Best Personal Loan Rates in Alexandria, Louisiana - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Alexandria, Louisiana include: Valex Federal Credit UnionValex Federal Credit Union1767 Jackson St, Alexandria, LA, 71301 6433A-4.9 ★Texas Ratio: 16.18% offering 36 Months Loan at 5.25% APR, Rapides General Hospital Employees FCURapides General Hospital Employees FCU211 4TH ST, ALEXANDRIA, LA, 71301 8421A+5.0 ★Texas Ratio: 0.00% offering Used --- 90% Dealer Certified Appraised Value Loan at 6.30% APR, La Capitol Federal Credit UnionLa Capitol Federal Credit Union1930 Gus Kaplan Dr, Alexandria, LA, 71301A5.0 ★Texas Ratio: 6.82% offering Personal Loans (Unsecured) at 9.99% APR, CenLA Federal Credit UnionCenLA Federal Credit Union708 Jackson St, Alexandria, LA, 71301A+5.0 ★Texas Ratio: 0.15% offering Personal / Signature Loan at 10.00% APR, and Post Office Employees Credit UnionPost Office Employees Credit UnionA+5.0 ★Texas Ratio: 0.97% offering Consolidation Loan at 4.75% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Alexandria has 4 local institutions in our database, with personal loan rates as low as 5.25% APR from Valex Federal Credit Union at 1767 Jackson St, Alexandria, LA, 71301 6433. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Alexandria, Louisiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Alexandria, Louisiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
Alexandria Personal Loan Rates
Maximum Loan Amount: Less than $15,000
Maximum Loan Amount: $15,000 - $19,999.99
Maximum Loan Amount: $20,000 - $29,999.99
No additional details available.
No additional details available.
Rate Ranges Are Based On Credit Worthiness
Maximum Loan Amount: $30,000 - $39,999.99
Maximum Loan Amount: $40,000 or more
Rate Ranges Are Based On Credit Worthiness
Rate Ranges Are Based On Credit Worthiness
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Loan Amount: $1,001 - $2,500
As Low As; Loans of $500 to $13,000; Low variable rates based on credit worthiness; No collateral necessary; NO application fee; Flexible repayment terms; NO pre-payment penalty
Maximum 15% Salary up to $10,000 after 1 Year of Employment. Maximum 5% Salary 3 Months to 1 Year of Employment. Loans over 36 months based on credit worthiness
Loan Amount: $10,000 - $14,999
Loan Amount: $15,000 & above
This APR will vary with the market based on the Prime Rate.
This APR will vary with the market based on the Prime Rate.
Motor Homes Only
As Low As; Rates are based on credit score & term of the loan. Loan Loyalty Discounts apply only when there is no other 1.25% discount promotion. Optional - Start your Debt Diet with our FREE Financial Wellness Review.
As Low As; financing
As Low As
As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
As Low As
As Low As
As Low As
As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
As Low As
No additional details available.
APR varies by term.
Contact us toapply.
APR varies by term.
As Low As
No additional details available.
APR varies by term.
As Low As; Starting at
As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
No additional details available.
As Low As
As Low As
As Low As
As Low As; Loan rate, term, and monthly payment are determined by credit worthiness, collateral, and loan to value.
As Low As; Loan rate, term, and monthly payment are determined by credit worthiness, collateral, and loan to value.
As Low As
As Low As; Loan rate, term, and monthly payment are determined by credit worthiness, collateral, and loan to value.
Maximum Amount: 20% of Gross Income - Depends on Credit Score
Maximum Amount: 20% of Gross Income - Depends on Credit Score
As Low As; *
No additional details available.
90% Loan to Value
As Low As
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
No additional details available.
As Low As; APR
No additional details available.
Maximum Amount: $1,000
As Low As; Depending on Your Credit Score, you could be eligible for up to $15,000.00
As Low As
No additional details available.
As Low As
Fixed-rate; Maximum amount $20,000
As Low As
No additional details available.
No additional details available.
Credit Score: Above 749
No additional details available.
As Low As
80% loan to value
As Low As; Low minimum monthly payment of only 2% of balance or $10 (whichever is greater).
No additional details available.
As Low As; Catch up on bills, home repairs, etc.
As Low As
No additional details available.
As Low As
As Low As; Fixed APR; Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As; Fixed APR
As Low As
As Low As
Limited time only New Year Special: January - April Summer Special: May - August Holiday Special: September - December
Contact credit union for more details.
As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
As Low As
As Low As; Savings Over 3 Years $426
No additional details available.
No Collateral Required
As Low As; See all Loan Rates
APR = Annual Percentage Rates. Please contact a Loan Officer for more information. Effective October 1, 2013, if you are more than 10 days late in making a payment, you will be charged a $10.00 late fee.
As Low As; Terms based on loan amount
Rates at a Glance
APR varies by term.
As Low As
As Low As; financing
No additional details available.
No additional details available.
As Low As
As Low As
As low as
Loan Amount: $10,000 or more; As Low As
As Low As; Loan Amount: $10,000 or more
No additional details available.
As Low As
As Low As
As Low As;*
As Low As;*
As Low As
Rates depend on credit. Some restrictions may apply. Some additional fees may be required or apply.
As Low As
As Low As; Credit Rating: A+
No additional details available.
Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
As Low As
As Low As
Paper Grade: A; Credit Score Range: 720+
As Low As; Low minimum monthly payment of only 2% of balance or $10 (whichever is greater).
Loan Amount: $10,000 or more; As Low As
As Low As; Loan Amount: $10,000 or more
As Low As
No additional details available.
Paper Grade: A; Credit Score Range: 720+
Paper Grade: A; Credit Score Range: 720+
Limits: 5X Gross Monthly Income
As Low As; Approximate Payment (per $1,000): $24.12
As Low As
As Low As
Rates depend on credit. Some restrictions may apply.
As Low As; Payment calculated on a monthly factor of 2.25% for each increment or partial increment of $1,000 outstanding balance and rounded to the next even dollar amount. See credit agreement for more details. Interest rate is variable and may change after loan funding.
Limits: 5X Gross Monthly Income
Special loan for disasters
$2,000; As Low As; Great for after Christmas, Easter, Back-to-school and many other benefits
Credit Score: 700-749
No additional details available.
As Low As; Loan Amount: $25,000 or more
Loan Amount: $25,000 or more; As Low As
Limits: 5X Gross Monthly Income
No additional details available.
Limits: 5X Gross Monthly Income
As Low As
Limits: 4X Gross Monthly Income
No additional details available.
Credit Score: 650-699
No additional details available.
Alexandria Personal Loan Rates
Loan Amount: $1,001 - $2,500
Loan Amount: $10,000 - $14,999
Loan Amount: $15,000 & above
As Low As; Starting at
No additional details available.
As Low As; APR
Fixed-rate; Maximum amount $20,000
No additional details available.
As Low As
No additional details available.
As Low As; Low minimum monthly payment of only 2% of balance or $10 (whichever is greater).
No additional details available.
As Low As
As Low As; See all Loan Rates
As Low As; Terms based on loan amount
Rates at a Glance
No additional details available.
No additional details available.
No additional details available.
As Low As;*
Rates depend on credit. Some restrictions may apply. Some additional fees may be required or apply.
As Low As
Paper Grade: A; Credit Score Range: 720+
As Low As
As Low As
As Low As; Low minimum monthly payment of only 2% of balance or $10 (whichever is greater).
No additional details available.
Paper Grade: A; Credit Score Range: 720+
Paper Grade: A; Credit Score Range: 720+
As Low As; Approximate Payment (per $1,000): $24.12
As Low As
As Low As
Alexandria Debt Consolidation Loan Rates
As Low As; Loan rate, term, and monthly payment are determined by credit worthiness, collateral, and loan to value.
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
Alexandria Signature Loan Rates
As Low As
As Low As; Loans of $500 to $13,000; Low variable rates based on credit worthiness; No collateral necessary; NO application fee; Flexible repayment terms; NO pre-payment penalty
Maximum 15% Salary up to $10,000 after 1 Year of Employment. Maximum 5% Salary 3 Months to 1 Year of Employment. Loans over 36 months based on credit worthiness
As Low As; Loan rate, term, and monthly payment are determined by credit worthiness, collateral, and loan to value.
Maximum Amount: 20% of Gross Income - Depends on Credit Score
As Low As
As Low As; Depending on Your Credit Score, you could be eligible for up to $15,000.00
As Low As
No additional details available.
As Low As; Fixed APR; Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As; Fixed APR
As Low As
As Low As
Contact credit union for more details.
No Collateral Required
APR = Annual Percentage Rates. Please contact a Loan Officer for more information. Effective October 1, 2013, if you are more than 10 days late in making a payment, you will be charged a $10.00 late fee.
APR varies by term.
As Low As; financing
As Low As
As Low As
As low as
Loan Amount: $10,000 or more; As Low As
As Low As; Loan Amount: $10,000 or more
As Low As
As Low As; Credit Rating: A+
Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
Loan Amount: $10,000 or more; As Low As
As Low As; Loan Amount: $10,000 or more
As Low As
Loan Amount: $25,000 or more; As Low As
As Low As; Loan Amount: $25,000 or more
No additional details available.
Alexandria, LA Personal Loan Rate Trends
Compare local Alexandria, LA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Louisiana personal loan rates rose 0.326 points over the past 7 days to 11.676% APR.
Louisiana signature loan rates rose 0.268 points over the past 7 days to 12.190% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Alexandria, Louisiana personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Alexandria, Louisiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Alexandria, Louisiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in LA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Louisiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Louisiana?
Are credit unions or banks better for personal loans in Alexandria, Louisiana?
What are the best personal loan rates in Alexandria, Louisiana?
- Valex Federal Credit Union: 5.25% (36 Months Loan)
- Rapides General Hospital Employees FCU: 6.30% (Used --- 90% Dealer Certified Appraised Value Loan)
- La Capitol Federal Credit Union: 9.99% (Personal Loans (Unsecured))
- CenLA Federal Credit Union: 10.00% (Personal / Signature Loan)
- Post Office Employees Credit Union: 4.75% (Consolidation Loan)
Alexandria, Louisiana Rates & Resources
Personal Loan Calculators
