Best Personal Loan Rates in South Amboy, New Jersey - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in South Amboy, New Jersey include: Local 1233 Federal Credit UnionLocal 1233 Federal Credit UnionA+5.0 ★Texas Ratio: 1.42% offering C Loan at 3.99% APR, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Mercer County Nj Teachers Federal Credit UnionMercer County Nj Teachers Federal Credit UnionA5.0 ★Texas Ratio: 6.78% offering Pre-Owned Loan at 4.64% APR, Police And Fire Federal Credit UnionPolice And Fire Federal Credit UnionA+5.0 ★Texas Ratio: 0.61% offering Signature Loans at 4.99% APR, and Parke BankParke BankA5.0 ★Texas Ratio: 6.65% offering Parke Cashback Advantage Loan at 5.00% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
South Amboy borrowers have access to 47 lenders serving the New Jersey area, with personal loan rates as low as 3.99% APR from Local 1233 Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in South Amboy, New Jersey.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in South Amboy, New Jersey. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
South Amboy Personal Loan Rates
Credit Score: 550 - 649
No additional details available.
As Low As; *
No additional details available.
Credit Score: Below 550
5% on Purchases (up to $15 monthly)
No additional details available.
As Low As; *
No additional details available.
Fixed Rate, Owner Occupied, No Points
No additional details available.
As Low As; 0% origination
As Low As; Relationship Premium
As Low As; Relationship Premium
No additional details available.
As Low As; APR*
As Low As; APR*
No additional details available.
As Low As; Relationship Premium
As Low As; APR*
As Low As; APR*
As Low As; APR*
$10,000 - $250,000
No additional details available.
As Low As; Relationship Premium
As Low As; APR*
As Low As; APR*
As Low As; APR*
As Low As; APR*
No additional details available.
Credit Report Score: 650 and Above
No additional details available.
Amount Available: 100%
No additional details available.
No additional details available.
As Low As; APR*
As Low As; APR*
As Low As; APR*
No additional details available.
As Low As; APR*
As Low As; APR*
As Low As; APR*
No additional details available.
No additional details available.
No additional details available.
Credit Report Score: 650 and Above
Fixed Rate, Investment Property, No Points
No additional details available.
Borrow up to $5000
As Low As; APR*
As Low As; APR*
As Low As; APR*
As Low As; APR*
As low as
Low Fixed Rate
No additional details available.
As Low As; Unsecured, Bill Consolidation, Signature
($3000.00 max)
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$10,000 - $250,000
Closed End; Up to $10,000 maximum
No additional details available.
No additional details available.
No additional details available.
Amount Available: 100%
As Low As*
No additional details available.
No additional details available.
Credit Report Score: 650 and Above
As Low As; APR is annual percentage rate. Approval based on credit worthiness. Membership eligibility required.
As Low As;**
As Low As
As low as; No prepayment penalties; Payment protection available
As Low As; APR*
As Low As; APR*
As Low As; *
Rates as low as*
Credit Report Score: 649 - 575
No additional details available.
No additional details available.
No additional details available.
Loan APRs based on creditworthiness and terms. Fees and conditions may apply.
up to $15,000
No additional details available.
No additional details available.
As Low As*
As Low As; APR*
As Low As; APR*
Credit Report Score: 649 - 575
up to $15,000
No additional details available.
As Low As;**
As Low As; APR*
interest rate based on credit score
up to $15,000
No additional details available.
Rates as low as*
Up to $15,000. Starting as low as 8.5%
Max $20,000; As Low As; Rates are determined by your personal credit history and payment method, so your rate may differ.; APR = Annual Percentage Rate.; Rates subject to change at any time. Other restrictions & details may apply.
As Low As; APR*
As Low As; APR*
up to $15,000
Rates include a 0.25% discount for direct deposit and electronic payment from a United Teletech checking account.
No additional details available.
As Low As*
As Low As; [2]
APR without Direct Deposit: 9.49%
As Low As; Unsecured, Bill Consolidation, Signature
With credit score of 750 and above. Max of $25,000.00.
No additional details available.
As Low As
total not to exceed $25,000
As Low As
Borrowers need qualified "C" or better co-signer. A-A+ = 3 times monthly/B-C=2times/D-E 1 time monthly salary
No additional details available.
up to $15,000
Borrow up to $15,000. You do need proof of wedding expenses, such as a copy of the contract from the venue, florist, bridal shop, etc.
As low as
No additional details available.
As Low As; APR*
No additional details available.
As Low As
As Low As
Credit Report Score: 649 - 575
As Low As; Unsecured, Bill Consolidation, Signature
Rates as low as*
As Low As;*
As Low As; Relationship Premium
total not to exceed $40,000
APR without Direct Deposit: 9.99%
As Low As; Unsecured Loan
No additional details available.
Credit Report Score: 574 and Below
No additional details available.
As Low As; Max $20,000; Rates include 0.25% reduction for automatic payments made from your Motion account.
Borrowers need qualified "C" or better co-signer. A-A+ = 3 times monthly/B-C=2times/D-E 1 time monthly salary
Rates from 9.74% - 18.00%
Rates as low as*
As Low As; *Loan eligibility, rates and terms are determined by Liberty Savings Federal Credit Union and are based on the borrower's credit worthiness. Rates and terms are subject to change without notice.
As Low As; Maximum Amount to Borrow: $60,000.00
APR* as low as ; Maximum Amount to Borrow: $60,000.00
APR* as low as ; Payment per $1,000: 3% of balance
South Amboy Personal Loan Rates
As Low As; Unsecured, Bill Consolidation, Signature
As low as
No additional details available.
Closed End; Up to $10,000 maximum
As Low As; *
As low as; No prepayment penalties; Payment protection available
No additional details available.
up to $15,000
Loan APRs based on creditworthiness and terms. Fees and conditions may apply.
Rates as low as*
No additional details available.
up to $15,000
up to $15,000
Rates as low as*
Up to $15,000. Starting as low as 8.5%
No additional details available.
Rates include a 0.25% discount for direct deposit and electronic payment from a United Teletech checking account.
up to $15,000
With credit score of 750 and above. Max of $25,000.00.
total not to exceed $25,000
As Low As
As Low As
As Low As; [2]
As Low As; Unsecured, Bill Consolidation, Signature
up to $15,000
No additional details available.
As Low As; Unsecured, Bill Consolidation, Signature
Rates as low as*
As Low As;*
As Low As; Max $20,000; Rates include 0.25% reduction for automatic payments made from your Motion account.
Rates as low as*
APR* as low as ; Maximum Amount to Borrow: $60,000.00
APR* as low as ; Payment per $1,000: 3% of balance
South Amboy Debt Consolidation Loan Rates
Max $20,000; As Low As; Rates are determined by your personal credit history and payment method, so your rate may differ.; APR = Annual Percentage Rate.; Rates subject to change at any time. Other restrictions & details may apply.
APR without Direct Deposit: 9.49%
As low as
total not to exceed $40,000
APR without Direct Deposit: 9.99%
APR without Direct Deposit: 10.49%
APR without Direct Deposit: 10.99%
total not to exceed $40,000
As Low As
total not to exceed $40,000
total not to exceed $40,000
UP TO $30,000.00. A and A+ paper only. Proceeds made directly to creditors only!
total not to exceed $40,000
No additional details available.
No additional details available.
Max of $20,000.00
total not to exceed $40,000
total not to exceed $40,000
total not to exceed $40,000
South Amboy Signature Loan Rates
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; APR is annual percentage rate. Approval based on credit worthiness. Membership eligibility required.
No additional details available.
interest rate based on credit score
No additional details available.
Borrowers need qualified "C" or better co-signer. A-A+ = 3 times monthly/B-C=2times/D-E 1 time monthly salary
Borrowers need qualified "C" or better co-signer. A-A+ = 3 times monthly/B-C=2times/D-E 1 time monthly salary
South Amboy, NJ Personal Loan Rate Trends
Compare local South Amboy, NJ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey personal loan rates rose 0.012 points over the past 7 days to 11.653% APR.
New Jersey signature loan rates rose 0.083 points over the past 7 days to 10.925% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our South Amboy, New Jersey personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for South Amboy, New Jersey directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in South Amboy, New Jersey. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NJ.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in New Jersey?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Jersey?
Are credit unions or banks better for personal loans in South Amboy, New Jersey?
What are the best personal loan rates in South Amboy, New Jersey?
- Local 1233 Federal Credit Union: 3.99% (C Loan)
- TrustCo Bank: 4.00% (Passbook Loan)
- Mercer County Nj Teachers Federal Credit Union: 4.64% (Pre-Owned Loan)
- Police And Fire Federal Credit Union: 4.99% (Signature Loans)
- Parke Bank: 5.00% (Parke Cashback Advantage Loan)
South Amboy, New Jersey Rates & Resources
Personal Loan Calculators
