Mississippi Personal Loan Rate Trends
Track current and weekly average personal loan rates in Mississippi, view interactive rate trend charts, and compare local MS aprs against the national average.
Current Mississippi Personal Loan Rate Trends
Personal Loan rates in Mississippi fell 0.146 this week to 10.614%, down from 10.759% last week.
At 10.614%, Mississippi’s average sits 0.407 below the current national average of 11.020%. MS borrowers may have a competitive advantage relative to the national market.
The Mississippi personal loan rate averages on this page are calculated from 122 verified personal loan rate quotes collected across 45 banks and credit unions actively operating in Mississippi. Our proprietary systems collect and verify rates daily, tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Mississippi Personal Loan Rate Trends Chart
Daily average rates since April 13, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Mississippi personal loan rate averages compiled from 122 current rate quotes across 45 banks and credit unions operating in MS, updated daily.
As of Oct 13, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Mississippi
Quarterly average personal loan rates at credit unions headquartered in Mississippi, 1994 to present. Different methodology from the daily chart above, this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Mississippi (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994 to present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
