Best Personal Loan Rates in East Freetown, Massachusetts -
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in East Freetown, Massachusetts include: TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Southcoast Federal Credit UnionSouthcoast Federal Credit UnionA+5.0 ★Texas Ratio: 1.57% offering Seasonal Special - 11 month term Loan at 4.00% APR, Taupa Lithuanian Federal Credit UnionTaupa Lithuanian Federal Credit UnionA+5.0 ★Texas Ratio: 0.50% offering Floor rate Loan at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, and Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
East Freetown borrowers have access to 57 lenders serving the Massachusetts area, with personal loan rates as low as 4.00% APR from TrustCo Bank. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in East Freetown, Massachusetts.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in East Freetown, Massachusetts. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
East Freetown Personal Loan Rates
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A 720-739
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B 700-719
As Low As
As Low As
No additional details available.
Maximum loan amount $2,500
C 680-699
No additional details available.
Maximum of $1,500.00
No additional details available.
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Rates shown include .25% discount with Auto Pay from an IC Account.
Rates shown include .25% discount with Auto Pay from an IC Account.
D 660-679
No additional details available.
Rates shown include .25% discount with Auto Pay from an IC Account.
Rates shown include .25% discount with Auto Pay from an IC Account.
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Loan amounts range from $1,000 to $60,000. Origination/processing fee ranges from 0.00% to 8.00% of the loan amount. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
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As Low As; Maximum Amount of $3,000.00
Model Year: 2023-2026
Model Year: 2026
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$2,000 Maximum
E 640-659
No additional details available.
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Model Year: 2023-2026
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Model Year: 2023-2026
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F 620-639
No additional details available.
A personal loan up to $60,000 to cover expenses like a major purchase, home improvements, life events, etc.
Rates starting at 6.53% APR1
Rates starting as low as 6.53% APR1; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
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Model Year: 2020-2022
Starting at
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As Low As; Fixed; Terms from 36 to 84 months with Direct Deposit
As Low As; Fixed
As Low As; 1
Non-Owner Occupied/Investment Property
Break free from debt.
No additional details available.
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Model Year: 2020-2022
As Low As
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G < 619
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Borrow up to $2500
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Model Year: 2020-2022
with auto pay
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FIXED APR WITH AUTO PAY
As Low As
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or 10.0% APR*; Up to 106.25% financing available for qualified members, terms available with certain restrictions and nominal rate increase; Rates are Annual Percentage Rate (APR); Rates and terms are subject to change without notice; Rates are based on the term of loan and credit history
As Low As; Number of Signatures: 1
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As Low As; Maximum $5,000
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As Low As; to $3,000
As low as; Click Here
No additional details available.
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As Low As; Rates effective as of 12/30/2023. Maximum loan amount $25,000.00. Advances must be a minimum of $1,000.00.
As Low As; Maximum $10,000
Per Collateral Review
Estimated Payment per $1,000.00 is $17.54 based on 72 months 7.75% APR* with Direct Deposit Auto Pay; Estimated Payment per $1,000.00 is $17.42 based on 72 months
Estimated Payment per $1,000.00 is $24.42 based on 48 months 7.75% APR* with Direct Deposit Auto Pay; Estimated Payment per $1,000.00 is $24.31 based on 48 months
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Rates Starting At: *
As Low As; Maximum $3,000
As Low As; Fixed; Terms from 24 to 72 months with Direct Deposit
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As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. Individual borrower limits subject to approval. Longer terms available for qualified borrowers. $10,000 Maximum Loan Limit for qualified borrowers. All rates are subject to change without notice.
As low as; Maximum $2,400
Index: 1 YR Treasury; CAP: 2/6; Column: +4.750%
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Model Year: 2017-2019
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Call or Visit a Branch to Apply
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FIXED
Up to $10,000; CU will pay vendors directly; current SMEFCU Loans are not eligible
No additional details available.
As Low As; Start your journey with a $500 Credit Builder Loan.
No additional details available.
As Low As
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Index: 1 YR Treasury; CAP: 2/6; Column: +5.000%
Model Year: 2012-2016
As Low As
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As Low As
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As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. Individual borrower limits subject to approval. Longer terms available for qualified borrowers. $10,000 Maximum Loan Limit for qualified borrowers. All rates are subject to change without notice.
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As Low As; Maximum loan amount $25,000.00
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Apply in person at a Cape Cod 5 Banking Center
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As Low As; to $15,000
Up to $10,000; CU will pay vendors directly; current SMEFCU Loans are not eligible
No additional details available.
East Freetown Personal Loan Rates
No additional details available.
Loan amounts range from $1,000 to $60,000. Origination/processing fee ranges from 0.00% to 8.00% of the loan amount. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
As Low As; Maximum Amount of $3,000.00
Rates starting as low as 6.53% APR1; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
As Low As
No additional details available.
FIXED APR WITH AUTO PAY
No additional details available.
As Low As; Number of Signatures: 1
As Low As
or 10.0% APR*; Up to 106.25% financing available for qualified members, terms available with certain restrictions and nominal rate increase; Rates are Annual Percentage Rate (APR); Rates and terms are subject to change without notice; Rates are based on the term of loan and credit history
No additional details available.
As low as; Click Here
No additional details available.
As Low As; Rates effective as of 12/30/2023. Maximum loan amount $25,000.00. Advances must be a minimum of $1,000.00.
As Low As; Maximum $10,000
As Low As; Fixed; Terms from 24 to 72 months with Direct Deposit
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As Low As
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As Low As
As Low As
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East Freetown Debt Consolidation Loan Rates
Rates starting at 6.53% APR1
As Low As; to $15,000
As Low As; Monthly Payment Per $1,000 Borrowed: $87.92 (based on a 12 month term)
As Low As; Monthly Payment Per $1,000 Borrowed: $32.23 (based on a 37 month term)
FICO Score: 790+
Rates as low as APR1
FICO Score: 720 -789
No additional details available.
$15,000 Maximum
FICO Score: 670 - 719
No additional details available.
FICO Score: 630 - 669
FICO Score: 500 - 629
East Freetown Signature Loan Rates
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As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. Individual borrower limits subject to approval. Longer terms available for qualified borrowers. $10,000 Maximum Loan Limit for qualified borrowers. All rates are subject to change without notice.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. Individual borrower limits subject to approval. Longer terms available for qualified borrowers. $10,000 Maximum Loan Limit for qualified borrowers. All rates are subject to change without notice.
East Freetown, MA Personal Loan Rate Trends
Compare local East Freetown, MA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts personal loan rates fell 0.188 points over the past 7 days to 11.565% APR.
Massachusetts signature loan rates fell 1.913 points over the past 7 days to 9.163% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our East Freetown, Massachusetts personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for East Freetown, Massachusetts directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in East Freetown, Massachusetts. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Massachusetts?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Massachusetts?
Are credit unions or banks better for personal loans in East Freetown, Massachusetts?
What are the best personal loan rates in East Freetown, Massachusetts?
- TrustCo Bank: 4.00% (Passbook Loan)
- Southcoast Federal Credit Union: 4.00% (Seasonal Special - 11 month term Loan)
- Taupa Lithuanian Federal Credit Union: 4.00% (Floor rate Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Pentucket Bank: 5.00% (Credit Builder Loan)
East Freetown, Massachusetts Rates & Resources
Personal Loan Calculators
