Best Personal Loan Rates in Florissant, Missouri - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Florissant, Missouri include: Neighbors Credit UnionNeighbors Credit Union11899 New Halls Ferry Rd, Florissant, MO, 63033 6926A5.0 ★Texas Ratio: 8.10% offering 2024-2027 Models up to 48 mos Loan at 4.74% APR, Vantage Credit UnionVantage Credit Union11654 W Florissant Ave, Florissant, MO, 63033 6723A5.0 ★Texas Ratio: 5.73% offering 2022 - New Loan at 7.99% APR, West Community Credit UnionWest Community Credit Union18 Mullanphy Garden Shopping Ctr, Florissant, MO, 63031 3412A5.0 ★Texas Ratio: 10.68% offering Personal Loans at 9.99% APR, Gateway Metro Federal Credit UnionGateway Metro Federal Credit Union2129 Charbonier Rd, Florissant, MO, 63031 5500A5.0 ★Texas Ratio: 9.61% offering Signature/Personal Loans at 9.99% APR, and St Louis Community Credit UnionSt Louis Community Credit Union1250 Graham Rd, Florissant, MO, 63031A5.0 ★Texas Ratio: 7.42% offering Works For Me Signature Loans at 10.99% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Florissant has 6 local institutions in our database, with personal loan rates as low as 4.74% APR from Neighbors Credit Union at 11899 New Halls Ferry Rd, Florissant, MO, 63033 6926. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Florissant, Missouri.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Florissant, Missouri. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
Florissant Personal Loan Rates
APR w/ Checking & Direct Deposit: 4.49%
APR w/ Checking & Direct Deposit: 4.99%
APR w/ Checking & Direct Deposit: 5.24%
APR w/ Checking & Direct Deposit: 5.24%
APR w/ Checking & Direct Deposit: 5.24%
APR w/ Checking & Direct Deposit: 5.74%
APR w/ Checking & Direct Deposit: 6.24%
APR w/ Checking & Direct Deposit: 7.24%
No additional details available.
As Low As; New Vehicle Loan
As Low As; $5,000 min.
As Low As; $5,000 min.
As Low As; $10,000 min.
As Low As; $10,000 min.
As Low As; $15,000 min.
As Low As; $15,000 min.
As Low As; $20,000 min.
No additional details available.
As Low As; Apply for $500 to $10,000.
No additional details available.
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
As Low As; $35,000 min.
As Low As; $5,000 min.
As Low As; $20,000 min.
As Low As; $15,000 min.
As Low As; $35,000 min.
As Low As; $20,000 min.
No additional details available.
As Low As; Personal Line-of-Credit
As Low As; $35,000 min.
Maximum $15,000; As Low As
As Low As; Personal Loan
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; please call for details
No additional details available.
$30,000 max loan amount
Rates as low as; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
As Low As; please call for details
No additional details available.
As Low As; some restrictions apply. Maximum term is one year. Loan promotion runs through September 30, 2026
$30,000 max loan amount
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$30,000 max loan amount
No additional details available.
up to $5,000; Rates are based on applicant's credit bureau score and various discounts. *
No additional details available.
No additional details available.
Rate with Maximum Discount*: 5.75%
No additional details available.
No additional details available.
No additional details available.
As Low As; 2001 & Older
As Low As; please call for details
No additional details available.
No additional details available.
As Low As; Purchase Only. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Values determined by sticker price or NADA guide. Please contact the credit union for current loan rates and loan details.
No additional details available.
As Low As; 100% financing with qualified credit
As Low As; Purchase Only. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Values determined by sticker price or NADA guide. Please contact the credit union for current loan rates and loan details.
No additional details available.
As Low As; UCC will be filed
No additional details available.
No additional details available.
As Low As
As Low As; Down Payment as low as 10%
As Low As; 100% financing with qualified credit
As Low As; 100% financing with qualified credit
Rates as Low As; Purchase Only. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Values determined by sticker price or NADA guide. Please contact the credit union for current loan rates and loan details.
No additional details available.
No additional details available.
*APR (reflects AutoPay .25% Deduction)
No additional details available.
No additional details available.
Residence Type: null
No additional details available.
No additional details available.
As Low As; 100% financing with qualified credit
$1,001; Base Rate (APR): 9.00%
up to $5,000; Rates are based on applicant's credit bureau score and various discounts. *
$5,001; Rates are based on applicant's credit bureau score and various discounts. *
$3,001; Base Rate (APR): 9.00%
As Low As
$500; Base Rate (APR): 9.00%
As Low As; *
Rates as Low As; Purchase Only. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Values determined by sticker price or NADA guide. Please contact the credit union for current loan rates and loan details.
No additional details available.
No additional details available.
No additional details available.
As Low As; Rates effective as of 04/14/2026. Rates subject to change without notice.
As Low As; 100% financing with qualified credit
As Low As; Starting as low as 8.00%
No additional details available.
No additional details available.
No additional details available.
As Low As; 100% financing with qualified credit
No additional details available.
$40,001; Rates are based on applicant's credit bureau score and various discounts. *
over $5,000; Rates are based on applicant's credit bureau score and various discounts. *
No additional details available.
Rate with Maximum Discount*: 5.00%
Purchases and Cash Advances; and Balance Transfers that occur after six months of opening the card.
As Low As; please call for details
No additional details available.
Rate with Maximum Discount*: 8.75%
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
Rate with Maximum Discount*: 5.50%
No additional details available.
As Low As; 100% financing with qualified credit
No additional details available.
No additional details available.
Rate with Maximum Discount*: 6.00%
As Low As
No additional details available.
based upon credit worthiness; Purchases and Cash Advances; and Balance Transfers that occur after six months of opening the card.
Up to $15,000
As Low As
As low As*
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
Rate with Maximum Discount*: 6.25%
No additional details available.
Max. loan $20,000
$5,000; (close end loans)
Rate with Maximum Discount*: 6.50%
As Low As
No additional details available.
As low As*
No additional details available.
Max. loan $5,000
No additional details available.
As Low As
No additional details available.
As Low As
$15,000 - $25,000
No additional details available.
As Low As; multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
No additional details available.
Florissant Personal Loan Rates
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
No additional details available.
As Low As; Apply for $500 to $10,000.
No additional details available.
No additional details available.
As Low As; Personal Loan
No additional details available.
No additional details available.
No additional details available.
Rate with Maximum Discount*: 5.75%
As Low As; Starting as low as 8.00%
Rate with Maximum Discount*: 8.75%
As Low As
As Low As
Up to $15,000
Max. loan $20,000
As low As*
Max. loan $5,000
As low As*
$15,000 - $25,000
Florissant Debt Consolidation Loan Rates
No additional details available.
Florissant Signature Loan Rates
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
No additional details available.
As Low As; Apply for $500 to $10,000.
Maximum $15,000; As Low As
No additional details available.
As Low As; *
As Low As; Rates effective as of 04/14/2026. Rates subject to change without notice.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
$5,000; (close end loans)
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
Florissant, MO Personal Loan Rate Trends
Compare local Florissant, MO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri personal loan rates rose 0.222 points over the past 7 days to 11.669% APR.
Missouri signature loan rates fell 0.011 points over the past 7 days to 12.417% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Florissant, Missouri personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Florissant, Missouri directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Florissant, Missouri. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MO.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Missouri?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Missouri?
Are credit unions or banks better for personal loans in Florissant, Missouri?
What are the best personal loan rates in Florissant, Missouri?
- Neighbors Credit Union: 4.74% (2024-2027 Models up to 48 mos Loan)
- Vantage Credit Union: 7.99% (2022 - New Loan)
- West Community Credit Union: 9.99% (Personal Loans)
- Gateway Metro Federal Credit Union: 9.99% (Signature/Personal Loans)
- St Louis Community Credit Union: 10.99% (Works For Me Signature Loans)
Personal Loan Calculators
