Best Personal Loan Rates in Moscow, Idaho (ID) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Moscow, Idaho include: Banner BankBanner Bank600 S Jackson St, Moscow, ID, 83843A+5.0 ★Texas Ratio: 1.69% offering QuickStep Equipment Loan at 6.29% APR, Idaho Central Credit UnionIdaho Central Credit Union525 W 3rd St, Moscow, ID, 83843A+5.0 ★Texas Ratio: 4.09% offering Signature Loans 12 Months at 10.04% APR, Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union828 W Pullman Rd, MOSCOW, ID, 83843 2057A+5.0 ★Texas Ratio: 4.34% offering Personal Loan at 10.99% APR, CAPITAL EDUCATORSCAPITAL EDUCATORSA5.0 ★Texas Ratio: 7.10% offering Educator Loan at 4.00% APR, and Boise Fire Department Credit UnionBoise Fire Department Credit UnionA5.0 ★Texas Ratio: 6.35% offering Loans at 5.25% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Moscow has 3 local institutions in our database, with personal loan rates as low as 6.29% APR from Banner Bank at 600 S Jackson St, Moscow, ID, 83843. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Moscow, Idaho.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Moscow, Idaho. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026
As Low As; 5-Year fixed rate
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As; Up to 60 months & $10,000 max per member
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As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
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As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.
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As Low As; *Fixed rate, terms up to 60 months available depending on credit score and amount financed. Rate shown applies to Personal Unsecured, Autos, Boats and RVs 2016 or older model year vehicles or vehicles valued at under $10,000 and Cycle Products 2021 or older model year vehicles. OAC. APR = Annual Percentage Rate. Loan rates are available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher and will be determined by loan type, applicable fees, the terms you request, the amount you finance, and your credit history. Secured and Unsecured Loans are available. Qualified borrowers can receive financing for personal loan needs including Dental, Vision, Cosmetics Procedures, Computers, Lawn Tractors, Older Autos, Snowmobiles, ATVs, Boats and RVs.
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As Low As; Regular APR: 17.99%
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Interest Rates on Loans**
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APR = Annual Percentage Rate. $20 Quick Loan Application Fee and automatic savings deposit required. Borrowers may only have one Quick Loan at any time, and no more than three in a six-month rolling period. Terms and conditions apply.
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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Moscow, ID Personal Loan Rate Trends
Compare local Moscow, ID personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho personal loan rates currently average 10.626% APR.
Idaho signature loan rates currently average 11.121% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Idaho?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Idaho?
Are credit unions or banks better for personal loans in Moscow, Idaho?
What are the best personal loan rates in Moscow, Idaho?
- Banner Bank: 6.29% (QuickStep Equipment Loan)
- Idaho Central Credit Union: 10.04% (Signature Loans 12 Months)
- Potlatch No 1 Financial Credit Union: 10.99% (Personal Loan)
- CAPITAL EDUCATORS: 4.00% (Educator Loan)
- Boise Fire Department Credit Union: 5.25% (Loans)
Personal Loan Calculators
