Best Personal Loan Rates in Summersville, Missouri - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Summersville, Missouri include: TelComm Credit UnionTelComm Credit UnionA+5.0 ★Texas Ratio: 1.84% offering NEW 2025-2026 Loan at 4.49% APR, Highway Alliance Credit UnionHighway Alliance Credit UnionA+5.0 ★Texas Ratio: 1.48% offering New:(Never titled) Loan at 4.75% APR, Public Safety Credit UnionPublic Safety Credit UnionA+5.0 ★Texas Ratio: 0.98% offering Gun Loans at 4.99% APR, MECE Credit UnionMECE Credit UnionA+5.0 ★Texas Ratio: 0.48% offering Short-term Personal Loan at 6.00% APR, and Mainstreet Federal Credit UnionMainstreet Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering New Loan at 6.49% APR. Personal loan rates as of July 11, 2026 according to verified data from MonitorBankRates.
Summersville borrowers have access to 35 lenders serving the Missouri area, with personal loan rates as low as 4.49% APR from TelComm Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Summersville, Missouri.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Summersville, Missouri. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 11, 2026
Summersville Personal Loan Rates
As Low As; Up to 84 month terms, please call for details
No additional details available.
As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
As Low As; Up to 84 month terms, please call for details
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Rate with Maximum Discount*: 5.75%
As Low As; Up to 84 month terms, please call for details
No additional details available.
No additional details available.
As Low As; 100% financing with qualified credit
No additional details available.
As Low As
No additional details available.
As Low As; 100% financing with qualified credit
As Low As; 100% financing with qualified credit
No additional details available.
No additional details available.
Residence Type: null
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; 100% financing with qualified credit
Loans up to $250,000. No prepayment penalties. Personal guarantees may be waived.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Rates effective as of 04/14/2026. Rates subject to change without notice.
No additional details available.
As Low As; New Vehicle Loan
As Low As; 100% financing with qualified credit
As Low As
No additional details available.
No additional details available.
As Low As; 100% financing with qualified credit
No additional details available.
No additional details available.
Rate with Maximum Discount*: 5.00%
Purchases and Cash Advances; and Balance Transfers that occur after six months of opening the card.
As Low As; Including Debt Consolidation
As Low As; $5,000 min.
As Low As; Up to 84 month terms, please call for details
Rate with Maximum Discount*: 8.75%
No additional details available.
As Low As
As Low As; $5,000 min.
As Low As; $10,000 min.
No additional details available.
Rate with Maximum Discount*: 5.50%
As Low As; $10,000 min.
As Low As; $15,000 min.
As Low As; 100% financing with qualified credit
As Low As; $15,000 min.
As Low As; $20,000 min.
No additional details available.
No additional details available.
Rate with Maximum Discount*: 6.00%
Based upon credit worthiness. Purchases and Cash Advances; and Balance Transfers that occur after six months of opening the card.
As Low As; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
As Low As; Fixed rates as low as 9.99% APR*. Apply for $500 to $10,000 with up to 60 months to repay the loan. Rates are subject to change and based on member creditworthiness, dollar amount and term. Terms and conditions apply. Contact GMFCU for complete details.
loan length rate up to 60 months
See footnote **
As Low As; $35,000 min.
Up to $15,000
As Low As; $20,000 min.
As Low As
As Low As; $5,000 min.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Rate with Maximum Discount*: 6.25%
No additional details available.
Max. loan $20,000
No additional details available.
As Low As; $15,000 min.
As Low As; $35,000 min.
$5,000; (close end loans)
Rate with Maximum Discount*: 6.50%
As Low As
No additional details available.
No additional details available.
As Low As; $20,000 min.
No additional details available.
Max. loan $5,000
No additional details available.
As Low As; Personal Line-of-Credit
As Low As; $35,000 min.
No additional details available.
As Low As
As Low As; Personal Loan
$15,000 - $25,000
As Low As; multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
As Low As; *must qualify for rate
No additional details available.
No additional details available.
Rate with Maximum Discount*: 10.75%
No additional details available.
As Low As
As Low As
No additional details available.
$4,999; (close end loans)
No additional details available.
No additional details available.
No additional details available.
Starting as low as 11.75% APR
No additional details available.
As Low As
As Low As; Signature
$25,000 or more
No additional details available.
Credit score: 750+; Borrow up to: $5,000.00
No additional details available.
As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
As Low As
As Low As; Interest
$5,000; (close end loans)
As Low As; Interest
No additional details available.
As Low As; UP TO $12,000 MAX - NEW LOANS ONLY
No additional details available.
No additional details available.
No additional details available.
Refinanced Loans
New Only - Must have model & serial numbers; 95% of purchase price up to $3,500
Credit score: 700 - 749; Borrow up to: $5,000.00
No additional details available.
Rate with Maximum Discount*: 12.75%
As Low As
$4,999; (close end loans)
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
$5,000; (close end loans)
No additional details available.
Credit score: 675 - 699; Borrow up to: $4,000.00
No additional details available.
Summersville Personal Loan Rates
Rate with Maximum Discount*: 5.75%
As Low As
Rate with Maximum Discount*: 8.75%
As Low As
Up to $15,000
As Low As; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
loan length rate up to 60 months
As Low As; Fixed rates as low as 9.99% APR*. Apply for $500 to $10,000 with up to 60 months to repay the loan. Rates are subject to change and based on member creditworthiness, dollar amount and term. Terms and conditions apply. Contact GMFCU for complete details.
See footnote **
Max. loan $20,000
No additional details available.
Max. loan $5,000
As Low As; Personal Loan
As Low As; *must qualify for rate
$15,000 - $25,000
Rate with Maximum Discount*: 10.75%
No additional details available.
$25,000 or more
As Low As
As Low As; Interest
As Low As; Interest
No additional details available.
As Low As; UP TO $12,000 MAX - NEW LOANS ONLY
Refinanced Loans
Rate with Maximum Discount*: 12.75%
No additional details available.
Summersville Debt Consolidation Loan Rates
No additional details available.
No additional details available.
Summersville Signature Loan Rates
As Low As; Rates effective as of 04/14/2026. Rates subject to change without notice.
As Low As; Including Debt Consolidation
No additional details available.
As Low As; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
loan length rate up to 60 months
As Low As; Fixed rates as low as 9.99% APR*. Apply for $500 to $10,000 with up to 60 months to repay the loan. Rates are subject to change and based on member creditworthiness, dollar amount and term. Terms and conditions apply. Contact GMFCU for complete details.
No additional details available.
As Low As
$5,000; (close end loans)
No additional details available.
As Low As
As Low As
As Low As; multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
As Low As
No additional details available.
No additional details available.
$4,999; (close end loans)
As Low As
Starting as low as 11.75% APR
As Low As
As Low As; Signature
Credit score: 750+; Borrow up to: $5,000.00
$5,000; (close end loans)
Credit score: 700 - 749; Borrow up to: $5,000.00
As Low As
$4,999; (close end loans)
As Low As
$5,000; (close end loans)
Credit score: 675 - 699; Borrow up to: $4,000.00
Summersville, MO Personal Loan Rate Trends
Compare local Summersville, MO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri personal loan rates fell 0.007 points over the past 7 days to 11.980% APR.
Missouri signature loan rates rose 0.385 points over the past 7 days to 12.516% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Summersville, Missouri personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Summersville, Missouri directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Summersville, Missouri. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MO.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Missouri?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Missouri?
Are credit unions or banks better for personal loans in Summersville, Missouri?
What are the best personal loan rates in Summersville, Missouri?
- TelComm Credit Union: 4.49% (NEW 2025-2026 Loan)
- Highway Alliance Credit Union: 4.75% (New:(Never titled) Loan)
- Public Safety Credit Union: 4.99% (Gun Loans)
- MECE Credit Union: 6.00% (Short-term Personal Loan)
- Mainstreet Federal Credit Union: 6.49% (New Loan)
Summersville, Missouri Rates & Resources
Personal Loan Calculators
