Best Personal Loan Rates in Bowman, North Dakota - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Bowman, North Dakota include: Aspire Community Federal Credit UnionAspire Community Federal Credit UnionA+5.0 ★Texas Ratio: 3.73% offering Construction Real Estate Loan at 4.75% APR, POSTAL FAMILYPOSTAL FAMILYA+5.0 ★Texas Ratio: 3.64% offering Credit tier A+ Loan at 4.75% APR, Northern Valley Federal Credit UnionNorthern Valley Federal Credit UnionA+5.0 ★Texas Ratio: 0.14% offering New Recreational Loan at 5.50% APR, Med Park Credit UnionMed Park Credit UnionA+5.0 ★Texas Ratio: 0.17% offering NEW RECREATIONAL Loan at 6.10% APR, and Service Federal Credit UnionService Federal Credit UnionA5.0 ★Texas Ratio: 10.17% offering Energy Efficiency Loan at 8.49% APR. Personal loan rates as of June 27, 2026 according to verified data from MonitorBankRates.
Bowman borrowers have access to 9 lenders serving the North Dakota area, with personal loan rates as low as 4.75% APR from Aspire Community Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Bowman, North Dakota.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Bowman, North Dakota. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 27, 2026
Bowman Personal Loan Rates
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as low as; Loan Rates with an asterix (*) are based on applicant's credit worthiness.
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as low as; Loan Rates with an asterix (*) are based on applicant's credit worthiness.
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Call or Visit a Branch to Apply
As Low As; Annual Percentage Rate. Loan rates are based on applicant's credit worthiness.
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as low as; Loan Rates with an asterix (*) are based on applicant's credit worthiness.
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Limit $5000 per member; Loans exceeding $1000 may require board approval; $3999 (or less) Maximum repayment term of 36 months (3 years); $4000 - $4999 Maximum repayment term of 48 months (4 years); $5000 Maximum repayment term of 60 months (5 years)
Bowman Personal Loan Rates
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Bowman Debt Consolidation Loan Rates
Bowman Signature Loan Rates
As Low As; Annual Percentage Rate. Loan rates are based on applicant's credit worthiness.
No additional details available.
as low as; Loan Rates with an asterix (*) are based on applicant's credit worthiness.
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Limit $5000 per member; Loans exceeding $1000 may require board approval; $3999 (or less) Maximum repayment term of 36 months (3 years); $4000 - $4999 Maximum repayment term of 48 months (4 years); $5000 Maximum repayment term of 60 months (5 years)
Bowman, ND Personal Loan Rate Trends
Compare local Bowman, ND personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Dakota personal loan rates fell 1.207 points over the past 7 days to 10.682% APR.
North Dakota signature loan rates currently average 12.000% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bowman, North Dakota personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Bowman, North Dakota directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Bowman, North Dakota. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in ND.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in North Dakota?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in North Dakota?
Are credit unions or banks better for personal loans in Bowman, North Dakota?
What are the best personal loan rates in Bowman, North Dakota?
- Aspire Community Federal Credit Union: 4.75% (Construction Real Estate Loan)
- POSTAL FAMILY: 4.75% (Credit tier A+ Loan)
- Northern Valley Federal Credit Union: 5.50% (New Recreational Loan)
- Med Park Credit Union: 6.10% (NEW RECREATIONAL Loan)
- Service Federal Credit Union: 8.49% (Energy Efficiency Loan)
Personal Loan Calculators
