Best Personal Loan Rates in Bettendorf, Iowa (IA) - May 2026
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Bettendorf, Iowa include: R.I.A. Federal Credit UnionR.I.A. Federal Credit Union4343 Utica Ridge Rd, Bettendorf, IA, 52722A5.0 ★Texas Ratio: 7.00% offering 120-month Power Equity Loan at 6.71% APR, QCBT Quad City B&T Co.QCBT Quad City B&T Co.2118 Middle Rd, Bettendorf, IA, 52722A+5.0 ★Texas Ratio: 4.58% offering Personal Loan at 11.49% APR, Ascentra Credit UnionAscentra Credit Union2019 Grant St, Bettendorf, IA, 52722A5.0 ★Texas Ratio: 7.31% offering Signature loans - No collateral required at 11.50% APR, Members1st Community Credit UnionMembers1st Community Credit UnionA+5.0 ★Texas Ratio: 3.76% offering 61 - 72 Months (Loan must be or more) at 4.74% APR, and Fort Dodge Family Credit UnionFort Dodge Family Credit UnionA5.0 ★Texas Ratio: 10.12% offering Unsecured at 5.60% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Bettendorf has 3 local institutions in our database, with personal loan rates as low as 6.71% APR from R.I.A. Federal Credit Union at 4343 Utica Ridge Rd, Bettendorf, IA, 52722. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Bettendorf, Iowa.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Bettendorf, Iowa. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
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$5,000
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11.50% APR (Rate is based on credit score and automatic payment)
$18,001; As Low As
$30,001; As Low As
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As Low As; 2024 or Newer
As Low As; Offer valid 4/1/2026 - 6/30/2026. Valid only on new loans submitted and approved. Certain qualifications apply.
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Credit Score: 700+
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As Low As; 9.10%
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Loan Amount: $7,500
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Regular APR: 14.74% - 24.74%
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$5,000
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As Low As; Offer valid 4/1/2026 - 6/30/2026. Valid only on new loans submitted and approved. Certain qualifications apply.
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
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11.50% APR (Rate is based on credit score and automatic payment)
As Low As; * Actual Rate you receive is based on your credit score and term.
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As Low As; Maximum Amount Financed: $10,000
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Regular APR: 14.74% - 24.74%
Bettendorf, IA Personal Loan Rate Trends
Compare local Bettendorf, IA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Iowa personal loan rates rose 0.386 points over the past 7 days to 10.875% APR.
Iowa signature loan rates currently average 11.857% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Iowa?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Iowa?
Are credit unions or banks better for personal loans in Bettendorf, Iowa?
What are the best personal loan rates in Bettendorf, Iowa?
- R.I.A. Federal Credit Union: 6.71% (120-month Power Equity Loan)
- QCBT Quad City B&T Co.: 11.49% (Personal Loan)
- Ascentra Credit Union: 11.50% (Signature loans - No collateral required)
- Members1st Community Credit Union: 4.74% (61 - 72 Months (Loan must be or more))
- Fort Dodge Family Credit Union: 5.60% (Unsecured)
Personal Loan Calculators
