Best Personal Loan Rates in Saint Francisville, Louisiana -
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Saint Francisville, Louisiana include: BRECO Federal Credit UnionBRECO Federal Credit Union5485 US Highway 61, Saint Francisville, LA, 70775A-5.0 ★Texas Ratio: 13.75% offering Land Loans 0-60 Months at 5.20% APR, Red River Employees Federal Credit UnionRed River Employees Federal Credit UnionA+5.0 ★Texas Ratio: 4.81% offering 2025 Loan at 4.60% APR, Post Office Employees Credit UnionPost Office Employees Credit UnionA+5.0 ★Texas Ratio: 0.97% offering Consolidation Loan at 4.75% APR, Engage Federal Credit UnionEngage Federal Credit UnionA+5.0 ★Texas Ratio: 3.12% offering New/Used Recreational (2016 - Current) Loan at 5.00% APR, and Department Of Corrections Credit UnionDepartment Of Corrections Credit UnionA+5.0 ★Texas Ratio: 0.97% offering Tractor Loan at 5.25% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Saint Francisville has 1 local institution in our database, with personal loan rates as low as 5.20% APR from BRECO Federal Credit Union at 5485 US Highway 61, Saint Francisville, LA, 70775. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Saint Francisville, Louisiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Saint Francisville, Louisiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Saint Francisville Personal Loan Rates
Purchase acreage or raw land. Up to 100% Loan to Value
Purchase acreage or raw land. Up to 100% Loan to Value
Purchase acreage or raw land. Up to 100% Loan to Value
As Low As; Borrow up to $40,000.00 for personal needs
As Low As; Borrow up to $40,000.00 for personal needs
As Low As; Borrow up to $40,000.00 for personal needs
No additional details available.
No additional details available.
As Low As; Rates are based on credit score & term of the loan. Loan loyalty discounts Apply, except when another promotional discount is already running.
As low as
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
Maximum Loan Amount: Less than $15,000
As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Maximum Loan Amount: $15,000 - $19,999.99
Maximum Loan Amount: $20,000 - $29,999.99
No additional details available.
No additional details available.
No additional details available.
No additional details available.
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
No additional details available.
No additional details available.
No additional details available.
APR varies by term. Terms up to 10 years.
Terms up to 10 years. Contact us toapply.
APR varies by term. Terms up to 10 years.
No additional details available.
Loan amount Under $20,000.00. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Payment example based on a $15,000 loan: $291.30 at 6.10% APR with a 60-month term. Your APR may differ based on your loan amount, repayment method, and other factors.
As Low As
APR varies by term. Terms up to 10 years.
No additional details available.
No additional details available.
No additional details available.
Rate Ranges Are Based On Credit Worthiness
Up to $10,000; As Low As
As Low As; Annual Percentage Rate
Maximum Loan Amount: $30,000 - $39,999.99
Maximum Loan Amount: $40,000 or more
Rate Ranges Are Based On Credit Worthiness
No additional details available.
Loan amount Over $20,000.00. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Payment example based on a $15,000 loan: $291.30 at 6.10% APR with a 60-month term. Your APR may differ based on your loan amount, repayment method, and other factors.
Rate Ranges Are Based On Credit Worthiness
As Low As
No additional details available.
Maximum 90% of Appraised Value; Personal/Owner Occupied
$10,001-$15,000; As Low As
Monthly payments are approximately $30.97 per $1000 borrowed at 6.99% APR for 36 months.
Est. Monthly Payment per $1,000: $30.97
No additional details available.
No additional details available.
New (Non Real Estate)
No additional details available.
As Low As
Loan amount Under $20,000.00. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Payment example based on a $15,000 loan: $299.17 at 7.20% APR with a 60-month term. Your APR may differ based on your loan amount, repayment method, and other factors.
No additional details available.
As Low As; Loan rate, term, and monthly payment are determined by credit worthiness, collateral, and loan to value.
As Low As
As Low As; Loan rate, term, and monthly payment are determined by credit worthiness, collateral, and loan to value.
As Low As; Loan rate, term, and monthly payment are determined by credit worthiness, collateral, and loan to value.
As Low As
No additional details available.
No additional details available.
New (Non Real Estate)
As Low As
$15,001-$25,000; As Low As
Est. Monthly Payment per $1,000: $24.26
Monthly payments are approximately $31.20 per $1000 borrowed at 7.49% APR for 36 months.
Maximum Amount: 20% of Gross Income - Depends on Credit Score
New (Non Real Estate)
Maximum Amount: 20% of Gross Income - Depends on Credit Score
No additional details available.
Limited time only New Year Special: January - April Summer Special: May - August Holiday Special: September - December
Contact credit union for more details.
Loan amount Over $20,000.00. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Payment example based on a $15,000 loan: $299.17 at 7.20% APR with a 60-month term. Your APR may differ based on your loan amount, repayment method, and other factors.
New (Non Real Estate)
As Low As; 90% Loan to Value
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
Est. Monthly Payment per $1,000: $20.35
No additional details available.
New (Non Real Estate)
New (Non Real Estate)
$25,001-$50,000; As Low As
APR as low as**
Maximum Amount: $1,000
No additional details available.
As Low As; Depending on Your Credit Score, you could be eligible for up to $15,000.00
No additional details available.
No additional details available.
As Low As
New (Non Real Estate)
Maximum term for loans up to $5,000 is 36 months
Loan amount is over $10,000
Maximum term for loans up to $5,000 is 36 months
Proceeds of loan are deposited to share savings and maintained in the account until loan balance is paid in full (100% secured).
Terms up to 2 years.
As Low As
As Low As; Monthly payments are approximately $31.92 per $1000 borrowed at 8.99% APR for 36 months.
Fixed-rate; Maximum amount $20,000. Apply Online
Loan amount is over $5,000
Loan amount is over $15,000
Loan amount is over $5,000
No additional details available.
No additional details available.
No additional details available.
As Low As; 80% loan to value
Based on Credit Score: Above 749
Unsecured loan up to $15,000.00. 9-18% APR (see chart below).
No additional details available.
Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ.
No additional details available.
No additional details available.
Catch up on bills, home repairs, etc.; As low as 9.25%
No additional details available.
Loan amount is over $10,000
Loan amount is over $10,000
Loan amount is over $25,000
As Low As
As Low As
As Low As; Fixed APR
As Low As
As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
As Low As
As Low As
No additional details available.
Rates as low as 9.90%
No Collateral Required
Unsecured - 36 Mo: $418 is the difference between the amount paid in interest between Advancial Federal Credit Union's rate at 9.90% APR compared to 11.54% APR for the Charlotte Metro market average over the life of a $15,000 unsecured loan over 36 months.
APR = Annual Percentage Rates. Please contact a Loan Officer for more information. Effective October 1, 2013, if you are more than 10 days late in making a payment, you will be charged a $10.00 late fee.
As Low As; Terms based on loan amount
As Low As
Loan Amount: $1,001 - $2,500
As low as
As low as
APR varies by term. Terms up to 5 years.
Saint Francisville Personal Loan Rates
As Low As; Annual Percentage Rate
No additional details available.
APR as low as**
Fixed-rate; Maximum amount $20,000. Apply Online
No additional details available.
No additional details available.
No additional details available.
Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ.
No additional details available.
As Low As; Terms based on loan amount
Loan Amount: $1,001 - $2,500
As low as
Saint Francisville Debt Consolidation Loan Rates
As Low As; Loan rate, term, and monthly payment are determined by credit worthiness, collateral, and loan to value.
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
Saint Francisville Signature Loan Rates
As Low As; Borrow up to $40,000.00 for personal needs
As Low As; Borrow up to $40,000.00 for personal needs
As Low As; Borrow up to $40,000.00 for personal needs
As Low As; Loan rate, term, and monthly payment are determined by credit worthiness, collateral, and loan to value.
Maximum Amount: 20% of Gross Income - Depends on Credit Score
Contact credit union for more details.
No additional details available.
As Low As; Depending on Your Credit Score, you could be eligible for up to $15,000.00
As Low As
Unsecured loan up to $15,000.00. 9-18% APR (see chart below).
No additional details available.
As Low As; Fixed APR
As Low As
As Low As
Rates as low as 9.90%
No Collateral Required
APR = Annual Percentage Rates. Please contact a Loan Officer for more information. Effective October 1, 2013, if you are more than 10 days late in making a payment, you will be charged a $10.00 late fee.
As Low As
As low as
APR varies by term. Terms up to 5 years.
Saint Francisville, LA Personal Loan Rate Trends
Compare local Saint Francisville, LA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Louisiana personal loan rates fell 0.343 points over the past 7 days to 11.293% APR.
Louisiana signature loan rates rose 0.094 points over the past 7 days to 11.972% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Saint Francisville, Louisiana personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Saint Francisville, Louisiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Saint Francisville, Louisiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in LA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Louisiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Louisiana?
Are credit unions or banks better for personal loans in Saint Francisville, Louisiana?
What are the best personal loan rates in Saint Francisville, Louisiana?
- BRECO Federal Credit Union: 5.20% (Land Loans 0-60 Months)
- Red River Employees Federal Credit Union: 4.60% (2025 Loan)
- Post Office Employees Credit Union: 4.75% (Consolidation Loan)
- Engage Federal Credit Union: 5.00% (New/Used Recreational (2016 - Current) Loan)
- Department Of Corrections Credit Union: 5.25% (Tractor Loan)
Saint Francisville, Louisiana Rates & Resources
Personal Loan Calculators
