MonitorBankRates
Home Personal Loans Iowa Blanchard iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our editorial team independently verifies all rates and data displayed. Advertiser relationships do not influence our health rating, star rankings, Texas Ratio calculation, or the rates shown.

Best Personal Loan Rates in Blanchard, Iowa (IA) - May 2026

Current personal loan options available to borrowers in Blanchard, Iowa include: Members1st Community Credit UnionMembers1st Community Credit UnionA+5.0 ★Texas Ratio: 3.76% offering 61 - 72 Months (Loan must be or more) at 4.74% APR, Fort Dodge Family Credit UnionFort Dodge Family Credit UnionA5.0 ★Texas Ratio: 10.12% offering Unsecured at 5.60% APR, Cedar Falls Community Credit UnionCedar Falls Community Credit UnionA+5.0 ★Texas Ratio: 3.75% offering 1 Year Construction Loan at 5.75% APR, R.I.A. Federal Credit UnionR.I.A. Federal Credit UnionA5.0 ★Texas Ratio: 7.00% offering 120-month Power Equity Loan at 6.71% APR, and First Class Community Credit UnionFirst Class Community Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Recreational Loans at 7.25% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.

Blanchard borrowers have access to 36 lenders serving the Iowa area, with personal loan rates as low as 4.74% APR from Members1st Community Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Blanchard, Iowa.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Blanchard, Iowa. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
61 - 72 Months (Loan must be or more)
4.74%
APR4.74%
Last UpdatedMay 9, 2026
Details

$18,001; As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
73-84 Months (Loan must be or more & mileage under 25,000 miles)
4.99%
APR4.99%
Last UpdatedMay 9, 2026
Details

$30,001; As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Unsecured
5.60%
APR5.60%
Last UpdatedMay 9, 2026
Details

No additional details available.

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1 Year Construction Loan
5.75%
APR5.75%
Last UpdatedMay 9, 2026
Details

No additional details available.

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
120-month Power Equity Loan
6.72%
APR6.72%
Last UpdatedMay 9, 2026
Details

No additional details available.

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Recreational Loans
7.25%
APR7.25%
Last UpdatedMay 9, 2026
Details

As Low As; 2024 or Newer

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
Loan
7.45%
APR7.45%
Last UpdatedMay 9, 2026
Details

No additional details available.

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
Personal Loan
7.45%
APR7.45%
Last UpdatedMay 9, 2026
Details

As Low As; Offer valid 4/1/2026 - 6/30/2026. Valid only on new loans submitted and approved. Certain qualifications apply.

River Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
Personal Loans
7.50%
APR7.50%
Last UpdatedMay 9, 2026
Details

As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Recreational Loans
7.75%
APR7.75%
Last UpdatedMay 9, 2026
Details

As Low As; 2023-2021

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
Construction Loan
7.93%
APR7.93%
Last UpdatedMay 9, 2026
Details

Credit Score: 700+

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) Up to 12 Months Relationship Rate
8.00%
APR8.00%
Last UpdatedMay 9, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) 13 to 24 Months Relationship Rate
8.20%
APR8.20%
Last UpdatedMay 9, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Recreational Loans
8.25%
APR8.25%
Last UpdatedMay 9, 2026
Details

As Low As; 2020-2018

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) Up to 12 Months
8.25%
APR8.25%
Last UpdatedMay 9, 2026
Details

As Low As

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
Loan
8.45%
APR8.45%
Last UpdatedMay 9, 2026
Details

No additional details available.

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) 13 to 24 Months
8.45%
APR8.45%
Last UpdatedMay 9, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) 25 to 36 Months Relationship Rate
8.45%
APR8.45%
Last UpdatedMay 9, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal Loans
8.49%
APR8.49%
Last UpdatedMay 9, 2026
Details

As Low As

Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
Holiday Loan
8.49%
APR8.49%
Last UpdatedMay 9, 2026
Details

As Low As

Collins Community Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.97%
Credit Builder Loan
8.50%
APR8.50%
Last UpdatedMay 9, 2026
Details

As Low As; 8.50% (fixed)

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) 25 to 36 Months
8.70%
APR8.70%
Last UpdatedMay 9, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Recreational Loans
8.75%
APR8.75%
Last UpdatedMay 9, 2026
Details

As Low As; 2017 or Older

Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IMAGINE LOAN
8.99%
APR8.99%
Last UpdatedMay 9, 2026
Details

As Low As; Money for anything you can imagine. (Fixed term)

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 9, 2026
Details

As Low As

Family Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Signature Loan
9.00%
APR9.00%
Last UpdatedMay 9, 2026
Details

As Low As; * Actual Rate you receive is based on your credit score and term.

Collins Community Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.97%
Unsecured
9.10%
APR9.10%
Last UpdatedMay 9, 2026
Details

As Low As; 9.10%

Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal
9.25%
APR9.25%
Last UpdatedMay 9, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
9.25%
APR9.25%
Last UpdatedMay 9, 2026
Details

As Low As

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
Loan
9.45%
APR9.45%
Last UpdatedMay 9, 2026
Details

No additional details available.

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) 37 to 48 Months Relationship Rate
9.45%
APR9.45%
Last UpdatedMay 9, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IMAGINE LOAN
9.49%
APR9.49%
Last UpdatedMay 9, 2026
Details

As Low As; Money for anything you can imagine. (Fixed term)

Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
9.50%
APR9.50%
Last UpdatedMay 9, 2026
Details

As Low As

Collins Community Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.97%
Unsecured
9.60%
APR9.60%
Last UpdatedMay 9, 2026
Details

As Low As; 9.60%

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) 37 to 48 Months
9.70%
APR9.70%
Last UpdatedMay 9, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
9.75%
APR9.75%
Last UpdatedMay 9, 2026
Details

As Low As

Journey Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
Signature
9.99%
APR9.99%
Last UpdatedMay 9, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IMAGINE LOAN
9.99%
APR9.99%
Last UpdatedMay 9, 2026
Details

As Low As; Money for anything you can imagine. (Fixed term)

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 9, 2026
Details

As Low As

Metco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Unsecured Loans - 6 - 24 months
9.99%
APR9.99%
Last UpdatedMay 9, 2026
Details

No additional details available.

Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
Consumer Personal Loan
9.99%
APR9.99%
Last UpdatedMay 9, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
Unsecured
10.25%
APR10.25%
Last UpdatedMay 9, 2026
Details

As Low As

Journey Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
Signature
10.29%
APR10.29%
Last UpdatedMay 9, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) Up to 60 Relationship Rate
10.45%
APR10.45%
Last UpdatedMay 9, 2026
Details

As Low As

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
Loan
10.45%
APR10.45%
Last UpdatedMay 9, 2026
Details

No additional details available.

Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IMAGINE LOAN
10.49%
APR10.49%
Last UpdatedMay 9, 2026
Details

As Low As; Money for anything you can imagine. (Fixed term)

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
10.49%
APR10.49%
Last UpdatedMay 9, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) Up to 60
10.70%
APR10.70%
Last UpdatedMay 9, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
Unsecured
10.75%
APR10.75%
Last UpdatedMay 9, 2026
Details

As Low As

Citizens Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Unsecured Loans
10.90%
APR10.90%
Last UpdatedMay 9, 2026
Details

As Low As

Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IMAGINE LOAN
10.99%
APR10.99%
Last UpdatedMay 9, 2026
Details

As Low As; Money for anything you can imagine. (Fixed term)

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 9, 2026
Details

As Low As

Affinity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Signature - Up to 60 months
10.99%
APR10.99%
Last UpdatedMay 9, 2026
Details

No additional details available.

United Credit Union Council Bluffs, IA
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Signature Loans
11.00%
APR11.00%
Last UpdatedMay 9, 2026
Details

No additional details available.

Casebine Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
General Unsecured
11.04%
APR11.04%
Last UpdatedMay 9, 2026
Details

As Low As

North Star Community Credit Union Cherokee, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.47%
Signature (Closed End)
11.24%
APR11.24%
Last UpdatedMay 9, 2026
Details

As Low As; Maximum Amount Financed: $10,000

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.24%
APR11.24%
Last UpdatedMay 9, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
Unsecured
11.25%
APR11.25%
Last UpdatedMay 9, 2026
Details

As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
Personal Loan Greater than
11.25%
APR11.25%
Last UpdatedMay 9, 2026
Details

$5,000

Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
Loan
11.45%
APR11.45%
Last UpdatedMay 9, 2026
Details

No additional details available.

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
Personal Loan
11.49%
APR11.49%
Last UpdatedMay 9, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.49%
APR11.49%
Last UpdatedMay 9, 2026
Details

As Low As

Ascentra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
Signature loans - No collateral required
11.50%
APR11.50%
Last UpdatedMay 9, 2026
Details

11.50% APR (Rate is based on credit score and automatic payment)

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.74%
APR11.74%
Last UpdatedMay 9, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
Unsecured
11.75%
APR11.75%
Last UpdatedMay 9, 2026
Details

As Low As

Sioux Valley Community Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.29%
Unsecured
11.90%
APR11.90%
Last UpdatedMay 9, 2026
Details

Up to $1,000

Sioux Valley Community Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.29%
to $2,999 Unsecured
11.90%
APR11.90%
Last UpdatedMay 9, 2026
Details

Over $1,000

Metco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Unsecured Loans - 25 - 48 months
11.99%
APR11.99%
Last UpdatedMay 9, 2026
Details

No additional details available.

Members Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Unsecured Personal Loan
11.99%
APR11.99%
Last UpdatedMay 9, 2026
Details

No additional details available.

Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Unsecured Loan
12.11%
APR12.11%
Last UpdatedMay 9, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
12.24%
APR12.24%
Last UpdatedMay 9, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
Unsecured
12.25%
APR12.25%
Last UpdatedMay 9, 2026
Details

As Low As

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
12.49%
APR12.49%
Last UpdatedMay 9, 2026
Details

As Low As

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
Unsecured
12.75%
APR12.75%
Last UpdatedMay 9, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
Unsecured
12.99%
APR12.99%
Last UpdatedMay 9, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
Unsecured Loan
12.99%
APR12.99%
Last UpdatedMay 9, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
Unsecured Loan
13.22%
APR13.22%
Last UpdatedMay 9, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
Unsecured
13.22%
APR13.22%
Last UpdatedMay 9, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
Unsecured
13.47%
APR13.47%
Last UpdatedMay 9, 2026
Details

As Low As

First Security B&T Co. IA
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
Unsecured Loan
13.47%
APR13.47%
Last UpdatedMay 9, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Signature Loan & Personal Loan
13.50%
APR13.50%
Last UpdatedMay 9, 2026
Details

No additional details available.

Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Personal/Unsecured Loan
13.97%
APR13.97%
Last UpdatedMay 9, 2026
Details

Loan Amount: $7,500

Industrial Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature
14.00%
APR14.00%
Last UpdatedMay 9, 2026
Details

No additional details available.

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal
14.00%
APR14.00%
Last UpdatedMay 9, 2026
Details

No additional details available.

First Bank Hampton
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
Signature Travel
14.74%
APR14.74%
Last UpdatedMay 9, 2026
Details

Regular APR: 14.74% - 24.74%

First Security B&T Co. IA
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
Safety Check Loan
18.00%
APR18.00%
Last UpdatedMay 9, 2026
Details

Click here for important product information.

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Rapid Cash Loan
18.99%
APR18.99%
Last UpdatedMay 9, 2026
Details

No additional details available.

Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
Payday Alternative Loan
19.00%
APR19.00%
Last UpdatedMay 9, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
Personal Loan
7.45%
APR7.45%
Last UpdatedMay 9, 2026
Details

As Low As; Offer valid 4/1/2026 - 6/30/2026. Valid only on new loans submitted and approved. Certain qualifications apply.

River Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
Personal Loans
7.50%
APR7.50%
Last UpdatedMay 9, 2026
Details

As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) Up to 12 Months Relationship Rate
8.00%
APR8.00%
Last UpdatedMay 9, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) 13 to 24 Months Relationship Rate
8.20%
APR8.20%
Last UpdatedMay 9, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) Up to 12 Months
8.25%
APR8.25%
Last UpdatedMay 9, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) 13 to 24 Months
8.45%
APR8.45%
Last UpdatedMay 9, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) 25 to 36 Months Relationship Rate
8.45%
APR8.45%
Last UpdatedMay 9, 2026
Details

As Low As

First Class Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Personal Loans
8.49%
APR8.49%
Last UpdatedMay 9, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) 25 to 36 Months
8.70%
APR8.70%
Last UpdatedMay 9, 2026
Details

As Low As

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 9, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
9.25%
APR9.25%
Last UpdatedMay 9, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) 37 to 48 Months Relationship Rate
9.45%
APR9.45%
Last UpdatedMay 9, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
9.50%
APR9.50%
Last UpdatedMay 9, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) 37 to 48 Months
9.70%
APR9.70%
Last UpdatedMay 9, 2026
Details

As Low As

Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
9.75%
APR9.75%
Last UpdatedMay 9, 2026
Details

As Low As

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 9, 2026
Details

As Low As

Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
Consumer Personal Loan
9.99%
APR9.99%
Last UpdatedMay 9, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) Up to 60 Relationship Rate
10.45%
APR10.45%
Last UpdatedMay 9, 2026
Details

As Low As

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
10.49%
APR10.49%
Last UpdatedMay 9, 2026
Details

As Low As

Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Cross-Collateralized Loans (Personal Loans) Up to 60
10.70%
APR10.70%
Last UpdatedMay 9, 2026
Details

As Low As

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 9, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.24%
APR11.24%
Last UpdatedMay 9, 2026
Details

As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
Personal Loan Greater than
11.25%
APR11.25%
Last UpdatedMay 9, 2026
Details

$5,000

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
Personal Loan
11.49%
APR11.49%
Last UpdatedMay 9, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.49%
APR11.49%
Last UpdatedMay 9, 2026
Details

As Low As

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
11.74%
APR11.74%
Last UpdatedMay 9, 2026
Details

As Low As

Members Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Unsecured Personal Loan
11.99%
APR11.99%
Last UpdatedMay 9, 2026
Details

No additional details available.

Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
Personal Loans (Unsecured)
12.24%
APR12.24%
Last UpdatedMay 9, 2026
Details

As Low As

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Personal Loan
12.49%
APR12.49%
Last UpdatedMay 9, 2026
Details

As Low As

Cent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Signature Loan & Personal Loan
13.50%
APR13.50%
Last UpdatedMay 9, 2026
Details

No additional details available.

No debt consolidation personal loan rates found in Blanchard, IA currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Family Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
Signature Loan
9.00%
APR9.00%
Last UpdatedMay 9, 2026
Details

As Low As; * Actual Rate you receive is based on your credit score and term.

Journey Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
Signature
9.99%
APR9.99%
Last UpdatedMay 9, 2026
Details

As Low As

Journey Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
Signature
10.29%
APR10.29%
Last UpdatedMay 9, 2026
Details

As Low As

Affinity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Signature - Up to 60 months
10.99%
APR10.99%
Last UpdatedMay 9, 2026
Details

No additional details available.

United Credit Union Council Bluffs, IA
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Signature Loans
11.00%
APR11.00%
Last UpdatedMay 9, 2026
Details

No additional details available.

North Star Community Credit Union Cherokee, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.47%
Signature (Closed End)
11.24%
APR11.24%
Last UpdatedMay 9, 2026
Details

As Low As; Maximum Amount Financed: $10,000

Ascentra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
Signature loans - No collateral required
11.50%
APR11.50%
Last UpdatedMay 9, 2026
Details

11.50% APR (Rate is based on credit score and automatic payment)

Cent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Signature Loan & Personal Loan
13.50%
APR13.50%
Last UpdatedMay 9, 2026
Details

No additional details available.

Industrial Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature
14.00%
APR14.00%
Last UpdatedMay 9, 2026
Details

No additional details available.

First Bank Hampton
Institution Rating:
A+5.0 ★Texas Ratio: 2.82%
Signature Travel
14.74%
APR14.74%
Last UpdatedMay 9, 2026
Details

Regular APR: 14.74% - 24.74%

No home improvement personal loan rates found in Blanchard, IA currently.

Blanchard, IA Personal Loan Rate Trends

Compare local Blanchard, IA personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Iowa Personal Loan Trends →
Personal Loan — IA Avg
10.875%
▲ 0.386 vs 7 days ago

Iowa personal loan rates rose 0.386 points over the past 7 days to 10.875% APR.

Signature Loan — IA Avg
11.857%
Unchanged vs 7 days ago

Iowa signature loan rates currently average 11.857% APR.

As of May 9, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Iowa?

Most lenders in Blanchard, Iowa require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Iowa often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Blanchard, Iowa require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Iowa?

Yes. Debt consolidation is one of the most common uses of personal loans in Blanchard, Iowa. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Blanchard, Iowa?

Credit unions in Blanchard, Iowa often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Blanchard, Iowa?

  • Members1st Community Credit Union: 4.74% (61 - 72 Months (Loan must be or more))
  • Fort Dodge Family Credit Union: 5.60% (Unsecured)
  • Cedar Falls Community Credit Union: 5.75% (1 Year Construction Loan)
  • R.I.A. Federal Credit Union: 6.71% (120-month Power Equity Loan)
  • First Class Community Credit Union: 7.25% (Recreational Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Blanchard, Iowa. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 7, 2026.