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Best Personal Loan Rates in Florence, Kentucky (KY) - March 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Kentucky borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: March 25, 2026

Current personal loan options available to borrowers in Florence, Kentucky include: Northern Kentucky Federal Credit UnionNorthern Kentucky Federal Credit Union6720 Dixie Hwy, Florence, KY, 41042 2108A+5.0 ★Texas Ratio: 2.13% offering Recreation Loan at 5.00% APR, General Electric Credit UnionGeneral Electric Credit Union8659 US Highway 42, Florence, KY, 41042 8531A5.0 ★Texas Ratio: 7.74% offering Fixed Equity Rich Loan at 8.02% APR, Delta Community Credit UnionDelta Community Credit Union4885 Houston Rd, Florence, KY, 41042 4894A+5.0 ★Texas Ratio: 1.57% offering Personal Loan at 8.75% APR, Kemba Credit UnionKemba Credit Union5935 Merchants St, Florence, KY, 41042 1198A5.0 ★Texas Ratio: 6.17% offering Personal Loan at 13.12% APR, and Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit Union820 W Broadway, Louisville, KY, 40202A+5.0 ★Texas Ratio: 1.44% offering Holiday & Anything Loan Special at 4.75% APR. Personal loan rates as of March 25, 2026 according to verified data from MonitorBankRates.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Florence, Kentucky can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Florence, Kentucky.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Florence, Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 25, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6720 Dixie Hwy, Florence, KY, 41042 2108
Recreation Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 25, 2026
Details

As Low As; Terms up to 120 months

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
8659 US Highway 42, Florence, KY, 41042 8531
Fixed Equity Rich Loan
8.02%
View
▼
APR8.02%
Last UpdatedMarch 25, 2026
Details

No additional details available.

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
8659 US Highway 42, Florence, KY, 41042 8531
Fixed Equity Rich Loan 10-year Fixed
8.02%
View
▼
APR8.02%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
8.75%
View
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6720 Dixie Hwy, Florence, KY, 41042 2108
Unsecured Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

Credit Score 680+

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.25%
View
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details

No additional details available.

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
8659 US Highway 42, Florence, KY, 41042 8531
Signature Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details

No additional details available.

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
8659 US Highway 42, Florence, KY, 41042 8531
Signature Loans
10.75%
View
▼
APR10.75%
Last UpdatedMarch 25, 2026
Details

As Low As

Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6720 Dixie Hwy, Florence, KY, 41042 2108
Unsecured Loans
12.00%
View
▼
APR12.00%
Last UpdatedMarch 25, 2026
Details

Credit Score 640-679

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
5935 Merchants St, Florence, KY, 41042 1198
Personal Loan
13.12%
View
▼
APR13.12%
Last UpdatedMarch 25, 2026
Details

As Low As

Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6720 Dixie Hwy, Florence, KY, 41042 2108
Unsecured Loans
15.00%
View
▼
APR15.00%
Last UpdatedMarch 25, 2026
Details

Credit Score 600-639

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
8659 US Highway 42, Florence, KY, 41042 8531
Hardship Emergency Loan Program (HELP)
18.00%
View
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6720 Dixie Hwy, Florence, KY, 41042 2108
Unsecured Loans
18.00%
View
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details

Credit Score 599 or less

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
4.75%
View
▼
APR4.75%
Last UpdatedMarch 25, 2026
Details

Maximum: $5,000.00

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
5.25%
View
▼
APR5.25%
Last UpdatedMarch 25, 2026
Details

Maximum: $4,000.00

ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
3805 CUMBERLAND AVE, MIDDLESBORO, KY, 40965
Real Estate Equity Loans 85% LTV PLUS CLOSING
5.25%
View
▼
APR5.25%
Last UpdatedMarch 25, 2026
Details

No additional details available.

ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
3805 CUMBERLAND AVE, MIDDLESBORO, KY, 40965
Real Estate Equity Loans 85% Loan-To-Value NO CLOSING
5.25%
View
▼
APR5.25%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
332 15th St, Ashland, KY, 41101
Medical Residency Refinance Loan - Fixed
5.45%
View
▼
APR5.45%
Last UpdatedMarch 25, 2026
Details

As Low As; 9.99%

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
332 15th St, Ashland, KY, 41101
Medical Residency Refinance Loan - Variable
5.51%
View
▼
APR5.51%
Last UpdatedMarch 25, 2026
Details

As Low As; 10.31%APR

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
332 15th St, Ashland, KY, 41101
Variable Rate Loan
5.51%
View
▼
APR5.51%
Last UpdatedMarch 25, 2026
Details

Your interest rate and monthly payments can fluctuate during the repayment period.

ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
3805 CUMBERLAND AVE, MIDDLESBORO, KY, 40965
Real Estate Equity Loans
5.75%
View
▼
APR5.75%
Last UpdatedMarch 25, 2026
Details

OVER $50,000.00

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
6.00%
View
▼
APR6.00%
Last UpdatedMarch 25, 2026
Details

Maximum: $2,500.00

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Land Loans
6.00%
View
▼
APR6.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
DEBT RESTRUCTURE
6.24%
View
▼
APR6.24%
Last UpdatedMarch 25, 2026
Details

Used Vehicle Loan; no cash out

Signet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
163 Pecan CT, Paducah, KY, 42001
Recreational Loan
6.46%
View
▼
APR6.46%
Last UpdatedMarch 25, 2026
Details

As Low As

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Land Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 25, 2026
Details

Loan-to-Value: 80%; Amount: 10 acres

Lake Chem Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
35 US Highway 68 E, Benton, KY, 42025
Recreational Loans
6.75%
View
▼
APR6.75%
Last UpdatedMarch 25, 2026
Details

As Low As; All rates are subject to credit approval.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / A
6.90%
View
▼
APR6.90%
Last UpdatedMarch 25, 2026
Details

$3000

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / A+
6.90%
View
▼
APR6.90%
Last UpdatedMarch 25, 2026
Details

$3000

Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE LOAN SPECIAL
7.00%
View
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
Signature Special
7.00%
View
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.00%
View
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details

$9,500 A 850-680

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.50%
View
▼
APR7.50%
Last UpdatedMarch 25, 2026
Details

$5,000 B 640-679

CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 25, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
7.75%
View
▼
APR7.75%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / B
7.90%
View
▼
APR7.90%
Last UpdatedMarch 25, 2026
Details

$3000

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Vacation & Holiday Loans
7.90%
View
▼
APR7.90%
Last UpdatedMarch 25, 2026
Details

As Low As; Up to $2,000

CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.00%
View
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details

$9,500 A 850-680

CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
8.25%
View
▼
APR8.25%
Last UpdatedMarch 25, 2026
Details

No additional details available.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Signature Loan
8.49%
View
▼
APR8.49%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loan
8.49%
View
▼
APR8.49%
Last UpdatedMarch 25, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 25, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
8.50%
View
▼
APR8.50%
Last UpdatedMarch 25, 2026
Details

Personal Loan

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.50%
View
▼
APR8.50%
Last UpdatedMarch 25, 2026
Details

$5,000 B 640-679

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
8.50%
View
▼
APR8.50%
Last UpdatedMarch 25, 2026
Details

$3,500 C 600-639

CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
8.50%
View
▼
APR8.50%
Last UpdatedMarch 25, 2026
Details

No additional details available.

C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Miscellaneous Collateral Loan (e.g. Computers & Lawn Mowers)
8.75%
View
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
1609 Campbell Ln, Bowling Green, KY, 42104
Holiday Loan
8.90%
View
▼
APR8.90%
Last UpdatedMarch 25, 2026
Details

As Low As; Available for $500-$5000

Abound Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
3939 S Dixie Blvd, Radcliff, KY, 40160 5113
Personal Loan
8.90%
View
▼
APR8.90%
Last UpdatedMarch 25, 2026
Details

As Low As

First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2652 N Bend Rd, Hebron, KY, 41048
f1RST® Quick Loan
8.99%
View
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details

As Low As

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
900 S 12th St, Louisville, KY, 40210
Freedom Fast Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

Personal Loan

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

$9,500 A 850-680

KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

As Low As

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

*View rates page for full disclosure details.

C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.25%
View
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
View
▼
APR9.49%
Last UpdatedMarch 25, 2026
Details

As Low As

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
9.50%
View
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details

$3,500 C 600-639

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.50%
View
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details

$5,000 B 640-679

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details

Personal Loan

Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Signature Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details

As Low As

Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Vacation Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Credit Builder Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
440 Park Pl, Lexington, KY, 40511 1829
Signature Loan (fixed)
9.75%
View
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
9.75%
View
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details

Maximum: $1,500.00

Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)
9.90%
View
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Signature/Unsecured
9.99%
View
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Personal Signature Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Holiday Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Vacation Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details

As Low As

Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY, 40214
Personal/Signature
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

As Low As

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

As Low As

Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE/CO-SIGNER
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

$9,500 A 850-680

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

Personal Loan

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
10.25%
View
▼
APR10.25%
Last UpdatedMarch 25, 2026
Details

Score: A+ = 750+

Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)
10.40%
View
▼
APR10.40%
Last UpdatedMarch 25, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 25, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.50%
View
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details

$5,000 B 640-679

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details

Personal Loan

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
10.50%
View
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details

$3,500 C 600-639

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
10.50%
View
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details

Score: A+ = 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / C
10.90%
View
▼
APR10.90%
Last UpdatedMarch 25, 2026
Details

$3000

Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
10.90%
View
▼
APR10.90%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Personal Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details

As Low As; Up to $10,000

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 25, 2026
Details

Score: A+ = 750+

Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2652 N Bend Rd, Hebron, KY, 41048
Personal Loan
11.09%
View
▼
APR11.09%
Last UpdatedMarch 25, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
11.24%
View
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
Personal Loans
11.25%
View
▼
APR11.25%
Last UpdatedMarch 25, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
Signature/Unsecured
11.49%
View
▼
APR11.49%
Last UpdatedMarch 25, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedMarch 25, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
11.50%
View
▼
APR11.50%
Last UpdatedMarch 25, 2026
Details

Score: A+ = 750+

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
11.50%
View
▼
APR11.50%
Last UpdatedMarch 25, 2026
Details

$3,500 C 600-639

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
11.50%
View
▼
APR11.50%
Last UpdatedMarch 25, 2026
Details

$9,500 A 850-680

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
11.75%
View
▼
APR11.75%
Last UpdatedMarch 25, 2026
Details

Maximum: $1,000.00

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
Signature
11.90%
View
▼
APR11.90%
Last UpdatedMarch 25, 2026
Details

As Low As; $5,000.00

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
12.00%
View
▼
APR12.00%
Last UpdatedMarch 25, 2026
Details

Score: A = 680-749

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Personal Loans
12.24%
View
▼
APR12.24%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Signature Loans
12.24%
View
▼
APR12.24%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Credit Builder Loans
12.24%
View
▼
APR12.24%
Last UpdatedMarch 25, 2026
Details

As Low As

Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)
12.40%
View
▼
APR12.40%
Last UpdatedMarch 25, 2026
Details

As Low As

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Signature Loan (Unsecured)
12.49%
View
▼
APR12.49%
Last UpdatedMarch 25, 2026
Details

As Low As; Fixed

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
12.50%
View
▼
APR12.50%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Loans
12.50%
View
▼
APR12.50%
Last UpdatedMarch 25, 2026
Details

As Low As; months

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
12.50%
View
▼
APR12.50%
Last UpdatedMarch 25, 2026
Details

$5,000 B 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
12.50%
View
▼
APR12.50%
Last UpdatedMarch 25, 2026
Details

Score: B = 640-679

Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Signature
12.66%
View
▼
APR12.66%
Last UpdatedMarch 25, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
13.00%
View
▼
APR13.00%
Last UpdatedMarch 25, 2026
Details

Score: B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
13.50%
View
▼
APR13.50%
Last UpdatedMarch 25, 2026
Details

Score: C = 600-639

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
13.50%
View
▼
APR13.50%
Last UpdatedMarch 25, 2026
Details

$3,500 C 600-639

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Lines of Credit
13.50%
View
▼
APR13.50%
Last UpdatedMarch 25, 2026
Details

As Low As; Revolving

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
13.50%
View
▼
APR13.50%
Last UpdatedMarch 25, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedMarch 25, 2026
Details

As Low As; Rates as low as 13.74% APR* for a 12-month term.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Ultra Loan (Unsecured)
13.99%
View
▼
APR13.99%
Last UpdatedMarch 25, 2026
Details

As Low As; Fixed

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
14.00%
View
▼
APR14.00%
Last UpdatedMarch 25, 2026
Details

Score: C = 600-639

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
14.24%
View
▼
APR14.24%
Last UpdatedMarch 25, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
14.24%
View
▼
APR14.24%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / D
14.40%
View
▼
APR14.40%
Last UpdatedMarch 25, 2026
Details

$3000

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedMarch 25, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedMarch 25, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.50%
View
▼
APR14.50%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
14.50%
View
▼
APR14.50%
Last UpdatedMarch 25, 2026
Details

Score: C = 600-639

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
14.75%
View
▼
APR14.75%
Last UpdatedMarch 25, 2026
Details

Maximum: $1,000.00

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
15.00%
View
▼
APR15.00%
Last UpdatedMarch 25, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
15.00%
View
▼
APR15.00%
Last UpdatedMarch 25, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
15.00%
View
▼
APR15.00%
Last UpdatedMarch 25, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
15.00%
View
▼
APR15.00%
Last UpdatedMarch 25, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
15.00%
View
▼
APR15.00%
Last UpdatedMarch 25, 2026
Details

$800 D-90% LTV 555-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
15.50%
View
▼
APR15.50%
Last UpdatedMarch 25, 2026
Details

Score: D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
16.00%
View
▼
APR16.00%
Last UpdatedMarch 25, 2026
Details

Score: D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / E
16.40%
View
▼
APR16.40%
Last UpdatedMarch 25, 2026
Details

$3000

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
8.75%
View
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.25%
View
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
5935 Merchants St, Florence, KY, 41042 1198
Personal Loan
13.12%
View
▼
APR13.12%
Last UpdatedMarch 25, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 25, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
8.50%
View
▼
APR8.50%
Last UpdatedMarch 25, 2026
Details

Personal Loan

Abound Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
3939 S Dixie Blvd, Radcliff, KY, 40160 5113
Personal Loan
8.90%
View
▼
APR8.90%
Last UpdatedMarch 25, 2026
Details

As Low As

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
900 S 12th St, Louisville, KY, 40210
Freedom Fast Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

Personal Loan

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
View
▼
APR9.49%
Last UpdatedMarch 25, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details

Personal Loan

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

Personal Loan

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
10.25%
View
▼
APR10.25%
Last UpdatedMarch 25, 2026
Details

Score: A+ = 750+

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 25, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details

Score: A+ = 750+

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details

Personal Loan

Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
10.90%
View
▼
APR10.90%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Personal Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details

As Low As; Up to $10,000

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 25, 2026
Details

Score: A+ = 750+

First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2652 N Bend Rd, Hebron, KY, 41048
Personal Loan
11.09%
View
▼
APR11.09%
Last UpdatedMarch 25, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
11.24%
View
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
11.24%
View
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
Personal Loans
11.25%
View
▼
APR11.25%
Last UpdatedMarch 25, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedMarch 25, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
11.50%
View
▼
APR11.50%
Last UpdatedMarch 25, 2026
Details

Score: A+ = 750+

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details

As Low As; Maximum amount of $25,000 or 20% of annual income.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
12.00%
View
▼
APR12.00%
Last UpdatedMarch 25, 2026
Details

Score: A = 680-749

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Personal Loans
12.24%
View
▼
APR12.24%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Loans
12.50%
View
▼
APR12.50%
Last UpdatedMarch 25, 2026
Details

As Low As; months

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
12.50%
View
▼
APR12.50%
Last UpdatedMarch 25, 2026
Details

Score: B = 640-679

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
13.00%
View
▼
APR13.00%
Last UpdatedMarch 25, 2026
Details

Score: B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
13.50%
View
▼
APR13.50%
Last UpdatedMarch 25, 2026
Details

Score: C = 600-639

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedMarch 25, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedMarch 25, 2026
Details

As Low As; Rates as low as 13.74% APR* for a 12-month term.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
14.00%
View
▼
APR14.00%
Last UpdatedMarch 25, 2026
Details

Score: C = 600-639

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
14.24%
View
▼
APR14.24%
Last UpdatedMarch 25, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
14.24%
View
▼
APR14.24%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
14.50%
View
▼
APR14.50%
Last UpdatedMarch 25, 2026
Details

Score: C = 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
15.50%
View
▼
APR15.50%
Last UpdatedMarch 25, 2026
Details

Score: D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
16.00%
View
▼
APR16.00%
Last UpdatedMarch 25, 2026
Details

Score: D = 550-599

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
DEBT RESTRUCTURE
6.24%
View
▼
APR6.24%
Last UpdatedMarch 25, 2026
Details

Used Vehicle Loan; no cash out

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedMarch 25, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedMarch 25, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
8659 US Highway 42, Florence, KY, 41042 8531
Signature Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
8659 US Highway 42, Florence, KY, 41042 8531
Signature Loans
10.75%
View
▼
APR10.75%
Last UpdatedMarch 25, 2026
Details

As Low As

Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE LOAN SPECIAL
7.00%
View
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
Signature Special
7.00%
View
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.00%
View
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details

$9,500 A 850-680

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.50%
View
▼
APR7.50%
Last UpdatedMarch 25, 2026
Details

$5,000 B 640-679

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.00%
View
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details

$9,500 A 850-680

L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Signature Loan
8.49%
View
▼
APR8.49%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loan
8.49%
View
▼
APR8.49%
Last UpdatedMarch 25, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 25, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
8.50%
View
▼
APR8.50%
Last UpdatedMarch 25, 2026
Details

$3,500 C 600-639

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.50%
View
▼
APR8.50%
Last UpdatedMarch 25, 2026
Details

$5,000 B 640-679

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

$9,500 A 850-680

KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

As Low As

C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details

*View rates page for full disclosure details.

C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.25%
View
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
View
▼
APR9.49%
Last UpdatedMarch 25, 2026
Details

As Low As

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
9.50%
View
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details

$3,500 C 600-639

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.50%
View
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details

$5,000 B 640-679

Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Signature Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details

As Low As

Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
440 Park Pl, Lexington, KY, 40511 1829
Signature Loan (fixed)
9.75%
View
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Personal Signature Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Signature/Unsecured
9.99%
View
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

$9,500 A 850-680

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

As Low As

Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE/CO-SIGNER
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

No additional details available.

KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

As Low As

Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY, 40214
Personal/Signature
10.00%
View
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details

As Low As

Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
10.50%
View
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
10.50%
View
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details

$3,500 C 600-639

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.50%
View
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details

$5,000 B 640-679

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
Signature/Unsecured
11.49%
View
▼
APR11.49%
Last UpdatedMarch 25, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
11.50%
View
▼
APR11.50%
Last UpdatedMarch 25, 2026
Details

$3,500 C 600-639

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
11.50%
View
▼
APR11.50%
Last UpdatedMarch 25, 2026
Details

$9,500 A 850-680

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
Signature
11.90%
View
▼
APR11.90%
Last UpdatedMarch 25, 2026
Details

As Low As; $5,000.00

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Signature Loans
12.24%
View
▼
APR12.24%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Signature Loan (Unsecured)
12.49%
View
▼
APR12.49%
Last UpdatedMarch 25, 2026
Details

As Low As; Fixed

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
12.50%
View
▼
APR12.50%
Last UpdatedMarch 25, 2026
Details

$5,000 B 640-679

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
12.50%
View
▼
APR12.50%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Signature
12.66%
View
▼
APR12.66%
Last UpdatedMarch 25, 2026
Details

As Low As

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
13.50%
View
▼
APR13.50%
Last UpdatedMarch 25, 2026
Details

$3,500 C 600-639

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
13.50%
View
▼
APR13.50%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.50%
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APR14.50%
Last UpdatedMarch 25, 2026
Details

No additional details available.

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
15.00%
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▼
APR15.00%
Last UpdatedMarch 25, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
15.00%
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▼
APR15.00%
Last UpdatedMarch 25, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
15.00%
View
▼
APR15.00%
Last UpdatedMarch 25, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
15.00%
View
▼
APR15.00%
Last UpdatedMarch 25, 2026
Details

$800 D-90% LTV 555-599

Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
15.00%
View
▼
APR15.00%
Last UpdatedMarch 25, 2026
Details

$800 D-90% LTV 555-599

No home improvement personal loan rates found in Florence, KY currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Kentucky?

Most lenders in Florence, Kentucky require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kentucky often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Florence, Kentucky require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Kentucky?

Yes. Debt consolidation is one of the most common uses of personal loans in Florence, Kentucky. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Florence, Kentucky?

Credit unions in Florence, Kentucky often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Florence, Kentucky?

  • Northern Kentucky Federal Credit Union: 5.00% (Recreation Loan)
  • General Electric Credit Union: 8.02% (Fixed Equity Rich Loan)
  • Delta Community Credit Union: 8.75% (Personal Loan)
  • Kemba Credit Union: 13.12% (Personal Loan)
  • Louisville Gas & Electric Company Credit Union: 4.75% (Holiday & Anything Loan Special)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Florence, Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 25, 2026.

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