Best Personal Loan Rates in Thaxton, Mississippi (MS) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Thaxton, Mississippi include: Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Mississippi National Guard Federal Credit UnionMississippi National Guard Federal Credit UnionC4.0 ★Texas Ratio: 26.90% offering Collateral Loans at 4.99% APR, Gulf Coast Community Federal Credit UnionGulf Coast Community Federal Credit UnionA5.0 ★Texas Ratio: 6.15% offering Collateralized Personal Loan at 5.00% APR, Rivertrust Federal Credit UnionRivertrust Federal Credit UnionA+5.0 ★Texas Ratio: 1.43% offering New and Used Tractor Loans at 5.25% APR, and Memorial Federal Credit UnionMemorial Federal Credit UnionA+5.0 ★Texas Ratio: 0.26% offering Loan Specials at 5.75% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Thaxton borrowers have access to 43 lenders serving the Mississippi area, with personal loan rates as low as 4.50% APR from Baxter Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Thaxton, Mississippi.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Thaxton, Mississippi. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026
No additional details available.
As Low As
As Low As
No additional details available.
$50,000
Amount financed based on collateral and NADA loan value. Terms based on 12 months per $1,000 borrowed. Example: Monthly payments are approximately $43.10 per $1,000 borrowed for 24 months at 5.00% APR.
No additional details available.
As Low As
Credit Score: 730 and above = 5.99% buy GAP 4.99% 37 to 72 Months; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
Credit Score: 730 and above = 6.99% buy GAP 5.99% 73 to 84 Months; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
Credit Score: 730 and above = 7.99% buy GAP 6.99% up to 36 Months; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
($3000.00 Maximum)
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
A+ Category = or > 725
A+ Category = or > 725
As Low As; $40,000 Maximum
As Low As; Individual - Up to 72 Months; $500 - $20,000
As Low As; Limit: $20,000 Maximum - Individual
As Low As; $20,000 Maximum
As Low As; Individual, Up to $20,000
No additional details available.
Credit Score: 680-729 = 8.99% buy GAP 7.99% 73 to 84 Months; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
A Category 660 - 724
A Category 660 - 724
No additional details available.
No additional details available.
Credit Score: 640-679 = 9.99% buy GAP 8.99%; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
As Low As; up to 4 years
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
$50,000 Maximum Loan. Terms based on 12 mo. per $1,000 borrowed, 96 months maximum. Example: Monthly payments are approximately $88.00 per $1,000 borrowed for 12 months at 10.20%.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
Credit Score: 600-639 = 10.99% buy GAP 9.99%; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
B Category 620 - 659
B Category 620 - 659
As Low As; Up to $15,000
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
Variable Rate
As Low As
No additional details available.
As Low As
Maximum Amount: Credit Limits of Up to $10,000
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
Credit Score: 550-599 = 15.99% buy GAP 14.99%; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
available in August and September
available in April and May
available in June and July
No additional details available.
C Category 600 - 619
No additional details available.
No additional details available.
Credit Score: 549 or less = 17.99% buy GAP 16.99%; Restrictions Apply; 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP
No additional details available.
No additional details available.
No additional details available.
D Category = or < 599
A+ Category = or > 725
No additional details available.
Qualifications Required: Must be a member for 6 months, in good standing; Must be on direct deposit or allotment for 6 months or have prior loan history and setup direct deposit, allotment or ACH (auto pay from another financial institution), minimum $125.00; Must be with present employer for 6 months with 1 or more years at last employment or ; 1 year with current employer; $30.00 application fee, non-refundable
No additional details available.
Terms based on 12 months or less per $1,000 borrowed. Example: Monthly payments are approximately $87.13 per $1,000 borrowed for 12 months at 18%.
Minimum amount $300 & maximum amount $2,500. Terms based on 12 months per $1,000 borrowed, 24 months maximum. Example: Monthly payments are approximately $87.13 per $1,000 borrowed for 12 months at 18%.
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Minimum amount $200 & maximum amount $1,000. Terms based on 1-6 months per $1,000 borrowed. Example: Monthly payments are approximately $172.99 per $1,000 borrowed for 6 months at 28%.
No additional details available.
Amount financed based on collateral and NADA loan value. Terms based on 12 months per $1,000 borrowed. Example: Monthly payments are approximately $43.10 per $1,000 borrowed for 24 months at 5.00% APR.
As Low As
As Low As
No additional details available.
As Low As; Individual - Up to 72 Months; $500 - $20,000
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
As Low As
No additional details available.
$50,000 Maximum Loan. Terms based on 12 mo. per $1,000 borrowed, 96 months maximum. Example: Monthly payments are approximately $88.00 per $1,000 borrowed for 12 months at 10.20%.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
Variable Rate
As Low As
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
No additional details available.
As Low As
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
A+ Category = or > 725
No additional details available.
A Category 660 - 724
As Low As; up to 4 years
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
B Category 620 - 659
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
C Category 600 - 619
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
D Category = or < 599
Thaxton, MS Personal Loan Rate Trends
Compare local Thaxton, MS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi personal loan rates fell 0.097 points over the past 7 days to 10.644% APR.
Mississippi signature loan rates fell 0.128 points over the past 7 days to 10.658% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Mississippi?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Mississippi?
Are credit unions or banks better for personal loans in Thaxton, Mississippi?
What are the best personal loan rates in Thaxton, Mississippi?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Mississippi National Guard Federal Credit Union: 4.99% (Collateral Loans)
- Gulf Coast Community Federal Credit Union: 5.00% (Collateralized Personal Loan)
- Rivertrust Federal Credit Union: 5.25% (New and Used Tractor Loans)
- Memorial Federal Credit Union: 5.75% (Loan Specials)
Personal Loan Calculators
