Best Personal Loan Rates in Las Vegas, Nevada - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Las Vegas, Nevada include: Baxter Credit UnionBaxter Credit Union2716 N Tenaya Way, Las Vegas, NV, 89128A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, USAAUSAA3773 Howard Hughes Pkwy, Las Vegas, NV, 89169A+5.0 ★Texas Ratio: 0.00% offering VA purchase loan at 6.27% APR, America First Federal Credit UnionAmerica First Federal Credit Union2699 N Tenaya Way, Las Vegas, NV, 89128A5.0 ★Texas Ratio: 7.26% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR, Mountain America Federal Credit UnionMountain America Federal Credit Union7280 W Lake Mead Blvd, Las Vegas, NV, 89128 8301A5.0 ★Texas Ratio: 10.12% offering Construction Loan at 7.11% APR, and Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit Union9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004A+5.0 ★Texas Ratio: 3.22% offering Personal Term Loan at 7.99% APR. Personal loan rates as of June 23, 2026 according to verified data from MonitorBankRates.
Las Vegas has 9 local institutions in our database, with personal loan rates as low as 4.50% APR from Baxter Credit Union at 2716 N Tenaya Way, Las Vegas, NV, 89128. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Las Vegas, Nevada.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Las Vegas, Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 23, 2026
Las Vegas Personal Loan Rates
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
As Low As; Utah Housing VA
As Low As
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Utah Housing FHA
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
As Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
As Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
As Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
As Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
As Low As; Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
As Low As; Loan Amount: Up to $50,000
As Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
As Low As
As Low As
As Low As
Fixed. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Thursday, February 05, 2026, and are subject to change. Consumer loans have a maximum 18% APR. Late fees and other charges may apply. Refer to your loan documents for details. Membership, eligibility & conditions are required.
As Low As; Loan Amount: Up to $30,000
No additional details available.
As Low As
No additional details available.
As Low As
$10,000; Credit Score: 720+
$5,000; Credit Score: 720+
$10,000; Credit Score: 680 - 719
$5,000; Credit Score: 680 - 719
No additional details available.
No additional details available.
$15,000; Credit Score: 720+
$15,000; Credit Score: 680 - 719
$150,000; quoted with 20% down payment
Over $25,000; Credit Score: 720+
$100,000; quoted with 20% down payment
As Low As
As Low As; New - 2025 Model Year. Minimum to Finance: < $10K: Add 2.00% to applicable rate
Over $25,000; Credit Score: 680 - 719
$10,000; Credit Score: 650 - 679
$5,000; Credit Score: 650 - 679
$50,000; quoted with 20% down payment
As Low As; 2024 - 2021 Model Year. Minimum to Finance: < $10K: Add 2.00% to applicable rate
As Low As; New - 2025 Model Year
*As low as rate is on approved credit. Terms may apply.
As Low As; New - 2025 Model Year. Extended terms must meet credit & collateral qualifications.
$25,000; quoted with 20% down payment
$10,000; quoted with 20% down payment
As Low As; 2024 - 2021 Model Year
As Low As; 2024 - 2021 Model Year. Extended terms must meet credit & collateral qualifications.
As Low As; 2020 - 2016 Model Year. Minimum to Finance: < $10K: Add 2.00% to applicable rate
As Low As; 2020 - 2016 Model Year
$15,000; Credit Score: 650 - 679
As Low As; 2020 - 2016 Model Year. Extended terms must meet credit & collateral qualifications.
As Low As; New - 2025 Model Year. Extended terms must meet credit & collateral qualifications.
As Low As; 2024 - 2021 Model Year. Extended terms must meet credit & collateral qualifications.
Over $25,000; Credit Score: 650 - 679
As Low As; 2020 - 2016 Model Year. Extended terms must meet credit & collateral qualifications.
$5,000; quoted with 20% down payment. Loans < $10K require marine survey and US Coast Guard registration - paid by borrower(s). Add 2.00% to applicable rate for balances less than $10,000.
Loan Amount: $5,000 to $14,999
Loan Amount: $15,000 to $24,999
Loan Amount: $25,000 to $49,999
$10,000; Credit Score: 625 - 649
$5,000; Credit Score: 625 - 649
Loan Amount: $5,000 to $14,999
$15,000; Credit Score: 625 - 649
Loan Amount: $15,000 to $24,999
Loan Amount: $25,000 to $49,999
Over $25,000; Credit Score: 625 - 649
$10,000; Credit Score: 600 - 624
$5,000; Credit Score: 600 - 624
Over $25,000; Credit Score: 600 - 624
$15,000; Credit Score: 600 - 624
$10,000; Credit Score: <599
$5,000; Credit Score: <599
No additional details available.
Over $25,000; Credit Score: <599
$15,000; Credit Score: <599
Loan Amount: $5,000 to $14,999
Las Vegas Personal Loan Rates
As Low As
As Low As; Loan Amount: Up to $50,000
Fixed. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Thursday, February 05, 2026, and are subject to change. Consumer loans have a maximum 18% APR. Late fees and other charges may apply. Refer to your loan documents for details. Membership, eligibility & conditions are required.
As Low As; Loan Amount: Up to $30,000
No additional details available.
As Low As
Las Vegas Debt Consolidation Loan Rates
No additional details available.
Las Vegas Signature Loan Rates
As Low As
Las Vegas, NV Personal Loan Rate Trends
Compare local Las Vegas, NV personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada personal loan rates currently average 12.107% APR.
Nevada signature loan rates fell 0.034 points over the past 7 days to 10.949% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Las Vegas, Nevada personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Las Vegas, Nevada directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Las Vegas, Nevada. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NV.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Nevada?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Nevada?
Are credit unions or banks better for personal loans in Las Vegas, Nevada?
What are the best personal loan rates in Las Vegas, Nevada?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- USAA: 6.27% (VA purchase loan)
- America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
- Mountain America Federal Credit Union: 7.11% (Construction Loan)
- Aloha Pacific Federal Credit Union: 7.99% (Personal Term Loan)
Personal Loan Calculators
