Best Personal Loan Rates in Sondheimer, Louisiana (LA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Sondheimer, Louisiana include: River Region Federal Credit UnionRiver Region Federal Credit UnionA+5.0 ★Texas Ratio: 2.09% offering Signature Loans at 3.99% APR, Southwest Louisiana Credit UnionSouthwest Louisiana Credit UnionA+5.0 ★Texas Ratio: 4.91% offering Share Pledge & CD Pledge Loans at 4.50% APR, Post Office Employees Credit UnionPost Office Employees Credit UnionA+5.0 ★Texas Ratio: 1.01% offering Consolidation Loan at 4.75% APR, Alive Credit UnionAlive Credit UnionA+5.0 ★Texas Ratio: 4.30% offering Tactical Loan at 5.00% APR, and BRECO Federal Credit UnionBRECO Federal Credit UnionA-5.0 ★Texas Ratio: 14.60% offering Land Loans at 5.20% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Sondheimer borrowers have access to 52 lenders serving the Louisiana area, with personal loan rates as low as 3.99% APR from River Region Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Sondheimer, Louisiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Sondheimer, Louisiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
As Low As; Copy of invoice from school/college required
2.5% above rate earned on share/cd with a minimum rate of 4.5%
As Low As
As Low As
As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
As Low As
As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
As Low As; APR varies by term. Terms up to 10 years.
As Low As; APR varies by term. Terms up to 10 years.
As Low As; Members are eligible after 6 months of employment; Member can qualify for 2 times their gross monthly income not to exceed $10,000.00.
Maximum Loan Amount: Less than $15,000
Maximum Loan Amount: $15,000 - $19,999.99
As Low As; APR varies by term. Terms up to 10 years.
As Low As; Up to $10,000
As Low As
As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As; Maximum 90% of Appraised Value; Parishes approved for Property Loans are: Lafayette, St Landry, Vermillion, Acadia and St. Martin
As Low As; $10,001-$15,000
Maximum Loan Amount: $20,000 - $29,999.99
Maximum Loan Amount: $30,000 - $39,999.99
As Low As
As Low As
As Low As
No additional details available.
As Low As; $15,001-$25,000
No additional details available.
As Low As; Limited time only New Year Special: January - April Summer Special: May - August Holiday Special: September - December
As Low As; Contact credit union for more details.
As Low As; 90% Loan to Value
As Low As
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
No additional details available.
As Low As; $500 - $50,000
As Low As; $25,001-$50,000
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; Maximum amount $20,000
As Low As
As Low As; Terms up to 2 years.
max. 60 mo.
Regular APR: 9-18%
As Low As
up to 60 months
Maximum Loan Amount: $50,000 - $59,999.99
As Low As
No additional details available.
Maximum Loan Amount: $60,000 or more
As Low As; Catch up on bills, home repairs, etc.
As Low As
As Low As
$5,000 to $50,000
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; 12 months
As Low As; Terms based on loan amount
As Low As
As Low As; plus a chance to win $650!
As Low As
As Low As
As Low As
As Low As
As Low As; APR varies by term. Terms up to 5 years.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; Low variable rates based on credit worthiness; NO application fee; Flexible repayment terms; NO pre-payment penalty; Personalized service at every step; Use for tax payment, holiday expenses, back to school, bill consolidation, and more
As Low As
No additional details available.
As Low As
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making
As Low As
As Low As
As Low As
Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
As Low As
As Low As
Paper Grade A, Credit Score Range 720+
As Low As
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
As Low As
As Low As
No additional details available.
Paper Grade A, Credit Score Range 720+
Paper Grade A, Credit Score Range 720+
No additional details available.
Up to $25,000**
As Low As
Up to 60 months financing
Borrow up to $1,200; 12-month repayment term; Perfect for gifts, travel, and holiday expenses; Quick and easy application process
Special loan for disasters
$2,000; As Low As; Great for after Christmas, Easter, Back-to-school and many other benefits
No additional details available.
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $25,000 or more
Up To $20,000.00; Credit Rating A+
Up To $20,000.00; Credit Rating A
As Low As
No additional details available.
Debt Ratio 30% to 39.99%; No Public Records; Some (1 or 2) 30 Day Past Due; Bankruptcy 7 to 10 Years Old (From Date of Discharge)
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $3,000 - $9,999
As Low As; Loan Amount: $3,000 - $9,999
As Low As
As Low As
Paper Grade B, Credit Score Range 670-719
Up To $20,000.00; Credit Rating B
Paper Grade B, Credit Score Range 670-719
No additional details available.
Paper Grade B, Credit Score Range 670-719
Maximum Loan Amount: $70,000 or more (Motor Homes Only)
Debt Ratio 40% to 49.99%; Public Records; Some (3 or 4) 30 Day Past Due; Some (1 or 2) 60 Day Past Due; Bankruptcy 3 to 6.00 Years Old (From Date of Discharge)
No additional details available.
Paper Grade C, Credit Score Range 620 - 669
Paper Grade C, Credit Score Range 620 - 669
Up To $20,000.00; Credit Rating C
Up To $20,000.00; Credit Rating D
Up To $20,000.00; Credit Rating E
Paper Grade D, Credit Score Range 580 - 619
Debt Ratio 50% to 59.99%; Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)
Paper Grade D, Credit Score Range 580 - 619
As Low As
As Low As
As Low As; Loan Amount: Less than $3,000
As Low As; Loan Amount: Less than $3,000
Up to $25,000**
No additional details available.
Paper Grade E, Credit Score Range 579 or less
No additional details available.
Debt Ratio > or = 60%; Bankruptcy 0 to 1.99 Years Old (From Date of Discharge); Need Board Approval
As Low As; Short term, Small amount loans - Contact credit union for details.
As Low As
As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
As Low As
No additional details available.
As Low As; $500 - $50,000
As Low As; Maximum amount $20,000
As Low As
No additional details available.
As Low As
As Low As; Terms based on loan amount
As Low As; 12 months
As Low As
As Low As; plus a chance to win $650!
As Low As
As Low As
No additional details available.
As Low As; Low variable rates based on credit worthiness; NO application fee; Flexible repayment terms; NO pre-payment penalty; Personalized service at every step; Use for tax payment, holiday expenses, back to school, bill consolidation, and more
No additional details available.
As Low As
As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making
As Low As
As Low As
As Low As
As Low As
As Low As
Paper Grade A, Credit Score Range 720+
No additional details available.
Paper Grade A, Credit Score Range 720+
Paper Grade A, Credit Score Range 720+
As Low As
Up To $20,000.00; Credit Rating A+
Up To $20,000.00; Credit Rating A
As Low As
As Low As
Paper Grade B, Credit Score Range 670-719
Paper Grade B, Credit Score Range 670-719
Up To $20,000.00; Credit Rating B
Paper Grade B, Credit Score Range 670-719
Paper Grade C, Credit Score Range 620 - 669
Paper Grade C, Credit Score Range 620 - 669
Up To $20,000.00; Credit Rating C
Up To $20,000.00; Credit Rating D
Up To $20,000.00; Credit Rating E
Paper Grade D, Credit Score Range 580 - 619
Paper Grade D, Credit Score Range 580 - 619
No additional details available.
Paper Grade E, Credit Score Range 579 or less
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
$5,000 to $50,000
As Low As; Copy of invoice from school/college required
As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
As Low As; Members are eligible after 6 months of employment; Member can qualify for 2 times their gross monthly income not to exceed $10,000.00.
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
No additional details available.
As Low As; Contact credit union for more details.
As Low As
As Low As
As Low As
Regular APR: 9-18%
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; APR varies by term. Terms up to 5 years.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
As Low As
As Low As
Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
As Low As
Up to $25,000**
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $25,000 or more
No additional details available.
Debt Ratio 30% to 39.99%; No Public Records; Some (1 or 2) 30 Day Past Due; Bankruptcy 7 to 10 Years Old (From Date of Discharge)
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $3,000 - $9,999
As Low As; Loan Amount: $3,000 - $9,999
No additional details available.
No additional details available.
Debt Ratio 40% to 49.99%; Public Records; Some (3 or 4) 30 Day Past Due; Some (1 or 2) 60 Day Past Due; Bankruptcy 3 to 6.00 Years Old (From Date of Discharge)
Debt Ratio 50% to 59.99%; Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)
As Low As; Loan Amount: Less than $3,000
As Low As; Loan Amount: Less than $3,000
Up to $25,000**
No additional details available.
Debt Ratio > or = 60%; Bankruptcy 0 to 1.99 Years Old (From Date of Discharge); Need Board Approval
Sondheimer, LA Personal Loan Rate Trends
Compare local Sondheimer, LA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Louisiana personal loan rates fell 0.494 points over the past 7 days to 10.810% APR.
Louisiana signature loan rates rose 0.325 points over the past 7 days to 12.440% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Louisiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Louisiana?
Are credit unions or banks better for personal loans in Sondheimer, Louisiana?
What are the best personal loan rates in Sondheimer, Louisiana?
- River Region Federal Credit Union: 3.99% (Signature Loans)
- Southwest Louisiana Credit Union: 4.50% (Share Pledge & CD Pledge Loans)
- Post Office Employees Credit Union: 4.75% (Consolidation Loan)
- Alive Credit Union: 5.00% (Tactical Loan)
- BRECO Federal Credit Union: 5.20% (Land Loans)
Personal Loan Calculators
