Kentucky Personal Loan Rate Trends
Track current and weekly average personal loan rates in Kentucky, view interactive rate trend charts, and compare local KY aprs against the national average.
Current Kentucky Personal Loan Rate Trends
Personal Loan rates in Kentucky rose 1.481 this week, pushing the Personal Loan average to 12.757%, up from 11.276% last week.
At 12.757%, Kentucky’s average sits 2.017 above the current national average of 10.740%. This above-average spread may reflect local market conditions or regional lender competition in KY.
The Kentucky personal loan rate averages on this page are calculated from 112 verified personal loan rate quotes collected across 32 banks and credit unions actively operating in Kentucky. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Kentucky Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Kentucky personal loan rate averages compiled from 112 current rate quotes across 32 banks and credit unions operating in KY — updated daily.
As of May 15, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Kentucky
Quarterly average personal loan rates at credit unions headquartered in Kentucky, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Kentucky (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
