Best Personal Loan Rates in Creston, Iowa (IA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Creston, Iowa include: Community 1st Credit Union Ottumwa, IACommunity 1st Credit Union Ottumwa, IA205 E Taylor St, Creston, IA, 50801B-4.3 ★Texas Ratio: 23.52% offering Holiday Loan at 8.49% APR, Members1st Community Credit UnionMembers1st Community Credit UnionA+5.0 ★Texas Ratio: 3.76% offering 61 - 72 Months (Loan must be or more) at 4.74% APR, Fort Dodge Family Credit UnionFort Dodge Family Credit UnionA5.0 ★Texas Ratio: 10.12% offering Unsecured at 5.60% APR, Cedar Falls Community Credit UnionCedar Falls Community Credit UnionA+5.0 ★Texas Ratio: 3.75% offering 1 Year Construction Loan at 5.75% APR, and R.I.A. Federal Credit UnionR.I.A. Federal Credit UnionA5.0 ★Texas Ratio: 7.00% offering 120-month Power Equity Loan at 6.71% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Creston has 1 local institution in our database, with personal loan rates as low as 8.49% APR from Community 1st Credit Union Ottumwa, IA at 205 E Taylor St, Creston, IA, 50801. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Creston, Iowa.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Creston, Iowa. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
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Credit Score: 700+
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11.50% APR (Rate is based on credit score and automatic payment)
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Loan Amount: $7,500
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Regular APR: 14.74% - 24.74%
Click here for important product information.
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11.50% APR (Rate is based on credit score and automatic payment)
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Regular APR: 14.74% - 24.74%
Creston, IA Personal Loan Rate Trends
Compare local Creston, IA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Iowa personal loan rates rose 0.386 points over the past 7 days to 10.875% APR.
Iowa signature loan rates currently average 11.857% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Iowa?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Iowa?
Are credit unions or banks better for personal loans in Creston, Iowa?
What are the best personal loan rates in Creston, Iowa?
- Community 1st Credit Union Ottumwa, IA: 8.49% (Holiday Loan)
- Members1st Community Credit Union: 4.74% (61 - 72 Months (Loan must be or more))
- Fort Dodge Family Credit Union: 5.60% (Unsecured)
- Cedar Falls Community Credit Union: 5.75% (1 Year Construction Loan)
- R.I.A. Federal Credit Union: 6.71% (120-month Power Equity Loan)
Personal Loan Calculators
