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Best Personal Loan Rates in Lampe, Missouri (MO) - April 2026

Current personal loan options available to borrowers in Lampe, Missouri include: Legacy Credit UnionLegacy Credit UnionA+5.0 ★Texas Ratio: 2.90% offering Storm Shelter Loans at 4.25% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Conservation Employees Credit UnionConservation Employees Credit UnionA+5.0 ★Texas Ratio: 0.38% offering New and Used (loan or more) at 4.75% APR, Public Safety Credit UnionPublic Safety Credit UnionA+5.0 ★Texas Ratio: 1.02% offering Gun Loans at 4.99% APR, and County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.78% offering Signature (Personal) at 4.99% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.

Lampe borrowers have access to 60 lenders serving the Missouri area, with personal loan rates as low as 4.25% APR from Legacy Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lampe, Missouri.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lampe, Missouri. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Legacy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Storm Shelter Loans
4.25%
APR4.25%
Last UpdatedApril 5, 2026
Details

As Low As; 36 months max term

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Refinance Loan
4.64%
APR4.64%
Last UpdatedApril 5, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
4.75%
APR4.75%
Last UpdatedApril 5, 2026
Details

balance $20,000

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedApril 5, 2026
Details

As Low As

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Gun Loans
4.99%
APR4.99%
Last UpdatedApril 5, 2026
Details

As Low As; Terms up to 36 months; Only sworn or certified first responders are eligible; Maximum loan amount - $5,000

County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
Signature (Personal)
4.99%
APR4.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Foundation Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Agricultural Equipment Loan
5.24%
APR5.24%
Last UpdatedApril 5, 2026
Details

As Low As

Legacy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Storm Shelter Loans
5.25%
APR5.25%
Last UpdatedApril 5, 2026
Details

As Low As; 48 months max term

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
5.25%
APR5.25%
Last UpdatedApril 5, 2026
Details

balance $75,000

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

balance $75,000

UCB United Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Construction Loan Special
5.54%
APR5.54%
Last UpdatedApril 5, 2026
Details

No additional details available.

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
New and Used (loan or more)
5.75%
APR5.75%
Last UpdatedApril 5, 2026
Details

balance $75,000

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Short-term Personal
5.75%
APR5.75%
Last UpdatedApril 5, 2026
Details

with credit score 650 or >

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Short-term Personal
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

with credit score 650 or >

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Short-term Personal (with credit score 650 or >)
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

Rate with Maximum Discount*: 5.75%

Legacy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Storm Shelter Loans
6.25%
APR6.25%
Last UpdatedApril 5, 2026
Details

As Low As; 60 months max term

Multipli Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
FHA, VA, USDA Loans
6.43%
APR6.43%
Last UpdatedApril 5, 2026
Details

No additional details available.

Multipli Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Land Loans
6.45%
APR6.45%
Last UpdatedApril 5, 2026
Details

No additional details available.

St Louis Policemen`s Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Specialty Loans
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

Other terms and restrictions apply

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Recreational Toys Loan
6.75%
APR6.75%
Last UpdatedApril 5, 2026
Details

As Low As

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Construction Loan
6.80%
APR6.80%
Last UpdatedApril 5, 2026
Details

As Low As; Down Payment as low as: 10%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Fixture Loans
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

St Louis Policemen`s Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Signature Loan
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
PRIME - Up to 80% loan to value
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Fixed HE Loan
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

over $250,000; As Low As; 5 year adjustable - starting at

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Unsecured Loan (A - C) to $5,000
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

$3,001

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

up to $250,000; As Low As; 10 year fixed

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Signature
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

As Low As

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Unsecured Loan (A - C) to $3,000
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

$1,001

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Unsecured Loan (A - C) to $1,000
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

$500

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Signature Loan
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

As Low As

Lutheran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
RCW Consolidation Loan
7.66%
APR7.66%
Last UpdatedApril 5, 2026
Details

As Low As; There is a one-time $100 loan origination fee.

Patriot Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
Signature
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

As Low As

Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

Academic Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Classroom Cash Loans
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

You can borrow up to $500 for 10 months for in-class or virtual teaching needs.

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Signature Loan
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
The Wedding Loan (Signature Loan)
8.25%
APR8.25%
Last UpdatedApril 5, 2026
Details

As Low As

KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
1-2 Yr Old Used Loan
8.50%
APR8.50%
Last UpdatedApril 5, 2026
Details

As Low As

Civic Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Signature
8.50%
APR8.50%
Last UpdatedApril 5, 2026
Details

As Low As; $4k Maximum or 20% Gross Salary

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Other Titled Collateral Loans
8.75%
APR8.75%
Last UpdatedApril 5, 2026
Details

2024 & Newer

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Platinum Personal
8.75%
APR8.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Lutheran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Whatever Loans
8.90%
APR8.90%
Last UpdatedApril 5, 2026
Details

As Low As; APRs starting at 9.05%

Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Signature Loans
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Personal/Signature
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Low-Rate Personal Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As; Flexible loan terms; Plus - make no payments for 60 days!

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Hero Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

Special

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Hero Loans
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

United Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Unsecured (Signature) Loans
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

Max 60 months repayment, add 1% if term is >36 months

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As; Including Debt Consolidation

R-G Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
Signature Loan - 1 to 60 months
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

United Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Revolving Lines of Credit Loans
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

$3.50 per $100 per month. The annual percentage rate may vary

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Platinum Personal
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Vacation/Holiday Loan
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

As Low As

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Signature Loan
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Loan
9.14%
APR9.14%
Last UpdatedApril 5, 2026
Details

As Low As

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Unsecured Loans
9.14%
APR9.14%
Last UpdatedApril 5, 2026
Details

As Low As

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Other Titled Collateral Loans
9.25%
APR9.25%
Last UpdatedApril 5, 2026
Details

Rate with Maximum Discount*: 5.50%

Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Consumer Lot Loan
9.44%
APR9.44%
Last UpdatedApril 5, 2026
Details

Loan Amounts: $1,000 to $300,000; Maximum LTV: 75%

KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
3-4 Yr Old Used Loan
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

As Low As

Civic Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Signature
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

As Low As; $4k Maximum or 20% Gross Salary

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Other Titled Collateral Loans
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

Rate with Maximum Discount*: 6.00%

Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
Signature Loan
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

As Low As

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Personal Loan
9.79%
APR9.79%
Last UpdatedApril 5, 2026
Details

As Low As

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 36 months

West Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
Personal Loans
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature Or Personal Loan Up to 60 months
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature/Personal Loans
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As; Up to $15,000

Academic Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Preferred Personal
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

As Low As; Max. loan $20,000

Show Me Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Holiday loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Civic Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Signature
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

As Low As; $4k Maximum or 20% Gross Salary

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

As Low As

Division #6 Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Unsecured
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Signature Loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Show Me Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Back to School loan Unsecured
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
Unsecured Loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Other Titled Collateral Loans
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

Rate with Maximum Discount*: 6.25%

Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
DebtBuster/No Equity Loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

5-year payback

Summit Ridge Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.14%
Holiday & Vacation Loans
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

As Low As

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Signature Loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Other Titled Collateral Loans
10.25%
APR10.25%
Last UpdatedApril 5, 2026
Details

Rate with Maximum Discount*: 6.50%

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
New You Loan
10.45%
APR10.45%
Last UpdatedApril 5, 2026
Details

As Low As

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Member's Choice (Signature Loan)
10.45%
APR10.45%
Last UpdatedApril 5, 2026
Details

As Low As

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Signature Loan
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

As Low As

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
Personal Loan
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Academic Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

As Low As; Max. loan $5,000

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

As Low As

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Personal Line-of-Credit
10.66%
APR10.66%
Last UpdatedApril 5, 2026
Details

As Low As

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
Signature Loan
10.70%
APR10.70%
Last UpdatedApril 5, 2026
Details

No additional details available.

City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
Signature
10.71%
APR10.71%
Last UpdatedApril 5, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature/Personal Loans Signature
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 36 months

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Short-term Personal
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

with credit score of less than 650

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Personal Loan
10.84%
APR10.84%
Last UpdatedApril 5, 2026
Details

As Low As

Summit Ridge Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.14%
Personal Loans
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Signature Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As; 37 to 48 months

St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Works For Me Signature Loans
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As; Maximum $15,000 - Up to 60 months

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As; $15,000 -$25,000

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Signature Loan
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

As Low As

KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
5-6 Yr Old Used Loan
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature Loans
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

Rates range from 11.00% to 18.00% Annual Percentage Rate (APR). No origination fee and no prepayment penalty.

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Short-term Personal
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

with credit score of less than 650

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Short-term Personal (with credit score of less than 650)
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

Rate with Maximum Discount*: 10.75%

BluCurrent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Signature Loan
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

As Low As

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

As Low As

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Signature Loans
11.25%
APR11.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature/Personal Loans Signature
11.25%
APR11.25%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 48 months

Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.86%
Personal Loans
11.29%
APR11.29%
Last UpdatedApril 5, 2026
Details

As Low As; Terms up to 60 months; Up to $40,000 for qualified Members

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
Personal Loan
11.49%
APR11.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Goetz Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Signature Loans
11.75%
APR11.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Signature Loans
11.75%
APR11.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature/Personal Loans Signature
11.75%
APR11.75%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 60 months

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Personal Loan
11.80%
APR11.80%
Last UpdatedApril 5, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Personal Loan
11.99%
APR11.99%
Last UpdatedApril 5, 2026
Details

As Low As; $25,000 or more

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Signature Loan
11.99%
APR11.99%
Last UpdatedApril 5, 2026
Details

As Low As; 49 to 60 months

City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
Back-to-School Loan
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
Holiday Loans
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

Available November 1, 2024 - December 31, 2024; $500

CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Signature Loan
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

As Low As

Legacy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Signature
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

As Low As; 60 months max term; $12,000 limit per household

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Credit Builder Loan
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

As Low As

South Central Missouri Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Unsecured Signature Loan
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

Credit Score 750+; You can borrow up to: $5,000.00

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

As Low As

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Unsecured Personal Loan
12.24%
APR12.24%
Last UpdatedApril 5, 2026
Details

As Low As

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Personal Loans
12.24%
APR12.24%
Last UpdatedApril 5, 2026
Details

As Low As

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
Signature Loans
12.24%
APR12.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
Personal Loans
12.24%
APR12.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Goetz Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Signature Loans
12.25%
APR12.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Personal Loan
12.30%
APR12.30%
Last UpdatedApril 5, 2026
Details

As Low As

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
Personal Loan
12.49%
APR12.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
Personal Loans
12.49%
APR12.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Unsecured Personal Loan
12.49%
APR12.49%
Last UpdatedApril 5, 2026
Details

As Low As

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Term Signature,
12.50%
APR12.50%
Last UpdatedApril 5, 2026
Details

Up to $5,000

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Signature Loan (A - E)
12.50%
APR12.50%
Last UpdatedApril 5, 2026
Details

Up to $5,000

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
Personal Loans
12.50%
APR12.50%
Last UpdatedApril 5, 2026
Details

As Low As; UP TO 5 YR REPAY, UP TO $12,000 MAX - NEW LOANS ONLY

Multipli Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Personal Loans
12.75%
APR12.75%
Last UpdatedApril 5, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
Refinanced Loans
12.75%
APR12.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Personal
12.75%
APR12.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Signature Loan
12.99%
APR12.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Personal Loan
12.99%
APR12.99%
Last UpdatedApril 5, 2026
Details

As Low As

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Personal
13.00%
APR13.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Signature
13.00%
APR13.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Signature Loan
13.00%
APR13.00%
Last UpdatedApril 5, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Low-Rate Personal Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As; Flexible loan terms; Plus - make no payments for 60 days!

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Loan
9.14%
APR9.14%
Last UpdatedApril 5, 2026
Details

As Low As

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Personal Loan
9.79%
APR9.79%
Last UpdatedApril 5, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature/Personal Loans
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As; Up to $15,000

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature Or Personal Loan Up to 60 months
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As

West Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
Personal Loans
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

As Low As

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
Personal Loan
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature/Personal Loans Signature
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 36 months

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Personal Loan
10.84%
APR10.84%
Last UpdatedApril 5, 2026
Details

As Low As

Summit Ridge Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.14%
Personal Loans
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As; $15,000 -$25,000

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature/Personal Loans Signature
11.25%
APR11.25%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 48 months

Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.86%
Personal Loans
11.29%
APR11.29%
Last UpdatedApril 5, 2026
Details

As Low As; Terms up to 60 months; Up to $40,000 for qualified Members

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
Personal Loan
11.49%
APR11.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature/Personal Loans Signature
11.75%
APR11.75%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 60 months

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Personal Loan
11.80%
APR11.80%
Last UpdatedApril 5, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Personal Loan
11.99%
APR11.99%
Last UpdatedApril 5, 2026
Details

As Low As; $25,000 or more

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

As Low As

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Unsecured Personal Loan
12.24%
APR12.24%
Last UpdatedApril 5, 2026
Details

As Low As

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Personal Loans
12.24%
APR12.24%
Last UpdatedApril 5, 2026
Details

As Low As

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
Personal Loans
12.24%
APR12.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Personal Loan
12.30%
APR12.30%
Last UpdatedApril 5, 2026
Details

As Low As

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
Personal Loan
12.49%
APR12.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
Personal Loans
12.49%
APR12.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Unsecured Personal Loan
12.49%
APR12.49%
Last UpdatedApril 5, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
Personal Loans
12.50%
APR12.50%
Last UpdatedApril 5, 2026
Details

As Low As; UP TO 5 YR REPAY, UP TO $12,000 MAX - NEW LOANS ONLY

Multipli Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Personal Loans
12.75%
APR12.75%
Last UpdatedApril 5, 2026
Details

As Low As

Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
Personal Loan
12.99%
APR12.99%
Last UpdatedApril 5, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
DebtBuster/No Equity Loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

5-year payback

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedApril 5, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
Signature (Personal)
4.99%
APR4.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

St Louis Policemen`s Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Signature Loan
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Signature
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

As Low As

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Signature Loan
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

As Low As

Patriot Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
Signature
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Signature Loan
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
The Wedding Loan (Signature Loan)
8.25%
APR8.25%
Last UpdatedApril 5, 2026
Details

As Low As

Civic Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Signature
8.50%
APR8.50%
Last UpdatedApril 5, 2026
Details

As Low As; $4k Maximum or 20% Gross Salary

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As; Including Debt Consolidation

R-G Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
Signature Loan - 1 to 60 months
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

United Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Unsecured (Signature) Loans
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

Max 60 months repayment, add 1% if term is >36 months

Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Signature Loans
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Personal/Signature
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Signature Loan
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Civic Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Signature
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

As Low As; $4k Maximum or 20% Gross Salary

Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
Signature Loan
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

As Low As

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 36 months

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature Or Personal Loan Up to 60 months
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature/Personal Loans
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Signature Loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Signature Loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Civic Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Signature
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

As Low As; $4k Maximum or 20% Gross Salary

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Member's Choice (Signature Loan)
10.45%
APR10.45%
Last UpdatedApril 5, 2026
Details

As Low As

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Signature Loan
10.49%
APR10.49%
Last UpdatedApril 5, 2026
Details

As Low As

1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
Signature Loan
10.70%
APR10.70%
Last UpdatedApril 5, 2026
Details

No additional details available.

City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
Signature
10.71%
APR10.71%
Last UpdatedApril 5, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature/Personal Loans Signature
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 36 months

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Signature Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As; 37 to 48 months

St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Works For Me Signature Loans
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As; Maximum $15,000 - Up to 60 months

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Signature Loan
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature Loans
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

Rates range from 11.00% to 18.00% Annual Percentage Rate (APR). No origination fee and no prepayment penalty.

BluCurrent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Signature Loan
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

As Low As

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature/Personal Loans Signature
11.25%
APR11.25%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 48 months

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Signature Loans
11.25%
APR11.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature/Personal Loans Signature
11.75%
APR11.75%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 60 months

KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Signature Loans
11.75%
APR11.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Goetz Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Signature Loans
11.75%
APR11.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Signature Loan
11.99%
APR11.99%
Last UpdatedApril 5, 2026
Details

As Low As; 49 to 60 months

CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Signature Loan
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

As Low As

Legacy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
Signature
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

As Low As; 60 months max term; $12,000 limit per household

South Central Missouri Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Unsecured Signature Loan
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

Credit Score 750+; You can borrow up to: $5,000.00

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
Signature Loans
12.24%
APR12.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Goetz Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Signature Loans
12.25%
APR12.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Signature Loan (A - E)
12.50%
APR12.50%
Last UpdatedApril 5, 2026
Details

Up to $5,000

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Term Signature,
12.50%
APR12.50%
Last UpdatedApril 5, 2026
Details

Up to $5,000

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Signature Loan
12.99%
APR12.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Signature
13.00%
APR13.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Signature Loan
13.00%
APR13.00%
Last UpdatedApril 5, 2026
Details

As Low As

No home improvement personal loan rates found in Lampe, MO currently.

Lampe, MO Personal Loan Rate Trends

Compare local Lampe, MO personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Missouri Personal Loan Trends →
Personal Loan — MO Avg
12.476%

Missouri personal loan rates currently average 12.476% APR.

Signature Loan — MO Avg
11.273%

Missouri signature loan rates currently average 11.273% APR.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Missouri?

Most lenders in Lampe, Missouri require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Missouri often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Lampe, Missouri require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Missouri?

Yes. Debt consolidation is one of the most common uses of personal loans in Lampe, Missouri. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Lampe, Missouri?

Credit unions in Lampe, Missouri often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Lampe, Missouri?

  • Legacy Credit Union: 4.25% (Storm Shelter Loans)
  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • Conservation Employees Credit Union: 4.75% (New and Used (loan or more))
  • Public Safety Credit Union: 4.99% (Gun Loans)
  • County Credit Union: 4.99% (Signature (Personal))
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lampe, Missouri. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 4, 2026.