Florissant, Missouri (MO) Savings Rates - April 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Florissant, Missouri and the surrounding area include Neighbors Credit UnionNeighbors Credit Union11899 New Halls Ferry Rd, Florissant, MO 63033 6926A5.0 ★Texas Ratio: 8.62% SMART Savings at 10.00% APY, Alltru Federal Credit UnionAlltru Federal Credit Union3240 N Highway 67, Florissant, MO 63033A5.0 ★Texas Ratio: 13.67% Cubby Youth Savings at 5.01% APY, Together Credit UnionTogether Credit Union1075 N HIGHWAY 67 St, Florissant, MO 63031 4749A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, First Bank Creve Coeur, MOFirst Bank Creve Coeur, MO1281 Graham Rd, Florissant, MO 63031A+5.0 ★Texas Ratio: 1.54% Kids Cash Savings at 4.00% APY, and First Community Credit UnionFirst Community Credit Union8417 N Lindbergh Blvd, Florissant, MO 63031 7138A+5.0 ★Texas Ratio: 3.72% Health Savings Accounts (HSA) at 3.05% APY. Savings rates as of April 3, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Florissant, Missouri, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Florissant, Missouri (MO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Florissant, Missouri and the surrounding area. Last Updated and Verified: April 3, 2026
Compare the Best Savings Rates in Florissant, Missouri & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
11899 New Halls Ferry Rd, Florissant, MO 63033 6926
SMART Savings
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
3240 N Highway 67, Florissant, MO 63033
Cubby Youth Savings
5.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Prizes for deposits over $10; Annual birthday surprise
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1075 N HIGHWAY 67 St, Florissant, MO 63031 4749
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $5,000.00
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1281 Graham Rd, Florissant, MO 63031
Kids Cash Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Qualifying balance up to $500.00
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
8417 N Lindbergh Blvd, Florissant, MO 63031 7138
Health Savings Accounts (HSA)
3.05%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 26, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1075 N HIGHWAY 67 St, Florissant, MO 63031 4749
Earn & Learn Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $2,500.00
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1281 Graham Rd, Florissant, MO 63031
Icon High-Yield Savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
400 W Washington St, Florissant, MO 63031
UTMA Custodial Savings
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
3240 N Highway 67, Florissant, MO 63033
IRA Savings Account
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
No minimum balance required; Beneficial tax benefits; A competitive dividend rate; Flexibility as a Traditional or Roth
Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
11654 W Florissant Ave, Florissant, MO 63033 6723
IRA Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
11654 W Florissant Ave, Florissant, MO 63033 6723
Regular/Special Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
1250 Graham Rd, Florissant, MO 63031
REGULAR, SMARTY, AND JOURNEY SAVINGS
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$25,001.00 and over
Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
400 W Washington St, Florissant, MO 63031
Personal Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
11654 W Florissant Ave, Florissant, MO 63033 6723
Regular/Special Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
11654 W Florissant Ave, Florissant, MO 63033 6723
IRA Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
1250 Graham Rd, Florissant, MO 63031
SAVE TO PROSPER SAVINGS ACCOUNT
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
1250 Graham Rd, Florissant, MO 63031
Freedom Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
14040 New Halls Ferry Rd, Florissant, MO 63033
Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
14040 New Halls Ferry Rd, Florissant, MO 63033
Savings & Student Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
1250 Graham Rd, Florissant, MO 63031
SAVE TO PROSPER SAVINGS ACCOUNT
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $25,000.99
St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
1250 Graham Rd, Florissant, MO 63031
Freedom Savings Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $25,000.99
St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
1250 Graham Rd, Florissant, MO 63031
REGULAR, SMARTY, AND JOURNEY SAVINGS
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
10,001.00 to $25,000.99
FCB Banks
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
14040 New Halls Ferry Rd, Florissant, MO 63033
Health Savings Account (HSA)
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
1250 Graham Rd, Florissant, MO 63031
Freedom Savings Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $10,000.99
St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
1250 Graham Rd, Florissant, MO 63031
HOLIDAY, VACATION AND SPRING BREAK CLUB SAVINGS ACCOUNTS
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Any Balance
St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
1250 Graham Rd, Florissant, MO 63031
REGULAR, SMARTY, AND JOURNEY SAVINGS
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Up to $10,000.99
St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
1250 Graham Rd, Florissant, MO 63031
SAVE TO PROSPER SAVINGS ACCOUNT
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $10,000.99
Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
11654 W Florissant Ave, Florissant, MO 63033 6723
IRA Savings
0.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
11654 W Florissant Ave, Florissant, MO 63033 6723
Regular/Special Savings
0.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
14040 New Halls Ferry Rd, Florissant, MO 63033
Savings & Student Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
11654 W Florissant Ave, Florissant, MO 63033 6723
IRA Savings
0.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
11654 W Florissant Ave, Florissant, MO 63033 6723
Regular/Special Savings
0.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
FCB Banks
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
14040 New Halls Ferry Rd, Florissant, MO 63033
Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1075 N HIGHWAY 67 St, Florissant, MO 63031 4749
Business Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
400 W Washington St, Florissant, MO 63031
Business Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
8417 N Lindbergh Blvd, Florissant, MO 63031 7138
Business Savings
0.25%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 26, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
8417 N Lindbergh Blvd, Florissant, MO 63031 7138
Secondary Share
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
8417 N Lindbergh Blvd, Florissant, MO 63031 7138
Share Savings
0.25%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 26, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
11654 W Florissant Ave, Florissant, MO 63033 6723
Holiday Club Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
11654 W Florissant Ave, Florissant, MO 63033 6723
IRA Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1281 Graham Rd, Florissant, MO 63031
Health Savings Account
0.03%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1281 Graham Rd, Florissant, MO 63031
Thrive Credit Savings
0.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1281 Graham Rd, Florissant, MO 63031
Statement Savings
0.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Commerce Bank Kansas City, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
8190 N Lindbergh Blvd, Florissant, MO 63031
myRewards Savings
0.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1 Montgomery Bank Plaza St, Sikeston, MO 63801
Kid's Club Savings
5.01%
$0
▼
Rate4.92%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $500.00
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
Grow Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Peoples Bank Cuba, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
408 W Washington St, Cuba, MO 65453
Super Saver Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Neighbors Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
109 East St, Clarence, MO 63437
Neighbors Savings Account
4.20%
$0
▼
Rate4.12%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Qualifying balance up to $250,000.00
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance® Savings
3.90%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
393 Ne 94th St, Kansas City, MO 64155
eSavings
3.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Florissant, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Florissant, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Florissant, Missouri
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Missouri, help your money grow faster through a higher APY.
Are savings accounts in Florissant, Missouri safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.
How often do savings rates change in Florissant, Missouri?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Florissant, Missouri may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Florissant, Missouri?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Florissant, Missouri offer in-person customer service, which some customers prefer.
How do I open a savings account in Florissant, Missouri?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Florissant, Missouri
Here are recent savings rates observed in Florissant, Missouri and the surrounding area:
- Neighbors Credit Union
SMART Savings — 10.00% APY - Alltru Federal Credit Union
Cubby Youth Savings — 5.01% APY - Together Credit Union
Accelerate It Savings — 5.00% APY - First Bank Creve Coeur, MO
Kids Cash Savings — 4.00% APY - First Community Credit Union
Health Savings Accounts (HSA) — 3.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Florissant, Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 3, 2026
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