%
Last UpdatedMarch 24, 2026
Details

As Low As

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
589 Holzapple St Bldg 210, Grand Forks Afb, ND, 58204 1020
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 24, 2026
Details

As Low As

Northern Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
3030 Demers Ave, Grand Forks, ND, 58201
Signature Loans
12.00%
View
▼
APR12.00%
Last UpdatedMarch 24, 2026
Details

As Low As

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
204 W Thayer Ave, Bismarck, ND, 58501
Unsecured - Signature Loan/Line
12.00%
View
▼
APR12.00%
Last UpdatedMarch 24, 2026
Details

As Low As; to 21.25%

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
1462 Broadway N, Fargo, ND, 58102
Signature Loan
12.00%
View
▼
APR12.00%
Last UpdatedMarch 24, 2026
Details

As Low As; Signature

POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
12.25%
View
▼
APR12.25%
Last UpdatedMarch 24, 2026
Details

As Low As

United Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
1001 1st Ave N, Fargo, ND, 58102
Personal Loan
12.50%
View
▼
APR12.50%
Last UpdatedMarch 24, 2026
Details

No additional details available.

POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
15.25%
View
▼
APR15.25%
Last UpdatedMarch 24, 2026
Details

As Low As

POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
17.25%
View
▼
APR17.25%
Last UpdatedMarch 24, 2026
Details

As Low As

Tel-U-Watt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 2nd Ave SE, Minot, ND, 58701
Signature Note
18.00%
View
▼
APR18.00%
Last UpdatedMarch 24, 2026
Details

No additional details available.

POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
18.00%
View
▼
APR18.00%
Last UpdatedMarch 24, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
9.25%
View
▼
APR9.25%
Last UpdatedMarch 24, 2026
Details

As Low As

POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
10.25%
View
▼
APR10.25%
Last UpdatedMarch 24, 2026
Details

As Low As

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
589 Holzapple St Bldg 210, Grand Forks Afb, ND, 58204 1020
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 24, 2026
Details

As Low As

POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
12.25%
View
▼
APR12.25%
Last UpdatedMarch 24, 2026
Details

As Low As

United Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
1001 1st Ave N, Fargo, ND, 58102
Personal Loan
12.50%
View
▼
APR12.50%
Last UpdatedMarch 24, 2026
Details

No additional details available.

POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
15.25%
View
▼
APR15.25%
Last UpdatedMarch 24, 2026
Details

As Low As

POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
17.25%
View
▼
APR17.25%
Last UpdatedMarch 24, 2026
Details

As Low As

POSTAL FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2730 12TH AVE S, FARGO, ND, 58103
Personal Loans
18.00%
View
▼
APR18.00%
Last UpdatedMarch 24, 2026
Details

As Low As

No debt consolidation personal loan rates found in Kenmare, ND currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Med Park Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2150 32nd Ave S Ste E, Grand Forks, ND, 58201
Signature Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 24, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
1575 17th Ave S, Grand Forks, ND, 58201
Unsecured (signature) Loans
9.95%
View
▼
APR9.95%
Last UpdatedMarch 24, 2026
Details

No additional details available.

Northern Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
3030 Demers Ave, Grand Forks, ND, 58201
Signature Loans
12.00%
View
▼
APR12.00%
Last UpdatedMarch 24, 2026
Details

As Low As

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
204 W Thayer Ave, Bismarck, ND, 58501
Unsecured - Signature Loan/Line
12.00%
View
▼
APR12.00%
Last UpdatedMarch 24, 2026
Details

As Low As; to 21.25%

Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
1462 Broadway N, Fargo, ND, 58102
Signature Loan
12.00%
View
▼
APR12.00%
Last UpdatedMarch 24, 2026
Details

As Low As; Signature

Tel-U-Watt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 2nd Ave SE, Minot, ND, 58701
Signature Note
18.00%
View
▼
APR18.00%
Last UpdatedMarch 24, 2026
Details

No additional details available.

No home improvement personal loan rates found in Kenmare, ND currently.

Frequently Asked Questions

What credit score do I need for a personal loan in North Dakota?

Most lenders in Kenmare, North Dakota require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in North Dakota often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Kenmare, North Dakota require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in North Dakota?

Yes. Debt consolidation is one of the most common uses of personal loans in Kenmare, North Dakota. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Kenmare, North Dakota?

Credit unions in Kenmare, North Dakota often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Kenmare, North Dakota?

  • Town and Country Credit Union: 11.74% (Unsecured Loan)
  • Tel-U-Watt Federal Credit Union: 5.00% (2023 & Newer Recreational Loan)
  • Aspire Community Federal Credit Union: 6.25% (Recreational Loans)
  • MINOT AREA SCHOOLS: 8.49% (Unsecured Loan)
  • Med Park Credit Union: 9.00% (Signature Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Kenmare, North Dakota. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 22, 2026.

Kenmare, North Dakota Rates & Resources

$
Kenmare, North Dakota CD Rates
$
Kenmare, North Dakota Savings Rates
$
Kenmare, North Dakota Money Market Rates
$
Kenmare, North Dakota Mortgage Rates
$
Kenmare, North Dakota Checking Rates
$
Kenmare, North Dakota Auto Loan Rates

Personal Loan Calculators

Personal Loan Calculator Debt Consolidation Calculator