Best Personal Loan Rates in South Egremont, Massachusetts -
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in South Egremont, Massachusetts include: TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Mass Bay Credit UnionMass Bay Credit UnionA+5.0 ★Texas Ratio: 5.58% offering New < 25K miles Loan at 4.49% APR, First Citizens Federal Credit UnionFirst Citizens Federal Credit UnionA+5.0 ★Texas Ratio: 2.19% offering Personal Loan at 5.00% APR, Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR, and Newburyport BankNewburyport BankA5.0 ★Texas Ratio: 8.70% offering Credit Building - A Loan to Help Rebuild Your Credit at 5.00% APR. Personal loan rates as of July 13, 2026 according to verified data from MonitorBankRates.
South Egremont borrowers have access to 59 lenders serving the Massachusetts area, with personal loan rates as low as 4.00% APR from TrustCo Bank. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in South Egremont, Massachusetts.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in South Egremont, Massachusetts. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 13, 2026
South Egremont Personal Loan Rates
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MINIMUM & MAXIMUM LOAN AMOUNT: $600-$2,500
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Maximum of $1,500.00
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Annual Percentage Rate is with automatic payment from an FRMCU checking account. Rate quoted is for a 5 year term and for applicants with best credit score, based on individual credit worthiness and subject to change without notice. FRMCU must be in first lien position on property. Other rates and terms available. Cannot be combined with any other offer. Other restrictions may apply.
Fixed Rates as low as; Thereafter Variable at Prime Rate Minus 1.00%
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then Prime Rate minus 0.50% thereafter, currently 6.25% APR*
Model Year: 2026
Model Year: 2023-2026
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$2,000 Maximum
APR**(Credit & Promotional Rates applied)
Fixed APR*
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Model Year: 2023-2026
Model Year: 2023-2026
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APRs as low as 6.53%3; Loans up to $75,000; Origination/processing fee ranges from 0.00% to 8.00% of the loan amount; APR ranges from 5.96% APR to 35.99% APR; A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $27,198 for a term of 36 months, with an interest rate of 14.49% and a 6% origination fee of $1,632, for an APR of 18.91%. In this example, the borrower will receive $25,566 and will make 36 monthly payments of $936.
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Fully Indexed Rate: 6.500%; 360 Payments
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Model Year: 2020-2022
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Fixed APR*
Starting at
Rates as low as APR1
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Platinum 740+
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Model Year: 2020-2022
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Rate based on FICO score: 700 or more. **
APR**(Credit & Promotional Rates applied)
Fully Indexed Rate: 6.500%; # of Monthly Payments: 360; Payment per $1,000: $6.30
Fully Indexed Rate: 6.500%; 360 Monthly Payments
Fully Indexed Rate: 6.500%; # of Monthly Payments: 360; Payment per $1,000: $6.30
Fully Indexed Rate: 6.500%; 360 Monthly Payments
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Fully Indexed Rate: 6.500%; Payment per $1,000: $6.32
Model Year: 2020-2022
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As Low As; Number of Signatures: 1
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or 10.0% APR*; Up to 106.25% financing available for qualified members, terms available with certain restrictions and nominal rate increase; Rates are Annual Percentage Rate (APR); Rates and terms are subject to change without notice; Rates are based on the term of loan and credit history
As Low As; Maximum $5,000
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A 720-739
Borrow up to $3,000 for a new computer.
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Rate based on FICO score: 650-699. **
As Low As; Make Your Dreams True Personal loans may be written up to a maximum of $25,000.00, these loans will be an open end loan, all advances must be at a minimum of $1,000.00. Apply Now-MUST BE AN EMPLOYEE OF THE TOWN OF ARLINGTON, MA. (OR A FAMILY MEMBER).
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Per Collateral Review
As Low As; Maximum $10,000
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As Low as; Maximum $3,000
Rates Starting At:; APR*
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As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. Individual borrower limits subject to approval. Longer terms available for qualified borrowers. $10,000 Maximum Loan Limit for qualified borrowers. All rates are subject to change without notice.
As low as*; Maximum $2,400
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As Low As; Maximum Limit: $25,000.00
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Model Year: 2017-2019
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Rates Starting At: * | Call or Visit a Branch to Apply
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Maximum Loan: $25,000.00. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice. Membership eligibility is required. Certain restrictions may apply for members with existing SCU personal loans.
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Up to $10,000; CU will pay vendors directly; current SMEFCU Loans are not eligible
B 700-719
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Model Year: 2012-2016
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As Low As; APR=Annual Percentage Rate
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As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. Individual borrower limits subject to approval. Longer terms available for qualified borrowers. $10,000 Maximum Loan Limit for qualified borrowers. All rates are subject to change without notice.
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As Low As; Maximum Limit: $25,000.00
Apply in person at a Cape Cod 5 Banking Center
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South Egremont Personal Loan Rates
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APRs as low as 6.53%3; Loans up to $75,000; Origination/processing fee ranges from 0.00% to 8.00% of the loan amount; APR ranges from 5.96% APR to 35.99% APR; A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $27,198 for a term of 36 months, with an interest rate of 14.49% and a 6% origination fee of $1,632, for an APR of 18.91%. In this example, the borrower will receive $25,566 and will make 36 monthly payments of $936.
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Rate based on FICO score: 700 or more. **
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or 10.0% APR*; Up to 106.25% financing available for qualified members, terms available with certain restrictions and nominal rate increase; Rates are Annual Percentage Rate (APR); Rates and terms are subject to change without notice; Rates are based on the term of loan and credit history
As Low As; Click Here
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Rate based on FICO score: 650-699. **
As Low As; Make Your Dreams True Personal loans may be written up to a maximum of $25,000.00, these loans will be an open end loan, all advances must be at a minimum of $1,000.00. Apply Now-MUST BE AN EMPLOYEE OF THE TOWN OF ARLINGTON, MA. (OR A FAMILY MEMBER).
As Low As; Maximum $10,000
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As Low As; Maximum Limit: $25,000.00
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Maximum Loan: $25,000.00. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice. Membership eligibility is required. Certain restrictions may apply for members with existing SCU personal loans.
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As Low As; Maximum Limit: $25,000.00
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South Egremont Debt Consolidation Loan Rates
FICO Score: 790+
FICO Score: 720 -789
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Maximum $15,000
FICO Score: 670 - 719
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FICO Score: 630 - 669
FICO Score: 500 - 629
South Egremont Signature Loan Rates
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As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. Individual borrower limits subject to approval. Longer terms available for qualified borrowers. $10,000 Maximum Loan Limit for qualified borrowers. All rates are subject to change without notice.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. Individual borrower limits subject to approval. Longer terms available for qualified borrowers. $10,000 Maximum Loan Limit for qualified borrowers. All rates are subject to change without notice.
South Egremont, MA Personal Loan Rate Trends
Compare local South Egremont, MA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts personal loan rates rose 0.013 points over the past 7 days to 11.845% APR.
Massachusetts signature loan rates rose 1.925 points over the past 7 days to 11.088% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our South Egremont, Massachusetts personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for South Egremont, Massachusetts directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in South Egremont, Massachusetts. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Massachusetts?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Massachusetts?
Are credit unions or banks better for personal loans in South Egremont, Massachusetts?
What are the best personal loan rates in South Egremont, Massachusetts?
- TrustCo Bank: 4.00% (Passbook Loan)
- Mass Bay Credit Union: 4.49% (New < 25K miles Loan)
- First Citizens Federal Credit Union: 5.00% (Personal Loan)
- Pentucket Bank: 5.00% (Credit Builder Loan)
- Newburyport Bank: 5.00% (Credit Building - A Loan to Help Rebuild Your Credit)
South Egremont, Massachusetts Rates & Resources
Personal Loan Calculators
